v3.26.1
LOANS, ALLOWANCE FOR CREDIT LOSSES, AND CREDIT QUALITY - Activity in the ACL (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance $ 44,374 $ 44,151 $ 44,151
ACL on loans acquired 12,826    
Provision for credit losses   400 1,200
Charge-offs (156) (836) (1,145)
Recoveries 23 34 168
Net charge-offs (133) (802) (977)
ACL - Loans, Ending balance 57,067 43,749 44,374
Commercial/industrial      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 7,264 6,737 6,737
ACL on loans acquired 2,646    
Provision for credit losses 81 (455)  
Recoveries 1    
ACL - Loans, Ending balance 9,992 6,282 7,264
Commercial real estate-owner occupied      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 9,691 9,334 9,334
ACL on loans acquired 2,346    
Provision for credit losses 589 439  
Charge-offs   (802)  
ACL - Loans, Ending balance 12,626 8,971 9,691
Commercial real estate - non-owner occupied      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 4,581 5,213 5,213
ACL on loans acquired 2,573    
Provision for credit losses (70) 42  
ACL - Loans, Ending balance 7,084 5,255 4,581
Multi-family      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 4,088 3,739 3,739
ACL on loans acquired 2,104    
Provision for credit losses (970) 435  
ACL - Loans, Ending balance 5,222 4,174 4,088
Construction and development      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 3,814 5,223 5,223
ACL on loans acquired 137    
Provision for credit losses 427 96  
ACL - Loans, Ending balance 4,378 5,319 3,814
Residential 1-4 family      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 13,644 12,684 12,684
ACL on loans acquired 2,930    
Provision for credit losses (240) (172)  
Charge-offs   (1)  
Recoveries 2 30  
ACL - Loans, Ending balance 16,336 12,541 13,644
Consumer      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 1,074 1,084 1,084
ACL on loans acquired 51    
Provision for credit losses 51 10  
Charge-offs (32) (21)  
ACL - Loans, Ending balance 1,144 1,073 1,074
Other      
Loans and Allowance for Credit Losses      
ACL - Loans, Beginning balance 218 137 137
ACL on loans acquired 39    
Provision for credit losses 132 5  
Charge-offs (124) (12)  
Recoveries 20 4  
ACL - Loans, Ending balance $ 285 $ 134 $ 218