v3.26.1
Deferred Policy and Pre-need Contract Acquisition Costs, Value of Business Acquired, and Unearned Premium Reserve (Tables)
3 Months Ended
Mar. 31, 2026
Insurance [Abstract]  
Schedule of Roll Forward for the Lines of Business that Contain DAC Balances

The following tables show a roll forward for the lines of business that contain DAC balances, along with a reconciliation to the Company’s total DAC balance:

 

   Traditional Life   Fixed Annuities   Universal Life   Accident and Health   Pre-need Contracts   Total 
Balance at December 31, 2025  $127,639,286   $571,370   $3,430,518   $-   $4,337,629   $135,978,803 
Deferrals   4,131,689    29,139    -    -    327,701    4,488,529 
Amortization   (2,460,830)   (32,470)   (82,251)   -    (289,944)   (2,865,495)
Balance at March 31, 2026  $129,310,145   $568,039   $3,348,267   $     -   $4,375,386   $137,601,837 

 

   Traditional Life   Fixed Annuities   Universal Life   Accident and Health   Pre-need Contracts   Total 
Balance at December 31, 2024  $118,803,677   $535,836   $3,754,867   $466   $4,125,061   $127,219,907 
Deferrals   5,299,915    43,786    -    -    181,034    5,524,735 
Amortization   (2,390,105)   (33,165)   (76,061)   (447)   (173,965)   (2,673,743)
Balance at March 31, 2025  $121,713,487   $546,457   $3,678,806   $19   $4,132,130   $130,070,899 
Schedule of Roll Forward for the Lines of Business That Contain VOBA Balances

The following tables show a roll forward for the lines of business that contain VOBA balances, along with a reconciliation to the Company’s total VOBA balance:

 

   Traditional Life   Fixed Annuities   Universal Life   Accident and Health   Total 
Balance at December 31, 2025  $6,968,331   $-   $124,932   $15,923   $7,109,186 
Deferrals   -    -    -    -    - 
Amortization   (98,289)   -    (14,900)   (634)   (113,823)
Balance at March 31, 2026  $6,870,042   $      -   $110,032   $15,289   $6,995,363 

 

   Traditional Life   Fixed Annuities   Universal Life   Accident and Health   Total 
Balance at December 31, 2024  $7,397,519   $-   $186,632   $18,370   $7,602,521 
Deferrals   -    -    -    -    - 
Amortization   (106,834)   -    (15,708)   (714)   (123,256)
Balance at March 31, 2025  $7,290,685   $       -   $170,924   $17,656   $7,479,265 
Schedule of Balance and the Changes in Unearned Premium Reserve

The balance and the changes in Unearned Premium Reserve are as follows:

 

       
   Three Months Ended March 31, 
   2026   2025 
   Universal Life   Universal Life 
Balance, beginning of period  $1,824,796   $2,013,245 
Deferrals   -    - 
Amortization (1)   (47,431)   (44,487)
Unearned premium reserve, end of period  $1,777,365   $1,968,758 

 

 

(1)Included in premiums and other considerations on the condensed consolidated statements of earnings.