
	Three Months Ended March 31, 2026
	B2B Services		Consumer Services		Money Movement Services		Corporate and Other		Total
	(In thousands)
Total segment revenues	$	417,542	$	86,481	$	130,705	$	17,304	$	652,032
Segment expenses (1)
Sales and marketing expenses (2)	2,409		31,919		24,218		—		58,546
Processing expenses (3)	353,149		8,730		449		—		362,328
Transaction losses and fraud management (4)	18,527		14,012		13,900		—		46,439
Customer support and related expenses (5)	13,216		4,842		1,589		—		19,647
Compensation and benefits expenses (6)	—		—		—		33,429		33,429
Other segment items (7)	1,546		1,505		2,105		24,047		29,203
Total segment expenses	388,847		61,008		42,261		57,476		549,592
Segment profit	$	28,695	$	25,473	$	88,444	$	(40,172)	$	102,440


	Three Months Ended March 31, 2025
	B2B Services		Consumer Services		Money Movement Services		Corporate and Other		Total
	(In thousands)
Total segment revenues	$	341,991	$	95,256	$	110,247	$	8,470	$	555,964
Segment expenses (1)
Sales and marketing expenses (2)	4,016		33,298		21,403		—		58,717
Processing expenses (3)	265,516		9,182		722		—		275,420
Transaction losses and fraud management (4)	25,813		14,350		7,625		—		47,788
Customer support and related expenses (5)	19,494		4,794		1,397		—		25,685
Compensation and benefits expenses (6)	—		—		—		32,500		32,500
Other segment items (7)	—		—		2,274		23,021		25,295
Total segment expenses	314,839		61,624		33,421		55,521		465,405
Segment profit	$	27,152	$	33,632	$	76,826	$	(47,051)	$	90,559


(1)			The significant expense categories and amounts align with the segment-level information that is regularly provided to the CODM.

(2)			Sales and marketing expenses consists primarily of the commissions we pay to our retail distributors, brokers and partners, advertising and marketing expenses, and the costs of manufacturing and distributing card packages, placards and promotional materials to our retail distributors and partners, and personalized debit cards who have activated their cards.

(3)			Processing expenses consist primarily of the fees charged to us by the payment networks, which processes transactions for us, any third-party card processors that maintain the records of our customers' accounts and process transaction authorizations and postings, and any third-party banks that issue or process our accounts.

(4)			Transaction losses and fraud management consist primarily of losses from customer disputed transactions, unrecovered customer purchase transaction overdraft and fraud, and other losses and recoveries on portfolios in our Money Movement Services segment. Fraud management consists of third-party contractors and support costs to manage risk operations.

(5)			Customer support and related expenses consist of third-party contractors hired to conduct call center operations and handle routine customer service inquiries, and the related costs to support our call center operations.

(6)			Compensation and benefits expenses represent the compensation and related benefits, including travel and entertainment, that we provide to our employees and third-party contractors who provide consulting support within our IT operations.

(7)			Other segment items in Money Movement Services consists principally of inter-segment expenses for reload services on the Green Dot Network. Other segment items in Corporate and Other primarily consists of other unallocated corporate operating expenses, such as professional services fees, hosting and software licenses, telephone and communication costs, rent, utilities, and insurance, and elimination of inter-segment expenses.


	Three Months Ended March 31,
		2026		2025
		(In thousands)
Total segment profit		$	102,440	$	90,559

Reconciliation to income before income taxes
Depreciation and amortization of property, equipment and internal-use software		18,133		15,184
Stock based compensation and related employer taxes		5,004		3,443
Amortization of acquired intangible assets		5,147		5,200
Impairment charges		331		61
Legal settlement expenses		1,000		937
Restructuring and other charges		82		—
Transaction and related acquisition costs		1,414		446
Other expense		2,291		4,543
Operating income		69,038		60,745
Interest expense, net		1,576		1,386
Other income (expense), net		177		(25,704)
Income before income taxes		$	67,639	$	33,655