Exhibit 99.05 - Schedule 3
.
| Infinity Loan ID | Loan Number | Redacted ID | Loan Number 2 | Borrower Last Name | Property State | Note Date | Loan Purpose | TPR QM ATR Status | Initial Overall Loan Grade | Final Overall Loan Grade | Exception Category | Exception Subcategory | Exception Code | Final Exception Status | Initial Exception Grade | Final Exception Grade | Exception | Exception Detail | Follow-up Comments (Exception Response) | Exception Conclusion Comments | Compensating Factors | Curable Status | Loan Status | Review Date | Cleared Date | Cured Date | Exception Date |
| xxx | xxx | 2139967 | xxx | Florida | xxx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | CA1FFTLY0SQ-U0OKEMMW | Resolved | 3 | R | * Required Documentation Missing or Incomplete (Lvl R) | Provide updated signed application with change in loan amount from xxx to xxx. 03/06/2026: Resolved. Received corrected 1003 |
03/06/2026: Resolved. Received corrected 1003 | 03/06/2026: Resolved. Received corrected 1003 | QC Complete | XXXX | XXXX | XXXX | XXXX | |||
| xxx | xxx | 2137584 | xxx | Connecticut | xxx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | TGFI1YZLWEQ-U1CA63D2 | Resolved | 3 | R | * Application Missing (Lvl R) | Missing signed application. 03/09/2026 Resolved: The copy of signed application resolves the condition. |
03/09/2026 Resolved: The copy of signed application resolves the condition. | 03/09/2026 Resolved: The copy of signed application resolves the condition. | QC Complete | XXXX | XXXX | XXXX | XXXX | |||
| xxx | xxx | 2137584 | xxx | Connecticut | xxx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Doc Issue | TGFI1YZLWEQ-V7TJ126N | Resolved | 3 | R | * Amount of title insurance is less than mortgage amount (Lvl R) | Title insurance amount xxx is not sufficient to cover loan amount xxx. Provide an updated title report with sufficient title policy amount. 03/04/2026; received updated title with policy amount of xxx |
03/04/2026; received updated title with policy amount of xxx | 03/04/2026; received updated title with policy amount of xxx | QC Complete | XXXX | XXXX | XXXX | XXXX | |||
| xxx | xxx | 2144646 | xxx | North Carolina | xxx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | BXGWA5VFNUX-QSFFZZOT | Resolved | 3 | R | * Hazard Insurance Coverage less than Loan Amount (Lvl R) | Missing Master policy and condo questionnaire. 03/24/2026: Resolved: Received copy of questionnaire and master policy |
03/24/2026: Resolved: Received copy of questionnaire | 03/24/2026: Resolved: Received copy of questionnaire | QC Complete | XXXX | XXXX | XXXX | XXXX |