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  <xs:element id="gdot_LossContingencyNumberOfFormerOfficersNameAsDefendants" abstract="false" name="LossContingencyNumberOfFormerOfficersNameAsDefendants" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="gdot_PartnerConcentrationRiskMember" abstract="true" name="PartnerConcentrationRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="gdot_SingleBaaSPartnerMember" abstract="true" name="SingleBaaSPartnerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="gdot_NumberOfRetailLocations" abstract="false" name="NumberOfRetailLocations" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="gdot_TransactionLossesAndFraudManagement" abstract="false" name="TransactionLossesAndFraudManagement" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="gdot_SegmentProfitLoss" abstract="false" name="SegmentProfitLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
