v3.26.1
CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($)
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Revenues:    
Total revenues $ 121,952,000 $ 144,310,000
Operating expenses:    
Service charges from agents and banks 79,091,000 93,788,000
Salaries and benefits 18,890,000 18,288,000
Other selling, general and administrative expenses 11,555,000 10,989,000
Provision for credit losses 2,891,000 2,066,000
Restructuring costs 0 306,000.0
Transaction costs 1,166,000 1,169,000
Depreciation and amortization 4,685,000 3,629,000
Total operating expenses 118,278,000 130,235,000
Operating income 3,674,000 14,075,000
Interest expense 2,208,000 2,700,000
Income before income taxes 1,466,000 11,375,000
Income tax provision 955,000 3,606,000
Net income 511,000 7,769,000
Other comprehensive (loss) income (471,000) 348,000
Comprehensive income $ 40,000 $ 8,117,000
Earnings per common share:    
Basic (in dollars per share) $ 0.02 $ 0.25
Diluted (in dollars per share) $ 0.02 $ 0.25
Weighted-average common shares outstanding:    
Basic (in shares) 29,858,890 30,587,949
Diluted (in shares) 30,382,817 30,831,633
Wire transfer and money order fees, net    
Revenues:    
Total revenues $ 99,752,000 $ 120,167,000
Foreign exchange gain, net    
Revenues:    
Total revenues 16,320,000 20,181,000
Other income    
Revenues:    
Total revenues $ 5,880,000 $ 3,962,000