Exhibit 99.04 - Schedule 6
| Additional Data | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Run Date - 05/08/2026 9:29:51 AM |
| Evolve Loan ID | Customer Loan ID | Seller Loan ID | TILA Status | Application Date | TRID | GSE Eligible | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Qualifying P&I | PITIA | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 4 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Co Borrower 4 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Residual Income | Num Units | Flood Cert Number | FEMA Flood Zone | Annual Property Tax | Annual Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Forth Wage Earner Updated FICO Equifax | Forth Wage Earner Updated FICO Experian | Forth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 4 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 4 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Co Borrower 4 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | Loan Program Date | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Wavier (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Is Equity Shared Loan | Title Interest Type | Title Held | Loan Doc Type | PITIA on Other Financed Properties | Credit Score Model Name | Maturity Date | Qualification Method Other Description | Index Type Other Description | Most Recent 24 Month Pay History | Line Utilization | Payment History As Of Date | Is Line Still Open | Property Value Trends | Were C/O proceeds included in reserves | Borrower Doc Type | Co Borrower 2 Doc Type | Co Borrower 3 Doc Type | Co Borrower 4 Doc Type | Reserves in Months | Months WVOE | ITIN Indicator | Condo Warrantable | Default Rate Clause | Default Rate | Borrower 3 FICO | Borrower 4 FICO | Borrower 3 Residency Status | Borrower 4 Residency Status | Buydown | Buydown Type | Buydown Term |
| 1691790 | XXXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,848.63 | $4,818.29 | 7.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $10,196.88 | $1,439.04 | 20251026 | 727 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | 1 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.91 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691791 | XXXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $997.52 | $1,187.28 | 8.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,331.16 | $945.96 | XXXXX | DE | $0.00 | Monthly | 20251030 | 702 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | 1 | No | N/A | 8.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.52 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691793 | XXXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $977.90 | $1,164.87 | 7.75% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $818.88 | $1,424.76 | 20251226 | 683 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | 2.4 | No | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.37 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 107 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691794 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,156.37 | $5,401.04 | 7.13% | Yes | N/A | Self-Employed | No | No | $65,138.10 | 1 | VE | $8,153.04 | $1,613.04 | XXXXX | FL | $1,430.83 | Monthly | 19.268% | 20251215 | 779 | No | Yes | 12 | Business | 90% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-01/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 05/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | 0 | No | Fee Simple | Limited Liability Corp | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 138 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691795 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,944.32 | $6,101.87 | 7.38% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $10,699.56 | $2,065.08 | XXXXX | MD | $1,125.96 | 20270101 | Annually | 20260201 | 799 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -2011.25 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 33 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691796 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $1,935.00 | $7,369.22 | 20260302 | 6.826% | $5,266.98 | $6,258.63 | 6.75% | No | N/A | Self-Employed | No | No | $7,620.84 | 3 | X | $8,936.52 | $2,963.28 | 45.984% | 45.984% | 20260209 | 775 | No | Yes | 12 | Business | 10% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-1/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $1,935.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Trust | Bank Statement | Equifax Beacon 5.0 | XXXX | Fully amortized payment | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692386 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,540.77 | $1,714.96 | 7.88% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $1,191.24 | $579.00 | XXXXX | AZ | $320.04 | Annually | 20240513 | 759 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.06 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 73 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688823 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $0.00 | $7,575.18 | 20260206 | 0.00% | $1,067.53 | $1,256.63 | 8.00% | No | N/A | Self-Employed | No | No | $4,345.65 | 1 | X | $1,453.20 | $816.00 | 47.939% | 47.939% | 20260105 | 658 | No | Yes | 24 | Business | 65% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 11/17/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 11/25/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2024-12/2025-24 months; [Borrower - Primary Income - Bank Statements] VVOE - 1/28/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -337.5 | No | N/A | 7.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691797 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,270.83 | $1,517.27 | 7.63% | Yes | N/A | Employed | No | No | -$1,790.00 | 1 | X | $2,184.00 | $773.28 | 20260121 | 732 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.05 | No | Fee Simple | Trust | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 145 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691798 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $22,887.50 | $38,249.95 | 20260318 | 0.00% | $10,485.20 | $14,309.70 | 8.38% | No | No | Self-Employed | Self-Employed | No | No | $29,159.08 | 1 | X | $19,404.36 | $6,509.64 | 39.499% | 39.499% | 20260105 | 703 | No | Yes | 12 | Business | 85% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-01/2026 12 months; [Borrower - Primary Income - Bank Statements] Employer Letter - 3/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 3/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 10/2025; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 10/2025; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-01/2026 12 months; [Co Borrower 1 - Primary Income - Bank Statements] Employer Letter - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 10/2025; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 10/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $22,887.50 | 0 | No | N/A | 8.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | Closed End | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691799 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $17,626.25 | $23,819.42 | 7.38% | Yes | N/A | Not Required | No | No | $0.00 | 10 | X | $59,750.04 | $14,568.00 | 20251104 | 741 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.1 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 99 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691801 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $11,855.56 | $12,434.14 | 20260224 | 0.00% | $3,739.07 | $4,706.95 | 6.88% | No | N/A | Self-Employed | No | No | $18,549.44 | 1 | X | $9,581.28 | $2,033.28 | 30.311% | 30.311% | 20251203 | 715 | No | Yes | 24 | Business | 50% | 99% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 11/2023-12/2025 -24 MOnths; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2025; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 12/2025; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 01/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $11,855.56 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691802 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,994.21 | $7,599.26 | 6.75% | Yes | N/A | Self-Employed | No | No | $0.00 | 8 | X | $22,744.32 | $8,516.28 | 20260304 | 783 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.26 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 27 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691803 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,351.87 | $3,120.17 | 7.25% | Yes | N/A | Employed | No | No | $0.00 | 5 | X | $7,116.60 | $2,103.00 | 20251124 | 717 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 10400 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.55 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 13 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691804 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,489.39 | $6,895.75 | 7.38% | Yes | N/A | Employed | No | No | $96,802.07 | 2 | AE | $18,579.60 | $10,296.72 | 6.95% | 20251202 | 768 | No | No | [Borrower - Primary Income - Wages] Work Number - 12/2025 - 36 MONTHS; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 11/2025 - 2/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] VVOE - 2/2026; [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023; [Borrower - Primary Income - Partnership] Tax Returns – Business - 2024; [Borrower - Primary Income - Partnership] Tax Returns – Personal - 2023; [Borrower - Primary Income - Partnership] Tax Returns – Personal - 2024; |
[Borrower] Transcripts - 2024; [Borrower] Transcripts - 2023; [Borrower] 1040 - 2024; [Borrower] 1040 - 2023; [Borrower] 1084 or income worksheet - 2024; [Borrower] 1084 or income worksheet - 2023; [Borrower] 4506 or 4506T - 2024; [Borrower] 4506 or 4506T - 2023; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 2 | 0 | 2 | 2 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Full | 19856 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 100 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688845 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,943.43 | $4,578.59 | 6.88% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $4,855.80 | $2,766.12 | 20251215 | 702 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.09 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 45 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688847 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,359.94 | $4,817.15 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $4,361.52 | $1,125.00 | 20251211 | 702 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 48 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688848 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $5,268.30 | $5,799.32 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $5,373.24 | $999.00 | 20251215 | 702 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.76 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 43 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688857 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,009.61 | $1,127.03 | 8.25% | Yes | N/A | Self-Employed | No | No | $4,770.00 | 1 | X | $698.04 | $711.00 | 39.413% | 20251218 | 647 | No | Yes | 12 | Personal | 10% | 100% | [Borrower - Primary Income - Bank Statements] Business License/Validation - 11/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 11/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 12/2024-11/2025 12 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 09/2025; [Borrower - Primary Income - Bank Statements] VVOE - 01/2026; |
[Borrower] Transcripts - 2024; [Borrower] Transcripts - 2023; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 8.25 | 0 | 0 | 0 | 0 | 0 | 2 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 1903 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 91 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691805 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,605.05 | $4,188.99 | 6.88% | Yes | N/A | Employed | No | No | $0.00 | 8 | C | $14,872.56 | $4,134.72 | 20251208 | 740 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.33 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 5596 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 73 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688862 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,548.91 | $2,535.56 | 6.63% | Yes | N/A | Self-Employed | No | No | $14,526.20 | 1 | X | $3,606.36 | $1,912.68 | XXXXX | FL | $2,106.92 | 20260401 | Quarterly | 11.161% | 20251230 | 814 | No | No | 100% | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024; [Borrower - Primary Income - S-Corp] W-2 Transcript - 2024; [Borrower - Primary Income - S-Corp] W-2 - 2024; [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 01/2026; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - S-Corp] VVOE - 01/2026; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 1 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | ALTDOC | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 53 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691806 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,797.42 | $3,675.57 | 7.63% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | AE | $6,912.72 | $3,625.08 | 20260108 | 768 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -10405.63 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.09 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 69 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691807 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $12,224.90 | $13,231.33 | 20260223 | 0.00% | $2,749.67 | $3,477.23 | 6.75% | No | N/A | Retired | No | No | $4,638.82 | 1 | X | $6,229.44 | $2,201.28 | XXXXX | AL | $300.00 | Annually | 47.162% | 47.162 | 20251117 | 791 | No | No | [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 11/2025; [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 11/2025; [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 10/2025-12/2025 2 months; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,224.90 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 30 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688875 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,950.28 | $4,421.20 | 7.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $15,071.04 | $2,580.00 | 20251215 | 792 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.06 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 19830 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 55 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688877 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $19,107.50 | $22,872.56 | 20260211 | 0.00% | $5,414.62 | $6,157.31 | 7.63% | No | N/A | Self-Employed | No | No | $13,010.29 | 1 | X | $5,834.28 | $2,903.04 | XXXXX | DE | $174.96 | Annually | 38.69% | 38.69% | 20251222 | 724 | No | Yes | 12 | Business | 75% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2024-1/2026 24 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2025; [Borrower - Primary Income - Bank Statements] CPA Letter - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $19,107.50 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 34 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688883 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,375.73 | $1,876.06 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $4,473.36 | $1,530.60 | 20251218 | 770 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.28 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 71 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688886 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,957.69 | $11,240.08 | 20260224 | 0.00% | $3,791.91 | $4,918.82 | 7.38% | No | No | Self-Employed | Self-Employed | No | No | $8,584.18 | 1 | X | $8,073.72 | $1,609.20 | XXXXX | CA | $320.00 | Monthly | 42.902% | 42.902% | 20251201 | 816 | No | Yes | 12 | Business | 40% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 12/2024 - 11/2025 - 12 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 12/2024 - 11/2025 - 12 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,957.69 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688887 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $958.86 | $1,837.40 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 1 | AE | $2,798.52 | $1,143.96 | XXXXX | SC | $550.00 | 20260301 | Monthly | 20260105 | 774 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 176 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692748 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $3,230.95 | $6,040.25 | 20260407 | 7.246% | $3,734.95 | $4,856.89 | 7.13% | No | No | Not Required | Not Required | No | No | $10,557.35 | 1 | X | $9,161.28 | $3,102.00 | XXXXX | OK | $1,200.00 | Annually | 40.784% | 40.784 | 20260108 | 797 | Yes | No | [Borrower - Primary Income - Sole Proprietor] Bank Statements - Personal - 12/2026-04/2026- 4 months; [Borrower - Primary Income - Sole Proprietor] Investment Statements - 12/2026-03/2026-4 months; [Borrower - Primary Income - Sole Proprietor] CPA Letter - 03/03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $3,230.95 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 474 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688894 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,392.32 | $2,088.80 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 2 | AE | $4,404.84 | $3,952.92 | 20260127 | 698 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.58 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 90 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688895 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,392.32 | $2,119.98 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 2 | AE | $4,404.84 | $4,327.08 | 20251227 | 698 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.56 | Closed End | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 88 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691808 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $601.75 | $1,008.45 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,367.64 | $752.76 | XXXXX | NV | $230.00 | 20260301 | Monthly | 20260116 | 782 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.98 | No | Fee Simple | Trust | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 503 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691809 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,407.15 | $7,763.39 | 20260224 | 7.688% | $1,262.03 | $1,858.66 | 7.25% | No | N/A | Self-Employed | No | No | $2,786.45 | 1 | X | $4,251.96 | $2,907.60 | 41.829% | 41.829% | 20260114 | 781 | No | Yes | 12 | Business | 50% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,407.15 | -2598.75 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 93 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691810 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $941.29 | $1,587.74 | 7.63% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $4,368.72 | $3,388.68 | 20260113 | 695 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.94 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691811 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $899.99 | $1,230.77 | 6.88% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $1,365.36 | $1,644.00 | XXXXX | MO | $80.00 | 20260402 | Monthly | 20260114 | 794 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.3 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 23 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691812 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $14,972.10 | $17,551.70 | 20260316 | 0.00% | $3,895.92 | $4,321.63 | 6.88% | No | N/A | Self-Employed | No | No | $10,585.89 | 1 | X | $3,188.52 | $1,920.00 | 39.072% | 39.072% | 20251219 | 802 | No | Yes | 12 | Business | 10% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026 12 months; [Borrower - Primary Income - Bank Statements] 1099 - 2025; [Borrower - Primary Income - Bank Statements] Other - 11/2015; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 10/2025; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,972.10 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691813 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $7,215.58 | $8,266.04 | 20260219 | 0.00% | $1,629.13 | $2,274.78 | 6.75% | No | N/A | Retired | No | No | $2,839.11 | 1 | X | $4,495.20 | $3,252.60 | 47.267% | 47.267 | 20260104 | 808 | No | No | [Borrower - Primary Income - Retirement] 1099 - 2023; [Borrower - Primary Income - Retirement] 1099 - 2024; [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 01/2026; [Borrower - Primary Income - Retirement] 1099 - 2025; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,215.58 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 865 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 17 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691814 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,821.13 | $3,827.14 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 5 | X | $7,907.04 | $4,165.08 | 20260105 | 753 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.44 | No | Fee Simple | Individual(s) | Debt Service Coverage | 27878 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 102 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691815 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $988.53 | $2,384.10 | 7.38% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $6,840.84 | $2,094.00 | XXXXX | TX | $651.00 | Monthly | 20260107 | 765 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.8 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 125 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691816 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $15,560.17 | $20,550.84 | 20260304 | 0.00% | $3,552.09 | $4,397.83 | 7.25% | No | N/A | Self-Employed | No | No | $8,674.34 | 1 | AE | $6,638.88 | $3,510.00 | 47.486% | 47.486% | 20260102 | 698 | No | No | 100% | Third Party Prepared(unaudited) | [Borrower - Primary Income - S-Corp] VVOE - 02/2026; [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - S-Corp] Bank Statements - Business - 10/2025 - 12/2025 - 3 MONTHS ; [Borrower - Primary Income - S-Corp] P&L Statement - 01/2026; [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 01/2025; |
[Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $15,560.17 | -99 | No | N/A | 7.25 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 12 | No | No | Fee Simple | Individual(s) | ALTDOC | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691817 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $12,058.18 | $12,480.07 | 20260326 | 6.649% | $2,902.47 | $4,018.53 | 6.38% | No | No | Self-Employed | Self-Employed | No | No | $5,567.85 | 1 | X | $11,976.72 | $1,416.00 | 43.1% | 43.1 | 20260112 | 721 | Yes | No | 100% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-1/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 12/2025-1/2026 12 months; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/2026; [Co Borrower 1 - Non-Primary Income - Bank Statements] Investment Statements - 10/2025-12/2025 3 months; [Co Borrower 1 - Non-Primary Income - Bank Statements] Bank Statements - Personal - 11/2025-1/2026 3 months; [Borrower - Primary Income - Bank Statements] Third Party Verification - 1/2026; [Co Borrower 1 - Primary Income - Bank Statements] Third Party Verification - 1/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,058.18 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 90 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691818 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,753.67 | $4,720.94 | 7.25% | Yes | N/A | Self-Employed | No | No | $0.00 | 5 | X | $6,017.16 | $5,590.08 | 20260109 | 735 | No | No | Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.25 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 86 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688917 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $14,507.52 | $16,463.14 | 20260223 | 0.00% | $3,331.68 | $3,765.73 | 6.88% | No | N/A | Self-Employed | No | No | $11,960.52 | 1 | X | $2,990.64 | $2,217.96 | 25.768% | 25.768% | 20260115 | 781 | No | Yes | 12 | Personal | 15% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 1/2026 ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 11/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 2/2025 - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,507.52 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 3766 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691819 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,454.37 | $2,396.39 | 7.50% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $9,425.28 | $1,878.96 | 20251230 | 791 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 9 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691820 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,282.33 | $7,846.49 | 20260223 | 0.00% | $1,230.65 | $1,674.12 | 7.25% | No | N/A | Self-Employed | No | No | $2,456.78 | 1 | X | $3,769.08 | $1,552.56 | 42.409% | 42.409% | 20260116 | 748 | No | Yes | 12 | Business | 15% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-12/2025 - 12 Months; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2024; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,282.33 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 14 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688925 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $511.75 | $657.83 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $598.56 | $1,154.40 | 20260128 | 781 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.75 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 68 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691821 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $5,086.48 | $6,094.39 | 7.38% | Yes | N/A | Employed | Yes | No | India | $0.00 | 6 | X | $7,413.96 | $4,680.96 | 20251126 | 727 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.35 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 1 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691822 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,994.00 | $11,937.87 | 20260209 | 0.00% | $1,970.79 | $2,809.38 | 6.88% | No | No | Not Required | Self-Employed | No | No | $5,199.74 | 1 | X | $8,360.04 | $1,643.04 | XXXXX | WA | $5.00 | 20260302 | Monthly | 42.058% | 42.058% | 20260119 | 775 | Yes | Yes | 12 | Personal | 20% | 100% | [Borrower - Primary Income - Retirement] Investment Statements - 12/2025; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025; [Borrower - Primary Income - Bank Statements] Investment Statements - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] WVOE - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Personal - 01/2025-12/2025- 12 mo; [Co Borrower 1 - Primary Income - Bank Statements] W-2 - 2025; [Co Borrower 1 - Primary Income - Bank Statements] Paystubs - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Work Number - 01/2026; [Co Borrower 1 - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2025; [Co Borrower 1 - Non-Primary Income - Retirement] Investment Statements - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,994.00 | 0 | No | N/A | 6.875 | 0 | 1 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 130 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688936 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $14,420.00 | $19,272.70 | 20260213 | 0.00% | $5,513.08 | $6,466.20 | 6.75% | No | N/A | Employed | No | No | $8,854.50 | 1 | X | $4,718.04 | $1,871.40 | XXXXX | CA | $404.00 | 20260301 | Monthly | 42.829% | 42.829 | 20260107 | 791 | No | No | [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 11/2025-12/2025; [Borrower - Primary Income - Wages] Paystubs - 1/2026; [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2025; [Borrower - Non-Primary Income - Retirement] Investment Statements - 12/2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,420.00 | -41.25 | No | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691823 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,724.29 | $3,361.27 | 7.00% | Yes | Yes | Employed | Employed | No | No | $6,859.75 | 1 | X | $3,683.64 | $1,139.04 | XXXXX | FL | $1,235.09 | 20260301 | Monthly | 47.738% | 20260123 | 699 | No | No | [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Borrower - Primary Income - Wages] Work Number - 2/2026 25 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025; [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2026 37 months; [Co Borrower 1 - Non-Primary Income - Retirement] Pension Letter - 01/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688939 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $16,935.97 | $18,528.86 | 20260220 | 0.00% | $3,632.17 | $4,473.55 | 6.38% | No | N/A | Self-Employed | No | No | $8,292.55 | 1 | X | $9,067.80 | $1,028.76 | 40.152% | 40.152% | 20260121 | 779 | No | Yes | 24 | Personal | 20% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 01/2024 - 12/2025 - 24 Months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] WVOE - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $16,935.97 | 0 | No | N/A | 6.735 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 23 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688940 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,765.00 | $6,430.89 | 20260223 | 0.00% | $1,129.92 | $1,304.09 | 6.88% | No | N/A | Self-Employed | No | No | $5,213.61 | 1 | X | $1,159.68 | $930.36 | 24.052% | 24.052% | 20260120 | 766 | No | Yes | 12 | Business | 40% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-12/2025-12 mo; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 1/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $5,765.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689653 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,479.58 | $3,405.18 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $8,082.12 | $3,025.08 | 20260122 | 709 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 52 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691824 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $16,620.84 | $19,739.47 | 20260226 | 7.339% | $3,982.10 | $5,878.01 | 7.00% | No | No | Self-Employed | Self-Employed | No | No | $6,851.53 | 1 | X | $18,845.64 | $3,805.32 | XXXXX | IL | $99.96 | 20260601 | Annually | 48.167% | 48.167% | 20260122 | 777 | No | Yes | 12 | Business | 25% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 Months; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 Months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 12/2025; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 12/2025; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 12/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $16,620.84 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691825 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $23,251.25 | $25,573.83 | 20260317 | 0.00% | $7,146.54 | $9,037.32 | 8.13% | No | No | Employed | Employed | No | No | $12,595.20 | 1 | X | $17,988.36 | $4,701.00 | 49.821% | 49.821% | 20260220 | 648 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Work Number - 02/2026-7 mo; [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2026-346 mo; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 5 Verified | 7 | 20230210 | 20230522 | 1 | 31 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $23,251.25 | 0 | No | N/A | 8.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 17 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688942 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,476.25 | $9,589.97 | 20260219 | 0.00% | $2,020.22 | $2,354.10 | 7.38% | No | N/A | Self-Employed | No | No | $7,376.04 | 1 | X | $1,516.20 | $2,490.36 | 28.749% | 28.749% | 20260123 | 771 | No | Yes | 12 | Personal | 20% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025-01/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 06/2022; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 7500 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688943 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,192.43 | $2,659.05 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $4,059.48 | $1,143.96 | XXXXX | VA | $33.00 | Monthly | 20260122 | 739 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.11 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 13 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691826 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,509.54 | $5,910.74 | 6.63% | Yes | Yes | Employed | Employed | No | No | $46,611.41 | 1 | VE | $9,475.08 | $1,675.32 | XXXXX | FL | $1,472.00 | 20260401 | Monthly | 6.797% | 20260118 | 778 | No | No | [Borrower - Primary Income - Wages] Paystubs - 12/2023; [Borrower - Primary Income - Wages] Paystubs - 12/2024; [Borrower - Primary Income - Wages] Paystubs - 01/2026-03/2026 3 months; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2025-02/2026 3 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/20206; |
[Borrower] Transcripts - 2023; [Borrower] Transcripts - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 2 | 2 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Full | 4023 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 51 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691827 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $19,947.50 | $22,109.01 | 20260227 | 0.00% | $6,211.02 | $9,644.29 | 6.63% | No | No | Self-Employed | Employed | No | No | $11,443.81 | 1 | X | $26,802.96 | $9,572.28 | XXXXX | FL | $402.00 | 20260401 | Monthly | 49.99% | 49.99% | 20260120 | 711 | No | Yes | 12 | Personal | 10% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Paystubs - 12/2025-02/2026 3 months; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 01/2025-12/2025 12 months; [Borrower - Primary Income - Bank Statements] W-2 Transcript - 2024; [Borrower - Primary Income - Bank Statements] Other - 01/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] WVOE - 02/2026-36 months; [Borrower - Primary Income - Bank Statements] W-2 - 2024; [Borrower - Primary Income - Bank Statements] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2026-01/2025 2 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $19,947.50 | -286 | No | N/A | 6.625 | 2 | 2 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 2507 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688947 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $22,802.12 | $24,037.81 | 20260213 | 0.00% | $2,310.53 | $2,591.26 | 5.75% | No | No | Employed | Unemployed | No | No | $12,040.40 | 1 | X | $2,086.68 | $1,282.08 | 27.758% | 27.758% | 20260107 | 793 | No | No | [Borrower - Primary Income - Wages] Paystubs - 12/2025 - 1/2026; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] 4506 or 4506T - 1/2026; [Borrower - Primary Income - Wages] WVOE - 2/2026 - 3 months; [Borrower - Primary Income - Wages] Work Number - 2/2026 - 3 months; [Borrower - Primary Income - Wages] VVOE - 2/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; |
[Borrower] Transcripts - 2023; [Borrower] Transcripts - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $22,802.12 | 0 | No | N/A | 5.75 | 2 | 0 | 0 | 0 | 1 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 2591 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 80 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691828 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $3,031.25 | $6,928.94 | 20260303 | 0.00% | $3,216.92 | $3,477.77 | 7.63% | No | No | Self-Employed | Self-Employed | No | No | $5,125.81 | 1 | X | $1,917.12 | $1,213.08 | 44.331% | 44.331% | 20260124 | 787 | No | Yes | 24 | Personal | 25% | 50% | 50% | [Borrower - Primary Income - Wages] VVOE - 02/2026; [Borrower - Primary Income - Wages] Employer Letter - 02/2026; [Borrower - Primary Income - Wages] Third Party Verification - 02/2026; [Borrower - Non-Primary Income - Retirement] SS Award Letter - 01/2026; [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 01/2024 - 02/2026 - 26 months; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Personal - 1/2024 -12/2025 - 24 months; [Co Borrower 1 - Primary Income - Bank Statements] Third Party Verification - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 10/2025; [Co Borrower 1 - Primary Income - Bank Statements] Expense Letter - 01/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 1/2024 -12/2025 - 24 months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 10/2025; [Borrower - Primary Income - Bank Statements] Expense Letter - 01/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - No Results Returned - 2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026; |
[Borrower] Transcripts - 2023; [Borrower] Transcripts - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $3,031.25 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 2 | 24 | 0 | 0 | Yes | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 34 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688957 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,420.55 | $9,274.43 | 20260205 | 0.00% | $1,783.00 | $2,349.13 | 7.50% | No | N/A | Self-Employed | No | No | $4,115.86 | 1 | X | $4,765.56 | $2,028.00 | 36.336% | 36.336% | 20260123 | 650 | No | Yes | 12 | Business | 25% | 100% | [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 12/2025 - 01/2026; [Borrower - Primary Income - Wages] WVOE - 01/2026 - 25 months; [Borrower - Primary Income - Wages] Bank Statements - Personal - 12/2025 - 01/2026; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Non-Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 - 12 months; [Borrower - Non-Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Non-Primary Income - Bank Statements] Secretary of State (SOS) - 04/2020; [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 12/2025; [Borrower - Non-Primary Income - Bank Statements] Employer Letter - 07/2025; [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 2025; [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 12/2025 - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,420.55 | 0 | No | N/A | 7.5 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691829 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $2,885.00 | $3,769.50 | 20260302 | 0.00% | $2,949.99 | $3,319.16 | 7.38% | No | N/A | Self-Employed | No | No | $4,162.06 | 1 | X | $3,484.80 | $945.24 | 47.754% | 47.754 | 20260126 | 811 | No | No | 100% | Borrower Prepared | [Borrower - Primary Income - Sole Proprietor] VVOE - 02/2026; [Borrower - Primary Income - Sole Proprietor] Employer Letter - 06/2025; [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2024; [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2025; [Borrower - Primary Income - Sole Proprietor] W-2 - 2024 ; [Borrower - Primary Income - Sole Proprietor] Paystubs - 12/2025; [Borrower - Primary Income - Sole Proprietor] Paystubs - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $2,885.00 | 0 | No | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | ALTDOC | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688964 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $19,614.92 | $20,931.80 | 20260219 | 0.00% | $2,958.97 | $4,318.97 | 7.00% | No | N/A | Self-Employed | No | No | $8,448.54 | 1 | X | $7,191.72 | $6,328.32 | XXXXX | GA | $2,799.96 | Annually | 45.091% | 45.091% | 20260126 | 644 | No | Yes | 12 | Business | 50% | 50% | Third Party Prepared(unaudited) | [Borrower - Primary Income - Wages] 1099 - 2023; [Borrower - Primary Income - Wages] 1099 - 2024; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 - 12 MONTHS ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $19,614.92 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689146 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,474.73 | $2,999.66 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,580.08 | $2,281.08 | XXXXX | AZ | $438.00 | Annually | 20260119 | 715 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 56 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688967 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,096.15 | $2,656.24 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,774.00 | $2,115.00 | XXXXX | AZ | $832.08 | 20270101 | Annually | 20260119 | 715 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.07 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 62 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691831 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $15,733.00 | $17,030.93 | 20260224 | 0.00% | $4,048.50 | $5,190.39 | 9.00% | No | N/A | Self-Employed | No | No | $50,426.61 | 1 | X | $9,191.64 | $4,226.04 | XXXXX | NE | $285.00 | Annually | 13.067% | 13.067% | 20260113 | 650 | No | Yes | 12 | Business | 50% | 51% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-12/2025 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $15,733.00 | -5032 | No | N/A | 8.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688975 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,413.75 | $14,015.20 | 20260220 | 0.00% | $3,228.91 | $4,611.02 | 7.38% | No | N/A | Self-Employed | No | No | $10,430.76 | 1 | X | $9,280.56 | $7,148.76 | XXXXX | TX | $156.00 | Annually | 45.248% | 45.248% | 20260104 | 700 | No | Yes | 12 | Personal | 35% | 100% | [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] Work Number - 1/2026 ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] Other - 10/1/2024-2/29/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 7/2025-12/2025 6 months; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 2/2025-1/2026 12 months; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 12000 | No | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688976 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,145.00 | $8,202.25 | 20260225 | 0.00% | $1,611.93 | $2,124.33 | 7.75% | No | No | Self-Employed | Self-Employed | No | No | $11,172.39 | 1 | A | $2,177.76 | $3,971.04 | 28.55% | 28.55% | 20260108 | 722 | No | Yes | 24 | Business | 70% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2024-12/2025 24 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 12/2019; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 01/2024-12/2025 - 24 months; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 12/2019; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,145.00 | 0 | No | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 2932 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 55 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688977 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,610.82 | $11,518.38 | 20260224 | 0.00% | $2,045.52 | $2,821.95 | 7.63% | No | N/A | Self-Employed | No | No | $4,483.37 | 1 | X | $7,288.44 | $2,028.72 | 40.863% | 40.863% | 20251216 | 706 | No | Yes | 12 | Personal | 55% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025 - 01/2026 - 12 months ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,610.82 | -195 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 0 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 4 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691832 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $817.50 | $959.09 | 7.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $643.08 | $1,056.00 | 20251222 | 750 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.3 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688982 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,276.00 | $9,566.28 | 20260220 | 0.00% | $2,175.63 | $3,253.69 | 7.38% | No | N/A | Self-Employed | No | No | $8,205.56 | 1 | X | $7,993.92 | $4,175.76 | XXXXX | TX | $63.92 | Monthly | 32.946% | 32.946% | 20260128 | 759 | No | Yes | 24 | Business | 35% | 100% | [Borrower - Primary Income - Bank Statements] Third Party Verification - 07/2023; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2024-12/2025-24 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 7/2023; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 8000 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691833 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,281.11 | $2,675.75 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $3,766.68 | $969.00 | 20260123 | 766 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -2638 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.08 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 39 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691834 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,109.01 | $1,278.16 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $782.04 | $1,247.76 | 20251211 | 726 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.1 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 121 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688984 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,129.94 | $1,743.27 | 7.38% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $4,468.32 | $2,891.64 | 20260203 | 787 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688986 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $23,495.00 | $26,719.50 | 20260219 | 0.00% | $6,467.70 | $7,184.85 | 7.13% | No | No | Self-Employed | Retired | Retired | No | No | No | $16,146.19 | 1 | X | $6,187.20 | $2,418.60 | 40.366% | 40.366% | 20260129 | 720 | 758 | 815 | 800 | Stated, Verified | Stated, Level 4 Verified | Not Stated, not Verified | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 04/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-12/2025 12 months; [Borrower - Primary Income - Bank Statements] P&L Statement - 01/2025-12/2025 12 months; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 10/2025; [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 11/2025; [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 11/2025-12/2025 2 months; [Co Borrower 2 - Non-Primary Income - Social Security] SS Award Letter - 11/2025; [Co Borrower 2 - Non-Primary Income - Social Security] Bank Statements - Personal - 11/2025-12/2025 2 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $23,495.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 21 | No | FALSE | 800 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688987 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,835.00 | $6,602.09 | 20260220 | 0.00% | $1,294.15 | $1,723.83 | 6.88% | Yes | N/A | Self-Employed | No | No | $12,354.35 | 1 | X | $2,256.12 | $2,600.04 | XXXXX | AZ | $25.00 | Monthly | 46.011% | 46.011% | 20260118 | 697 | No | Yes | 12 | Personal | 20% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025 - 01/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] WVOE - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 40 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 147 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691835 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $45,112.28 | $49,145.87 | 20260224 | 0.00% | $10,447.04 | $11,143.35 | 7.63% | No | N/A | Self-Employed | No | No | $232,274.01 | 1 | X | $5,697.72 | $2,658.00 | 7.755% | 7.755% | 20260129 | 748 | No | Yes | 12 | Business | 95% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 - 12 months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 01/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $45,112.28 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 31 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691836 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $17,716.10 | $18,535.73 | 20260129 | 0.00% | $2,510.83 | $3,872.99 | 6.38% | No | No | Self-Employed | Self-Employed | No | No | $8,299.34 | 1 | X | $13,444.92 | $1,701.00 | XXXXX | TX | $1,200.00 | 20270101 | Annually | 42.796% | 42.796% | 20260120 | 717 | No | Yes | 12 | Business | 30% | 100% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025-01/2026- 12 mo; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026- 12 mo; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 11/2013; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $17,716.10 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 31 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691837 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $7,286.55 | $9,714.20 | 20260223 | 0.00% | $3,360.70 | $3,794.11 | 7.00% | No | N/A | Retired | No | No | $5,640.39 | 1 | X | $2,458.92 | $2,742.00 | 40.649% | 40.649 | 20260115 | 700 | No | No | [Borrower - Primary Income - Retirement] VVOE - 2/2026; [Borrower - Primary Income - Retirement] Investment Statements - 11/2025 - 12/2025; [Borrower - Primary Income - Retirement] Other - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,286.55 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Full | 5548 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 144 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691838 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $6,325.40 | $7,960.03 | 6.75% | Yes | Yes | Employed | Employed | No | No | $0.00 | 6 | X | $13,414.32 | $6,201.24 | 20260126 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.5 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688989 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,211.89 | $1,760.41 | 7.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $2,801.04 | $3,781.20 | 20260106 | 811 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.11 | No | Fee Simple | Individual(s) | Debt Service Coverage | 4325 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 31 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691839 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,114.42 | $1,838.75 | 7.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,222.72 | $1,329.24 | XXXXX | FL | $345.00 | 20260401 | Monthly | 20260223 | 691 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.06 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 36 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691840 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $14,270.00 | $18,229.78 | 20260303 | 0.00% | $3,418.84 | $3,930.17 | 7.38% | No | No | Self-Employed | Employed | No | No | $8,336.03 | 1 | X | $2,956.44 | $2,699.52 | XXXXX | FL | $480.00 | Annually | 42.881% | 42.881% | 20260130 | 757 | No | Yes | 24 | Business | 20% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2024 - 12/2025 - 24 MONTHS ; [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,270.00 | 0 | No | N/A | 7.375 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 35 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691841 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,619.36 | $3,136.36 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 6 | X | $3,760.92 | $2,443.08 | 20260129 | 720 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.39 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 31 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691842 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | $6,949.93 | $8,517.31 | 20260306 | 7.384% | $1,539.71 | $6,470.61 | 7.00% | No | No | Employed | Employed | Self-Employed | Retired | 1991-06-03T00:00:00 | No | No | No | No | $11,820.89 | 2 | C | $2,307.00 | $1,011.84 | 41.7% | 41.7% | 20260129 | 743 | 743 | 701 | 748 | 785 | 754 | 756 | Stated, Verified | Stated, Verified | Stated, Verified but not Verified to Level 4 or Level 5 | Stated, Level 4 Verified | Stated, level 3 Verified | Not Stated, not Verified | No | Yes | 12 | Business | 75% | [Co Borrower 2 - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 -12/2025 - 12 months; [Co Borrower 2 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Co Borrower 2 - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2020; [Co Borrower 2 - Primary Income - Bank Statements] VVOE - 03/2026; [Co Borrower 3 - Primary Income - Retirement] Bank Statements - Personal - 10/2025- 02/2026 - 5 months; [Co Borrower 3 - Primary Income - Retirement] SS Award Letter - 01/2025; [Co Borrower 3 - Primary Income - Retirement] Pension Letter - 12/2025; [Co Borrower 3 - Primary Income - Retirement] Expense Letter - 02/2026; |
Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | Yes | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 50 | No | FALSE | 743 | 756 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692750 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $6,316.41 | $7,664.74 | 7.00% | Yes | N/A | Employed | No | No | $0.00 | 8 | X | $6,426.96 | $9,753.00 | 20260114 | 774 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.48 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 36 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691843 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,217.68 | $1,598.03 | 7.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $2,474.16 | $2,090.04 | 20260127 | 806 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 63 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691844 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $17,000.00 | $22,019.36 | 20260306 | 0.00% | $3,810.19 | $5,435.48 | 6.88% | No | N/A | Self-Employed | No | No | $6,313.98 | 1 | X | $17,024.16 | $1,303.32 | XXXXX | IL | $98.00 | Monthly | 46.262% | 46.262% | 20260122 | 757 | No | Yes | 12 | Business | 60% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2025-12/2025-12 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 6/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 17 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691845 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,940.31 | $2,254.32 | 7.13% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | C | $3,152.04 | $616.08 | XXXXX | WA | $0.00 | Monthly | 20260106 | 673 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.84 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 51 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688992 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,340.48 | $7,986.71 | 20260130 | 0.00% | $1,447.35 | $1,757.33 | 6.88% | No | N/A | Self-Employed | No | No | $4,634.18 | 1 | X | $2,798.04 | $921.72 | 33.925% | 33.925% | 20260126 | 803 | No | Yes | 12 | Business | 40% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 - 12 months; [Borrower - Primary Income - Bank Statements] Third Party Verification - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2022; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2023; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,340.48 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 18 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691846 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,078.93 | $2,785.07 | 7.38% | Yes | N/A | Not Required | No | No | $0.00 | 3 | X | $5,521.68 | $2,952.00 | 20260130 | 681 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -1200 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.83 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691847 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $825.41 | $1,183.80 | 8.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 3 | X | $3,354.72 | $945.96 | 20260106 | 724 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.82 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691848 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,710.19 | $12,102.33 | 20260306 | 0.00% | $1,812.33 | $2,637.64 | 7.38% | No | No | Retired | Retired | No | No | $4,003.76 | 1 | X | $4,739.64 | $904.08 | XXXXX | SC | $355.00 | Monthly | 43.944% | 43.944% | 20260125 | 733 | No | No | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 2025; [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 2025; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025-1/2026; [Co Borrower 1 - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 2025; [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 12/2025-1/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 6000 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 4 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691849 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $558.80 | $905.74 | 7.00% | Yes | N/A | Employed | No | No | $0.00 | 2 | X | $1,880.64 | $2,282.64 | 20260114 | 812 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 2.21 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 40 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691850 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,271.04 | $5,834.70 | 7.13% | Yes | N/A | Retired | No | No | $0.00 | 1 | D | $9,366.24 | $9,397.68 | 20260202 | 767 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 2.57 | No | Fee Simple | Trust | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691851 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,043.08 | $3,204.06 | 6.75% | Yes | Yes | Unemployed | No | No | $7,556.00 | 1 | X | $5,708.04 | $903.72 | XXXXX | FL | $7,320.00 | 20260301 | Annually | 27.397% | 20260128 | 807 | No | Yes | 12 | Personal | 0% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 01/2025-01/2026 - 13 Months; [Borrower - Primary Income - Bank Statements] K-1 - 2024; [Borrower - Primary Income - Bank Statements] 4506 or 4506T - 2024; [Borrower - Primary Income - Bank Statements] Other - 2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 08/2021; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 1 | 1 | 12 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 56 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691852 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,564.34 | $3,133.16 | 7.13% | Yes | N/A | Self-Employed | No | No | $0.00 | 3 | X | $3,539.88 | $3,285.96 | 20260123 | 759 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.72 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688998 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $13,335.00 | $14,567.00 | 20260225 | 0.00% | $3,268.93 | $3,910.52 | 6.75% | No | N/A | Self-Employed | No | No | $7,223.98 | 1 | X | $5,430.00 | $589.08 | XXXXX | NV | $140.00 | Monthly | 36.282% | 36.282% | 20260203 | 711 | No | Yes | 12 | Business | 10% | 100% | Third Party Prepared(unaudited) | [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 MONTHS ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $13,335.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691853 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,897.09 | $12,365.97 | 20260226 | 0.00% | $2,652.77 | $2,913.18 | 6.75% | No | Yes | Self-Employed | Retired | Retired | No | No | No | $4,461.14 | 1 | X | $1,606.92 | $1,518.00 | 48.836% | 48.836% | 20260202 | 745 | 805 | 805 | Stated, Verified | Stated, Level 4 Verified | Not Stated, not Verified | No | Yes | 12 | Business | 35% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 - 12 MONTHS ; [Co Borrower 2 - Primary Income - Retirement] Award Letter / Continuance Letter - 12/2025; [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 12/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026 ; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,897.09 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 34 | No | FALSE | 805 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1688999 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 20260217 | 0.00% | $3,044.25 | $4,651.61 | 6.75% | Yes | N/A | Employed | No | No | $2,909.01 | 1 | X | $8,250.00 | $1,342.32 | XXXXX | CA | $808.00 | 20260301 | Monthly | 29.29% | 20260115 | 751 | No | No | [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Borrower - Non-Primary Income - Retirement] Pension Letter - 02/2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $17,395.28 | 13000 | No | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 6 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691854 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $9,717.50 | $11,180.88 | 20260223 | 7.094% | $2,341.44 | $3,614.01 | 6.75% | No | No | Retired | Retired | No | No | $8,781.76 | 1 | X | $10,674.36 | $1,752.48 | XXXXX | OR | $237.00 | Monthly | 33.776% | 33.776 | 20260203 | 808 | No | No | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 12/2025; [Borrower - Primary Income - Retirement] SS Award Letter - 02/2026; [Co Borrower 1 - Primary Income - Retirement] 1099 - 2025; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 01/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 01/2026 - 1 MONTH ; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 01/2026 - 1 MONTH; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,717.50 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 75 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691855 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $18,645.00 | $24,996.53 | 20260305 | 0.00% | $4,190.98 | $5,414.70 | 7.00% | No | N/A | Self-Employed | No | No | $23,235.37 | 1 | X | $12,717.60 | $1,967.04 | 39.318% | 39.318% | 20260205 | 764 | No | Yes | 24 | Business | 70% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 2/2026 - 192 MONTHS; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2024 - 12/2025 - 24 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $18,645.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 10886 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 18 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691856 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,774.34 | $2,312.20 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $3,213.24 | $3,241.08 | 20260203 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.07 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691857 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,767.38 | $2,212.98 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $2,180.16 | $3,167.04 | 20260203 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.13 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691858 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $1,200.00 | $1,688.09 | 20260224 | 0.00% | $1,030.09 | $1,339.97 | 7.25% | No | No | Self-Employed | Retired | No | No | $3,660.17 | 1 | X | $1,198.08 | $2,520.48 | 46.505% | 46.505% | 20260203 | 743 | No | Yes | 24 | Personal | 10% | 100% | [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 01/2024 - 12/2025 - 24 months; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/2026; [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $1,200.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691859 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $38,704.93 | $44,708.17 | 20260317 | 0.00% | $9,728.95 | $10,824.63 | 6.75% | No | No | Self-Employed | Self-Employed | No | No | $12,266.76 | 1 | X | $10,196.76 | $2,951.40 | 46.981% | 46.981% | 20260225 | 782 | No | Yes | 12 | Business | 45% | 100% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 12 Months; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2011; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $38,704.93 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 5955 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 5 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691860 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,158.61 | $14,458.45 | 20260227 | 6.344% | $2,345.80 | $2,738.03 | 5.99% | No | N/A | Not Required | No | No | $3,732.67 | 1 | X | $2,245.80 | $2,460.96 | 42.984% | 42.984% | 20260127 | 760 | Yes | No | [Borrower - Non-Primary Income - Retirement] Investment Statements - 11/2025 -12/2025 - 2 months; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,158.61 | 4309.7 | No | N/A | 5.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 184 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691861 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $9,860.00 | $10,782.00 | 20260320 | 0.00% | $1,621.50 | $2,071.50 | 6.75% | No | N/A | Retired | No | No | $3,261.40 | 1 | X | $1,667.04 | $1,560.96 | XXXXX | TN | $181.00 | 20260401 | Monthly | 40.397% | 40.397 | 20260130 | 791 | No | No | [Borrower - Primary Income - Retirement] Bank Statements - Personal - 01/2026; [Borrower - Primary Income - Retirement] 1099 - 2024; [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 01/2026; [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 01/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 16 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689002 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,835.00 | $9,946.35 | 20260218 | 0.00% | $4,960.66 | $7,372.38 | 6.63% | No | N/A | Self-Employed | No | No | $17,244.47 | 1 | X | $19,543.68 | $9,396.96 | 38.866% | 38.866% | 20260119 | 720 | No | Yes | 12 | Business | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2025-12/2025-12 months; [Borrower - Primary Income - Bank Statements] CPA Letter - 1/16/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/4/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/11/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,835.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Trust | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 49 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691862 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,598.50 | $8,836.94 | 20260306 | 0.00% | $1,594.59 | $2,110.98 | 7.25% | No | No | Self-Employed | Self-Employed | No | No | $7,482.42 | 1 | X | $4,581.96 | $1,614.72 | 32.147% | 32.147% | 20251230 | 720 | No | Yes | 12 | Business | 40% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2025 - 12/2025 12 months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 1/2025 - 12/2025 12 months; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 8250 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 2111 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 21 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691863 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $22,375.65 | $26,827.39 | 20260318 | 0.00% | $8,758.57 | $11,795.81 | 6.50% | No | N/A | Employed | No | No | $38,627.91 | 1 | X | $20,666.52 | $6,780.36 | XXXXX | FL | $750.00 | Monthly | 35.505% | 35.505% | 20260112 | 756 | No | Yes | 12 | Personal | 0% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 1/2025-12/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - S-Corp] Paystubs - 1/2026; [Borrower - Primary Income - S-Corp] W-2 - 2024; [Borrower - Primary Income - S-Corp] W-2 Transcript - 2024; [Borrower - Primary Income - S-Corp] W-2 Transcript - 2023; [Borrower - Primary Income - S-Corp] K-1 - 2024; [Borrower - Primary Income - S-Corp] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $22,375.65 | -1039.28 | No | N/A | 6.5 | 1 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 114 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689007 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,468.98 | $11,591.36 | 20260224 | 0.00% | $2,722.42 | $3,810.71 | 7.13% | No | N/A | Self-Employed | No | No | $12,554.70 | 1 | X | $9,104.40 | $3,005.04 | XXXXX | TX | $950.04 | Annually | 36.032% | 36.032% | 20260120 | 681 | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 2/2026 - 24 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025 - 1/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,468.98 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 40 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689008 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $13,610.00 | $16,668.81 | 20260203 | 0.00% | $4,599.90 | $5,476.56 | 7.38% | No | N/A | Self-Employed | No | No | $9,402.73 | 1 | X | $9,249.96 | $1,269.96 | 39.502% | 39.502% | 20260202 | 725 | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Business License/Validation - 10/2025; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2022; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-12/2025 12 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $13,610.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691865 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,360.28 | $2,031.46 | 7.38% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $5,151.84 | $2,902.32 | 20260204 | 737 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 36 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691866 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,470.27 | $1,818.58 | 7.88% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $3,236.88 | $942.84 | 20260128 | 756 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -1895 | No | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.77 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 82 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689179 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,457.40 | $2,109.14 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $6,464.64 | $1,356.24 | 20260205 | 751 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.36 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 174 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691867 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,745.13 | $4,079.03 | 6.75% | Yes | Yes | Employed | Employed | No | No | $5,805.70 | 1 | AE | $3,768.72 | $658.08 | XXXXX | FL | $1,965.00 | Monthly | 45.595% | 20260319 | 809 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 03/2026; [Borrower - Primary Income - Wages] Work Number - 03/2026 360 months; [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2026 259 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | 2.2 | No | N/A | 6.75 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691868 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,396.05 | $7,581.26 | 20260306 | 0.00% | $1,275.81 | $1,577.90 | 6.38% | No | N/A | Self-Employed | No | No | $3,421.65 | 1 | X | $2,771.04 | $854.04 | 32.104% | 32.104% | 20260109 | 812 | No | Yes | 12 | Business | 75% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026-12 mo; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Third Party Verification - 09/2025-10/2025; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,396.05 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 121 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691869 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $8,494.75 | $9,939.90 | 20260205 | 7.217% | $2,135.02 | $2,824.16 | 6.88% | No | No | Retired | Retired | No | No | $3,095.20 | 1 | X | $6,404.28 | $1,865.40 | 48.173% | 48.173 | 20260116 | 816 | No | No | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/2025; [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 11/2025 - 12/2025 2 months; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 01/2026; [Borrower - Primary Income - Retirement] Other - 01/2026; [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 12/2025 - 1/2026 2 months; [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 01/2026; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; [Co Borrower 1] 1040 - 2024; [Co Borrower 1] Transcripts - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,494.75 | 10000 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692804 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $23,482.41 | $25,267.76 | 20260226 | 0.00% | $10,450.43 | $12,471.85 | 7.88% | No | Yes | Employed | Employed | No | No | $25,584.49 | 1 | X | $19,080.12 | $5,176.92 | 34.736% | 34.736 | 20260204 | 762 | No | No | [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Employer Letter - 02/2026; [Borrower - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2026 - 176 months; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2026; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $23,482.41 | 0 | No | N/A | 7.875 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 9 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691870 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $5,039.70 | $5,857.41 | 8.13% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $7,966.80 | $1,845.72 | 20260210 | 758 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -6989.5 | No | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 11349 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 26 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689014 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $6,281.88 | $9,463.94 | 6.88% | Yes | N/A | Employed | No | No | $70,686.42 | 1 | X | $4,238.16 | $838.56 | XXXXX | CO | $2,759.00 | 20260301 | Monthly | 9.774% | 20260205 | 796 | No | No | [Borrower - Primary Income - Partnership] Tax Returns – Personal - 2024; [Borrower - Primary Income - Partnership] K-1 - 2024; [Borrower - Primary Income - Partnership] VVOE - 01/2026; [Borrower - Primary Income - Partnership] Other - 12/2025; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 3 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689016 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,615.57 | $3,286.56 | 6.50% | Yes | N/A | Employed | No | No | $3,425.72 | 1 | VE | $4,763.88 | $1,176.00 | XXXXX | FL | $1,176.00 | Monthly | 25.524% | 20260202 | 792 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 12/2025 - 1/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] VVOE - 2/2026; |
[Borrower] Transcripts - 2023; [Borrower] Transcripts - 2024; [Borrower] Transcripts - 2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.5 | 2 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 3287 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 51 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691871 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,764.18 | $2,505.58 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $6,379.80 | $1,917.00 | XXXXX | TX | $600.00 | 20260101 | Annually | 20260206 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.12 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691872 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $10,971.50 | $16,067.09 | 20260313 | 0.00% | $4,054.39 | $6,070.16 | 6.75% | No | N/A | Employed | No | No | $6,644.24 | 1 | X | $11,162.52 | $2,490.72 | XXXXX | CA | $878.00 | Monthly | 49.837% | 49.837 | 20260130 | 808 | No | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026-03/2026; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] Paystubs - 12/2024; [Borrower - Primary Income - Wages] Work Number - 03/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689018 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,489.29 | $3,157.76 | 6.63% | Yes | Yes | Self-Employed | Self-Employed | No | No | $8,665.01 | 1 | VE | $3,801.36 | $1,676.28 | XXXXX | FL | $1,212.00 | 20260401 | Monthly | 44.466% | 20260128 | 743 | No | No | 50% | 50% | [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024; [Borrower - Primary Income - S-Corp] P&L Statement - 2025; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 09/2017; [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024; [Borrower - Primary Income - S-Corp] K-1 - 2024; [Borrower - Primary Income - S-Corp] W-2 - 2024; [Borrower - Primary Income - S-Corp] W-2 - 2025; [Borrower - Primary Income - S-Corp] W-2 Transcript - 2024; [Borrower - Primary Income - S-Corp] Paystubs - 01/2026; [Borrower - Primary Income - S-Corp] VVOE - 02/2026; [Co Borrower 1 - Primary Income - S-Corp] VVOE - 03/2026; [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024; [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2025; [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 02/2026; [Co Borrower 1 - Primary Income - S-Corp] Bank Statements - Personal - 2024; [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024; [Co Borrower 1 - Primary Income - S-Corp] P&L Statement - 2025; [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024; [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 9/2017; [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Personal - 2024; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; [Co Borrower 1] 1040 - 2024; [Co Borrower 1] Transcripts - 2024; [Borrower] 1084 or income worksheet - 2024; [Borrower] 4506 or 4506T - 2024; [Co Borrower 1] 1084 or income worksheet - 2024; [Co Borrower 1] 4506 or 4506T - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 2 | 2 | 2 | 2 | 0 | 2 | 0 | 0 | 24 | No | No | Fee Simple | Individual(s) | Full | 1712 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 55 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691874 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $14,053.10 | $16,973.51 | 7.00% | Yes | N/A | Employed | No | No | $0.00 | 9 | X | $23,295.60 | $11,749.32 | 20260206 | 794 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.16 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 31 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691875 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,328.94 | $1,585.53 | 7.75% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,380.00 | $1,699.08 | 20260305 | 691 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.01 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691876 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,195.42 | $1,457.21 | 8.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,620.00 | $1,521.48 | 20260305 | 691 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.05 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691877 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $11,809.03 | $14,081.75 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 4 | X | $20,911.56 | $6,361.08 | 20260203 | 789 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.13 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 103 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689019 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,072.69 | $1,729.57 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,057.12 | $1,225.44 | XXXXX | SC | $3,600.00 | Annually | 20260206 | 798 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.25 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 6158 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 20 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691878 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,034.59 | $6,421.74 | 20260317 | 0.00% | $976.55 | $2,066.29 | 6.50% | No | No | Self-Employed | Employed | No | No | $17,945.33 | 1 | X | $9,972.72 | $1,904.16 | XXXXX | NM | $1,200.00 | Annually | 11.129% | 11.129% | 20260202 | 790 | Yes | No | [Borrower - Primary Income - Retirement] Investment Statements - 12/2025 - 2/28/2025; [Borrower - Primary Income - Retirement] CPA Letter - 2/2026 - 36 MONTHS; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,034.59 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | 2066 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 1174 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691879 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $4,595.00 | $6,435.14 | 20260302 | 0.00% | $985.39 | $1,310.28 | 6.88% | No | N/A | Retired | No | No | $2,841.65 | 1 | X | $2,126.64 | $1,247.04 | XXXXX | NC | $525.00 | Annually | 34.898% | 34.898 | 20260209 | 790 | No | No | [Borrower - Primary Income - Retirement] Pension Letter - 02/2026; [Borrower - Primary Income - Retirement] SS Award Letter - 02/2026-12 months; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025-01/2026 2 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 972 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 123 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691880 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,511.08 | $2,977.96 | 7.00% | Yes | Yes | Employed | Self-Employed | No | No | $0.00 | 1 | X | $4,385.76 | $1,208.76 | XXXXX | FL | $12,008.04 | 20270101 | Annually | 20260203 | 773 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.05 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691881 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,760.02 | $2,479.13 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $4,149.36 | $4,479.96 | 20260209 | 790 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.01 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 470 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691882 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,692.50 | $12,077.76 | 20260225 | 7.952% | $2,767.47 | $3,467.37 | 7.63% | No | N/A | Self-Employed | No | No | $4,671.63 | 1 | X | $6,132.72 | $1,271.04 | XXXXX | GA | $995.04 | Annually | 48.093% | 48.093% | 20260128 | 722 | No | Yes | 12 | Business | 10% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 7/2025 - 12/2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; [Borrower - Primary Income - Bank Statements] Employer Letter - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,692.50 | 10000 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 3467 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689020 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $10,275.83 | $11,815.35 | 20260219 | 0.00% | $5,106.14 | $6,298.68 | 7.13% | No | N/A | Not Required | No | No | $12,816.46 | 1 | X | $6,102.48 | $7,400.04 | XXXXX | CO | $807.96 | 20260301 | Annually | 33.926% | 33.926 | 20260209 | 750 | No | No | [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2025-01/2026 - 2 Months; [Borrower - Non-Primary Income - Retirement] Investment Statements - 11/2025-12/2025 - 2 Months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Asset Utilization | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 187 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691883 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,306.01 | $1,822.76 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $2,613.96 | $3,587.04 | 20260209 | 790 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 649 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691884 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $14,582.28 | $18,087.37 | 20260312 | 0.00% | $4,358.82 | $4,987.48 | 7.13% | No | No | Self-Employed | Not Required | No | No | $8,857.38 | 1 | X | $5,759.88 | $1,784.04 | 41.146% | 41.146% | 20260209 | 794 | No | Yes | 12 | Business | 70% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2025 - 01/2026 - 8 MONTHS ; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 6353.06 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 9 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691885 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $8,925.45 | $11,616.87 | 7.13% | Yes | Yes | Self-Employed | Employed | No | No | $0.00 | 8 | X | $22,536.96 | $9,760.08 | 20260209 | 818 | No | No | Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.14 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 20 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689021 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,207.11 | $1,494.54 | 6.88% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $1,724.04 | $1,725.12 | 20260209 | 796 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 164 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691886 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,699.09 | $6,339.93 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 8 | X | $14,224.44 | $5,465.64 | 20260209 | 717 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 2.2 | No | Fee Simple | Trust | Debt Service Coverage | 6339 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 40 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691887 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $4,927.37 | $7,444.63 | 20260305 | 0.00% | $2,707.98 | $2,950.23 | 7.00% | No | N/A | Self-Employed | No | No | $3,409.66 | 1 | X | $1,776.00 | $1,131.00 | 46.864% | 46.864% | 20260126 | 786 | No | Yes | 12 | Business | 25% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025 - 12/2025 12 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 01/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Wages] WVOE - 01/2026 25 months; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; |
[Borrower] Transcripts - 2024; [Borrower] Transcripts - 2023; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 10000 | No | N/A | 7 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 23 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691888 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,391.96 | $3,311.47 | 7.38% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $7,076.64 | $3,957.48 | 20260211 | 743 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.79 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 96 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689022 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,316.63 | $10,305.09 | 20260220 | 0.00% | $2,340.63 | $2,858.62 | 8.00% | No | N/A | Employed | No | No | $7,419.03 | 1 | X | $3,860.88 | $1,395.00 | XXXXX | MD | $80.00 | Monthly | 33.118% | 33.118% | 20260209 | 645 | No | No | [Borrower - Primary Income - Wages] Work Number - 2/2026 - 8 MONTHS; [Borrower - Primary Income - Wages] VVOE - 2/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 11/2025 - 12/2025; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,316.63 | 0 | No | N/A | 7.999 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 3755 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 13 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1689025 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,163.96 | $12,385.04 | 20260223 | 0.00% | $4,723.58 | $5,871.61 | 6.88% | No | N/A | Self-Employed | No | No | $23,048.77 | 1 | X | $11,688.72 | $2,087.64 | 21.326% | 21.326% | 20260121 | 752 | No | Yes | 12 | Business | 90% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-1/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 11/2021; [Borrower - Primary Income - Wages] Paystubs - 1/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] Paystubs - 12/2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,163.96 | -8268.96 | No | N/A | 6.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691889 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,551.70 | $11,212.61 | 20260316 | 0.00% | $2,512.90 | $3,674.23 | 6.63% | No | N/A | Self-Employed | No | No | $8,480.54 | 1 | X | $11,712.00 | $2,223.96 | 31.728% | 31.728% | 20260129 | 722 | No | Yes | 12 | Business | 30% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2025-01/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,551.70 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691890 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,517.51 | $2,656.53 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | VE | $3,507.72 | $1,184.52 | XXXXX | FL | $748.00 | 20260401 | Monthly | 20260209 | 797 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 42 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691891 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,979.85 | $4,205.21 | 6.75% | Yes | N/A | Employed | No | No | $17,148.28 | 1 | AE | $6,339.60 | $1,128.72 | XXXXX | SC | $1,603.00 | Monthly | 36.683% | 20260213 | 792 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] VVOE - 3/2026; [Borrower - Primary Income - Wages] Paystubs - 1/2026 - 2/2026; |
[Borrower] Transcripts - 2025; [Borrower] Transcripts - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 9170 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 27 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691892 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Higher Priced QM (APOR) | XXXXXXXX | Yes | No | $10,367.00 | $10,875.91 | 20260226 | 7.586% | $4,039.07 | $4,772.92 | 7.38% | No | N/A | Self-Employed | No | No | $5,145.49 | 1 | X | $6,244.20 | $2,562.00 | 50.075% | 50.075 | 20260114 | 744 | No | No | 48% | [Borrower - Primary Income - C-Corp] W-2 - 2025; [Borrower - Primary Income - C-Corp] CPA Letter - 02/2026; [Borrower - Primary Income - C-Corp] Business License/Validation - 04/2024; [Borrower - Primary Income - C-Corp] VVOE - 02/2026; [Borrower - Primary Income - C-Corp] Tax Returns – Personal - 2025; [Borrower - Primary Income - C-Corp] 1120 - 2025; [Borrower - Primary Income - C-Corp] Telephone Listing / Internet Search / Directory Assistance - 02/2026; |
[Borrower] 1040 - 2025; [Borrower] 1084 or income worksheet - 2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,367.00 | 0 | No | N/A | 7.375 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691893 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $11,480.05 | $12,434.08 | 20260227 | 0.00% | $3,170.24 | $4,322.60 | 6.75% | No | N/A | Self-Employed | No | No | $4,953.62 | 1 | X | $4,422.24 | $1,006.08 | XXXXX | WA | $700.00 | Monthly | 47.885% | 47.885% | 20260210 | 741 | No | Yes | 12 | Business | 70% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2025-12/2025-12 months; [Borrower - Primary Income - Wages] Paystubs - 12/22/2025-2/1/2025-1.50 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/17/2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/25/2026; [Borrower - Primary Income - Wages] VVOE - 2/25/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Wages] Work Number - 2/17/2026-24.5 months; [Borrower - Primary Income - Bank Statements] W-2 - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $11,480.05 | 0 | No | N/A | 6.75 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691894 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,885.00 | $12,542.94 | 20260320 | 0.00% | $4,919.58 | $6,013.15 | 6.25% | No | No | Self-Employed | Self-Employed | No | No | $9,889.72 | 1 | X | $6,313.80 | $2,777.04 | XXXXX | AZ | $336.00 | Monthly | 44.308% | 44.308% | 20260210 | 763 | No | Yes | 12 | Personal | 10% | 100% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 2/2025 - 1/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Non-Primary Income - Retirement] SS Award Letter - 2/2026; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Personal - 2/2025 - 1/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 8900 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | Bank Statement | 7584 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 41 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691895 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $12,520.46 | $13,664.83 | 20260324 | 0.00% | $3,093.64 | $4,234.86 | 6.88% | No | No | Self-Employed | Self-Employed | No | No | $7,878.28 | 1 | X | $8,730.60 | $4,964.04 | 48.864% | 48.864 | 20251202 | 770 | No | No | 50% | 50% | [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026; [Co Borrower 1 - Primary Income - Wages] WVOE - 2/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] WVOE - 02/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Partnership] Business License/Validation - 02/2021; [Co Borrower 1 - Primary Income - Partnership] Business License/Validation - 02/2021; [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 05/2025; [Co Borrower 1 - Primary Income - Partnership] Secretary of State (SOS) - 05/2025; [Borrower - Primary Income - Partnership] Other - 02/2021; [Co Borrower 1 - Primary Income - Partnership] Other - 02/2021; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,520.46 | 0 | No | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 6 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691896 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,496.26 | $4,420.90 | 7.25% | Yes | N/A | Employed | No | No | $0.00 | 5 | X | $5,942.64 | $5,153.04 | 20260212 | 691 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.24 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 31 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691897 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,305.49 | $6,993.34 | 20260227 | 0.00% | $1,749.33 | $1,986.96 | 8.63% | No | N/A | Self-Employed | No | No | $8,462.74 | 1 | X | $2,229.60 | $621.96 | 36.716% | 36.716% | 20260114 | 666 | No | Yes | 12 | Business | 70% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 12/2025-1/2026 12 months; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,305.49 | 0 | No | N/A | 8.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | 0 | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 31 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691898 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $16,895.00 | $18,820.42 | 20260313 | 0.00% | $3,326.18 | $4,035.70 | 7.00% | No | Yes | Employed | Self-Employed | No | No | $32,182.86 | 1 | C | $6,781.20 | $1,733.04 | 19.24% | 19.24% | 20260210 | 801 | No | Yes | 24 | Business | 95% | 100% | Third Party Prepared(unaudited) | [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 01/2024 - 12/2025 - 24 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; |
Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $16,895.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 117 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692806 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,287.56 | $3,886.43 | 6.75% | Yes | Yes | Employed | Employed | No | No | $24,993.44 | 1 | X | $5,651.40 | $1,211.04 | XXXXX | UT | $27.00 | 20260401 | Monthly | 43.373% | 20260212 | 809 | No | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026 2 month; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Work Number - 02/2026 36 months; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2026-01/2026 2 months; [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2026-26 months; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 15206.19 | 3.5 | No | N/A | 6.75 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 26062 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 201 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691899 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $683.21 | $1,129.01 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $2,484.60 | $969.00 | XXXXX | TX | $158.00 | 20260301 | Monthly | 20260205 | 794 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 5900 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.24 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 29 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691900 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,445.43 | $8,545.58 | 20260313 | 0.00% | $1,273.58 | $2,203.24 | 6.63% | No | N/A | Self-Employed | No | No | $6,306.82 | 1 | AE | $6,365.04 | $4,790.88 | 34.746% | 34.746% | 20260212 | 733 | No | Yes | 24 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 01/2024-12/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/11/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/11/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 4000 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691901 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,595.21 | $11,252.97 | 20260309 | 0.00% | $2,056.10 | $2,728.88 | 7.75% | No | No | Self-Employed | Self-Employed | No | No | $9,228.74 | 1 | X | $3,542.28 | $955.08 | XXXXX | IN | $298.00 | Monthly | 35.821% | 35.821% | 20260127 | 724 | No | Yes | 24 | Business | 15% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2024-1/2026-24 months; [Borrower - Primary Income - Bank Statements] CPA Letter - 3/2/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 7/30/2023; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/16/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/4/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 2/2024-1/2026-24 months; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 3/2/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7/30/2023; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/4/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -5250 | No | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691902 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $8,297.00 | $11,062.79 | 20260316 | 0.00% | $4,332.73 | $5,075.61 | 6.63% | No | N/A | Employed | No | No | $7,206.99 | 1 | X | $6,487.08 | $1,458.48 | XXXXX | FL | $969.00 | 20270101 | Annually | 41.519% | 41.519 | 20260212 | 800 | No | No | [Borrower - Primary Income - Wages] Work Number - 02/2026- 87 mo; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,297.00 | 0 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691903 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,770.00 | $11,930.49 | 20260309 | 0.00% | $2,155.01 | $2,936.82 | 6.25% | No | No | Self-Employed | Not Required | No | No | $5,745.18 | 1 | X | $6,589.92 | $2,791.80 | 41.632% | 41.632% | 20260212 | 788 | No | Yes | 12 | Personal | 10% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025-01/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 07/20/2022; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/18/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 39 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691904 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,005.00 | $8,468.00 | 20260306 | 0.00% | $1,547.45 | $1,765.96 | 7.75% | No | N/A | Self-Employed | No | No | $2,803.19 | 1 | X | $838.08 | $1,784.04 | 47.985% | 47.985% | 20260212 | 697 | No | Yes | 12 | Business | 45% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 1/2025 - 12/2025; [Borrower - Primary Income - Bank Statements] CPA Letter - 2/2025 - 78 MONTHS; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,005.00 | 0 | No | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 1766 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 10 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691905 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,165.15 | $7,784.36 | 20260227 | 7.397% | $1,363.73 | $1,604.32 | 7.00% | No | N/A | Self-Employed | No | No | $1,773.68 | 1 | X | $1,878.00 | $1,009.08 | 49.294% | 49.294% | 20260128 | 756 | No | No | 100% | Borrower Prepared | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2025; [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 02/2026; [Borrower - Primary Income - Sole Proprietor] Business Return Transcripts - 2025; [Borrower - Primary Income - Sole Proprietor] VVOE - 02/2026; |
[Borrower] Transcripts - 2025; [Borrower] 1040 - 2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,165.15 | 3000 | No | N/A | 6.999 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | ALTDOC | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 26 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691906 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,184.82 | $7,355.69 | 20260327 | 0.00% | $1,374.33 | $1,669.08 | 7.13% | No | N/A | Employed | No | No | $5,711.76 | 1 | X | $2,479.08 | $757.92 | XXXXX | GA | $300.00 | Annually | 30.087% | 30.087% | 20260217 | 734 | No | Yes | 12 | Personal | 10% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 1/2025 - 12/2025 12 months; [Borrower - Primary Income - Bank Statements] W-2 Transcript - 2024; [Borrower - Primary Income - Bank Statements] Employer Letter - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] 1099 - 2025; [Borrower - Primary Income - Bank Statements] Paystubs - 5/2025 - 8/2025; [Borrower - Primary Income - Bank Statements] W-2 - 2025; [Borrower - Primary Income - Bank Statements] W-2 - 2024; |
[Borrower] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,184.82 | 0 | No | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 1 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 1669 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692752 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,454.43 | $11,731.73 | 6.38% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $43,490.64 | $43,836.96 | 20260212 | 767 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.09 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 57 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692077 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $11,431.00 | $13,573.00 | 20260320 | 0.00% | $7,486.44 | $8,270.16 | 6.38% | No | No | Employed | Not Required | No | No | $10,283.88 | 1 | X | $7,432.56 | $1,972.08 | 49.06% | 49.06 | 20260312 | 804 | Yes | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Borrower - Primary Income - Wages] Employer Letter - 12/2025; [Borrower - Primary Income - Wages] 1099 - 2025; [Borrower - Primary Income - Wages] WVOE - 03/2026 26 months; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Non-Primary Income - Retirement] Investment Statements - 01/2026-02/2026 2 months; [Co Borrower 1 - Non-Primary Income - Retirement] Divorce Decree - 06/2021; |
[Borrower] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $11,431.00 | -11256 | 2.5 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 35 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691907 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $33,364.86 | $37,895.90 | 20260305 | 7.664% | $3,987.59 | $4,473.95 | 7.00% | No | N/A | Self-Employed | No | No | $9,639.19 | 1 | X | $3,491.28 | $1,673.04 | XXXXX | UT | $56.00 | Monthly | 34.959% | 34.959% | 20260202 | 658 | No | Yes | 12 | Business | 50% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 months ; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $33,364.86 | 43914 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 4 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691908 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,844.88 | $11,621.29 | 20260309 | 0.00% | $5,527.83 | $7,358.49 | 7.25% | Yes | N/A | Self-Employed | No | No | $42,243.15 | 1 | X | $16,461.96 | $3,705.96 | XXXXX | CA | $150.00 | Monthly | 36.661% | 36.661% | 20251210 | 795 | No | Yes | 24 | Business | 75% | 100% | [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2024-1/2026 24 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 12/10/2025; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,844.88 | -3640 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | Fully Amortized Payment | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691909 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,328.34 | $7,371.07 | 20260310 | 0.00% | $914.50 | $1,909.38 | 6.63% | Yes | Yes | Retired | Retired | No | No | $9,770.55 | 1 | AE | $1,494.48 | $1,244.04 | XXXXX | CO | $766.67 | 20260401 | Monthly | 21.026% | 21.026% | 20260127 | 806 | No | No | [Borrower - Primary Income - Retirement] SS Award Letter - 01/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025 - 02/2026 - 3 months; [Borrower - Primary Income - Retirement] Pension Letter - 01/2026; [Borrower - Primary Income - Retirement] Other - 01/2026; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 01/2026; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 12/2025 - 02/2026 - 3 months; [Co Borrower 1 - Primary Income - Retirement] Other - 01/2026; [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 01/2026; [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 11/2025 - 12/2025 - 2 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 836 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691910 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $22,576.75 | $24,158.21 | 20260325 | 0.00% | $5,657.83 | $7,531.98 | 7.00% | No | Yes | Retired | Not Required | No | No | $12,228.21 | 1 | X | $16,503.72 | $5,986.08 | 39.556% | 39.556 | 20251210 | 797 | No | No | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 02/2026 ; [Borrower - Non-Primary Income - Social Security] 1099 - 2025; [Co Borrower 1 - Non-Primary Income - Retirement] Investment Statements - 01/2026 - 02/2026 - 2 MONTHS ; [Co Borrower 1 - Non-Primary Income - Retirement] Investment Statements - 08/2025 - 01/2026 - 5 MONTHS ; [Co Borrower 1 - Non-Primary Income - Retirement] Investment Statements - 01/2025 - 12/2025 - 12 MONTHS ; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Utilization | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 180 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691911 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $26,653.39 | $29,819.76 | 20260309 | 0.00% | $3,891.03 | $4,290.84 | 7.00% | No | N/A | Self-Employed | No | No | $8,097.49 | 1 | X | $3,180.72 | $1,167.00 | XXXXX | ID | $450.00 | Annually | 40.705% | 40.705% | 20260211 | 781 | No | Yes | 12 | Business | 45% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 MONTHS ; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $26,653.39 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 40 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691912 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,796.98 | $8,431.12 | 20260226 | 0.00% | $1,543.77 | $1,866.75 | 6.38% | No | No | Self-Employed | Self-Employed | No | No | $2,685.51 | 1 | X | $3,017.88 | $857.88 | 41.059% | 41.059% | 20260129 | 805 | No | Yes | 12 | Business | 10% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 Months; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 Months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2021; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 12/2021; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,796.98 | -2450 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 16 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691913 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $13,922.72 | $15,217.68 | 20260316 | 0.00% | $3,537.06 | $4,120.71 | 7.00% | No | No | Self-Employed | Not Required | No | No | $11,702.50 | 1 | X | $5,047.80 | $1,956.00 | 35.025% | 35.025% | 20260213 | 715 | No | Yes | 12 | Personal | 25% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025 - 01/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Borrower - Primary Income - Bank Statements] 1099 - 2024; [Borrower - Primary Income - Bank Statements] 1099 - 2025; [Borrower - Primary Income - Bank Statements] Employer Letter - 03/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 10/2025; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2007; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 08/2025; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 8 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691914 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,352.21 | $6,251.96 | 7.00% | Yes | N/A | Employed | No | No | $0.00 | 5 | X | $14,375.04 | $8,421.96 | 20260203 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.23 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 54 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691915 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,105.73 | $3,395.71 | 6.63% | Yes | Yes | Self-Employed | Employed | No | No | $9,584.84 | 1 | X | $5,924.04 | $1,311.72 | XXXXX | FL | $687.00 | 20260401 | Monthly | 38.745% | 20260116 | 802 | No | No | 100% | [Borrower - Primary Income - C-Corp] Tax Returns – Personal - 2024; [Borrower - Primary Income - C-Corp] W-2 Transcript - 2024; [Borrower - Primary Income - C-Corp] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - C-Corp] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2026; |
[Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 2 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 10 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691916 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $9,313.57 | $11,510.83 | 20260312 | 0.00% | $3,047.26 | $3,814.66 | 6.50% | No | N/A | Not Required | No | No | $14,243.81 | 1 | X | $3,272.76 | $1,316.04 | XXXXX | NV | $385.00 | Monthly | 21.281% | 21.281 | 20260217 | 817 | Yes | No | [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 7/2024-7/2025 12 months; [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 10/2025-3/2026 6 months; [Borrower - Non-Primary Income - Bank Statements] Bank Statements - Personal - 1/2026-3/2026 3 months; [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 10/2025-12/2025 3 months; [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 11/2024-11/2025 12 months; |
[Borrower] 1084 or income worksheet - 2025; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,313.57 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 20 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692807 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | $22,478.56 | $29,237.52 | 20260310 | 0.00% | $8,156.74 | $8,906.25 | 8.00% | No | N/A | Self-Employed | No | No | $12,823.25 | 1 | X | $5,855.04 | $391.08 | XXXXX | AZ | $229.00 | 20260401 | Monthly | 46.271% | 46.271% | 20260213 | 721 | No | No | 100% | [Borrower - Primary Income - Sole Proprietor] 1099 - 2024; [Borrower - Primary Income - Sole Proprietor] 1099 - 2025; [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 06/2024; [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 06/2024; [Borrower - Primary Income - Sole Proprietor] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Sole Proprietor] VVOE - 03/2026; [Borrower - Primary Income - Sole Proprietor] WVOE - 02/2026 34 months; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 18879.13 | No | N/A | 7.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 198 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 6 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691917 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,089.06 | $1,934.75 | 6.38% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $4,437.60 | $1,270.68 | XXXXX | CA | $370.00 | Monthly | 20260218 | 767 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 318 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691918 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,022.16 | $4,163.86 | 7.00% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 2 | X | $10,677.36 | $3,023.04 | 20260204 | 781 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.91 | No | Fee Simple | Individual(s) | Debt Service Coverage | 5622 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 21 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691919 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,189.32 | $8,741.18 | 20260331 | 6.89% | $1,482.83 | $1,963.28 | 6.50% | No | No | Self-Employed | Self-Employed | No | No | $4,259.85 | 1 | X | $3,256.32 | $2,509.08 | 42.334% | 42.334% | 20260218 | 776 | No | Yes | 12 | Personal | 35% | 100% | 100% | [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/9/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 3/24/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-2/2026-12 months; [Borrower - Primary Income - Bank Statements] VVOE - 3/30/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/30/2026; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 3/18/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-2/2026-12 months; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/30/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,189.32 | 8350 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 13 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691920 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $538.64 | $796.80 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,116.96 | $1,980.96 | 20260219 | 795 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.51 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691921 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,705.00 | $9,738.23 | 20260323 | 8.237% | $2,106.33 | $3,185.94 | 7.88% | No | N/A | Self-Employed | No | No | $10,843.92 | 1 | X | $9,820.08 | $3,135.24 | 26.536% | 26.536% | 20260205 | 657 | No | Yes | 12 | Business | 70% | 100% | [Borrower - Primary Income - Bank Statements] CPA Letter - 3/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-1/2026 12months; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] Expense Letter - 2/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 3/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,705.00 | 0 | No | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | Yes | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 85 | Yes | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691922 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $769.77 | $969.41 | 7.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $827.04 | $1,568.64 | 20260209 | 794 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.34 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 4414 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 177 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691923 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,533.40 | $7,063.71 | 20260312 | 0.00% | $1,190.35 | $1,780.95 | 7.00% | No | No | Employed | Unemployed | No | No | $9,324.38 | 1 | X | $5,089.20 | $1,998.00 | 22.409% | 22.409% | 20260219 | 729 | No | No | [Borrower - Primary Income - Wages] Paystubs - 1/2026; [Borrower - Primary Income - Wages] Work Number - 1/2026 - 102 months; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] VVOE - 3/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $5,533.40 | 0 | No | N/A | 6.999 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691924 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $2,540.00 | $3,660.97 | 20260321 | 0.00% | $2,375.55 | $4,061.04 | 6.63% | Yes | Yes | Self-Employed | Self-Employed | No | No | $55,250.59 | 1 | X | $11,207.88 | $9,018.00 | 19.398% | 19.398% | 20260218 | 742 | No | Yes | 24 | Business | 50% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2024-01/2026 - 24 Months; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 11/2013; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 02/2024-01/2026 - 24 Months; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 11/2013; [Co Borrower 1 - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $2,540.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Trust | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691925 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $5,636.92 | $8,124.51 | 20260310 | 0.00% | $1,175.87 | $2,310.83 | 6.63% | No | N/A | Employed | No | No | $4,930.13 | 1 | X | $4,829.52 | $486.00 | XXXXX | WA | $692.00 | Monthly | 32.978% | 32.978 | 20260214 | 817 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Non-Primary Income - Social Security] 1099 - 2025; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $5,636.92 | 0 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 118 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691926 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | $19,166.21 | $23,135.77 | 20260310 | 0.00% | $5,532.31 | $6,143.33 | 7.38% | No | No | Self-Employed | Self-Employed | No | No | $40,315.67 | 1 | X | $5,916.24 | $1,416.00 | 19.378% | 19.378% | 20260205 | 751 | No | Yes | 24 | Business | 50% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2024-02/2026 24 months; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 03/2024-02/2026 24 months; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 24000 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 18 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691927 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $32,047.86 | $38,767.76 | 20260318 | 0.00% | $9,283.82 | $11,652.32 | 6.50% | No | No | Self-Employed | Self-Employed | No | No | $34,054.62 | 3 | X | $24,380.40 | $4,041.60 | 48.113% | 48.113% | 20260219 | 736 | No | Yes | 12 | Business | 45% | 100% | 100% | Borrower Prepared | [Borrower - Primary Income - C-Corp] P&L Statement - 01/2025 - 12/2025 -12 months; [Borrower - Primary Income - C-Corp] P&L Statement - 01/2026 - 02/2026 - 2 months; [Borrower - Primary Income - C-Corp] Tax Returns – Personal - 2024; [Borrower - Primary Income - C-Corp] Business License/Validation - 02/2026; [Borrower - Primary Income - C-Corp] Expense Letter - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 03/2016; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Employer Letter - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Other - 12/2025; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 02/2025 - 01/2026 - 12 months; |
[Borrower] Transcripts - 2024; [Borrower] 1040 - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 40000 | No | N/A | 6.5 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 12 | 24 | Yes | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691928 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,603.30 | $6,455.67 | 7.00% | Yes | N/A | Employed | No | No | $0.00 | 5 | X | $16,816.44 | $5,412.00 | 20260203 | 707 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.34 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 135 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691929 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,686.67 | $3,572.24 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $8,214.84 | $2,412.00 | 20260220 | 700 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.01 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 18 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691930 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,801.62 | $10,143.62 | 20260331 | 7.116% | $1,870.92 | $2,880.49 | 6.75% | No | N/A | Self-Employed | No | No | $3,345.58 | 1 | X | $3,670.80 | $3,524.04 | XXXXX | CA | $410.00 | 20260501 | Monthly | 48.538% | 48.538% | 20260123 | 752 | No | Yes | 12 | Personal | 10% | 100% | [Borrower - Primary Income - Bank Statements] Business License/Validation - 07/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 03/2025-02/2026 12 months; [Borrower - Primary Income - Bank Statements] Other - 07/2020; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Non-Primary Income - Retirement] SS Award Letter - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,801.62 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691931 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $17,557.75 | $25,588.09 | 20260311 | 0.00% | $5,937.23 | $7,269.75 | 7.00% | No | No | Self-Employed | Employed | No | No | $13,412.61 | 1 | X | $13,125.00 | $2,865.24 | 44.495% | 44.495% | 20260220 | 709 | No | Yes | 12 | Business | 70% | 33% | [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 10/2025; [Borrower - Primary Income - Bank Statements] Business License/Validation - 10/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 10/2025; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025 - 1/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2012; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; [Co Borrower 1 - Primary Income - Wages] Work Number - 1/2026 - 25 MONTHS; [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025 - 1/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $17,557.75 | 0 | No | N/A | 6.999 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 7270 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 25 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692387 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,457.50 | $9,893.56 | 20260317 | 0.00% | $2,367.38 | $3,468.35 | 6.75% | No | No | Self-Employed | Self-Employed | Employed | 2025-05-01T00:00:00 | No | No | No | $7,077.33 | 1 | X | $9,422.40 | $3,789.24 | 36.456% | 36.456% | 20260116 | 806 | 806 | 816 | 798 | Stated, Verified | Stated, Level 5 Verified | Stated, level 3 Verified | No | Yes | 12 | Business | 25% | 100% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026- 12 mo; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Third Party Verification - 03/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 05/2025-02/2026-10 mo; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 02/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Third Party Verification - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 01/2026; [Co Borrower 1 - Primary Income - Bank Statements] W-2 - 2024; [Co Borrower 1 - Primary Income - Bank Statements] 1099 - 2025; [Co Borrower 2 - Primary Income - Wages] W-2 - 2024; [Co Borrower 2 - Primary Income - Wages] W-2 - 2025; [Co Borrower 2 - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 2 - Primary Income - Wages] Work Number - 02/2026-9 mo; [Co Borrower 2 - Primary Income - Wages] Paystubs - 01/2026-02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,457.50 | 0 | No | N/A | 6.75 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 15 | No | FALSE | 806 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691932 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $14,782.70 | $17,549.29 | 20260316 | 0.00% | $3,084.80 | $3,460.76 | 7.25% | No | N/A | Self-Employed | No | No | $7,376.67 | 1 | X | $1,302.96 | $3,208.56 | 36.895% | 36.895% | 20260216 | 755 | No | Yes | 24 | Business | 65% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2024-1/2026 24 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,782.70 | -9044 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 16 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691933 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $743.54 | $1,183.46 | 7.50% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,575.64 | $1,703.40 | 20260219 | 774 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -1040 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.18 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 67 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691934 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $13,922.14 | $18,545.36 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 5 | X | $48,125.04 | $7,353.60 | 20260214 | 715 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.02 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 97 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691935 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,764.44 | $8,103.75 | 20260327 | 8.206% | $1,430.59 | $1,807.96 | 7.75% | No | No | Self-Employed | Employed | No | No | $3,424.39 | 1 | B | $1,326.48 | $2,961.96 | XXXXX | NC | $20.00 | Monthly | 49.075% | 49.075% | 20260220 | 615 | No | Yes | 12 | Personal | 25% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 2/2025-1/2026-12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/5/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/15/2026-2/26/2026-1.5 month; [Co Borrower 1 - Primary Income - Wages] Work Number - 3/3/2026-5 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] VVOE - 3/19/2026; [Co Borrower 1 - Primary Income - Wages] WVOE - 3/10/2026-5 months; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,764.44 | 0 | No | N/A | 7.75 | 0 | 2 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 45 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691936 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $4,436.82 | $5,655.52 | 20260324 | 7.238% | $1,706.26 | $2,179.52 | 7.00% | Yes | No | Retired | Not Required | Self-Employed | 2005-01-01T00:00:00 | No | No | No | $6,210.70 | 1 | X | $3,740.04 | $1,939.08 | 34.174% | 34.174% | 20260216 | 707 | 607 | 504 | 601 | Stated, Verified | Stated, Verified but not Verified to Level 4 or Level 5 | Stated, level 3 Verified | No | Yes | 12 | Business | 40% | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 12/2025; [Borrower - Non-Primary Income - Social Security] 1099 - 2025; [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 2026; [Co Borrower 2 - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026-12 months; [Co Borrower 2 - Primary Income - Bank Statements] Secretary of State (SOS) - 2026; [Co Borrower 2 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 1/2026; [Co Borrower 2 - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $4,436.82 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 51 | No | FALSE | 601 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692388 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,352.41 | $1,837.67 | 7.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $2,854.08 | $2,969.04 | XXXXX | MO | $0.00 | Monthly | 20260304 | 805 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 2.26 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 99 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691937 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,175.46 | $5,837.46 | 20260324 | 0.00% | $2,131.13 | $3,228.33 | 6.63% | No | No | Self-Employed | Not Required | No | No | $8,579.67 | 1 | A | $7,350.60 | $5,815.80 | 28.959% | 28.959% | 20260223 | 790 | No | Yes | 12 | Business | 80% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026-12 months; [Borrower - Primary Income - Bank Statements] CPA Letter - 2/26/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/18/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/20/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -745 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691938 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,133.67 | $10,308.54 | 20260323 | 0.00% | $2,062.96 | $2,344.02 | 6.50% | No | N/A | Self-Employed | No | No | $11,840.25 | 1 | AE | $1,391.76 | $1,980.96 | 21.458% | 21.458% | 20260120 | 760 | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 2/2025-1/2026 12 months; [Borrower - Primary Income - Bank Statements] Third Party Verification - 3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,133.67 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692756 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $12,208.75 | $13,967.82 | 20260409 | 7.796% | $2,408.73 | $2,722.88 | 7.38% | No | N/A | Employed | No | No | $5,521.85 | 1 | C | $1,660.80 | $2,109.00 | 39.847% | 39.847 | 20260223 | 812 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] Work Number - 03/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,208.75 | 120376.07 | No | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 133 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692758 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,153.70 | $1,386.48 | 7.50% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $1,886.40 | $906.96 | 20260220 | 738 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.59 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 112 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691939 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,426.26 | $4,995.32 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $16,411.80 | $2,416.92 | 20260223 | 788 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.52 | No | Fee Simple | Individual(s) | Debt Service Coverage | 4995 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 211 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691940 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,646.28 | $4,154.91 | 6.75% | Yes | N/A | Employed | No | No | $0.00 | 7 | X | $9,612.60 | $7,278.00 | 20260223 | 727 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.47 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 53 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691941 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,683.85 | $6,221.95 | 6.75% | Yes | N/A | Employed | No | No | $0.00 | 5 | X | $11,158.20 | $7,299.00 | 20260223 | 768 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.6 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 77 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691942 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,854.88 | $5,218.73 | 7.13% | Yes | Yes | Employed | Employed | No | No | $34,686.95 | 1 | X | $4,350.24 | $1,647.96 | XXXXX | CO | $1,864.00 | 20260401 | Monthly | 10.133% | 20260217 | 808 | No | No | [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2026 - 2/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024; [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2026; |
Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 478 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691943 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $8,345.00 | $10,768.88 | 20260317 | 0.00% | $3,638.08 | $3,912.57 | 7.13% | Yes | N/A | Employed | No | No | $12,113.03 | 1 | X | $1,848.96 | $1,444.92 | 33.928% | 33.928 | 20260223 | 816 | Yes | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 01/2026; [Borrower - Primary Income - Retirement] Investment Statements - 12/2025; [Borrower - Primary Income - Retirement] Investment Statements - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 240 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691944 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $935.79 | $1,617.16 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,157.08 | $2,655.36 | XXXXX | SC | $197.00 | Monthly | 20260224 | 712 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.02 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 4805 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 53 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691945 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,121.57 | $8,251.94 | 20260330 | 0.00% | $1,823.76 | $2,787.45 | 8.13% | No | No | Employed | Employed | No | No | $21,049.75 | 1 | X | $4,329.24 | $779.04 | XXXXX | MD | $538.00 | 20260501 | Monthly | 19.924% | 19.924% | 20260223 | 657 | No | No | [Borrower - Primary Income - Wages] Paystubs - 12/2026-03/2026 3 months; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025-02/2026 03 months; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 8.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 1409 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 30 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691946 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $5,583.89 | $6,785.60 | 6.88% | Yes | Yes | Self-Employed | Employed | No | No | $0.00 | 5 | AO | $6,033.36 | $8,387.16 | 20260205 | 804 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.12 | No | Fee Simple | Trust | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 118 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691947 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $642.05 | $941.17 | 7.88% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $1,092.96 | $576.48 | XXXXX | KY | $160.00 | 20260401 | Monthly | 20260225 | 702 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.22 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 21 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691948 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,522.44 | $6,508.58 | 7.38% | Yes | N/A | Not Required | No | No | $0.00 | 1 | AE | $12,653.04 | $3,320.64 | XXXXX | FL | $1,655.00 | Monthly | 20260224 | 691 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.61 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 64 | Yes | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691949 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,793.53 | $8,593.14 | 20260316 | 0.00% | $1,170.78 | $1,953.78 | 6.50% | Yes | N/A | Employed | No | No | $6,753.69 | 1 | X | $1,025.04 | $702.96 | XXXXX | MT | $639.00 | Monthly | 49.717% | 49.717% | 20260217 | 790 | No | No | [Borrower - Primary Income - Wages] Paystubs - 1/2026-2/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 3/2026; [Borrower - Primary Income - Wages] VVOE - 3/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 1500 | No | N/A | 6.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 13 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691950 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,910.82 | $9,880.09 | 20260326 | 6.968% | $1,367.16 | $2,093.27 | 6.50% | No | No | Retired | Retired | No | No | $4,490.91 | 1 | X | $4,554.36 | $4,158.96 | 31.792% | 31.792% | 20260202 | 805 | No | No | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 03/2026; [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/2026; [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 01/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 03/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,910.82 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 254 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691951 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $15,596.33 | $17,921.90 | 20260320 | 0.00% | $4,614.45 | $7,656.63 | 6.75% | No | No | Self-Employed | Self-Employed | No | No | $23,134.78 | 1 | AE | $14,421.60 | $7,084.56 | XXXXX | FL | $1,250.00 | Monthly | 29.895% | 29.895 | 20260123 | 727 | No | No | 50% | 50% | [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 1/2026; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 1/2026; [Borrower - Primary Income - S-Corp] Other - 11/2025; [Borrower - Primary Income - S-Corp] Bank Statements - Business - 12/2025-2/2026 3 months; [Borrower - Primary Income - Wages] Paystubs - 7/2025-8/2025; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - S-Corp] W-2 - 2023; [Borrower - Primary Income - Wages] Work Number - 2/2026 24 months; [Borrower - Primary Income - Wages] Employer Letter - 2/2026; [Borrower - Primary Income - S-Corp] VVOE - 3/2026; [Borrower - Primary Income - Wages] VVOE - 3/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 18 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692808 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $26,270.00 | $29,954.50 | 20260331 | 7.682% | $6,993.09 | $8,879.51 | 7.38% | Yes | N/A | Employed | Yes | No | Mexico | $319,437.39 | 1 | X | $16,875.00 | $3,374.04 | XXXXX | CA | $199.00 | Monthly | 4.169% | 4.169 | No | No | 100% | [Borrower - Primary Income - Wages] CPA Letter - 03/2026 36 months; [Borrower - Primary Income - Wages] Other - 03/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 48750 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Full | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 97 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691952 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,690.87 | $13,736.62 | 20260306 | 8.774% | $3,070.08 | $4,044.07 | 8.38% | No | No | Employed | Employed | No | No | $8,144.43 | 1 | X | $5,908.80 | $5,779.08 | 43.329% | 43.329% | 20260220 | 657 | No | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] WVOE - 09/2025 33 months; [Borrower - Primary Income - Wages] Work Number - 02/2026 25 months; [Borrower - Primary Income - Wages] VVOE - 02/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] WVOE - 09/2025 33 months; [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2026 25 months; [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 8.375 | 3 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692759 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $1,770.00 | $4,749.20 | 20260406 | 0.00% | $2,577.79 | $3,095.04 | 7.00% | No | No | Not Required | Not Required | No | No | $12,676.09 | 1 | X | $4,239.96 | $1,367.04 | XXXXX | WA | $50.00 | Monthly | 24.232% | 24.232 | 20260302 | 764 | Yes | No | [Borrower - Non-Primary Income - Social Security] 1099 - 2025; [Co Borrower 1 - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 12/02/2025; [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 1/2026; [Borrower - Primary Income - Retirement] Investment Statements - 12/2025-1/2026; [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 12/2025-1/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691953 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,101.63 | $1,392.51 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $2,325.60 | $1,164.96 | 20260225 | 807 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.35 | No | Fee Simple | Individual(s) | Debt Service Coverage | 2384 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691954 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,414.52 | $1,642.47 | 6.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,684.32 | $671.04 | XXXXX | ID | $380.04 | Annually | 20260223 | 745 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | 1 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.21 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 133 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692366 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,345.00 | $13,620.25 | 20260325 | 0.00% | $2,270.09 | $2,925.40 | 6.75% | No | N/A | Employed | No | No | $3,051.10 | 1 | X | $6,249.96 | $1,613.76 | 49.689% | 49.689% | 20260209 | 752 | No | No | [Borrower - Primary Income - Wages] Paystubs - 2/8/2026-3/7/2026-1 month; [Borrower - Primary Income - Wages] Work Number - 3/4/2026-26 months; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,345.00 | 0 | No | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692760 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $18,786.35 | $22,890.46 | 20260406 | 7.127% | $4,165.21 | $5,418.71 | 6.75% | No | No | Retired | Retired | No | No | $9,249.18 | 1 | X | $13,557.00 | $1,485.00 | 48.701% | 48.701% | 20260225 | 752 | No | No | [Borrower - Primary Income - Retirement] Investment Statements - 12/2025-1/2026; [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Primary Income - Retirement] Pension Letter - 2/2026; [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 3/2026 - 41.87 MONTHS; [Borrower - Primary Income - Retirement] SS Award Letter - 1/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 11/2025-1/2026; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 1/2026; [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 7/2022; [Co Borrower 1 - Primary Income - Retirement] 1099 - 2025; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 11/2025-1/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $18,786.35 | 1646.5 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 5419 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 21 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691955 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $5,345.43 | $10,244.17 | 20260323 | 7.03% | $1,624.79 | $2,705.51 | 6.63% | No | N/A | Employed | No | No | $3,375.79 | 1 | X | $11,681.52 | $1,287.12 | 49.497% | 49.497 | 20260225 | 733 | No | No | [Borrower - Primary Income - Wages] Paystubs - 12/28/2025-01/10/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] WVOE - 03/02/2026 - 26 months; [Borrower - Primary Income - Wages] VVOE - 03/19/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691956 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $6,023.09 | $7,058.80 | 20260317 | 0.00% | $1,918.37 | $2,254.89 | 6.63% | No | N/A | Not Required | No | No | $66,597.74 | 1 | X | $1,947.24 | $2,091.00 | 4.818% | 4.818 | 20260218 | 797 | No | No | [Borrower - Primary Income - Retirement] Investment Statements - 07/2025 - 01/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 11/2025 - 01/2026 - 2 MONTHS ; |
Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,023.09 | -749 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Utilization | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 1990 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691957 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $16,591.24 | $21,486.55 | 20260317 | 6.823% | $6,883.34 | $8,449.29 | 6.63% | No | N/A | Employed | No | No | $10,573.31 | 1 | X | $16,562.40 | $2,229.00 | 44.534% | 44.534 | 20260220 | 800 | Yes | No | [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2025 - 02/2026 - 2 MONTHS ; [Borrower - Non-Primary Income - Retirement] Investment Statements - 01/2026 - 02/2026 - 2 MONTHS ; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $16,591.24 | 2650 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 94 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692761 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,885.73 | $5,803.08 | 6.88% | Yes | N/A | Employed | No | No | $0.00 | 6 | X | $14,413.20 | $8,595.00 | 20260205 | 748 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.47 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 6 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691958 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $876.17 | $1,924.08 | 7.13% | Yes | N/A | Employed | No | No | $10,146.91 | 1 | AE | $2,596.92 | $1,002.00 | XXXXX | SC | $748.00 | Monthly | 24.477% | 20260209 | 802 | No | No | [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 2/2026; [Borrower - Primary Income - Wages] Work Number - 2/2026 - 14 months; [Borrower - Primary Income - Wages] VVOE - 3/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 27 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691959 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $20,306.48 | $22,694.27 | 20260319 | 0.00% | $4,561.76 | $5,661.19 | 6.38% | No | No | Employed | Not Required | No | No | $9,222.81 | 1 | X | $5,568.84 | $6,442.32 | XXXXX | CO | $1,182.00 | Annually | 48.533% | 48.533 | 20260311 | 786 | No | No | [Borrower - Primary Income - Wages] Employer Letter - 07/2025; [Borrower - Primary Income - Wages] Paystubs - 11/2025; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Work Number - 03/2026 24 months; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $20,306.48 | 0 | No | N/A | 6.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691960 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $13,599.80 | $16,333.63 | 20260319 | 6.964% | $3,150.33 | $5,268.24 | 6.63% | No | N/A | Retired | No | No | $5,353.66 | 1 | X | $5,385.48 | $2,029.44 | XXXXX | CA | $1,500.00 | Monthly | 49.598% | 49.598 | 20260225 | 721 | No | No | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 3/2026; [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Primary Income - Retirement] 1099 - 2024; [Borrower - Primary Income - Retirement] 1099 - 2023; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025-2/2026 - 3 months; [Borrower - Primary Income - Retirement] Other - 3/2026; [Borrower - Non-Primary Income - Social Security] Third Party Verification - 2026; [Borrower - Non-Primary Income - Social Security] 1099 - 2024; [Borrower - Non-Primary Income - Social Security] 1099 - 2023; [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 12/2025-2/2026 - 3 months; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 6 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692762 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $7,134.58 | $11,882.44 | 6.75% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $49,719.72 | $7,254.60 | 20260223 | 761 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.35 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 24 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691961 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,587.77 | $2,204.12 | 6.75% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $2,608.32 | $3,755.88 | XXXXX | FL | $1,032.00 | Annually | 20260226 | 708 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -4095 | 1 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Individual(s) | Debt Service Coverage | 2204 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 49 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691962 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $18,221.25 | $20,390.34 | 20260327 | 0.00% | $4,155.08 | $5,740.61 | 6.75% | No | N/A | Retired | No | No | $16,063.24 | 1 | X | $17,182.44 | $1,087.92 | XXXXX | OR | $63.00 | Monthly | 37.683% | 37.683 | 20260208 | 789 | Yes | No | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 11/2025 - 11 MONTHS ; [Borrower - Non-Primary Income - Retirement] Pension Letter - 11/2017 - 11 MONTHS ; [Borrower - Primary Income - Retirement] Investment Statements - 01/2026 - 02/2026 - 2 MONTHS ; [Borrower - Non-Primary Income - Retirement] Other - 03/2026; [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 01/2026 - 02/2026 - 2 MONTHS ; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $18,221.25 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Asset Depletion | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 448 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691963 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,846.81 | $8,892.94 | 20260330 | 0.00% | $1,004.52 | $1,792.89 | 6.75% | No | N/A | Retired | No | No | $3,511.57 | 1 | X | $8,700.96 | $459.48 | XXXXX | PA | $300.00 | Annually | 34.528% | 34.528% | 20260226 | 764 | No | No | [Borrower - Primary Income - Retirement] SS Award Letter - 3/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 10/2025 - 2/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025 - 2/2026; [Borrower - Primary Income - Retirement] Pension Letter - 2/2026; [Borrower - Primary Income - Retirement] Pension Letter - 1/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,846.81 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 1793 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 43 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691964 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,200.05 | $1,447.50 | 6.75% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $1,819.32 | $1,150.08 | 20260116 | 787 | No | No | Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 102 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691965 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $790.30 | $1,031.52 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 3 | X | $851.64 | $2,043.00 | 20260227 | 764 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.99 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 103 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691966 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $16,573.50 | $18,605.80 | 20260318 | 7.135% | $4,762.73 | $7,640.41 | 6.88% | No | No | Employed | Retired | No | No | $11,618.34 | 1 | X | $12,735.96 | $1,236.96 | XXXXX | WA | $1,713.27 | 20260501 | Monthly | 39.931% | 39.931 | 20260227 | 780 | No | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026 - 02/2026; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Work Number - 03/2026 - 26 months; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 02/2025 - 01/2026 - 12 months; [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 12/2025 - 01/31/26 - 2 months; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 401 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691967 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $9,003.50 | $11,616.19 | 20260401 | 7.841% | $1,860.68 | $2,658.29 | 7.38% | No | No | Retired | Retired | No | No | $3,475.72 | 1 | X | $2,934.72 | $2,304.60 | XXXXX | FL | $4,332.00 | 20270101 | Annually | 46.536% | 46.536% | 20260227 | 764 | No | No | [Borrower - Primary Income - Retirement] SS Award Letter - 12/2025; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 12/2025; [Borrower - Primary Income - Retirement] 1099 - 2025; [Co Borrower 1 - Primary Income - Retirement] 1099 - 2025; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $9,003.50 | 3838.95 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691968 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $704.09 | $1,013.58 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 2 | X | $2,192.88 | $1,521.00 | 20260227 | 764 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.58 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 92 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691969 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,997.28 | $2,829.69 | 6.50% | Yes | N/A | Employed | No | No | $6,663.27 | 1 | X | $7,339.92 | $1,998.96 | XXXXX | TX | $650.04 | Annually | 42.97% | 20260227 | 801 | No | No | [Borrower - Primary Income - Wages] Paystubs - 03/2026; [Borrower - Primary Income - Wages] Work Number - 03/2026 26 months; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 02/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Limited Liability Corp | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 92 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691970 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $14,647.03 | $16,415.98 | 20260323 | 6.626% | $4,118.44 | $4,979.17 | 6.38% | No | N/A | Employed | No | No | $5,162.47 | 1 | X | $7,612.68 | $1,516.08 | XXXXX | NV | $100.00 | 20260401 | Monthly | 49.77% | 49.77 | 20260223 | 781 | No | No | [Borrower - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Borrower - Primary Income - Wages] Employer Letter - 12/2025; [Borrower - Primary Income - Wages] Work Number - 3/2026 2 months; [Borrower - Primary Income - Wages] W-2 Transcript - No Results Returned - 2025; [Borrower - Primary Income - Wages] Other - 2023-2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $14,647.03 | 76926.24 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 27 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692763 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,307.85 | $3,787.64 | 6.75% | Yes | Yes | Employed | Employed | No | No | $8,589.46 | 1 | X | $4,218.48 | $1,539.00 | 24.418% | 20260121 | 724 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 12/2025-3/2026; [Borrower - Primary Income - Wages] Work Number - 3/2026 - 32 MONTHS; [Borrower - Primary Income - Wages] VVOE - 4/2026; [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2026 - 36 MONTHS; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025 - 3/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 4/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 3788 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 18 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691971 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,745.00 | $8,614.19 | 20260325 | 6.792% | $1,848.80 | $2,563.44 | 6.50% | Yes | N/A | Self-Employed | No | No | $5,521.56 | 1 | X | $7,394.04 | $1,181.64 | 47.944% | 47.944% | 20260129 | 777 | No | Yes | 12 | Business | 25% | 100% | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2024; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025 - 02/2026 - 12 months ; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,745.00 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 62 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691972 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $810.98 | $1,918.08 | 7.25% | Yes | Yes | Employed | Employed | No | No | $11,510.06 | 1 | VE | $2,528.16 | $989.04 | XXXXX | SC | $814.00 | Monthly | 10.229% | 20260205 | 804 | No | No | [Borrower - Primary Income - Wages] Work Number - 3/2026 26 months; [Borrower - Primary Income - Wages] Paystubs - 2/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2026-02/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Limited Liability Corp | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 475 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691973 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,048.56 | $1,297.57 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,004.64 | $1,983.48 | 20260212 | 771 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.12 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 11 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691974 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,510.02 | $3,161.00 | 6.63% | Yes | N/A | Not Required | No | No | $4,410.11 | 1 | C | $4,984.80 | $2,826.96 | 38.122% | 20260302 | 788 | Yes | No | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 1/1/2026-2/26/2026-2 months; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 315 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691975 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,354.84 | $7,203.64 | 20260325 | 6.956% | $1,384.72 | $1,765.11 | 6.63% | No | N/A | Employed | No | No | $3,128.89 | 1 | X | $3,580.68 | $984.00 | 39.829% | 39.829% | 20260126 | 790 | No | No | [Borrower - Primary Income - Wages] Work Number - 3/2026 23 months; [Borrower - Primary Income - Wages] Paystubs - 2/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 3500 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 39 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691976 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $18,277.50 | $25,099.50 | 20260321 | 7.602% | $8,080.90 | $9,815.49 | 7.38% | No | No | Employed | Self-Employed | No | No | $18,206.84 | 1 | D | $16,250.04 | $4,565.04 | 46.772% | 46.772% | 20260302 | 751 | No | Yes | 12 | Business | 20% | 100% | [Borrower - Primary Income - Wages] Paystubs - 1/26/2026-3/8/2026-1.5 month; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] VVOE - 3/17/2026; [Borrower - Primary Income - Wages] Work Number - 3/9/2026-28 months; [Borrower - Primary Income - Wages] Employer Letter - 3/3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 08/27/2018; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 8/27/2018; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026-12 months; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 3/11/2026; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 10/14/2024; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/17/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $18,277.50 | 7500 | No | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 9 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691977 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $4,976.24 | $6,714.84 | 6.88% | Yes | Yes | Self-Employed | Self-Employed | No | No | $0.00 | 6 | X | $10,606.92 | $10,256.28 | 20260218 | 740 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 270 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691978 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,355.19 | $3,076.25 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $7,000.68 | $1,652.04 | 20251230 | 765 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.14 | No | Fee Simple | Trust | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 22 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691979 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,217.32 | $11,574.36 | 20260323 | 0.00% | $1,590.35 | $2,334.74 | 6.25% | No | N/A | Self-Employed | No | No | $4,128.42 | 1 | X | $5,351.64 | $1,721.04 | XXXXX | TX | $155.00 | 20260501 | Monthly | 36.37% | 36.37% | 20260303 | 804 | No | Yes | 12 | Personal | 30% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 03/2025-02-2026 - 12 Months; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,217.32 | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 38 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691980 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,480.92 | $3,705.86 | 7.00% | Yes | Yes | Self-Employed | Employed | No | No | $0.00 | 1 | AE | $6,747.96 | $7,951.32 | 20260304 | 800 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.81 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 10001 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 17 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691981 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,858.71 | $3,192.02 | 6.88% | Yes | N/A | Employed | No | No | $2,974.04 | 1 | X | $4,447.92 | $811.80 | XXXXX | FL | $895.00 | 20260401 | Monthly | 42.278% | 20260227 | 724 | No | No | [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] Paystubs - 01/2026 - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
[Borrower] Transcripts - 2023; [Borrower] Transcripts - 2024; [Borrower] Transcripts - 2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 52 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692765 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,345.69 | $10,108.69 | 20260413 | 6.927% | $4,746.43 | $6,370.90 | 6.63% | No | N/A | Self-Employed | No | No | $25,499.70 | 1 | X | $16,672.44 | $2,821.20 | 26.2% | 26.2% | 20260224 | 691 | No | Yes | 12 | Business | 60% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026 - 12 Months; [Borrower - Primary Income - Bank Statements] VVOE - 04/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 01/2020; [Borrower - Primary Income - Bank Statements] CPA Letter - 04/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 3 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691982 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $20,007.50 | $22,783.04 | 20260318 | 7.822% | $8,546.61 | $9,419.86 | 7.63% | Yes | N/A | Self-Employed | No | No | $90,175.30 | 1 | X | $7,510.92 | $2,968.08 | 18.627% | 18.627 | 20260304 | 711 | No | No | 100% | [Borrower - Primary Income - Sole Proprietor] CPA Letter - 11/2023 36 months; [Borrower - Primary Income - Sole Proprietor] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 2250 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | ALTDOC | 11042 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 15 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691983 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,679.72 | $3,923.36 | 6.88% | Yes | N/A | Employed | No | No | -$5,026.82 | 2 | X | $7,677.72 | $7,245.96 | 20260305 | 761 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.07 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 16 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691984 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,623.72 | $14,056.43 | 20260320 | 6.789% | $3,066.64 | $3,652.95 | 6.50% | No | N/A | Self-Employed | No | No | $3,741.85 | 1 | X | $5,139.72 | $1,896.00 | 49.399% | 49.399% | 20260122 | 752 | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026-12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 2/3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/18/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 2/15/2017; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,623.72 | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 47 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692766 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,347.80 | $1,478.73 | 7.25% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $608.16 | $963.00 | 20260122 | 752 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.42 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 126 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691985 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $6,735.91 | $9,617.08 | 20260316 | 0.00% | $1,938.59 | $3,893.13 | 6.75% | Yes | N/A | Retired | No | No | $11,576.34 | 1 | X | $6,500.52 | $1,437.00 | XXXXX | FL | $1,293.08 | Monthly | 30.478% | 30.478 | 20260206 | 794 | No | No | [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Non-Primary Income - Retirement] Pension Letter - 08/08/2024, 02/11/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,735.91 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 5 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691986 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,036.73 | $1,796.90 | 7.00% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $5,503.92 | $3,068.04 | XXXXX | TX | $550.08 | Annually | 20260225 | 727 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 112 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691987 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,395.00 | $13,578.39 | 20260324 | 0.00% | $2,462.87 | $3,522.76 | 6.25% | No | N/A | Self-Employed | No | No | $4,780.77 | 1 | X | $8,890.68 | $2,496.00 | XXXXX | CA | $1,332.00 | Annually | 43.746% | 43.746% | 20260305 | 786 | No | Yes | 12 | Business | 20% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 12/2017; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025 - 02/2026 - 12 MONTHS; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,395.00 | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691988 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $18,492.08 | $19,057.80 | 20260326 | 0.00% | $3,521.84 | $5,259.05 | 6.63% | No | No | Retired | Retired | No | No | $15,330.60 | 1 | X | $10,547.52 | $10,248.96 | XXXXX | FL | $50.04 | Annually | 37.379% | 37.379% | 20260225 | 800 | Yes | No | [Borrower - Primary Income - Retirement] Investment Statements - 1/2026 - 2/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 1/2026 - 2/2026; [Borrower - Primary Income - Retirement] SS Award Letter - 2/2026; [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 2/2026; [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 2/2026; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 1/2026 - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Leasehold | Individual(s) | Asset Depletion | 8834 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 301 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691989 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,985.38 | $3,795.88 | 8.00% | Yes | Yes | Retired | Employed | No | No | $9,175.24 | 1 | X | $4,386.00 | $1,344.96 | XXXXX | FL | $15,995.04 | Annually | 35.896% | 20260225 | 723 | No | No | 100% | [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 01/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025-2/2026 2 months; [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/20/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2025 - 3/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Wages] Bank Statements - Personal - 12/2025-2/2026 2 months; [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2025; [Co Borrower 1 - Primary Income - Sole Proprietor] Bank Statements - Business - 7/2026 - 2/2026 8 months; [Co Borrower 1 - Primary Income - Sole Proprietor] Self-Employment Questionnaire (SEQ) - 01/2026; |
[Borrower] 1040 - 2024; [Co Borrower 1] 1040 - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -4322 | 1.3 | No | N/A | 7.999 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 6 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692769 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,391.22 | $3,085.67 | 6.88% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 6 | X | $2,966.16 | $5,367.24 | 20260113 | 797 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.6 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 108 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692770 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,391.22 | $3,105.66 | 6.88% | Yes | Yes | Self-Employed | Not Required | No | No | $0.00 | 6 | X | $2,999.88 | $5,573.40 | 20260113 | 797 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.62 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 6027 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 109 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691990 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $42,185.20 | $43,316.87 | 20260326 | 0.00% | $10,115.88 | $11,314.79 | 7.13% | No | N/A | Self-Employed | No | No | $15,744.18 | 1 | X | $11,363.04 | $3,023.88 | 47.101% | 47.101% | 20260204 | 702 | No | Yes | 12 | Business | 50% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026- 12 mo; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $42,185.20 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 61 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691991 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,228.57 | $1,454.95 | 6.75% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $1,464.60 | $1,251.96 | 20260305 | 722 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.21 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691992 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $956.53 | $1,319.57 | 7.50% | Yes | N/A | Self-Employed | No | No | $0.00 | 1 | X | $3,271.44 | $1,085.04 | 20260225 | 684 | No | No | 100% | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.36 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 140 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691993 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $623.87 | $1,074.90 | 6.38% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $2,158.32 | $3,254.04 | 20260304 | 794 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.07 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 55 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691994 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,233.22 | $1,497.42 | 6.75% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $2,016.36 | $1,154.04 | 20260305 | 722 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.02 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 32 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691995 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,191.34 | $1,411.25 | 6.75% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $1,449.96 | $1,188.96 | 20260305 | 722 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 29 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692149 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $10,282.48 | $14,941.31 | 6.25% | Yes | N/A | Not Required | No | No | $0.00 | 4 | X | $45,836.52 | $10,069.44 | 20260306 | 765 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.05 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 12 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691996 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $18,398.75 | $20,196.77 | 20260324 | 7.288% | $4,879.50 | $5,897.56 | 7.00% | No | N/A | Self-Employed | No | No | $9,219.81 | 1 | X | $10,187.52 | $2,029.20 | 39.686% | 39.686% | 20260306 | 798 | No | Yes | 12 | Personal | 20% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-2/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 2/2026; [Borrower - Non-Primary Income - Bank Statements] VVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | 1 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691997 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $3,370.43 | $3,847.53 | 20260326 | 6.723% | $2,526.03 | $3,144.63 | 6.63% | No | No | Self-Employed | Employed | No | No | $9,211.40 | 1 | X | $3,289.20 | $558.00 | XXXXX | UT | $298.00 | 20260401 | Monthly | 36.617% | 36.617% | 20260305 | 776 | No | Yes | 12 | Personal | 25% | 100% | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 08/2004; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 03/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2013; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Employer Letter - 03/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 02/2025 - 01/2026 - 12 months; [Borrower - Primary Income - Bank Statements] Third Party Verification - 03/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2026 - 03/2026 ; [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.625 | 0 | 2 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 4 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691998 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $3,572.48 | $3,830.78 | 6.75% | Yes | N/A | Self-Employed | No | No | $23,654.48 | 1 | X | $1,829.52 | $1,270.08 | 2.794% | 20260225 | 749 | No | Yes | 24 | Business | 50% | 100% | Borrower Prepared | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2024 - 2/2026; [Borrower - Primary Income - Bank Statements] P&L Statement - 1/2025 - 2/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 10/2020; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 12 | No | 0 | No | Fee Simple | Individual(s) | Bank Statement | 6371 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 10 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1691999 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $955.74 | $1,529.03 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | AH | $1,275.12 | $5,604.36 | 20260224 | 773 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.39 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 78 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692000 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,173.87 | $1,435.95 | 7.25% | Yes | N/A | Employed | No | No | $0.00 | 1 | X | $1,259.16 | $1,525.80 | XXXXX | AL | $30.00 | Monthly | 20260306 | 740 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 14 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692001 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,787.75 | $9,633.54 | 20260330 | 6.841% | $1,781.64 | $1,972.01 | 6.50% | No | No | Self-Employed | Not Required | No | No | $3,785.87 | 1 | X | $1,050.12 | $838.32 | XXXXX | ID | $396.00 | 20270101 | Annually | 35.602% | 35.602% | 20260209 | 801 | No | Yes | 12 | Business | 65% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 02/2025-01/2026- 12 mo; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,787.75 | 145269.67 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | 5 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692002 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $996.19 | $1,207.52 | 6.75% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,002.00 | $1,533.96 | 20260211 | 808 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.57 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 149 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692771 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,852.65 | $9,390.72 | 20260407 | 7.685% | $1,594.63 | $1,988.87 | 7.25% | No | No | Retired | Employed | No | No | $2,423.45 | 1 | X | $3,802.56 | $928.32 | 45.075% | 45.075% | 20260228 | 646 | No | No | [Borrower - Primary Income - Retirement] SS Award Letter - 2/2026; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 1-2/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2026 - 2/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] 1099 - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,852.65 | 0 | No | N/A | 7.25 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 1989 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 10 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692809 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $25,699.20 | $27,770.97 | 20260325 | 0.00% | $7,888.97 | $8,547.80 | 7.13% | No | No | Self-Employed | Employed | No | No | $46,971.87 | 1 | X | $6,249.96 | $1,656.00 | 17.577% | 17.577 | 20260224 | 757 | No | No | 100% | Borrower Prepared | [Borrower - Primary Income - S-Corp] CPA Letter - 2/2026 - 12 MONTHS; [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2025; [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2025; [Borrower - Primary Income - S-Corp] P&L Statement - 1/2026 - 3/2026; [Borrower - Primary Income - S-Corp] W-2 Transcript - 2024; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 3/2025; [Borrower - Primary Income - S-Corp] Business License/Validation - 3/2025; [Borrower - Primary Income - S-Corp] VVOE - 3/2026; |
[Borrower] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $25,699.20 | 0 | No | N/A | 7.125 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 12 | No | No | Fee Simple | Individual(s) | ALTDOC | 8548 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 14 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692772 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $7,895.71 | $11,529.20 | 20260403 | 0.00% | $2,764.97 | $3,777.00 | 6.75% | No | N/A | Not Required | No | No | $6,815.28 | 1 | X | $6,021.36 | $2,043.00 | XXXXX | WA | $340.00 | Monthly | 36.014% | 36.014 | 20260305 | 747 | Yes | No | [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/20/2025-2/28/2026-2 months; [Borrower - Primary Income - Retirement] Investment Statements - 1/2026-2/2026 2 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $7,895.71 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 54 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692003 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $14,494.88 | $15,596.85 | 20260330 | 0.00% | $3,454.76 | $4,104.64 | 7.38% | No | No | Employed | Employed | No | No | $9,725.37 | 1 | X | $4,952.52 | $2,486.04 | XXXXX | NV | $30.00 | 20260501 | Monthly | 34.545% | 34.545 | 20260309 | 730 | No | No | 100% | [Borrower - Primary Income - Partnership] CPA Letter - 03/2026; [Borrower - Primary Income - Wages] Paystubs - 03/2026; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Partnership] CPA Letter - 03/2026; [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2026 - 54 months; [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Borrower - Primary Income - Wages] Bank Statements - Personal - 03/2024-02/2026 - 24 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 6462.4 | No | N/A | 7.375 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 28 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692004 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,238.42 | $2,683.49 | 6.88% | Yes | N/A | Not Required | No | No | -$770.00 | 1 | X | $2,939.76 | $1,801.08 | XXXXX | AL | $50.00 | Monthly | 20260309 | 809 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 36 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692005 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,714.16 | $3,114.12 | 7.00% | Yes | N/A | Employed | No | No | $13,015.33 | 1 | X | $2,978.40 | $1,071.12 | XXXXX | SC | $750.00 | 20260101 | Annually | 15.842% | 20260311 | 785 | No | No | [Borrower - Primary Income - Wages] Work Number - 03/2026 26 months; [Borrower - Primary Income - Wages] VVOE - 03/2026; [Borrower - Primary Income - Wages] Paystubs - 01/2026 - 02/2026; [Borrower - Primary Income - Wages] Paystubs - 12/2025; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.999 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 224 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692006 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $16,586.50 | $20,605.54 | 20260331 | 0.00% | $5,065.57 | $6,372.08 | 7.25% | No | N/A | Self-Employed | No | No | $24,059.21 | 1 | X | $14,000.04 | $1,678.08 | 25.845% | 25.845% | 20260311 | 725 | No | Yes | 12 | Business | 30% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025 - 2/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 3/2026 ; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 8002.5 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 55 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692007 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,686.37 | $2,092.31 | 7.00% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,531.12 | $1,340.16 | 20260309 | 781 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.05 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 39 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692773 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $8,487.80 | $10,504.44 | 20260406 | 6.805% | $1,539.06 | $2,092.98 | 6.38% | No | No | Self-Employed | Retired | No | No | $3,041.12 | 1 | X | $3,114.96 | $2,332.08 | XXXXX | SC | $1,200.00 | 20270401 | Annually | 48.022% | 48.022 | 20260107 | 768 | No | No | 100% | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2025; [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2024; [Borrower - Primary Income - C-Corp] Secretary of State (SOS) - 08/2022; [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 12/2025; |
[Borrower] 1040 - 2025; [Borrower] Transcripts - 2025; [Borrower] 1040 - 2024; [Borrower] Transcripts - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $8,487.80 | 3000 | No | N/A | 6.375 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 79 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692008 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $854.82 | $1,777.60 | 6.63% | Yes | N/A | Employed | No | No | $10,011.95 | 1 | D | $881.40 | $879.96 | XXXXX | CO | $776.00 | 20260501 | Monthly | 31.634% | 20260302 | 799 | No | No | [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 01/2026 - 2/2026; [Borrower - Primary Income - Wages] Work Number - 03/2026 -25 months; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -1001.25 | No | N/A | 6.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 372 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692465 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $7,068.13 | $9,991.25 | 20260406 | 7.194% | $3,643.78 | $3,917.44 | 7.00% | No | N/A | Employed | No | No | $17,607.28 | 1 | X | $1,303.56 | $880.32 | XXXXX | OH | $1,100.04 | Annually | 18.882% | 18.882 | 20260311 | 790 | No | No | [Borrower - Primary Income - Wages] Paystubs - 02/01/2026-03/15/2026; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] Work Number - 03/12/2026 - 27 months; [Borrower - Primary Income - Wages] VVOE - 03/30/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.999 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 31 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692009 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $34,999.75 | $37,539.77 | 20260326 | 6.866% | $6,478.70 | $7,330.43 | 6.50% | No | No | Employed | Retired | No | No | $11,014.82 | 1 | X | $8,323.08 | $1,897.68 | 45.171% | 45.171% | 20260304 | 802 | No | No | [Borrower - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Primary Income - Wages] W-2 - 2023; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Work Number - 03/2026; [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 01/2026; [Co Borrower 1 - Non-Primary Income - Bank Statements] Bank Statements - Personal - 03/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $34,999.75 | 0 | No | N/A | 6.5 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 146 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692265 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $7,115.00 | $7,670.75 | 20260330 | 7.27% | $972.90 | $1,303.07 | 6.75% | No | N/A | Not Required | No | No | $1,396.93 | 1 | X | $2,652.00 | $710.04 | XXXXX | ID | $50.00 | Monthly | 48.262% | 48.262% | 20260306 | 790 | No | No | [Borrower - Non-Primary Income - Alimony] Divorce Decree - 6/14/2018; | Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 11500 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | ALTDOC | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 48 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692010 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,274.93 | $1,721.18 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $3,456.96 | $1,802.04 | XXXXX | FL | $8.00 | 20260501 | Monthly | 20260312 | 712 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.01 | No | Fee Simple | Individual(s) | Debt Service Coverage | 11961 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 52 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692011 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $10,153.75 | $11,127.98 | 20260326 | 7.792% | $2,020.22 | $2,486.35 | 7.38% | No | N/A | Self-Employed | No | No | $3,254.10 | 1 | X | $4,736.52 | $857.04 | 45.027% | 45.027% | 20260203 | 769 | No | Yes | 12 | Business | 20% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026 12 months; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 12/2025; [Borrower - Primary Income - Bank Statements] VVOE - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $10,153.75 | 10000 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 7 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692775 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,894.75 | $8,240.61 | 20260406 | 7.601% | $1,313.75 | $2,592.37 | 7.13% | No | N/A | Retired | No | No | $5,190.97 | 1 | X | $4,801.44 | $1,086.00 | XXXXX | WA | $788.00 | Monthly | 34.228% | 34.228% | 20260311 | 815 | Yes | No | [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2025 - 3/2026; [Borrower - Primary Income - Retirement] Pension Letter - 3/2026; [Borrower - Primary Income - Retirement] 1099 - 2024; [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Primary Income - Retirement] W-2 Transcript - 2024; [Borrower - Primary Income - Retirement] W-2 Transcript - 2025; |
[Borrower] Transcripts - 2025; [Borrower] Transcripts - 2024; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $5,894.75 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | 2592 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 147 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692778 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $6,190.40 | $9,431.12 | 20260406 | 0.00% | $1,206.12 | $2,589.93 | 6.88% | No | N/A | Retired | No | No | $6,383.87 | 1 | X | $10,363.56 | $2,722.08 | XXXXX | TX | $3,520.08 | 20270101 | Annually | 30.872% | 30.872% | 20260306 | 817 | Yes | No | [Borrower - Primary Income - Retirement] Investment Statements - 01/2026-02/2026; [Borrower - Non-Primary Income - Social Security] SS Award Letter - 03/2026; [Borrower - Non-Primary Income - Retirement] Pension Letter - 03/2026; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $6,190.40 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Trust | Asset Depletion | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 305 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692779 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $963.52 | $1,688.76 | 7.50% | Yes | N/A | Retired | No | No | $0.00 | 1 | AE | $2,514.96 | $1,027.92 | XXXXX | FL | $430.00 | 20260501 | Monthly | 20260312 | 712 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.14 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 79 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692012 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,242.14 | $2,861.61 | 7.13% | Yes | N/A | Retired | No | No | $3,538.26 | 1 | X | $4,932.60 | $2,501.04 | XXXXX | SC | $0.00 | Monthly | 19.238% | 20260224 | 812 | No | No | [Borrower - Non-Primary Income - Social Security] 1099 - 2025; [Borrower - Primary Income - Retirement] 1099 - 2025; [Borrower - Primary Income - Retirement] 1099 - 2025; |
[Borrower] Transcripts - 2024; | Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 31 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692013 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $7,071.12 | $7,567.90 | 8.00% | Yes | Yes | Employed | Employed | No | No | $10,070.91 | 1 | X | $2,851.80 | $3,109.56 | 27.345% | 20260305 | 800 | No | No | [Borrower - Primary Income - Wages] Work Number - 3/2026 - 26.5 months; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 02/2026; [Borrower - Primary Income - Wages] W-2 Transcript - 2023; [Borrower - Primary Income - Wages] W-2 Transcript - 2024; [Borrower - Primary Income - Wages] W-2 Transcript - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2026; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - No Results Returned - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023; |
[Borrower] 1040 - 2025; [Borrower] 1040 - 2024; [Borrower] 1040 - 2023; [Co Borrower 1] 1040 - 2025; [Co Borrower 1] 1040 - 2024; [Co Borrower 1] 1040 - 2023; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -10400 | No | N/A | 7.999 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Limited Liability Corp | Full | FICO Risk Score Classic 04 | XXXX | Fully amortized Rate | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 9 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692014 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,075.22 | $1,299.49 | 6.38% | Yes | N/A | Not Required | No | No | $0.00 | 2 | X | $1,771.20 | $920.04 | 20260212 | 807 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -421.87 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.73 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | 2693 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 130 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692015 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $11,576.00 | $13,866.68 | 20260403 | 7.245% | $2,529.18 | $3,200.44 | 6.88% | Yes | N/A | Self-Employed | No | No | $15,737.34 | 1 | X | $4,327.68 | $3,727.44 | 46.224% | 46.224% | 20260304 | 763 | No | Yes | 12 | Business | 12.5% | 87.5% | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 3/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Business License/Validation - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 3/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025 - 2/2026; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025 - 2/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $11,576.00 | 468.75 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 17 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692389 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,747.05 | $3,486.38 | 7.13% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $7,393.68 | $1,478.28 | 20260316 | 789 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.15 | No | Fee Simple | Individual(s) | Debt Service Coverage | 6445 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 64 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692785 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,810.17 | $2,370.58 | 6.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $4,358.76 | $866.16 | XXXXX | NV | $125.00 | 20260601 | Monthly | 20260305 | 743 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.23 | No | Fee Simple | Trust | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 387 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692786 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,847.11 | $2,217.62 | 6.25% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $2,085.00 | $861.12 | XXXXX | NV | $125.00 | Monthly | 20260305 | 743 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.31 | No | Fee Simple | Trust | Debt Service Coverage | 5935 | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 412 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692016 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,931.33 | $2,997.64 | 7.38% | Yes | N/A | Employed | No | No | $13,392.88 | 1 | X | $5,237.52 | $1,474.20 | XXXXX | CA | $507.00 | Monthly | 41.18% | 20260216 | 790 | No | No | [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] Paystubs - 12/2024,12/2025,1/2026-2/2026; [Borrower - Primary Income - Wages] Work Number - 3/2026 - 25 MONTHS; [Borrower - Primary Income - Wages] VVOE - 3/2026; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | 9892 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 323 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692017 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,881.19 | $3,534.13 | 7.13% | Yes | N/A | Employed | No | No | $3,816.43 | 1 | AE | $6,657.00 | $4,910.28 | XXXXX | TX | $689.00 | 20260501 | Monthly | 46.925% | 20260303 | 809 | No | No | [Borrower - Primary Income - Wages] W-2 - 2025; [Borrower - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Wages] Paystubs - 2/2026; [Borrower - Primary Income - Wages] Work Number - 3/2026 ; [Borrower - Primary Income - Wages] VVOE - 03/2026; |
[Borrower] Transcripts - 2025; [Borrower] Transcripts - 2024; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | 0 | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 45 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692018 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,020.00 | $13,436.94 | 20260327 | 0.00% | $2,993.56 | $3,299.43 | 7.00% | No | No | Self-Employed | Employed | No | No | $6,796.31 | 1 | X | $2,047.44 | $1,623.00 | 48.206% | 48.206% | 20260317 | 693 | No | Yes | 12 | Business | 35% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025 - 02/2026 12 months; [Borrower - Primary Income - Bank Statements] Other - 04/2011; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Other - 04/2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2026 - 26.4 months; [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/206 - 2/2026; [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 3/2026 - 26.4 months; [Borrower - Primary Income - Bank Statements] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Wages] WVOE - 3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $12,020.00 | 0 | No | N/A | 6.999 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 17 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692787 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $1,995.00 | $8,501.50 | 20260408 | 7.577% | $8,390.57 | $10,416.33 | 7.50% | No | Yes | Self-Employed | Employed | No | No | $18,716.62 | 1 | X | $21,250.08 | $3,059.04 | 41.547% | 41.547% | 20260203 | 795 | No | Yes | 12 | Business | 20% | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026-12 mo; [Borrower - Primary Income - Bank Statements] Business License/Validation - 03/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 04/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 09/2024; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026; [Borrower - Primary Income - Bank Statements] VVOE - 04/2026; [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2026; [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 02.2026-03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 43 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692788 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,285.78 | $1,748.61 | 6.50% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $5,055.00 | $498.96 | 20260318 | 779 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.43 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 902 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692789 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $13,035.64 | $15,265.99 | 20260410 | 7.286% | $2,477.94 | $3,407.91 | 6.88% | No | No | Retired | Employed | No | No | $7,820.19 | 1 | X | $3,135.60 | $1,304.04 | XXXXX | CO | $560.00 | 20260501 | Monthly | 44.644% | 44.644% | 20260319 | 786 | No | No | [Borrower - Primary Income - Retirement] SS Award Letter - 03/2026; [Borrower - Primary Income - Retirement] Pension Letter - 02/2026; [Borrower - Primary Income - Retirement] Investment Statements - 03/2026; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2026-03/2026; [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2026 26 months; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $13,035.64 | 8000 | No | N/A | 6.875 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 175 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692019 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,905.88 | $3,691.46 | 7.13% | Yes | Yes | Self-Employed | Self-Employed | No | No | $4,048.78 | 1 | X | $4,100.04 | $4,501.92 | XXXXX | OK | $825.00 | Annually | 37.439% | 20260319 | 788 | No | Yes | 12 | Business | 15% | 50% | 50% | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 03/2025 - 02/2026 - 12 MONTHS ; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2018; [Borrower - Primary Income - Bank Statements] Business License/Validation - 02/2026 ; [Borrower - Primary Income - Bank Statements] CPA Letter - 03/2026 ; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 03/2025 - 02/2026 - 12 MONTHS ; [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2018; [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 02/2026 ; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 03/2026 ; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Limited Liability Corp | Bank Statement | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 4 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692790 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $5,115.79 | $6,157.16 | 20260410 | 7.485% | $863.99 | $1,322.16 | 6.88% | No | N/A | Employed | No | No | $2,864.42 | 1 | AH | $1,970.04 | $3,528.00 | 35.041% | 35.041% | 20260312 | 759 | No | No | [Borrower - Primary Income - Sole Proprietor] 1099 - 2024; [Borrower - Primary Income - Sole Proprietor] 1099 - 2025; [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2024; [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2025; [Borrower - Primary Income - Sole Proprietor] Self-Employment Questionnaire (SEQ) - 11/2025; [Borrower - Primary Income - Sole Proprietor] VVOE - 04/2026; |
[Borrower] Transcripts - 2024; [Borrower] Transcripts - 2025; |
Stated, Level 5 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $5,115.79 | 0 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Declining | 87 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692020 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $12,570.00 | $15,310.33 | 20260402 | 0.00% | $2,657.02 | $3,194.09 | 7.50% | No | No | Unemployed | Self-Employed | No | No | $4,618.82 | 1 | X | $2,334.84 | $3,110.04 | XXXXX | NC | $999.96 | Annually | 41.116% | 41.116% | 20260317 | 698 | No | Yes | 12 | Business | 40% | 100% | [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026 12 months; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 2/2026; [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 3/2026; [Co Borrower 1 - Primary Income - Bank Statements] Other - 2/2026; |
Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 7500 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 34 | No | FALSE | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692792 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $13,772.72 | $16,701.87 | 20260407 | 7.072% | $3,448.60 | $4,155.28 | 6.75% | No | No | Not Required | Self-Employed | No | No | $6,956.76 | 1 | X | $3,481.08 | $3,679.08 | XXXXX | AZ | $1,320.00 | Annually | 47.492% | 47.492% | 20260330 | 749 | No | Yes | 12 | Business | 10% | 100% | [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 09/2021; [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026 12 Months; [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 03/2026; |
Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 3353 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 16 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692793 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | 20260408 | 0.00% | $4,614.92 | $5,711.83 | 7.25% | No | No | Self-Employed | Employed | No | No | $7,794.07 | 1 | X | $10,714.44 | $2,073.48 | XXXXX | GA | $375.00 | Annually | 46.586% | 46.586% | 20260323 | 775 | No | Yes | 12 | Personal | 100% | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 12/2025 - 3/2026; [Borrower - Primary Income - Bank Statements] VVOE - 4/2026; [Borrower - Primary Income - Bank Statements] Work Number - 4/2026 - 24 MONTHS; [Borrower - Primary Income - Bank Statements] Employer Letter - 3/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 3/2026; [Borrower - Primary Income - Bank Statements] 1099 - 2025; [Borrower - Primary Income - Bank Statements] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2025; [Co Borrower 1 - Primary Income - Wages] Work Number - 4/2026 - 25 MONTHS; [Co Borrower 1 - Primary Income - Wages] VVOE - 4/2026; [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2026-3/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -5000 | No | N/A | 7.25 | 1 | 1 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | 5712 | Equifax Beacon 5.0 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 19 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692794 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,523.73 | $4,071.31 | 8.00% | Yes | N/A | Self-Employed | No | No | $5,103.20 | 1 | X | $10,356.72 | $1,086.24 | XXXXX | FL | $594.00 | Monthly | 29.525% | 20260331 | 788 | No | Yes | 12 | Business | 55% | 25% | [Borrower - Primary Income - Bank Statements] VVOE - 4/8/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 5/2026 - 80 MONTHS; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 3/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 1/2022; [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 3/2025-2/2026 - 12 months; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | 0 | No | N/A | 7.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Limited Liability Corp | Bank Statement | 7954 | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 56 | No | FALSE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1692795 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,861.38 | $2,798.24 | 6.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $8,151.36 | $2,242.92 | XXXXX | FL | $848.04 | Annually | 20260303 | 806 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXX | XXXX | XXXX | $0.00 | -750 | No | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 8 | No | FALSE |