| Actual And Required Capital Amounts And Ratios Of CFBank |
The following tables present actual and required capital ratios as of March 31, 2026 and December 31, 2025 for CFBank under the Basel III Capital Rules.
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Actual |
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Minimum Capital
Required-Basel III |
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To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards |
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Amount |
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Ratio |
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Amount |
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Ratio (1) |
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Amount |
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Ratio |
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March 31, 2026 |
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Total Capital to risk weighted assets |
$ |
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265,691 |
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15.15 |
% |
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$ |
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184,203 |
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10.50 |
% |
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$ |
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175,431 |
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10.00 |
% |
Tier 1 (Core) Capital to risk weighted assets |
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244,715 |
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13.95 |
% |
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149,117 |
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8.50 |
% |
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140,345 |
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8.00 |
% |
Common equity tier 1 capital to risk-weighted
assets |
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244,715 |
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13.95 |
% |
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122,802 |
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7.00 |
% |
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114,030 |
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6.50 |
% |
Tier 1 (Core) Capital to adjusted total assets
(Leverage Ratio) |
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244,715 |
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11.76 |
% |
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83,218 |
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4.00 |
% |
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104,023 |
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5.00 |
% |
(1) Ratios include 2.5% capital conservation buffer.
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Actual |
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Minimum Capital
Required-Basel III |
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To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards |
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Amount |
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Ratio |
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Amount |
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Ratio (1) |
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Amount |
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Ratio |
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December 31, 2025 |
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Total Capital to risk weighted assets |
$ |
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260,801 |
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15.02 |
% |
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$ |
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182,309 |
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10.50 |
% |
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$ |
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173,628 |
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10.00 |
% |
Tier 1 (Core) Capital to risk weighted assets |
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240,413 |
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13.85 |
% |
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147,583 |
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8.50 |
% |
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138,902 |
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8.00 |
% |
Common equity tier 1 capital to risk-weighted
assets |
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240,413 |
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13.85 |
% |
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121,539 |
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7.00 |
% |
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112,858 |
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6.50 |
% |
Tier 1 (Core) Capital to adjusted total assets
(Leverage Ratio) |
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240,413 |
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11.40 |
% |
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84,391 |
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4.00 |
% |
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105,489 |
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5.00 |
% |
(1) Ratios include 2.5% capital conservation buffer.
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