The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 4,211,254 14,681 SH SOLE 0 0 14,681
ALPHABET INC CAP STK CL A 02079K305 1,008,617 3,508 SH SOLE 0 0 3,508
AMAZON COM INC COM 023135106 437,575 2,101 SH SOLE 0 0 2,101
APPLE INC COM 037833100 907,863 3,577 SH SOLE 0 0 3,577
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,154,420 3 SH SOLE 0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,307,737 2,729 SH SOLE 0 0 2,729
CAPITAL ONE FINL CORP COM 14040H105 201,403 1,104 SH SOLE 0 0 1,104
CHEVRON CORPORATION COM 166764100 966,430 4,671 SH SOLE 0 0 4,671
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 2,813,212 39,673 SH SOLE 0 0 39,673
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,278,261 32,894 SH SOLE 0 0 32,894
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,052,018 27,072 SH SOLE 0 0 27,072
INTERCONTINENTAL EXCHANGE IN COM 45866F104 215,788 1,372 SH SOLE 0 0 1,372
INVESCO QQQ TR UNIT SER 1 46090E103 524,151 908 SH SOLE 0 0 908
ISHARES INC CORE MSCI EMKT 46434G103 10,346,269 148,334 SH SOLE 0 0 148,334
ISHARES INC ESG AWR MSCI EM 46434G863 945,640 20,797 SH SOLE 0 0 20,797
ISHARES INC CORE MSCI EMKT 46434G103 226,618 3,249 SH SOLE 0 0 3,249
ISHARES TR RUSSELL 3000 ETF 464287689 28,860,774 77,859 SH SOLE 0 0 77,859
ISHARES TR NATIONAL MUN ETF 464288414 13,616,604 128,277 SH SOLE 0 0 128,277
ISHARES TR CORE MSCI EAFE 46432F842 13,296,355 146,872 SH SOLE 0 0 146,872
ISHARES TR GLOBAL REIT ETF 46434V647 12,274,986 488,071 SH SOLE 0 0 488,071
ISHARES TR CORE S&P TTL STK 464287150 10,832,599 76,056 SH SOLE 0 0 76,056
ISHARES TR EAFE SML CP ETF 464288273 7,777,409 99,189 SH SOLE 0 0 99,189
ISHARES TR CORE INTL AGGR 46435G672 7,157,221 143,030 SH SOLE 0 0 143,030
ISHARES TR RUS 2000 VAL ETF 464287630 5,831,978 30,761 SH SOLE 0 0 30,761
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,421,982 33,085 SH SOLE 0 0 33,085
ISHARES TR ESG AWR MSCI USA 46435G425 2,642,734 18,687 SH SOLE 0 0 18,687
ISHARES TR ESG AW MSCI EAFE 46435G516 2,556,783 26,739 SH SOLE 0 0 26,739
ISHARES TR CORE MSCI EAFE 46432F842 1,358,403 15,005 SH SOLE 0 0 15,005
ISHARES TR CORE S&P500 ETF 464287200 1,186,883 1,817 SH SOLE 0 0 1,817
ISHARES TR ESG MSCI KLD 400 464288570 653,214 5,390 SH SOLE 0 0 5,390
ISHARES TR CORE INTL AGGR 46435G672 485,138 9,695 SH SOLE 0 0 9,695
ISHARES TR ESG AWARE MSCI 46435U663 478,429 10,175 SH SOLE 0 0 10,175
ISHARES TR NATIONAL MUN ETF 464288414 459,205 4,326 SH SOLE 0 0 4,326
ISHARES TR BROAD USD HIGH 46435U853 436,075 11,837 SH SOLE 0 0 11,837
ISHARES TR GLOBAL REIT ETF 46434V647 403,683 16,051 SH SOLE 0 0 16,051
ISHARES TR CORE S&P MCP ETF 464287507 365,135 5,407 SH SOLE 0 0 5,407
ISHARES TR S&P 500 VAL ETF 464287408 331,717 1,571 SH SOLE 0 0 1,571
ISHARES TR ISHARES SEMICDTR 464287523 252,082 767 SH SOLE 0 0 767
ISHARES TR EAFE SML CP ETF 464288273 227,232 2,898 SH SOLE 0 0 2,898
ISHARES TR RUSSELL 2000 ETF 464287655 200,384 808 SH SOLE 0 0 808
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,958,952 78,225 SH SOLE 0 0 78,225
JOHNSON & JOHNSON COM 478160104 465,903 1,906 SH SOLE 0 0 1,906
META PLATFORMS INC CL A 30303M102 512,056 895 SH SOLE 0 0 895
MICROSOFT CORP COM 594918104 650,759 1,758 SH SOLE 0 0 1,758
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 283,733 7,723 SH SOLE 0 0 7,723
NVIDIA CORPORATION COM 67066G104 546,139 3,132 SH SOLE 0 0 3,132
REDDIT INC CL A 75734B100 2,332,138 17,320 SH SOLE 0 0 17,320
SCHWAB CHARLES CORP COM 808513105 211,643 2,252 SH SOLE 0 0 2,252
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,911,925 602,502 SH SOLE 0 0 602,502
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,221,063 526,736 SH SOLE 0 0 526,736
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,957,913 234,444 SH SOLE 0 0 234,444
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,351,473 155,955 SH SOLE 0 0 155,955
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,006,610 40,104 SH SOLE 0 0 40,104
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 540,789 11,665 SH SOLE 0 0 11,665
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 474,785 10,158 SH SOLE 0 0 10,158
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 281,061 11,356 SH SOLE 0 0 11,356
SCHWAB STRATEGIC TR US TIPS ETF 808524870 217,989 8,192 SH SOLE 0 0 8,192
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 6,999,752 149,217 SH SOLE 0 0 149,217
SPDR INDEX SHS FDS STATE STREET SPD 78463X749 4,266,176 93,209 SH SOLE 0 0 93,209
SPDR SERIES TRUST STATE STREET SPD 78464A854 795,327 10,391 SH SOLE 0 0 10,391
SPDR SERIES TRUST STATE STREET SPD 78464A672 438,985 15,317 SH SOLE 0 0 15,317
SPDR SERIES TRUST STATE STREET SPD 78468R721 247,692 5,463 SH SOLE 0 0 5,463
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,567,456 2,410 SH SOLE 0 0 2,410
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 668,127 1,977 SH SOLE 0 0 1,977
TESLA INC COM 88160R101 250,188 673 SH SOLE 0 0 673
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,336,709 140,368 SH SOLE 0 0 140,368
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,066,299 230,308 SH SOLE 0 0 230,308
VANGUARD INDEX FDS TOTAL STK MKT 922908769 43,364,818 135,173 SH SOLE 0 0 135,173
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 31,696,999 53,045 SH SOLE 0 0 53,045
VANGUARD INDEX FDS SM CP VAL ETF 922908611 18,178,307 83,675 SH SOLE 0 0 83,675
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,541,232 40,246 SH SOLE 0 0 40,246
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,969,577 16,629 SH SOLE 0 0 16,629
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,712,442 19,306 SH SOLE 0 0 19,306
VANGUARD INDEX FDS TOTAL STK MKT 922908769 721,502 2,249 SH SOLE 0 0 2,249
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 601,135 1,006 SH SOLE 0 0 1,006
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 528,331 2,867 SH SOLE 0 0 2,867
VANGUARD INDEX FDS VALUE ETF 922908744 479,120 2,442 SH SOLE 0 0 2,442
VANGUARD INDEX FDS SM CP VAL ETF 922908611 399,957 1,841 SH SOLE 0 0 1,841
VANGUARD INDEX FDS MID CAP ETF 922908629 222,852 776 SH SOLE 0 0 776
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,814,267 329,589 SH SOLE 0 0 329,589
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8,913,746 61,141 SH SOLE 0 0 61,141
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,089,810 20,163 SH SOLE 0 0 20,163
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 14,055,759 281,735 SH SOLE 0 0 281,735
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 358,460 7,185 SH SOLE 0 0 7,185
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 5,512,856 55,035 SH SOLE 0 0 55,035
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 5,115,905 17,335 SH SOLE 0 0 17,335
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 882,754 5,279 SH SOLE 0 0 5,279
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 803,668 9,712 SH SOLE 0 0 9,712
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 647,788 2,195 SH SOLE 0 0 2,195
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 584,692 5,837 SH SOLE 0 0 5,837
VANGUARD STAR FDS VG TL INTL STK F 921909768 14,983,553 194,314 SH SOLE 0 0 194,314
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,387,672 17,996 SH SOLE 0 0 17,996
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 46,348,498 723,291 SH SOLE 0 0 723,291
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 478,293 7,464 SH SOLE 0 0 7,464
VANGUARD WORLD FD ESG US STK ETF 921910733 3,962,682 35,296 SH SOLE 0 0 35,296
VANGUARD WORLD FD ESG INTL STK ETF 921910725 3,100,458 43,224 SH SOLE 0 0 43,224
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,148,422 9,090 SH SOLE 0 0 9,090