EFMT DEPOSITOR LLC abs-15g

Exhibit 99.04 - Schedule 5

 

 

QM ATR Data
Run Date - 05/08/2026 9:29:51 AM
Evolve Loan ID Customer Loan ID Seller Loan ID Loan Level ATR/QM Status Verified Safe Harbor Application Date Prior to 1/10/2014 Lender Application Date GSE Eligible CDFI Indicator ATR/QM Total Points and Fees Rate Lock Date APR Borrower Employment Indicator Co Borrower Employment Indicator Borrower Foreign National Indicator Borrower Residency Source Co Borrower Foreign National Indicator Co Borrower Residency Source Residual Income to Qualify? ATR/QM Residual Income
1691790 XXXXXXXXXXX XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   Permanent Resident Alien       No  
1691791 XXXXXXXXXXX XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   US Citizen       No  
1691793 XXXXXXXXXXX XXXXXXXXXXX Exempt N/A No XXXXXXXXXX No Yes     0.00% Not Required   US Citizen       No  
1691794 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $65,138.10
1691795 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691796 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,935.00 03/02/2026 6.826% Self-Employed   US Citizen       Yes $7,620.84
1692386 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1688823 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 02/06/2026 0.00% Self-Employed   Permanent Resident Alien       Yes $4,345.65
1691797 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691798 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $22,887.50 03/18/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $29,159.08
1691799 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691801 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $11,855.56 02/24/2026 0.00% Self-Employed   US Citizen       Yes $18,549.44
1691802 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691803 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691804 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $96,802.07
1688845 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688847 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688848 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688857 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $4,770.00
1691805 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1688862 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $14,526.20
1691806 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691807 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,224.90 02/23/2026 0.00% Retired   US Citizen       Yes $4,638.82
1688875 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1688877 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $19,107.50 02/11/2026 0.00% Self-Employed   US Citizen       No  
1688883 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1688886 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,957.69 02/24/2026 0.00% Self-Employed Self-Employed US Citizen   Permanent Resident Alien   Yes $8,584.18
1688887 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692748 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $3,230.95 04/07/2026 7.246% Not Required Not Required US Citizen   US Citizen   Yes $10,557.35
1688894 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1688895 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691808 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691809 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,407.15 02/24/2026 7.688% Self-Employed   US Citizen       Yes $2,786.45
1691810 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691811 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691812 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $14,972.10 03/16/2026 0.00% Self-Employed   US Citizen       Yes $10,585.89
1691813 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $7,215.58 02/19/2026 0.00% Retired   US Citizen       Yes $2,839.11
1691814 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691815 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691816 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $15,560.17 03/04/2026 0.00% Self-Employed   Permanent Resident Alien       Yes $8,674.34
1691817 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,058.18 03/26/2026 6.649% Self-Employed Self-Employed US Citizen   US Citizen   Yes $5,567.85
1691818 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688917 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $14,507.52 02/23/2026 0.00% Self-Employed   US Citizen       Yes $11,960.52
1691819 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691820 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,282.33 02/23/2026 0.00% Self-Employed   US Citizen       Yes $2,456.78
1688925 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691821 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   Foreign National       No  
1691822 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,994.00 02/09/2026 0.00% Not Required Self-Employed US Citizen   US Citizen   Yes $5,199.74
1688936 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $14,420.00 02/13/2026 0.00% Employed   US Citizen       Yes $8,854.50
1691823 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $6,859.75
1688939 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $16,935.97 02/20/2026 0.00% Self-Employed   US Citizen       Yes $8,292.55
1688940 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,765.00 02/23/2026 0.00% Self-Employed   US Citizen       Yes $5,213.61
1689653 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691824 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $16,620.84 02/26/2026 7.339% Self-Employed Self-Employed US Citizen   US Citizen   Yes $6,851.53
1691825 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $23,251.25 03/17/2026 0.00% Employed Employed US Citizen   US Citizen   Yes $12,595.20
1688942 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 02/19/2026 0.00% Self-Employed   US Citizen       Yes $7,376.04
1688943 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691826 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $46,611.41
1691827 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $19,947.50 02/27/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $11,443.81
1688947 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $22,802.12 02/13/2026 0.00% Employed Unemployed US Citizen   US Citizen   Yes $12,040.40
1691828 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $3,031.25 03/03/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $5,125.81
1688957 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,420.55 02/05/2026 0.00% Self-Employed   US Citizen       Yes $4,115.86
1691829 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $2,885.00 03/02/2026 0.00% Self-Employed   US Citizen       Yes $4,162.06
1688964 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $19,614.92 02/19/2026 0.00% Self-Employed   US Citizen       Yes $8,448.54
1689146 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1688967 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691831 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $15,733.00 02/24/2026 0.00% Self-Employed   US Citizen       Yes $50,426.61
1688975 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 02/20/2026 0.00% Self-Employed   US Citizen       Yes $10,430.76
1688976 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,145.00 02/25/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $11,172.39
1688977 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,610.82 02/24/2026 0.00% Self-Employed   Permanent Resident Alien       Yes $4,483.37
1691832 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1688982 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 02/20/2026 0.00% Self-Employed   US Citizen       Yes $8,205.56
1691833 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691834 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1688984 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1688986 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $23,495.00 02/19/2026 0.00% Self-Employed Retired US Citizen   US Citizen   Yes $16,146.19
1688987 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 02/20/2026 0.00% Self-Employed   US Citizen       Yes $12,354.35
1691835 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $45,112.28 02/24/2026 0.00% Self-Employed   US Citizen       Yes $232,274.01
1691836 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $17,716.10 01/29/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $8,299.34
1691837 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $7,286.55 02/23/2026 0.00% Retired   US Citizen       Yes $5,640.39
1691838 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   No  
1688989 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691839 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691840 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $14,270.00 03/03/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $8,336.03
1691841 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   Non Permanent Resident Alien       No  
1691842 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX   No $0.00 03/06/2026 7.384% Employed Employed US Citizen   US Citizen   Yes $11,820.89
1692750 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   Permanent Resident Alien       No  
1691843 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required Permanent Resident Alien   Permanent Resident Alien   No  
1691844 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/06/2026 0.00% Self-Employed   US Citizen       Yes $6,313.98
1691845 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688992 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,340.48 01/30/2026 0.00% Self-Employed   Permanent Resident Alien       Yes $4,634.18
1691846 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691847 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691848 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/06/2026 0.00% Retired Retired US Citizen   US Citizen   Yes $4,003.76
1691849 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691850 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Retired   US Citizen       No  
1691851 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Unemployed   US Citizen       Yes $7,556.00
1691852 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1688998 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $13,335.00 02/25/2026 0.00% Self-Employed   US Citizen       Yes $7,223.98
1691853 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,897.09 02/26/2026 0.00% Self-Employed Retired US Citizen   US Citizen   Yes $4,461.14
1688999 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No   02/17/2026 0.00% Employed   US Citizen       Yes $2,909.01
1691854 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $9,717.50 02/23/2026 7.094% Retired Retired US Citizen   US Citizen   Yes $8,781.76
1691855 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $18,645.00 03/05/2026 0.00% Self-Employed   US Citizen       Yes $23,235.37
1691856 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691857 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691858 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $1,200.00 02/24/2026 0.00% Self-Employed Retired US Citizen   US Citizen   Yes $3,660.17
1691859 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $38,704.93 03/17/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $12,266.76
1691860 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,158.61 02/27/2026 6.344% Not Required   US Citizen       Yes $3,732.67
1691861 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/20/2026 0.00% Retired   US Citizen       Yes $3,261.40
1689002 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,835.00 02/18/2026 0.00% Self-Employed   US Citizen       Yes $17,244.47
1691862 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/06/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $7,482.42
1691863 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $22,375.65 03/18/2026 0.00% Employed   US Citizen       Yes $38,627.91
1689007 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,468.98 02/24/2026 0.00% Self-Employed   US Citizen       Yes $12,554.70
1689008 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $13,610.00 02/03/2026 0.00% Self-Employed   US Citizen       Yes $9,402.73
1691865 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691866 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1689179 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691867 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $5,805.70
1691868 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,396.05 03/06/2026 0.00% Self-Employed   US Citizen       Yes $3,421.65
1691869 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $8,494.75 02/05/2026 7.217% Retired Retired US Citizen   US Citizen   Yes $3,095.20
1692804 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $23,482.41 02/26/2026 0.00% Employed Employed US Citizen   US Citizen   Yes $25,584.49
1691870 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1689014 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1689016 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $3,425.72
1691871 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691872 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/13/2026 0.00% Employed   US Citizen       No  
1689018 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $8,665.01
1691874 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691875 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691876 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691877 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1689019 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691878 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,034.59 03/17/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $17,945.33
1691879 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/02/2026 0.00% Retired   US Citizen       Yes $2,841.65
1691880 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Self-Employed US Citizen   US Citizen   No  
1691881 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691882 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,692.50 02/25/2026 7.952% Self-Employed   Permanent Resident Alien       Yes $4,671.63
1689020 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 02/19/2026 0.00% Not Required   US Citizen       Yes $12,816.46
1691883 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691884 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/12/2026 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $8,857.38
1691885 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Employed US Citizen   US Citizen   No  
1689021 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691886 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691887 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/05/2026 0.00% Self-Employed   US Citizen       Yes $3,409.66
1691888 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1689022 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,316.63 02/20/2026 0.00% Employed   US Citizen       Yes $7,419.03
1689025 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,163.96 02/23/2026 0.00% Self-Employed   US Citizen       Yes $23,048.77
1691889 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,551.70 03/16/2026 0.00% Self-Employed   US Citizen       Yes $8,480.54
1691890 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691891 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   Permanent Resident Alien       Yes $17,148.28
1691892 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Higher Priced QM (APOR) Not Provided No XXXXXXXXXX No No $10,367.00 02/26/2026 7.586% Self-Employed   Permanent Resident Alien       Yes $5,145.49
1691893 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $11,480.05 02/27/2026 0.00% Self-Employed   US Citizen       Yes $4,953.62
1691894 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/20/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $9,889.72
1691895 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,520.46 03/24/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $7,878.28
1691896 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691897 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,305.49 02/27/2026 0.00% Self-Employed   US Citizen       Yes $8,462.74
1691898 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $16,895.00 03/13/2026 0.00% Employed Self-Employed Permanent Resident Alien   Permanent Resident Alien   Yes $32,182.86
1692806 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $24,993.44
1691899 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691900 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/13/2026 0.00% Self-Employed   US Citizen       Yes $6,306.82
1691901 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/09/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $9,228.74
1691902 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $8,297.00 03/16/2026 0.00% Employed   US Citizen       Yes $7,206.99
1691903 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/09/2026 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $5,745.18
1691904 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,005.00 03/06/2026 0.00% Self-Employed   US Citizen       Yes $2,803.19
1691905 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,165.15 02/27/2026 7.397% Self-Employed   US Citizen       Yes $1,773.68
1691906 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,184.82 03/27/2026 0.00% Employed   US Citizen       Yes $5,711.76
1692752 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1692077 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $11,431.00 03/20/2026 0.00% Employed Not Required US Citizen   US Citizen   Yes $10,283.88
1691907 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $33,364.86 03/05/2026 7.664% Self-Employed   US Citizen       No  
1691908 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,844.88 03/09/2026 0.00% Self-Employed   US Citizen       Yes $42,243.15
1691909 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/10/2026 0.00% Retired Retired US Citizen   US Citizen   Yes $9,770.55
1691910 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/25/2026 0.00% Retired Not Required US Citizen   US Citizen   Yes $12,228.21
1691911 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $26,653.39 03/09/2026 0.00% Self-Employed   US Citizen       Yes $8,097.49
1691912 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,796.98 02/26/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $2,685.51
1691913 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/16/2026 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $11,702.50
1691914 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691915 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Employed US Citizen   US Citizen   Yes $9,584.84
1691916 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $9,313.57 03/12/2026 0.00% Not Required   US Citizen       Yes $14,243.81
1692807 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX   No $0.00 03/10/2026 0.00% Self-Employed   US Citizen       Yes $12,823.25
1691917 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691918 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691919 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,189.32 03/31/2026 6.89% Self-Employed Self-Employed US Citizen   US Citizen   Yes $4,259.85
1691920 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691921 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,705.00 03/23/2026 8.237% Self-Employed   Non Permanent Resident Alien ITIN Card     Yes $10,843.92
1691922 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691923 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,533.40 03/12/2026 0.00% Employed Unemployed US Citizen   US Citizen   Yes $9,324.38
1691924 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $2,540.00 03/21/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $55,250.59
1691925 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $5,636.92 03/10/2026 0.00% Employed   US Citizen       Yes $4,930.13
1691926 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX   No $0.00 03/10/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $40,315.67
1691927 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/18/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $34,054.62
1691928 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691929 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691930 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,801.62 03/31/2026 7.116% Self-Employed   US Citizen       Yes $3,345.58
1691931 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $17,557.75 03/11/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $13,412.61
1692387 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,457.50 03/17/2026 0.00% Self-Employed Self-Employed Permanent Resident Alien   Permanent Resident Alien   Yes $7,077.33
1691932 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $14,782.70 03/16/2026 0.00% Self-Employed   Permanent Resident Alien       Yes $7,376.67
1691933 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691934 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691935 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,764.44 03/27/2026 8.206% Self-Employed Employed US Citizen   US Citizen   Yes $3,424.39
1691936 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $4,436.82 03/24/2026 7.238% Retired Not Required US Citizen   US Citizen   Yes $6,210.70
1692388 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691937 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/24/2026 0.00% Self-Employed Not Required US Citizen   US Citizen   Yes $8,579.67
1691938 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,133.67 03/23/2026 0.00% Self-Employed   US Citizen       Yes $11,840.25
1692756 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $12,208.75 04/09/2026 7.796% Employed   US Citizen       Yes $5,521.85
1692758 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691939 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691940 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691941 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691942 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $34,686.95
1691943 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/17/2026 0.00% Employed   US Citizen       Yes $12,113.03
1691944 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691945 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/30/2026 0.00% Employed Employed US Citizen   US Citizen   Yes $21,049.75
1691946 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Employed US Citizen   US Citizen   No  
1691947 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691948 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   Non Permanent Resident Alien ITIN IRS Letter     No  
1691949 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/16/2026 0.00% Employed   US Citizen       Yes $6,753.69
1691950 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,910.82 03/26/2026 6.968% Retired Retired US Citizen   US Citizen   Yes $4,490.91
1691951 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/20/2026 0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $23,134.78
1692808 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/31/2026 7.682% Employed   Foreign National       Yes $319,437.39
1691952 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/06/2026 8.774% Employed Employed US Citizen   US Citizen   Yes $8,144.43
1692759 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 04/06/2026 0.00% Not Required Not Required US Citizen   US Citizen   Yes $12,676.09
1691953 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691954 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692366 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,345.00 03/25/2026 0.00% Employed   US Citizen       Yes $3,051.10
1692760 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $18,786.35 04/06/2026 7.127% Retired Retired US Citizen   US Citizen   Yes $9,249.18
1691955 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/23/2026 7.03% Employed   US Citizen       Yes $3,375.79
1691956 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,023.09 03/17/2026 0.00% Not Required   US Citizen       Yes $66,597.74
1691957 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $16,591.24 03/17/2026 6.823% Employed   US Citizen       Yes $10,573.31
1692761 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   Non Permanent Resident Alien       No  
1691958 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $10,146.91
1691959 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $20,306.48 03/19/2026 0.00% Employed Not Required US Citizen   US Citizen   No  
1691960 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/19/2026 6.964% Retired   US Citizen       Yes $5,353.66
1692762 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691961 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691962 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $18,221.25 03/27/2026 0.00% Retired   US Citizen       Yes $16,063.24
1691963 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,846.81 03/30/2026 0.00% Retired   US Citizen       Yes $3,511.57
1691964 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691965 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691966 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/18/2026 7.135% Employed Retired US Citizen   US Citizen   Yes $11,618.34
1691967 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $9,003.50 04/01/2026 7.841% Retired Retired US Citizen   US Citizen   Yes $3,475.72
1691968 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691969 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $6,663.27
1691970 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $14,647.03 03/23/2026 6.626% Employed   US Citizen       Yes $5,162.47
1692763 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $8,589.46
1691971 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,745.00 03/25/2026 6.792% Self-Employed   Permanent Resident Alien       Yes $5,521.56
1691972 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $11,510.06
1691973 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691974 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       Yes $4,410.11
1691975 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/25/2026 6.956% Employed   US Citizen       Yes $3,128.89
1691976 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $18,277.50 03/21/2026 7.602% Employed Self-Employed US Citizen   US Citizen   Yes $18,206.84
1691977 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Self-Employed US Citizen   US Citizen   No  
1691978 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691979 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,217.32 03/23/2026 0.00% Self-Employed   US Citizen       Yes $4,128.42
1691980 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Employed US Citizen   US Citizen   No  
1691981 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $2,974.04
1692765 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 04/13/2026 6.927% Self-Employed   US Citizen       Yes $25,499.70
1691982 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/18/2026 7.822% Self-Employed   Non Permanent Resident Alien L-1 Visa     Yes $90,175.30
1691983 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1691984 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,623.72 03/20/2026 6.789% Self-Employed   US Citizen       Yes $3,741.85
1692766 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691985 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $6,735.91 03/16/2026 0.00% Retired   US Citizen       Yes $11,576.34
1691986 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691987 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,395.00 03/24/2026 0.00% Self-Employed   US Citizen       Yes $4,780.77
1691988 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/26/2026 0.00% Retired Retired US Citizen   US Citizen   Yes $15,330.60
1691989 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Retired Employed US Citizen   US Citizen   Yes $9,175.24
1692769 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1692770 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Not Required US Citizen   US Citizen   No  
1691990 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $42,185.20 03/26/2026 0.00% Self-Employed   US Citizen       Yes $15,744.18
1691991 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691992 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       No  
1691993 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691994 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1691995 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1692149 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1691996 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/24/2026 7.288% Self-Employed   Permanent Resident Alien       Yes $9,219.81
1691997 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/26/2026 6.723% Self-Employed Employed US Citizen   US Citizen   Yes $9,211.40
1691998 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $23,654.48
1691999 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692000 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       No  
1692001 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $8,787.75 03/30/2026 6.841% Self-Employed Not Required US Citizen   US Citizen   Yes $3,785.87
1692002 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692771 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $7,852.65 04/07/2026 7.685% Retired Employed US Citizen   US Citizen   Yes $2,423.45
1692809 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $25,699.20 03/25/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $46,971.87
1692772 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $7,895.71 04/03/2026 0.00% Not Required   US Citizen       Yes $6,815.28
1692003 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 03/30/2026 0.00% Employed Employed US Citizen   US Citizen   Yes $9,725.37
1692004 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692005 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $13,015.33
1692006 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/31/2026 0.00% Self-Employed   US Citizen       Yes $24,059.21
1692007 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692773 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $8,487.80 04/06/2026 6.805% Self-Employed Retired US Citizen   US Citizen   Yes $3,041.12
1692008 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $10,011.95
1692465 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Safe Harbor QM (APOR) Not Provided No XXXXXXXXXX No No $0.00 04/06/2026 7.194% Employed   US Citizen       Yes $17,607.28
1692009 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $34,999.75 03/26/2026 6.866% Employed Retired US Citizen   US Citizen   Yes $11,014.82
1692265 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 03/30/2026 7.27% Not Required   US Citizen       Yes $1,396.93
1692010 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692011 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $10,153.75 03/26/2026 7.792% Self-Employed   US Citizen       Yes $3,254.10
1692775 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,894.75 04/06/2026 7.601% Retired   US Citizen       Yes $5,190.97
1692778 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $6,190.40 04/06/2026 0.00% Retired   US Citizen       Yes $6,383.87
1692779 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Retired   US Citizen       No  
1692012 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Retired   US Citizen       Yes $3,538.26
1692013 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed Employed US Citizen   US Citizen   Yes $10,070.91
1692014 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692015 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $11,576.00 04/03/2026 7.245% Self-Employed   US Citizen       Yes $15,737.34
1692389 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692785 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1692786 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required Not Required US Citizen   US Citizen   No  
1692016 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $13,392.88
1692017 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Employed   US Citizen       Yes $3,816.43
1692018 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $12,020.00 03/27/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $6,796.31
1692787 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 04/08/2026 7.577% Self-Employed Employed US Citizen   US Citizen   Yes $18,716.62
1692788 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No  
1692789 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $13,035.64 04/10/2026 7.286% Retired Employed US Citizen   US Citizen   Yes $7,820.19
1692019 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed Self-Employed US Citizen   US Citizen   Yes $4,048.78
1692790 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $5,115.79 04/10/2026 7.485% Employed   US Citizen       Yes $2,864.42
1692020 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 04/02/2026 0.00% Unemployed Self-Employed US Citizen   US Citizen   Yes $4,618.82
1692792 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 04/07/2026 7.072% Not Required Self-Employed US Citizen   US Citizen   Yes $6,956.76
1692793 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Non-QM N/A No XXXXXXXXXX No No $0.00 04/08/2026 0.00% Self-Employed Employed US Citizen   US Citizen   Yes $7,794.07
1692794 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Self-Employed   US Citizen       Yes $5,103.20
1692795 XXXXXXXXXXXXXX XXXXXXXXXXXXXX Exempt N/A No XXXXXXXXXX No No     0.00% Not Required   US Citizen       No