Deposits consisted of the following:


	March 31, 2026			December 31, 2025
(dollars in thousands)	Balance		Percentage	Balance		Percentage
Noninterest-bearing checking accounts	$	139,318	20.69%	$	138,360	20.46%
Interest-bearing checking accounts		70,112	10.41%		80,882	11.96%
Money market accounts		128,149	19.03%		123,264	18.23%
Savings accounts		132,110	19.62%		129,436	19.14%
Certificates of deposit		203,824	30.25%		204,152	30.21%
Total deposits	$	673,513	100.00%	$	676,094	100.00%

At March 31, 2026, and December 31, 2025, the Bank had an account relationship with a local government entity that comprised 2.7% and 2.8% of total deposits, respectively. The Company had $50.3 million and $50.3 million of brokered certificates of deposits at March 31, 2026 and December 31, 2025, respectively.

At March 31, 2026 and December 31, 2025, the Bank had $36.3 million and $35.7 million in certificates of deposits of $250,000 or more, respectively. Deposits in excess of $250,000 may not be insured by the FDIC.

At March 31, 2026 scheduled maturities of certificates of deposits are as follows:


(dollars in thousands)	March 31, 2026
Within one year	$	76,571
Year 2		14,053
Year 3		58,819
Year 4		4,318
Year 5		50,063
Thereafter		—
Total certificates of deposit	$	203,824