| Schedule of the components of accumulated other comprehensive loss, net of deferred taxes |
| | | | | | | | | | | | | | | Securities | | Defined | | Cash | | | | | | Available | | Benefit | | Flow | | | (Dollars in thousands) | | For Sale | | Plan | | Hedges | | Total | Accumulated other comprehensive (loss) income at December 31, 2025 | | $ | (10,212) | | $ | (1,258) | | $ | 304 | | $ | (11,166) | | | | | | | | | | | | | | Other comprehensive (loss) income arising during the period | | | (1,846) | | | — | | | 82 | | | (1,764) | Related income tax effects | | | 388 | | | — | | | (21) | | | 367 | | | | (1,458) | | | — | | | 61 | | | (1,397) | | | | | | | | | | | | | | Reclassifications into net income | | | — | | | (17) | | | (2) | | | (19) | Related income tax effects | | | — | | | 4 | | | 1 | | | 5 | | | | — | | | (13) | | | (1) | | | (14) | | | | | | | | | | | | | | Other comprehensive (loss) income, net of tax | | | (1,458) | | | (13) | | | 60 | | | (1,411) | | | | | | | | | | | | | | Accumulated other comprehensive (loss) income at March 31, 2026 | | $ | (11,670) | | $ | (1,271) | | $ | 364 | | $ | (12,577) |
| | | | | | | | | | | | | | | Securities | | Defined | | Cash | | | | | | Available | | Benefit | | Flow | | | (Dollars in thousands) | | For Sale | | Plan | | Hedges | | Total | Accumulated other comprehensive (loss) income at December 31, 2024 | | $ | (23,693) | | $ | (1,797) | | $ | 886 | | $ | (24,604) | | | | | | | | | | | | | | Other comprehensive income (loss) arising during the period | | | 5,835 | | | — | | | (387) | | | 5,448 | Related income tax effects | | | (1,225) | | | — | | | 100 | | | (1,125) | | | | 4,610 | | | — | | | (287) | | | 4,323 | | | | | | | | | | | | | | Reclassifications into net income | | | — | | | (12) | | | (2) | | | (14) | Related income tax effects | | | — | | | 3 | | | 1 | | | 4 | | | | — | | | (9) | | | (1) | | | (10) | | | | | | | | | | | | | | Other comprehensive income (loss), net of tax | | | 4,610 | | | (9) | | | (288) | | | 4,313 | | | | | | | | | | | | | | Accumulated other comprehensive (loss) income at March 31, 2025 | | $ | (19,083) | | $ | (1,806) | | $ | 598 | | $ | (20,291) |
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| Schedule of reclassifications from accumulated other comprehensive loss |
| | | | | | | | | | | | | Three Months Ended March 31, | | | | Line Item In the Consolidated | (Dollars in thousands) | | 2026 | | 2025 | | | | Statements of Income | Securities available for sale: | | | | | | | | | | | Reclassification of net realized losses into net income | | $ | — | | $ | — | | | | Net losses on sales, maturities and calls of available for sale securities | Related income tax effects | | | — | | | — | | | | Income tax expense | | | | — | | | — | | | | Net of tax | | | | | | | | | | | | Defined benefit plan:1 | | | | | | | | | | | Reclassification of recognized net actuarial losses into net income | | | — | | | (5) | | | | Noninterest expenses - Other | Amortization of prior service credit into net income | | | 17 | | | 17 | | | | Noninterest expenses - Other | Related income tax effects | | | (4) | | | (3) | | | | Income tax expense | | | | 13 | | | 9 | | | | Net of tax | | | | | | | | | | | | Cash flow hedges: | | | | | | | | | | | Amortization of hedging gains into net income | | | 2 | | | 2 | | | | Interest expense - Trust preferred capital notes | Related income tax effects | | | (1) | | | (1) | | | | Income tax expense | | | | 1 | | | 1 | | | | Net of tax | | | | | | | | | | | | Total | | $ | 14 | | $ | 10 | | | | |
| 1 | See “Note 8: Employee Benefit Plans,” for additional information. |
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| Schedule of components earnings per share calculations |
| | | | | | | | | | Three Months Ended March 31, | | (Dollars in thousands) | | 2026 | | 2025 | | Net income attributable to C&F Financial Corporation | | $ | 6,747 | | $ | 5,368 | | Weighted average shares outstanding—basic and diluted | | | 3,248,485 | | | 3,234,935 | |
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