EFMT DEPOSITOR LLC abs-15g

Exhibit 99.03 - Schedule 5

 

Report Pulled: 5/6/2026
Loan Count: 809 / 900
Fields Reviewed Discrepancy Count Percentage 
Amortization Term in Months 30 3.71%
Appraised Value 25 3.09%
CLTV 20 2.47%
Debt Service Coverage Ratio 320 39.56%
First Payment Due Date 14 1.73%
Loan Purpose 6 0.74%
LTV 38 4.70%
Maturity Date 19 2.35%
Original Qualifying FICO Score 8 0.99%
Origination/Note Date 19 2.35%
Originator Back-End DTI 21 2.60%
Property Type 17 1.89%
Qualifying PITIA 65 8.03%
Subject State 4 0.44%
Subject Street Address 2 0.22%
Subject Zipcode 2 0.22%
The Original Principal and Interest Payment Amount (or Original IO payment) 5 0.62%
Total Reserves 52 6.43%