Exhibit 99.06 - Schedule 1
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXXXXXX | XXXXX | 2120677 | Closed | 2026-01-13 10:31 | 2026-01-16 09:56 | Resolved | 1 - Information | Credit | Eligibility | Appraisal Transfer Does Not Meet Guideline Requirements | Resolved-The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/14/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-01/14/2026 Ready for Review-Document Uploaded. - Buyer-01/14/2026 Open-Appraisal Transfer Does Not Meet Guideline Requirements. The lender guideline 6.1.4 requires an Appraisal Transfer to have copy of the invoice submitted to the original lender with outstanding balance if applicable. - Due Diligence Vendor-01/13/2026 |
Resolved-The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/14/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-01/14/2026 |
Invoice.pdf | XX | Primary Residence | Purchase | NA | 7065397 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2120677 | Closed | 2026-01-13 08:33 | 2026-01-16 09:55 | Resolved | 1 - Information | Compliance | Missing Doc | HPML: Most Recent Primary Appraisal Not Provided to Applicant | Resolved-HPML Compliant: Evidence provided of delivery of most recent primary appraisal to applicant. The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 Ready for Review-Document Uploaded. - Seller-01/14/2026 Open-HPML Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. HPML: Most Recent Primary Appraisal Date of XX/XX/XXXX s after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-01/13/2026 |
Ready for Review-Document Uploaded. - Seller-01/14/2026 |
Resolved-HPML Compliant: Evidence provided of delivery of most recent primary appraisal to applicant. The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 |
Updated appraisal emailed to borrower XX/XX/XXXX.pdf | XX | Primary Residence | Purchase | NA | 7060232 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2120677 | Closed | 2026-01-13 08:33 | 2026-01-16 09:55 | Resolved | 1 - Information | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Evidence provided of delivery of most recent primary appraisal to applicant. The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 Ready for Review-Document Uploaded. - Seller-01/14/2026 Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. - Due Diligence Vendor-01/13/2026 |
Ready for Review-Document Uploaded. - Seller-01/14/2026 |
Resolved-ECOA Compliant: Evidence provided of delivery of most recent primary appraisal to applicant. The lender provided the required documentation. Condition resolved. - Due Diligence Vendor-01/16/2026 |
Updated appraisal emailed to borrower XX/XX/XXXX.pdf | XX | Primary Residence | Purchase | NA | 7060233 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2117062 | Closed | 2026-01-08 12:08 | 2026-04-13 16:19 | Resolved | 1 - Information | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/13/2026 Ready for Review-Document Uploaded. - Buyer-01/09/2026 Open-Missing Approval/Underwriting Summary - Due Diligence Vendor-01/08/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/13/2026 |
1008 XXXX.pdf | XX | Investment | Purchase | NA | 6989671 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2117067 | Closed | 2026-01-08 08:34 | 2026-01-08 16:31 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Final HUD-1: HUD in file Preliminary/Estimated only | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/08/2026 Ready for Review-Document Uploaded. - Buyer-01/08/2026 Open-Missing Final HUD-1: Compliance testing utilized Preliminary/Estimated HUD from loan file. Additional exceptions may occur upon receipt of complete Final HUD-1. Missing Final HUD-1: HUD in file Preliminary/Estimated only - Due Diligence Vendor-01/08/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-01/08/2026 |
XXXXXXX FINAL HUD.pdf | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 6980743 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2136838 | Closed | 2026-02-19 05:22 | 2026-02-20 11:15 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy provided. Finding Resolved. - Due Diligence Vendor-02/20/2026 Ready for Review-Document Uploaded. - Buyer-02/19/2026 Open-Missing Hazard Insurance Policy - Due Diligence Vendor-02/19/2026 |
Resolved-Hazard Insurance Policy provided. Finding Resolved. - Due Diligence Vendor-02/20/2026 |
hoi.pdf | XX | Investment | Refinance | Cash Out - Other | 7692255 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2136838 | Closed | 2026-02-19 05:43 | 2026-02-20 11:09 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Final Settlement Statement provided. Finding Resolved. - Due Diligence Vendor-02/20/2026 Ready for Review-Please attached - Buyer-02/20/2026 Open-The final HUD/Settlement Statement is missing. - Due Diligence Vendor-02/19/2026 |
Resolved-Final Settlement Statement provided. Finding Resolved. - Due Diligence Vendor-02/20/2026 |
hoi.pdf | XX | Investment | Refinance | Cash Out - Other | 7692399 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2128045 | Closed | 2026-02-05 13:14 | 2026-02-06 07:52 | Waived | 2 - Non-Material | Credit | Missing Doc | Missing Documentation 1 | Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-02/06/2026 Ready for Review-Document Uploaded. - Buyer-02/05/2026 Open-The subject was closed with layered business entities, which are permitted by lender guidelines but require management approval. During the audit, no record of this approval was found. - Due Diligence Vendor-02/05/2026 |
Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-02/06/2026 |
Exception XXXXX.pdf | Reserves 53 months DSCR 1.19 |
XX | Investment | Purchase | NA | 7474192 | Originator Post-Close | No | |||
| XXXXXXXX | XXXXX | 2128049 | Closed | 2026-02-09 11:45 | 2026-02-11 08:10 | Resolved | 1 - Information | Credit | Eligibility | Appraisal Transfer Does Not Meet Guideline Requirements | Resolved-Lender provided the missing invoice. - Due Diligence Vendor-02/11/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-02/11/2026 Ready for Review-Document Uploaded. - Buyer-02/10/2026 Open-Appraisal Transfer Does Not Meet Guideline Requirements. Missing the appraisal invoice. - Due Diligence Vendor-02/10/2026 |
Resolved-Lender provided the missing invoice. - Due Diligence Vendor-02/11/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-02/11/2026 |
Invoice.pdf | XX | Primary Residence | Purchase | NA | 7519642 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2136845 | Closed | 2026-02-27 16:44 | 2026-03-02 14:20 | Waived | 2 - Non-Material | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-03/02/2026 Counter-Document Uploaded. - Due Diligence Vendor-03/02/2026 Counter-Audit has received the loan exception approval, however, is unable to validate the compensating factors. The minimum fico per the FMC 18 Matrix is 720 for a cash out refinance at 70% LTV with a loan amount of $X,XXX.XX = Fico 733, 13 >720 minimum (exception approval reflects Fico 733, 53 >680 min). Audit calculated reserves are 41 months, 29>12 minimum (exception approval reflects 47 months, 35>12 min) Please provide an updated exception approval. - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Buyer-02/28/2026 Open-Cash Out Does Not Meet Guideline Requirements Per lender guidelines, maximum cash out permitted $XXXX, borrower received $XXX,XXX.XX. - Due Diligence Vendor-02/27/2026 |
Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-03/02/2026 |
Exception.pdf Exception.pdf |
Fico 733, 13>720 min Reserves 41 months, 29>12 min XXX Mtg 1st 0x30x32 vs 0x30x12 XXX Mtg 2nd 0x30x41 vs 0x30x12 Subj Mtg 0x30x24 vs 0x30x12 |
XX | Investment | Refinance | Cash Out - Other | 7852919 | Originator Post-Close | No | |||
| XXXXXXXX | XXXXX | 2136845 | Closed | 2026-02-27 16:41 | 2026-03-02 14:19 | Waived | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-03/02/2026 Counter-Document Uploaded. - Due Diligence Vendor-03/02/2026 Counter-Audit has received the loan exception approval, however, is unable to validate the compensating factors. The minimum fico per the FMC 18 Matrix is 720 for a cash out refinance at 70% LTV with a loan amount of $X,XXX,XXX.XX = Fico 733, 13 >720 minimum (exception approval reflects Fico 733, 53 >680 min). Audit calculated reserves are 41 months, 29>12 minimum (exception approval reflects 47 months, 35>12 min) Please provide an updated exception approval. - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Buyer-02/28/2026 Open-Property type is ineligible due to . subject is an 8-unit property, per lender guidelines maximum units permitted is 4. - Due Diligence Vendor-02/27/2026 |
Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-03/02/2026 |
Exception.pdf Exception.pdf |
Fico 733, 13>720 min Reserves 41 months, 29>12 min XXX Mtg 1st 0x30x32 vs 0x30x12 XXX Mtg 2nd 0x30x41 vs 0x30x12 Subj Mtg 0x30x24 vs 0x30x12 |
XX | Investment | Refinance | Cash Out - Other | 7852900 | Originator Post-Close | No | |||
| XXXXXXXX | XXXXX | 2136845 | Closed | 2026-02-26 14:50 | 2026-03-02 14:07 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Final HUD-1: HUD in file Not Signed or Stamped Certified | Resolved-Fully executed final HUD I provided, condition resolved. - Due Diligence Vendor-03/02/2026 Resolved-Signed or Stamped Certified HUD provided. - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Seller-02/28/2026 Open-Missing Final HUD-1: HUD in file Not Signed or Stamped Certified. - Due Diligence Vendor-02/26/2026 |
Ready for Review-Document Uploaded. - Seller-02/28/2026 |
Resolved-Fully executed final HUD I provided, condition resolved. - Due Diligence Vendor-03/02/2026 Resolved-Signed or Stamped Certified HUD provided. - Due Diligence Vendor-03/02/2026 |
Final HUD.pdf | XX | Investment | Refinance | Cash Out - Other | 7831057 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2137564 | Closed | 2026-02-27 19:08 | 2026-03-09 13:31 | Resolved | 1 - Information | Credit | Missing Doc | Missing Rental Income Documentation for Subject Property | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-03/09/2026 Counter-The rent receipt lists 'Check' as the payment method, please provide copies of the checks for XX/XXXX and XX/XXXX (each for $X,XXX.XX). - Due Diligence Vendor-03/09/2026 Ready for Review-Document Uploaded. - Buyer-03/06/2026 Open-Missing Rental Income Documentation for Subject Property. According to the lenders guidelines section 5.6.1, if the lease agreement reflects rents greater than 120% of the form 1007, the lease amount may be used for gross rents if two (2) months proof of receipt is verified. File is missing verification of receipt of $XXXX.XX for the past 2 months. - Due Diligence Vendor-02/28/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-03/09/2026 |
Payments.pdf | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 7854106 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2137564 | Closed | 2026-03-02 10:41 | 2026-03-02 16:27 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Buyer-03/02/2026 Open-Invoice - Missing or Incomplete. Condition added 3/2/2026: audit could not locate a copy of the appraisal invoice. - Due Diligence Vendor-03/02/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-03/02/2026 |
invoice.pdf | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 7875100 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151720 | Closed | 2026-03-10 13:35 | 2026-04-06 08:50 | Waived | 2 - Non-Material | Credit | Missing Doc | Missing Documentation- Visa or Valid Passport (Borrower 1) | Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/06/2026 Ready for Review-Document Uploaded. - Buyer-04/04/2026 Open-Missing Documentation- Visa or Valid Passport (Borrower 1) Under lender guideline section 2.7.1.4.4, a foreign national with a qualified visa may vest as an individual. Although the subject loan closed in an individual capacity, a copy of the borrower’s qualified visa is missing from the file. Audit confirmed via the XX XXXXXXXXXX XX XXXXX that XXXXXX does not participate in the Visa Waiver Program. - Due Diligence Vendor-03/10/2026 |
Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/06/2026 |
Excception.pdf | Res 16 mo, 4 mo>12 mo min DSCR 1.06x, .06x 1.0x Min |
XX | Investment | Purchase | NA | 8027963 | Originator Post-Close | No | |||
| XXXXXXXX | XXXXX | 2137566 | Closed | 2026-03-04 22:26 | 2026-03-06 12:50 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-03/06/2026 Ready for Review-Document Uploaded. - Buyer-03/06/2026 Open-The final HUD/Settlement Statement is missing. Audit could not locate the final settlement statement, only the estimate was provided in loan file. - Due Diligence Vendor-03/05/2026 |
Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-03/06/2026 |
Final HUD.pdf | XX | Investment | Refinance | Cash Out - Other | 7935107 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2137566 | Closed | 2026-03-04 22:25 | 2026-03-06 12:42 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Copy of invoice for $XXXX.XX provided, condition resolved. - Due Diligence Vendor-03/06/2026 Ready for Review-Document Uploaded. - Buyer-03/06/2026 Open-Invoice - Missing or Incomplete. Audit could not locate a copy of the appraisal invoice for $X,XXX.XX. - Due Diligence Vendor-03/05/2026 |
Resolved-Copy of invoice for $XXXX.XX provided, condition resolved. - Due Diligence Vendor-03/06/2026 |
invoice.pdf | XX | Investment | Refinance | Cash Out - Other | 7935101 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151732 | Closed | 2026-04-07 10:25 | 2026-04-08 07:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/08/2026 Ready for Review- - Due Diligence Vendor-04/08/2026 Counter-The most recent appraisal was signed XX/XX/XXXX, however the delivery date provided in the loan file is XX/XX/XXXX. - Due Diligence Vendor-04/07/2026 Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of <<Appraiser_Signature_Date>> is after the Primary Appraisal Delivery Date of <<Appraisal_Delivery_Date>>.. - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Seller-04/07/2026 Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-04/07/2026 |
Please waive. - 04/08/2026 Ready for Review-Document Uploaded. - Seller-04/07/2026 |
Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/08/2026 |
XXXXXX appraisal sent.pdf | XX | Investment | Purchase | NA | 8526898 | Originator Post-Close | No | |||
| XXXXXXXX | XXXXX | 2151732 | Closed | 2026-04-07 10:25 | 2026-04-07 15:30 | Resolved | 1 - Information | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Resolved-ECOA Compliant: Appraisal Disclosure provided. - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Seller-04/07/2026 Open-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. Appraisal Disclosure is Missing - Due Diligence Vendor-04/07/2026 |
Ready for Review-Document Uploaded. - Seller-04/07/2026 |
Resolved-ECOA Compliant: Appraisal Disclosure provided. - Due Diligence Vendor-04/07/2026 |
XXXXXX right to receive appraisal.pdf | XX | Investment | Purchase | NA | 8526897 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2151732 | Closed | 2026-04-07 10:25 | 2026-04-07 15:13 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/07/2026 Ready for Review-Approve - Seller-04/07/2026 Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/07/2026 |
Ready for Review-Approve - Seller-04/07/2026 |
XX | Investment | Purchase | NA | 8526894 | Investor Post-Close | No | |||||
| XXXXXXXX | XXXXX | 2151732 | Closed | 2026-04-07 09:20 | 2026-04-07 15:03 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Seller-04/07/2026 Open-E-Consent documentation is missing for borrower(s). E-Consent documentation is missing - Due Diligence Vendor-04/07/2026 |
Ready for Review-Document Uploaded. - Seller-04/07/2026 |
Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-04/07/2026 |
econsent XXXXXX.pdf | XX | Investment | Purchase | NA | 8523847 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2136841 | Closed | 2026-02-25 05:39 | 2026-03-03 13:49 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/27/2026 Ready for Review-Uploaded - Buyer-02/26/2026 Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements XXXXXXXXX XXXX Statement is missing from XX/XX/XXXX to XX/XX/XXXX - Due Diligence Vendor-02/25/2026 |
Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-02/27/2026 |
XX | Primary Residence | Purchase | NA | 7794258 | N/A | N/A | |||||
| XXXXXXXX | XXXXX | 2136841 | Closed | 2026-02-25 05:08 | 2026-03-02 12:04 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided PCCD and Letter of explanation for the finance charge. - Due Diligence Vendor-03/02/2026 Resolved-. - Due Diligence Vendor-03/02/2026 Resolved- - Due Diligence Vendor-03/02/2026 Ready for Review-Document Uploaded. - Seller-03/02/2026 Open-Document Uploaded. - Due Diligence Vendor-02/27/2026 Open-The disclosed finance charge ($X,XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($X,XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The lender appears have included Fraud Guard fee to the calculation. - Due Diligence Vendor-02/25/2026 Open- - Due Diligence Vendor-02/25/2026 Open- - Due Diligence Vendor-02/25/2026 Open- - Due Diligence Vendor-02/25/2026 |
Ready for Review-Document Uploaded. - Seller-03/02/2026 |
Resolved-Lender provided PCCD and Letter of explanation for the finance charge. - Due Diligence Vendor-03/02/2026 Resolved-. - Due Diligence Vendor-03/02/2026 |
XXXXXXXXXXXXXXXXXXXXXX.pdf PCCD.pdf Letter of Explanation - Courier Fee.pdf XXXXXXXXXXX CK Copy.pdf FedEx Shipping Label - XXXXXXXXX.pdf |
XX | Primary Residence | Purchase | NA | 7794009 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2136841 | Closed | 2026-02-24 09:53 | 2026-02-27 08:31 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Lender provided the missing bank statements. - Due Diligence Vendor-02/27/2026 Resolved-Borrower 1 XXXXXXXXX XXXX Statements Provided - Due Diligence Vendor-02/27/2026 Ready for Review-Document Uploaded. - Seller-02/26/2026 Open-Borrower 1 XXXXXXXX XXXX Statements Missing XXXXXXXX XXXX Statement is missing from XX/XX/XXXX to XX/XX/XXXX - Due Diligence Vendor-02/24/2026 |
Ready for Review-Document Uploaded. - Seller-02/26/2026 |
Resolved-Lender provided the missing bank statements. - Due Diligence Vendor-02/27/2026 Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-02/27/2026 |
XX/XXXX-_acct_XXXX.pdf XX/XXXX_-aact_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX_-_acct_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX_-_acct_XXXX.pdf XX/XXXX_-acct_XXXX.pdf XX/XXXX-_acct_XXXX.pdf |
XX | Primary Residence | Purchase | NA | 7779907 | N/A | N/A | |||
| XXXXXXXX | XXXXX | 2137562 | Closed | 2026-03-03 08:18 | 2026-03-09 13:39 | Resolved | 1 - Information | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Lender provided the missing approval/underwriting summary. - Due Diligence Vendor-03/05/2026 Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-03/05/2026 Ready for Review-Document Uploaded. - Buyer-03/04/2026 Open-Missing Approval/Underwriting Summary - Due Diligence Vendor-03/03/2026 |
Resolved-Lender provided the missing approval/underwriting summary. - Due Diligence Vendor-03/05/2026 Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-03/05/2026 |
1008.pdf | XX | Primary Residence | Purchase | NA | 7894488 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2136848 | Closed | 2026-02-25 06:53 | 2026-02-27 08:03 | Resolved | 1 - Information | Compliance | Disclosure | TILA: ARM Program Document is Missing or Incomplete | Resolved-Lender provided the ARM Disclosure - Due Diligence Vendor-02/27/2026 Resolved-ARM Disclosure is is Present or Not Applicable - Due Diligence Vendor-02/27/2026 Ready for Review-Document Uploaded. - Buyer-02/27/2026 Open-ARM Disclosure is Missing or Incomplete Provided ARM disclosure is not signed - Due Diligence Vendor-02/25/2026 |
Resolved-Lender provided the ARM Disclosure - Due Diligence Vendor-02/27/2026 Resolved-ARM Disclosure is is Present or Not Applicable - Due Diligence Vendor-02/27/2026 |
XXXXXX Arm Signed.pdf | XX | Primary Residence | Purchase | NA | 7795414 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2136848 | Closed | 2026-02-25 06:21 | 2026-02-27 08:03 | Resolved | 1 - Information | Credit | Eligibility | Appraisal Transfer Does Not Meet Guideline Requirements | Resolved-Lender provided the appraisal invoice - Due Diligence Vendor-02/27/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-02/27/2026 Ready for Review-Document Uploaded. - Buyer-02/27/2026 Open-Appraisal Transfer Does Not Meet Guideline Requirements. Copy of the invoice submitted to the original lender with outstanding balance - Due Diligence Vendor-02/25/2026 |
Resolved-Lender provided the appraisal invoice - Due Diligence Vendor-02/27/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-02/27/2026 |
invoice.pdf | XX | Primary Residence | Purchase | NA | 7794615 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151721 | Closed | 2026-03-31 15:31 | 2026-04-01 14:42 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Appraisal invoice provided, condition resolved. - Due Diligence Vendor-04/01/2026 Ready for Review-Document Uploaded. - Buyer-04/01/2026 Open-Invoice - Missing or Incomplete. Audit could not locate invoice for appraisal for $XXX.XX. - Due Diligence Vendor-03/31/2026 |
Resolved-Appraisal invoice provided, condition resolved. - Due Diligence Vendor-04/01/2026 |
Appraisal Inv.pdf | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 8413870 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151722 | Closed | 2026-03-31 12:10 | 2026-04-01 14:54 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Appraisal invoice provided, condition resolved. - Due Diligence Vendor-04/01/2026 Ready for Review-Document Uploaded. - Buyer-03/31/2026 Open-Invoice - Missing or Incomplete. Audit could not locate invoice for appraisal for $XXX.XX - Due Diligence Vendor-03/31/2026 |
Resolved-Appraisal invoice provided, condition resolved. - Due Diligence Vendor-04/01/2026 |
Appraisal Inv.pdf | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 8409887 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151725 | Closed | 2026-04-02 12:30 | 2026-04-02 14:21 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/02/2026 Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/02/2026 |
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/02/2026 |
XX | Primary Residence | Purchase | NA | 8458162 | Investor Post-Close | No | |||||
| XXXXXXXX | XXXXX | 2151727 | Closed | 2026-04-03 13:09 | 2026-04-06 09:00 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-04/06/2026 Ready for Review-Document Uploaded. - Buyer-04/03/2026 Open-Invoice - Missing or Incomplete. Audit could not locate invoice for appraisal for $XXX.XX. - Due Diligence Vendor-04/03/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-04/06/2026 |
Appraisal Inv.pdf | XX | Investment | Refinance | Cash Out - Other | 8480033 | N/A | N/A | ||||
| XXXXXXXX | XXXXX | 2151729 | Closed | 2026-04-03 11:55 | 2026-04-07 13:02 | Waived | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 Open-Audited LTV of 75% exceeds Guideline LTV of 70% . - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Buyer-04/06/2026 Open-Audited LTV of 75% exceeds Guideline LTV of 70% - Due Diligence Vendor-04/03/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 |
LTV Exception.pdf | DSCR: 1.1691%, .169%>1.00% Min Reserves (cash out): 19 months vs 6 months required. |
XX | Investment | Refinance | Cash Out - Other | 8478358 | Originator Pre-Close | Yes | |||
| XXXXXXXX | XXXXX | 2151729 | Closed | 2026-04-03 11:55 | 2026-04-07 13:01 | Waived | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 Open-Audited HLTV of 75% exceeds Guideline HCLTV of 70% . - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Buyer-04/06/2026 Open-Audited HLTV of 75% exceeds Guideline HCLTV of 70% - Due Diligence Vendor-04/03/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 |
LTV Exception.pdf | DSCR: 1.1691%, .169%>1.00% Min Reserves (cash out): 19 months vs 6 months required. |
XX | Investment | Refinance | Cash Out - Other | 8478357 | Originator Pre-Close | Yes | |||
| XXXXXXXX | XXXXX | 2151729 | Closed | 2026-04-03 11:55 | 2026-04-07 13:00 | Waived | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 Open-Audited CLTV of 75% exceeds Guideline CLTV of 70% . - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Seller-04/06/2026 Open-Audited CLTV of 75% exceeds Guideline CLTV of 70% - Due Diligence Vendor-04/03/2026 |
Ready for Review-Document Uploaded. - Seller-04/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 |
LTV Exception.pdf | DSCR: 1.1691%, .169%>1.00% Min Reserves (cash out): 19 months vs 6 months required. |
XX | Investment | Refinance | Cash Out - Other | 8478356 | Originator Pre-Close | Yes | ||
| XXXXXXXX | XXXXX | 2151729 | Closed | 2026-04-06 11:52 | 2026-04-07 11:32 | Waived | 2 - Non-Material | Property | Property | Subject property was listed for sale within a time period not allowed per guidelines | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. - Buyer-04/06/2026 Open-According to lender guidelines, section 6.1.10: cash-out refinance on recently listed property is in the last 90 days is by exception only. Listing was removed XX/XX/XXXX, subject closed XX/XX/XXXX. Audit was unable to locate this exception. - Due Diligence Vendor-04/06/2026 |
Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/07/2026 |
Listed Exception.pdf | DSCR:1.16x, .16>1.00x min Res 19 mo, 13 mo>6mo min |
XX | Investment | Refinance | Cash Out - Other | 8504725 | Originator Pre-Close | Yes | |||
| XXXXXXXX | XXXXX | 2151729 | Closed | 2026-04-06 12:09 | 2026-04-07 10:39 | Resolved | 1 - Information | Credit | Eligibility | Missing Property Tax Cert | Resolved-Lender provided updated property taxes without homestead exemption, dscr went from 1.1238 to 1.189%, condition resolved. - Due Diligence Vendor-04/07/2026 Ready for Review-Document Uploaded. Please see attached This one is updated. The DSCR changed from 1.1238% to 1.1189%. - Buyer-04/06/2026 Open-Missing Property Tax Documentation: audit was unable to locate a tax certificate excluding the Homestead Exemption. Since the current tax amount of $XX,XXX.XX includes this exemption (per the Property Appraiser’s website), the DSCR to be recalculated using the non-exempted figures. - Due Diligence Vendor-04/06/2026 |
Resolved-Lender provided updated property taxes without homestead exemption, dscr went from 1.1238 to 1.189%, condition resolved. - Due Diligence Vendor-04/07/2026 |
Property Tax Calculation.pdf Taxes.pdf |
XX | Investment | Refinance | Cash Out - Other | 8505176 | N/A | N/A |