RELATED PARTY TRANSACTIONS (Details Narrative) - USD ($) |
3 Months Ended | 12 Months Ended | |||
|---|---|---|---|---|---|
Feb. 11, 2026 |
Mar. 31, 2026 |
Mar. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2025 |
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| Related Party Transaction [Line Items] | |||||
| Premiums receivable | $ 230,000 | $ 766,000 | |||
| Deferred acquisition costs | 41,000 | 102,000 | |||
| Unearned premiums | 370,000 | $ 926,000 | |||
| Change in unearned premium reserve | (536,000) | $ (836,000) | |||
| Policy acquisition costs and underwriting expenses | 61,000 | $ 65,000 | |||
| Debt Instrument, Face Amount | $ 1,000,000 | ||||
| Debt Instrument, Interest Rate Terms | 16 | ||||
| Accrued interest | $ 21,000 | ||||
| Mr Jay Madhu [Member] | |||||
| Related Party Transaction [Line Items] | |||||
| Number of shares issued | 9,245 | ||||
| Purchase price | $ 10.00 | ||||
| Gross proceeds | $ 92,447 | ||||
| Reinsurance Agreement [Member] | HCI [Member] | |||||
| Related Party Transaction [Line Items] | |||||
| Premiums receivable | 230,000 | ||||
| Deferred acquisition costs | 19,000 | ||||
| Unearned premiums | 172,000 | ||||
| Change in unearned premium reserve | 0 | ||||
| Deferred policy acquisition cost | 250,000 | ||||
| Policy acquisition costs and underwriting expenses | $ 27,000 | ||||
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- Definition Face (par) amount of debt instrument at time of issuance. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Description of the interest rate as being fixed or variable, and, if variable, identification of the index or rate on which the interest rate is based and the number of points or percentage added to that index or rate to set the rate, and other pertinent information, such as frequency of rate resets. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of deferred policy acquisition cost capitalized on contract remaining in force. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of deferred policy acquisition cost capitalized. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of expenses on insured risks paid or due and owing to the ceding entity, recorded as additions to net premiums written minus net losses paid minus the sum of loss adjustment expenses and underwriting costs and expenses on insurance ceded to companies outside the United States. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The change in the premium receivable balance on the balance sheet. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer). Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The carrying amount as of the balance sheet date due the entity from (a) agents and insureds, (b) uncollected premiums and (c) others, net of the allowance for doubtful accounts. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Cash received on stock transaction after deduction of issuance costs. No definition available.
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- Definition Per share or per unit amount of equity securities issued. No definition available.
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- Definition Number of shares of stock issued during the period pursuant to acquisitions. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Carrying amount of premiums written on insurance contracts that have not been earned as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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