The table below summarizes income and expenses, directly attributable to each business line, which have been included in the statement of operations. Total assets for each segment is also provided.


	Segment Information
	Three Months Ended March 31, 2026								Three Months Ended March 31, 2025
(dollars in thousands)	Bank		Wealth		Mortgage		Total		Bank		Wealth		Mortgage		Total
Interest income	$	40,374	$	—	$	338	$	40,712	$	38,835	$	—	$	333	$	39,168
Interest expense	17,302		(60)		268		17,510		19,129		(9)		272		19,392
Net interest income	23,072		60		70		23,202		19,706		9		61		19,776
Provision for credit losses	7,493		—		—		7,493		5,212		—		—		5,212
Net interest income after provision	15,579		60		70		15,709		14,494		9		61		14,564

Non-interest Income:
Mortgage banking income	45		—		4,483		4,528		18		—		3,375		3,393
Wealth management income	—		1,729		—		1,729		—		1,535		—		1,535
SBA loan income	150		—		—		150		748		—		—		748
Loss on sale of MSRs	—		—		(159)		(159)		(52)		—		—		(52)
Net change in fair values	26		—		(496)		(470)		77		—		344		421
Net gain on hedging activity	—		—		18		18		—		—		21		21
Other	1,177		—		64		1,241		1,121		—		137		1,258


Non-interest income	1,398		1,729		3,910		7,037		1,912		1,535		3,877		7,324

Non-interest expense:
Salaries and employee benefits	7,534		682		4,170		12,386		7,049		560		3,776		11,385
Occupancy and equipment	919		18		246		1,183		795		7		536		1,338
Professional fees	814		50		110		974		677		11		75		763
Data processing and software	1,553		46		374		1,973		1,065		43		371		1,479
Advertising and promotion	495		78		119		692		591		93		95		779
Pennsylvania bank shares tax	254		4		—		258		264		5		—		269
Other	2,388		100		204		2,692		2,317		99		314		2,730
Non-interest expense	13,957		978		5,223		20,158		12,758		818		5,167		18,743
Income before income taxes	$	3,020	$	811	$	(1,243)	$	2,588	$	3,648	$	726	$	(1,229)	$	3,145

Total Assets	$	2,496,596	$	13,243	$	66,742	$	2,576,581	$	2,483,477	$	11,243	$	34,168	$	2,528,888