v3.26.1
Loans - Risk Category of Mortgage and Non-mortgage Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Loans and Allowance for Credit Losses      
2026/2025 $ 135,756   $ 565,468
2025/2024 554,540   476,327
2024/2023 470,581   665,959
2023/2022 643,929   1,009,686
2022/2021 998,186   603,837
Prior 3,517,225   3,087,187
Revolving Loans Amortized Cost Basis 231,899   234,251
Revolving Loans converted to term loans 9,062   9,592
Total loans, net of fees and costs excluding portfolio layer basis adjustments 6,561,178   6,652,307
Gross charge-offs      
2025/2024 100    
2024/2023     871
2023/2022     4,302
Prior 805   6,135
Revolving Loans Amortized Cost Basis     95
Revolving Loans converted to term loans 147    
Total 1,052 $ 4,471 11,403
Basis adjustments (352)   (1,645)
Portfolio Layer Hedges on Closed Portfolio of Loans | Designated as hedging instrument      
Gross charge-offs      
Basis adjustments 400   1,600
Pass      
Loans and Allowance for Credit Losses      
2026/2025 135,756   556,424
2025/2024 540,500   461,304
2024/2023 455,696   660,240
2023/2022 639,289   998,299
2022/2021 987,169   560,690
Prior 3,355,633   2,895,673
Revolving Loans Amortized Cost Basis 224,758   225,056
Revolving Loans converted to term loans 7,296   7,531
Total loans, net of fees and costs excluding portfolio layer basis adjustments 6,346,097   6,365,217
Watch      
Loans and Allowance for Credit Losses      
2026/2025     72
2025/2024 69   14,384
2024/2023 11,142   5,452
2023/2022 4,398   8,422
2022/2021 8,056   41,659
Prior 84,825   128,880
Revolving Loans Amortized Cost Basis 2,704   2,968
Revolving Loans converted to term loans 1,338   1,502
Total loans, net of fees and costs excluding portfolio layer basis adjustments 112,532   203,339
Special Mention      
Loans and Allowance for Credit Losses      
2026/2025     8,400
2025/2024 13,399    
2024/2023 1,983    
2022/2021     1,487
Prior 27,609   23,872
Revolving Loans Amortized Cost Basis 1,081    
Revolving Loans converted to term loans 200   57
Total loans, net of fees and costs excluding portfolio layer basis adjustments 44,272   33,816
Substandard      
Loans and Allowance for Credit Losses      
2026/2025     572
2025/2024 572   639
2024/2023 1,760   267
2023/2022 242   2,965
2022/2021 2,961   1
Prior 49,158   38,762
Revolving Loans Amortized Cost Basis 3,356   6,227
Revolving Loans converted to term loans 228   502
Total loans, net of fees and costs excluding portfolio layer basis adjustments 58,277   49,935
Multi-family Residential      
Loans and Allowance for Credit Losses      
2026/2025 56,064   70,542
2025/2024 70,336   108,234
2024/2023 107,918   227,850
2023/2022 221,408   406,345
2022/2021 403,585   266,097
Prior 1,529,883   1,305,593
Revolving Loans Amortized Cost Basis 3,707   3,489
Total loans, net of fees and costs excluding portfolio layer basis adjustments 2,392,901   2,388,150
Gross charge-offs      
2023/2022     1,681
Prior 173   1,254
Total 173   2,935
Multi-family Residential | Pass      
Loans and Allowance for Credit Losses      
2026/2025 56,064   70,542
2025/2024 70,336   107,310
2024/2023 106,997   226,950
2023/2022 221,408   401,808
2022/2021 399,077   262,801
Prior 1,460,215   1,237,130
Revolving Loans Amortized Cost Basis 3,707   3,489
Total loans, net of fees and costs excluding portfolio layer basis adjustments 2,317,804   2,310,030
Multi-family Residential | Watch      
Loans and Allowance for Credit Losses      
2025/2024     924
2024/2023 921   900
2023/2022     3,727
2022/2021 3,702   3,296
Prior 30,503   36,154
Total loans, net of fees and costs excluding portfolio layer basis adjustments 35,126   45,001
Multi-family Residential | Special Mention      
Loans and Allowance for Credit Losses      
Prior 24,880   20,752
Total loans, net of fees and costs excluding portfolio layer basis adjustments 24,880   20,752
Multi-family Residential | Substandard      
Loans and Allowance for Credit Losses      
2023/2022     810
2022/2021 806    
Prior 14,285   11,557
Total loans, net of fees and costs excluding portfolio layer basis adjustments 15,091   12,367
Commercial      
Loans and Allowance for Credit Losses      
2026/2025 23,463   240,327
2025/2024 239,702   192,586
2024/2023 192,125   191,584
2023/2022 190,684   290,140
2022/2021 284,809   138,619
Prior 1,003,178   941,896
Total loans, net of fees and costs excluding portfolio layer basis adjustments 1,933,961   1,995,152
Gross charge-offs      
Prior 616   1,347
Total 616   1,347
Commercial | Pass      
Loans and Allowance for Credit Losses      
2026/2025 23,463   231,927
2025/2024 231,302   190,608
2024/2023 190,142   187,887
2023/2022 187,132   285,929
2022/2021 281,012   129,592
Prior 958,781   858,072
Total loans, net of fees and costs excluding portfolio layer basis adjustments 1,871,832   1,884,015
Commercial | Watch      
Loans and Allowance for Credit Losses      
2025/2024     1,978
2024/2023     3,697
2023/2022 3,552   4,211
2022/2021 3,797   9,027
Prior 25,692   61,480
Total loans, net of fees and costs excluding portfolio layer basis adjustments 33,041   80,393
Commercial | Special Mention      
Loans and Allowance for Credit Losses      
2026/2025     8,400
2025/2024 8,400    
2024/2023 1,983    
Total loans, net of fees and costs excluding portfolio layer basis adjustments 10,383   8,400
Commercial | Substandard      
Loans and Allowance for Credit Losses      
Prior 18,705   22,344
Total loans, net of fees and costs excluding portfolio layer basis adjustments 18,705   22,344
1-4 Family Mixed-Use Property      
Loans and Allowance for Credit Losses      
2026/2025 5,754   16,863
2025/2024 16,816   17,055
2024/2023 17,002   20,271
2023/2022 20,044   42,216
2022/2021 41,787   36,675
Prior 367,500   345,730
Total loans, net of fees and costs excluding portfolio layer basis adjustments 468,903   478,810
Gross charge-offs      
Prior     55
Total     55
1-4 Family Mixed-Use Property | Pass      
Loans and Allowance for Credit Losses      
2026/2025 5,754   16,863
2025/2024 16,816   17,055
2024/2023 17,002   20,271
2023/2022 20,044   42,216
2022/2021 41,787   36,388
Prior 360,877   339,151
Total loans, net of fees and costs excluding portfolio layer basis adjustments 462,280   471,944
1-4 Family Mixed-Use Property | Watch      
Loans and Allowance for Credit Losses      
2022/2021     287
Prior 5,953   5,757
Total loans, net of fees and costs excluding portfolio layer basis adjustments 5,953   6,044
1-4 Family Mixed-Use Property | Special Mention      
Loans and Allowance for Credit Losses      
Prior 369   263
Total loans, net of fees and costs excluding portfolio layer basis adjustments 369   263
1-4 Family Mixed-Use Property | Substandard      
Loans and Allowance for Credit Losses      
Prior 301   559
Total loans, net of fees and costs excluding portfolio layer basis adjustments 301   559
1-4 Family Residential      
Loans and Allowance for Credit Losses      
2026/2025     2,573
2025/2024 2,227   15,545
2024/2023 12,209   103,595
2023/2022 92,907   51,969
2022/2021 51,244   6,573
Prior 125,249   124,683
Revolving Loans Amortized Cost Basis 5,756   5,755
Revolving Loans converted to term loans 9,062   9,592
Total loans, net of fees and costs excluding portfolio layer basis adjustments 298,654   320,285
Gross charge-offs      
Prior     5
Revolving Loans converted to term loans 147    
Total 147 $ 5 5
1-4 Family Residential | Pass      
Loans and Allowance for Credit Losses      
2026/2025     2,573
2025/2024 2,227   15,545
2024/2023 12,209   102,740
2023/2022 92,061   51,485
2022/2021 50,764   6,573
Prior 121,233   120,572
Revolving Loans Amortized Cost Basis 5,756   5,755
Revolving Loans converted to term loans 7,296   7,531
Total loans, net of fees and costs excluding portfolio layer basis adjustments 291,546   312,774
1-4 Family Residential | Watch      
Loans and Allowance for Credit Losses      
2024/2023     855
2023/2022 846   484
2022/2021 480    
Prior 835   2,939
Revolving Loans converted to term loans 1,338   1,502
Total loans, net of fees and costs excluding portfolio layer basis adjustments 3,499   5,780
1-4 Family Residential | Special Mention      
Loans and Allowance for Credit Losses      
Prior 2,335   450
Revolving Loans converted to term loans 200   57
Total loans, net of fees and costs excluding portfolio layer basis adjustments 2,535   507
1-4 Family Residential | Substandard      
Loans and Allowance for Credit Losses      
Prior 846   722
Revolving Loans converted to term loans 228   502
Total loans, net of fees and costs excluding portfolio layer basis adjustments 1,074   1,224
Construction      
Loans and Allowance for Credit Losses      
2026/2025     353
2025/2024 2,287    
2022/2021     18,250
Revolving Loans Amortized Cost Basis 38,190   36,145
Total loans, net of fees and costs excluding portfolio layer basis adjustments 40,477   54,748
Construction | Pass      
Loans and Allowance for Credit Losses      
2026/2025     353
2025/2024 2,287    
Revolving Loans Amortized Cost Basis 38,190   36,145
Total loans, net of fees and costs excluding portfolio layer basis adjustments 40,477   36,498
Construction | Watch      
Loans and Allowance for Credit Losses      
2022/2021     18,250
Total loans, net of fees and costs excluding portfolio layer basis adjustments     18,250
Small Business Administration      
Loans and Allowance for Credit Losses      
2026/2025 3,942   7,811
2025/2024 8,527   1,619
2024/2023 1,583   1,125
2023/2022 1,113   3,134
2022/2021 3,114   876
Prior 3,921   3,182
Total loans, net of fees and costs excluding portfolio layer basis adjustments 22,200   17,747
Gross charge-offs      
Prior     279
Total     279
Small Business Administration | Pass      
Loans and Allowance for Credit Losses      
2026/2025 3,942   7,811
2025/2024 8,527   1,619
2024/2023 1,583   1,125
2023/2022 1,113   3,134
2022/2021 3,114   875
Prior 2,663   2,283
Total loans, net of fees and costs excluding portfolio layer basis adjustments 20,942   16,847
Small Business Administration | Watch      
Loans and Allowance for Credit Losses      
Prior 152   174
Total loans, net of fees and costs excluding portfolio layer basis adjustments 152   174
Small Business Administration | Special Mention      
Loans and Allowance for Credit Losses      
Prior 25   26
Total loans, net of fees and costs excluding portfolio layer basis adjustments 25   26
Small Business Administration | Substandard      
Loans and Allowance for Credit Losses      
2022/2021     1
Prior 1,081   699
Total loans, net of fees and costs excluding portfolio layer basis adjustments 1,081   700
Commercial Business      
Loans and Allowance for Credit Losses      
2026/2025 32,293   119,010
2025/2024 109,101   64,880
2024/2023 63,685   67,376
2023/2022 63,835   54,007
2022/2021 54,691   23,156
Prior 99,976   84,890
Revolving Loans Amortized Cost Basis 184,168   188,778
Total loans, net of fees and costs excluding portfolio layer basis adjustments 607,749   602,097
Gross charge-offs      
2025/2024 100    
2024/2023     871
2023/2022     2,621
Prior     3,115
Revolving Loans Amortized Cost Basis     95
Total 100   6,702
Commercial Business | Pass      
Loans and Allowance for Credit Losses      
2026/2025 32,293   118,366
2025/2024 108,460   61,302
2024/2023 60,213   67,109
2023/2022 63,593   51,852
2022/2021 52,459   19,275
Prior 93,413   78,080
Revolving Loans Amortized Cost Basis 177,027   179,583
Total loans, net of fees and costs excluding portfolio layer basis adjustments 587,458   575,567
Commercial Business | Watch      
Loans and Allowance for Credit Losses      
2026/2025     72
2025/2024 69   2,939
2024/2023 1,712    
2022/2021 77   2,394
Prior 2,590   4,335
Revolving Loans Amortized Cost Basis 2,704   2,968
Total loans, net of fees and costs excluding portfolio layer basis adjustments 7,152   12,708
Commercial Business | Special Mention      
Loans and Allowance for Credit Losses      
2022/2021     1,487
Prior     2,381
Revolving Loans Amortized Cost Basis 1,081    
Total loans, net of fees and costs excluding portfolio layer basis adjustments 1,081   3,868
Commercial Business | Substandard      
Loans and Allowance for Credit Losses      
2026/2025     572
2025/2024 572   639
2024/2023 1,760   267
2023/2022 242   2,155
2022/2021 2,155    
Prior 3,973   94
Revolving Loans Amortized Cost Basis 3,356   6,227
Total loans, net of fees and costs excluding portfolio layer basis adjustments 12,058   9,954
Commercial Business - Secured by RE      
Loans and Allowance for Credit Losses      
2026/2025 14,240   107,989
2025/2024 105,544   76,408
2024/2023 76,059   54,158
2023/2022 53,938   161,875
2022/2021 158,956   113,591
Prior 387,433   281,066
Total loans, net of fees and costs excluding portfolio layer basis adjustments 796,170   795,087
Commercial Business - Secured by RE | Pass      
Loans and Allowance for Credit Losses      
2026/2025 14,240   107,989
2025/2024 100,545   67,865
2024/2023 67,550   54,158
2023/2022 53,938   161,875
2022/2021 158,956   105,186
Prior 358,366   260,238
Total loans, net of fees and costs excluding portfolio layer basis adjustments 753,595   757,311
Commercial Business - Secured by RE | Watch      
Loans and Allowance for Credit Losses      
2025/2024     8,543
2024/2023 8,509    
2022/2021     8,405
Prior 19,100   18,041
Total loans, net of fees and costs excluding portfolio layer basis adjustments 27,609   34,989
Commercial Business - Secured by RE | Special Mention      
Loans and Allowance for Credit Losses      
2025/2024 4,999    
Total loans, net of fees and costs excluding portfolio layer basis adjustments 4,999    
Commercial Business - Secured by RE | Substandard      
Loans and Allowance for Credit Losses      
Prior 9,967   2,787
Total loans, net of fees and costs excluding portfolio layer basis adjustments 9,967   2,787
Other      
Loans and Allowance for Credit Losses      
Prior 85   147
Revolving Loans Amortized Cost Basis 78   84
Total loans, net of fees and costs excluding portfolio layer basis adjustments 163   231
Gross charge-offs      
Prior 16   80
Total 16   80
Other | Pass      
Loans and Allowance for Credit Losses      
Prior 85   147
Revolving Loans Amortized Cost Basis 78   84
Total loans, net of fees and costs excluding portfolio layer basis adjustments 163   231
Consumer Portfolio Segment      
Loans and Allowance for Credit Losses      
Mortgage loans in process of foreclosure, amount $ 1,700   $ 2,100