| Schedule of Actual and required capital amounts and ratios |
Actual and required capital amounts and ratios are presented below at period-end: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | To Be Well | | | | | | | | | | | | | | Minimum Capital | | Capitalized Under | | | | | | | | | For Capital | | Adequacy with | | Prompt Corrective | | | | Actual | | Adequacy Purposes | | Capital Buffer | | Action Provisions | | | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | | | | | | | | | | | | | | | | | | | | | | | March 31, 2026 | | | | | | | | | | | | | | | | | | | | | | Total capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 609,288 | | 12.90 | % | $ | 377,788 | | 8.00 | % | $ | 495,847 | | 10.50 | % | | NA | | NA | | Bank | | $ | 564,303 | | 11.96 | % | $ | 377,439 | | 8.00 | % | $ | 495,388 | | 10.50 | % | $ | 471,798 | | 10.00 | % | Tier 1 capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 544,890 | | 11.54 | % | $ | 283,341 | | 6.00 | % | $ | 401,400 | | 8.50 | % | | NA | | NA | | Bank | | $ | 516,508 | | 10.95 | % | $ | 283,079 | | 6.00 | % | $ | 401,029 | | 8.50 | % | $ | 377,439 | | 8.00 | % | Common Equity Tier 1 capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 537,390 | | 11.38 | % | $ | 212,506 | | 4.50 | % | $ | 330,565 | | 7.00 | % | | NA | | NA | | Bank | | $ | 516,508 | | 10.95 | % | $ | 212,309 | | 4.50 | % | $ | 330,259 | | 7.00 | % | $ | 306,669 | | 6.50 | % | Tier 1 capital (to average assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 544,890 | | 9.46 | % | $ | 230,351 | | 4.00 | % | $ | 230,351 | | 4.00 | % | | NA | | NA | | Bank | | $ | 516,508 | | 9.00 | % | $ | 229,450 | | 4.00 | % | $ | 229,450 | | 4.00 | % | $ | 286,812 | | 5.00 | % | December 31, 2025 | | | | | | | | | | | | | | | | | | | | | | Total capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 515,461 | | 13.80 | % | $ | 298,764 | | 8.00 | % | $ | 392,128 | | 10.50 | % | | NA | | NA | | Bank | | $ | 460,199 | | 12.33 | % | $ | 298,541 | | 8.00 | % | $ | 391,835 | | 10.50 | % | $ | 373,177 | | 10.00 | % | Tier 1 capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 460,067 | | 12.32 | % | $ | 224,073 | | 6.00 | % | $ | 317,437 | | 8.50 | % | | NA | | NA | | Bank | | $ | 416,805 | | 11.17 | % | $ | 223,906 | | 6.00 | % | $ | 317,200 | | 8.50 | % | $ | 298,541 | | 8.00 | % | Common Equity Tier 1 capital (to risk-weighted assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 460,067 | | 12.32 | % | $ | 168,055 | | 4.50 | % | $ | 261,419 | | 7.00 | % | | NA | | NA | | Bank | | $ | 416,805 | | 11.17 | % | $ | 167,929 | | 4.50 | % | $ | 261,224 | | 7.00 | % | $ | 242,565 | | 6.50 | % | Tier 1 capital (to average assets): | | | | | | | | | | | | | | | | | | | | | | Company | | $ | 460,067 | | 10.87 | % | $ | 169,339 | | 4.00 | % | $ | 169,339 | | 4.00 | % | | NA | | NA | | Bank | | $ | 416,805 | | 9.85 | % | $ | 169,277 | | 4.00 | % | $ | 169,277 | | 4.00 | % | $ | 211,597 | | 5.00 | % |
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