EFMT DEPOSITOR LLC abs-15g

Exhibit 99.05 - Schedule 6

 

Infinity Loan ID Loan Number Redacted ID Loan Number 2 GSE Eligible Flag DU/LP Approval CDFI Flag Is CEMA (Yes/No) Application Date Guideline Name TILA Status MERS MIN Number Qualifying FICO Verification Safe Harbor Flag Verification Safe Harbor Reference Document ATR QM Total Points and Fees Audit Default Interest Rate Flag Default Interest Rate Cross collateralized Loan Flag Cross Collateralized Loan Release Provision BK Discharge date Bk Chapter Foreclosure Date Short Sale Date Deed In Lieu Date Months of Reserves for Subject Property Project Classification: Warrantable/Non-Warrantable Appraiser Name Appraiser's License Number Appraisal Company Borrower Citizenship Indicator Co Borrower Citizenship Indicator Borrower Documentation Used to Determine Legal Residency  Co-Borrower Documentation Used to Determine Legal Residency Borrower Employment Indicator Co Borrower Employment Indicator Underwriting Program Borrower Years of W2s CoBorrower Years of W2s WVOE Flag (Borr) # of Months of Income validated WVOE (Borr) WVOE Form WVOE Flag (Co-Borr) # of Months of Income validated WVOE (Co-Borr) WVOE Form (Co-Borr) Borr Years of Personal Tax Returns/Transcripts (1040's) Co-Borr Years of Personal Tax Returns/Transcripts (1040's) Borr Years of Business Tax Returns/Transcripts  Co-Borr Years of Business Tax Returns/Transcripts  Bank Statement Flag (Borr) # of months Personal Bank statements (Borr) # of months Business Bank statements (Borr) Bank Statement Flag (Co-Borr) # of months Personal Bank statements (Co-Borr) # of months Business Bank statements (Co-Borr) P&L Flag (Borr) # of Months P&L (Borr) Who Prepared the P&L CPA Letter Flag (Borr) # of Months CPA verified income (Borr) P&L Flag (Co-Borr) Who Prepared the P&L # of Months P&L (Co-Borr) CPA Letter Flag (Co-Borr) # of Months CPA verified income (Co-Borr) Asset Depletion Flag (DTI) Partial Asset Depletion Flag (DTI) Asset Depletion months amortized Asset Utilization Flag (No DTI) Bespoke Eligible Assets Income Doc Summary Calculated Front End Housing Ratio Calculated Debt-to-Income Ratio DSCR Flag Number of Rental Units Market Rent Market Rent Source Lease in Place Actual in Place Rent DSCR Calc based on Short Term Rental Income Flag DSCR Calculation Method (at Orig) Rental Income Used for DSCR PITIA for DSCR DSCR (at Origination) Borrower Type Loan closed in the name of an entity flag Borrower Entity Name Personal Guaranty Flag Personal Guaranty Recourse to the Borrower Level Guarantor Designation Guarantor 1 First Name Guarantor 1 Last Name Guarantor 2 First Name Guarantor 2 Last Name
xxx xxx 2139968   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 759 No   Not Applicable Yes 16.63% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 65 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.01955 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2137585   No Not Applicable No Not Applicable xxx xxx Not Covered/Exempt xxx 709 No   Not Applicable Yes 17.13% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 118 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Unavailable Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 4 xxx Form 1025 Yes xxx No Form 1025 xxx xxx 1.69598 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2139967   No Not Applicable No Not Applicable xxx xxx Not Covered/Exempt xxx 759 No   Not Applicable Yes 16.75% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 105 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.03811 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2137586   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 748 No   Not Applicable Yes 16.38% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 111 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 2.10585 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2137584   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 735 No   Not Applicable Yes 16.38% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 376 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.66416 Individual No xxx No Not Applicable   Not Applicable Not Applicable Not Applicable Not Applicable
xxx xxx 2137581   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 779 No   Not Applicable Yes 16.88% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 297 Not Applicable xxx xxx xxx US Citizen Non-Resident Alien Not Applicable Work Visa Unavailable Unavailable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary]; B2: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.27313 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx xxx xxx
xxx xxx 2137583   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 779 No   Not Applicable Yes 17.00% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 181 Non-Warrantable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.11973 Individual No xxx No Not Applicable   Not Applicable Not Applicable Not Applicable Not Applicable
xxx xxx 2137582   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 736 No   Not Applicable Yes 16.75% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 18 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable No Form 1007 xxx xxx 1.08597 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2144645   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 731 No   Not Applicable Yes 16.50% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 1521 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 Yes xxx No Lease Agreement xxx xxx 1.25544 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2144646   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 731 No   Not Applicable Yes 16.75% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 1671 Non-Warrantable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 Yes xxx No Lease Agreement xxx xxx 1.34803 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2144647   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 731 No   Not Applicable Yes 16.38% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 1732 Non-Warrantable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 Yes xxx No Lease Agreement xxx xxx 1.46964 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2151575   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 776 No   Not Applicable Yes 17.25% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 14 Non-Warrantable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 Yes xxx No Lease Agreement xxx xxx 1.00291 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2151573   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 765 No   Not Applicable Yes 16.50% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 198 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 Yes xxx No Lease Agreement xxx xxx 1.31986 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable
xxx xxx 2144648   No Not Applicable Not Applicable Not Applicable xxx xxx Not Covered/Exempt xxx 731 No   Not Applicable Yes 16.38% No Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 1748 Not Applicable xxx xxx xxx US Citizen Not Applicable Not Applicable Not Applicable Self-employed Not Applicable DSCR Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable B1: Other [Primary] Unavailable Unavailable Yes 1 xxx Form 1007 No Not Applicable Yes Form 1007 xxx xxx 1.47332 Limited Liability Corporation Yes xxx Yes Full Recourse US Citizen xxx xxx Not Applicable Not Applicable