v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 15,286,000 $ 13,622,000
Interest-bearing deposits in other banks 62,141,000 65,510,000
Total cash and cash equivalents 77,427,000 79,132,000
Securities-available for sale at fair value, amortized cost of $485,390 and $471,036, respectively 470,619,000 458,111,000
Loans held for sale, at fair value 56,120,000 40,911,000
Loans, net of allowance for credit losses of $39,665 and $39,677, respectively 2,035,387,000 2,014,899,000
Restricted stock, at cost 3,346,000 3,680,000
Corporate premises and equipment, net 38,727,000 39,200,000
Other real estate owned, net of valuation allowance of $0 and $215, respectively   1,316,000
Accrued interest receivable 11,752,000 11,726,000
Goodwill 25,191,000 25,191,000
Other intangible assets, net 884,000 909,000
Bank-owned life insurance 21,911,000 21,808,000
Net deferred tax asset 14,411,000 14,039,000
Other assets 57,973,000 57,572,000
Total assets 2,813,748,000 2,768,494,000
Deposits    
Noninterest-bearing demand deposits 568,420,000 543,673,000
Savings, money market and interest-bearing demand deposits 907,732,000 905,683,000
Time deposits 923,304,000 896,367,000
Total deposits 2,399,456,000 2,345,723,000
Short-term borrowings 20,000,000 20,000,000
Long-term borrowings 57,750,000 67,842,000
Trust preferred capital notes 25,501,000 25,493,000
Accrued interest payable 4,642,000 3,745,000
Other liabilities 40,287,000 43,343,000
Total liabilities 2,547,636,000 2,506,146,000
Commitments and contingent liabilities (Note 11)
Equity    
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,248,129 and 3,245,972 shares issued and outstanding, respectively, includes 100,480 and 100,578 of unvested shares, respectively) 3,148,000 3,145,000
Additional paid-in capital 1,016,000 1,078,000
Retained earnings 273,883,000 268,696,000
Accumulated other comprehensive loss, net (12,577,000) (11,166,000)
Equity attributable to C&F Financial Corporation 265,470,000 261,753,000
Noncontrolling interest 642,000 595,000
Total equity 266,112,000 262,348,000
Total liabilities and equity $ 2,813,748,000 $ 2,768,494,000