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offer Indexed Accounts that limit Index losses.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Crediting Method you select determines the Performance Rate for an Indexed Segment. Any applicable Crediting Method may limit the positive Index return used in calculating interest on the End Date of an Indexed Segment. Each Indexed Account will have either: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">i)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a specified Performance Cap, which is the highest Performance Rate that we will credit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">ii)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Performance Trigger Rate that provides a specified rate of return if the performance of the Index is zero or positive. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">iii)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Performance Trigger Rate, which will either provide a specific rate of return if the Index performance is positive, zero or negative within the Protection Level or be added to the Index performance and the Protection Level if the Index performance is negative and beyond the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">iv)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Rate, which will either provide a minimum rate of return if the Index performance is between zero and the Dual Rate, or will be added to the Index performance if the Index performance is negative. An Index Account with a Dual Rate will also have a Performance Cap, which is the highest Performance Rate that we will credit if the Index performance exceeds the Dual Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, the Reset Rate may limit a positive Index return if you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. We will reset the Indexed Segment Performance Cap rate, Performance Trigger Rate, or Dual Performance Trigger Rate for the remainder of the Indexed Term following the lock, and these Reset Rates may be lower than the original rates. For example, if the Performance Cap is 4% and you choose to lock in the Interim Value, then on the next Indexed Anniversary Date, we could reset the Performance Cap for the remaining Indexed Terms to 2%. If the Index return is 12%, we will credit 2% in interest on the End Date of the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We guarantee a minimum declared crediting rate for each Indexed Account. We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a specified Performance Cap, which is the highest Performance Rate that we will credit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Performance Trigger Rate that provides a specified rate of return if the performance of the Index is zero or positive. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Performance Trigger Rate, which will either provide a specific rate of return if the Index performance is positive, zero or negative within the Protection Level or be added to the Index performance and the Protection Level if the Index performance is negative and beyond the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Rate, which will either provide a minimum rate of return if the Index performance is between zero and the Dual Rate, or will be added to the Index performance if the Index performance is negative. An Index Account with a Dual Rate will also have a Performance Cap, which is the highest Performance Rate that we will credit if the Index performance exceeds the Dual Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We guarantee a minimum declared crediting rate for each Indexed Account. We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Contract Adjustments</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender, or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be subject to a Contract Adjustment based on Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You could lose a significant </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. The Interim Value will generally be negatively </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">affected by increases in the expected volatility of Index prices, interest rate increases, and by poor market performance. All other factors being equal, the Interim Value generally would be lower the earlier a withdrawal or surrender is made in a Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender, or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be subject to a Contract Adjustment based on Interim Value.</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:23.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:275pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A surrender charge may apply to a surrender or withdrawal of a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Purchase Payment prior to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since the Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Payment was invested, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of the amount withdrawn, declining to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0% over that time period. For example, if you make a withdrawal of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$100,000 during the first year after your Purchase Payment, you could </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">be assessed a charge of up to $</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> on the Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawn. A surrender charge will not apply if your surrender or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal is made after the 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since a Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">was invested. This loss will be greater if there is a negative Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Adjustment based on Interim Values, taxes, or tax penalties. </span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also have to pay a surrender charge, taxes, and tax </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">penalties.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Contract Adjustments are applied to withdrawals, surrenders, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reallocations, annuitizations and Death Benefit payments prior to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">End Date of an Indexed Term and when a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender Charge</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:44pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges other than </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">surrender charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:99.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:275pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">A surrender charge may apply to a surrender or withdrawal of a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Purchase Payment prior to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since the Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Payment was invested, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of the amount withdrawn, declining to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">0% over that time period. For example, if you make a withdrawal of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$100,000 during the first year after your Purchase Payment, you could </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">be assessed a charge of up to $</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> on the Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawn. A surrender charge will not apply if your surrender or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">withdrawal is made after the 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> anniversary since a Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">was invested. This loss will be greater if there is a negative Contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Adjustment based on Interim Values, taxes, or tax penalties. </span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also have to pay a surrender charge, taxes, and tax </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">penalties.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Contract Adjustments are applied to withdrawals, surrenders, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reallocations, annuitizations and Death Benefit payments prior to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">End Date of an Indexed Term and when a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender Charge</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></table> 6 0.07 7000 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also have to pay a surrender charge, taxes, and tax </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">penalties.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Contract Adjustments are applied to withdrawals, surrenders, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">reallocations, annuitizations and Death Benefit payments prior to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">End Date of an Indexed Term and when a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also have to pay a surrender charge, taxes, and tax </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">penalties.</span> 100000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:44pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges other than </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">surrender charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges other than </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">surrender charges.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:99.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Surrender Charge</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:23.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:227pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk of Loss </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">From Poor Performance?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr> <tr style="height:369.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is This a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">appropriate for the investor who needs ready access to cash. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Indexed interest will only be credited to an Indexed Account at the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">end of an Indexed Term. No interest will be credited to funds </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">withdrawn or surrendered before the end of an Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals taken prior to the end of an Indexed Term may result in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">a negative Contract Adjustment based on the Interim Value and loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of positive Index performance. The Interim Value formula may result </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a loss even if the Index Value at the time of the withdrawal is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">higher than the Index Value at the beginning of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A surrender or withdrawal may result in surrender charges. Any </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">surrender charge will reduce the Contract Value or the amount of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">money that you actually receive. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">may be subject to tax penalties. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">At the end of an Indexed Term, you may reallocate the Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment Ending Value to any available Indexed Account as long as </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the reallocation request is received on or before the Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. If we do not hear from you by the end of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term, we will reallocate your Segment Ending Value into a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">new Indexed Segment with the same Crediting Method, Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term, Index and Protection Method if available. A new rate will apply </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">based on the Indexed Segment you select, subject to the guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">minimum rates. If the same type of Indexed Segment is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">available your Segment Ending Value will be moved to the 1-Year </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Price Return Index with Performance Cap and 10% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Level and will not be eligible for reallocation into another </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account until the next Indexed Anniversary Date.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Surrenders and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Withdrawals</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:579.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Associated </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">With the Investment </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Crediting Method you select may limit positive (upside) Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">returns. This may result in you earning less than the Index return. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example:</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A Reset Rate may limit positive Index return if you choose to lock </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. For </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is 12%, and the Reset Rate is a 2% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance Cap, we will credit 2% in interest at the end of the end </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">While an Indexed Account with Dual Performance Trigger Rate or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Dual Plus may provide for a positive Performance Rate even in the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">event of negative Index performance, there is no guarantee of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment gain. Negative Index performance may result in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">significant loss. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:140pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the Risks Related </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">to the Insurance Company?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Lincoln New York. Any obligations, guarantees, or benefits of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Contract are subject to our claims-paying ability. If we experience </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial distress, we may not be able to meet our obligations to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">you. More information about Lincoln New York, including our </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial strength ratings, is available upon request by calling 1-877-</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">737-6872 or visiting www.LincolnFinancial.com.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index’s returns do not include any dividends or other </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">distributions declared by the companies included in the Index and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will cause the Index to underperform a direct investment in the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">companies included in the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span> 0.90 0.90 0.85 0.85 0.80 0.75 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">appropriate for the investor who needs ready access to cash. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Indexed interest will only be credited to an Indexed Account at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">end of an Indexed Term. No interest will be credited to funds </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">withdrawn or surrendered before the end of an Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals taken prior to the end of an Indexed Term may result in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">a negative Contract Adjustment based on the Interim Value and loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of positive Index performance. The Interim Value formula may result </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a loss even if the Index Value at the time of the withdrawal is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">higher than the Index Value at the beginning of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A surrender or withdrawal may result in surrender charges. Any </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">surrender charge will reduce the Contract Value or the amount of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">money that you actually receive. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">may be subject to tax penalties. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">At the end of an Indexed Term, you may reallocate the Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment Ending Value to any available Indexed Account as long as </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the reallocation request is received on or before the Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. If we do not hear from you by the end of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term, we will reallocate your Segment Ending Value into a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">new Indexed Segment with the same Crediting Method, Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term, Index and Protection Method if available. A new rate will apply </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">based on the Indexed Segment you select, subject to the guaranteed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">minimum rates. If the same type of Indexed Segment is not </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">available your Segment Ending Value will be moved to the 1-Year </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Price Return Index with Performance Cap and 10% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Level and will not be eligible for reallocation into another </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Crediting Method you select may limit positive (upside) Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">returns. This may result in you earning less than the Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A Reset Rate may limit positive Index return if you choose to lock </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is 12%, and the Reset Rate is a 2% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance Cap, we will credit 2% in interest at the end of the end </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">While an Indexed Account with Dual Performance Trigger Rate or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Dual Plus may provide for a positive Performance Rate even in the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">event of negative Index performance, there is no guarantee of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment gain. Negative Index performance may result in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">significant loss. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Lincoln New York. Any obligations, guarantees, or benefits of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Contract are subject to our claims-paying ability. If we experience </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial distress, we may not be able to meet our obligations to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">you. More information about Lincoln New York, including our </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial strength ratings, is available upon request by calling 1-877-</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">737-6872 or visiting www.LincolnFinancial.com.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index’s returns do not include any dividends or other </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">distributions declared by the companies included in the Index and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will cause the Index to underperform a direct investment in the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">companies included in the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You cannot reallocate from an Indexed Account to another Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Account except on an Indexed Anniversary. If you reallocate from an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account on an Indexed Anniversary that is not the End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term, any such reallocation will be based on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value of the Indexed Account (or the value locked-in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">through previous exercise of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">All Indexed Segments must begin on the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">All future Indexed Terms must begin on the same Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. This means that after the initial Indexed Segment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">is created you can only make reallocations of Contract Value to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Accounts one time a year. If you have more than one 6-Year </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term Indexed Segment in effect at any time, Indexed Terms of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">same Indexed Term length must have the same Start Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We determine and provide the available Indexed Accounts and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">applicable rates for the Crediting Methods of each Indexed Segment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">at least 5 business days in advance of the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">We may not offer new Indexed Segments for the Indexed Accounts </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">or we may change the features of an Indexed Account from one </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term to the next, including the Index and current limits on </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Index gains and losses (subject to any minimum guarantees). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Therefore, an Indexed Account may not be available for you to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">reallocate your Contract Value on an Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We have the right to substitute an alternative Index prior to the End </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Date of an Indexed Term if an Index is discontinued; we are engaged </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a contractual dispute with the Index provider; we determine that </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">our use of an Index should be discontinued because, for example, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">changes to the Index make it impractical or expensive to purchase </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities or derivatives to hedge the Index; there is a substantial </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">change in the calculation of an Index, resulting in significantly </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">different values and performance; or for a legal reason we cannot </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">offer the Index. If we substitute an Index for an existing Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment, we will not change the Crediting Method or Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Method for the Indexed Term. We will attempt to choose a new </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Index that has a similar investment objective and risk profile to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">existing Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals will reduce the Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Contract will terminate when any Death Benefit is paid due to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the death of the Annuitant. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Consult with a tax professional to determine the tax implications of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">an investment in and payments received under this Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you purchase the Contract through a tax-qualified plan or IRA, you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">do not get any additional tax benefit under the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Earnings on your Contract may be taxed at ordinary income tax </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">rates when you withdraw them, and you may have to pay a penalty </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">if you take a withdrawal before age 59½.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Your registered representative may receive compensation for selling </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">this Contract to you, both in the form of commissions and because </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">we may share the revenue it earns with the professional’s firm. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">(Your investment professional may be your broker-dealer, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment adviser, insurance agent, or someone else.)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This potential conflict of interest may influence your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">professional to recommend this Contract over another investment.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you already own a contract, some investment professionals may </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">have a financial incentive to offer you a new contract in place of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">one you currently own. You should only exchange your existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">contract if you determine, after comparing the features, fees, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">risks of both contracts, that it is better for you to purchase the new </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">contract rather than continue to own your existing contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Fee Tables</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables describe the fees, expenses, and adjustments that you will pay when buying, owning, and surrendering or making withdrawals from an Indexed Account. Please refer to your Contract Specifications page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from an Indexed Account. State premium taxes may also be deducted. Currently there is no premium tax levied for New York residents. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:auto;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Surrender charge (as a percentage of Purchase Payments surrendered/withdrawn):</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.00</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The surrender charge percentage is reduced over a 6-year period at the following rates: 7%, 7%, 6%, 5%, 4%, 3%. We may reduce or waive this charge in certain </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">situations. See Charges and Adjustments – Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of the Contract Value is removed from an Indexed Account or from the Contract before the expiration of a specified period. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ADJUSTMENTS</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:auto;"> <td style="vertical-align:Bottom;width:469.17pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contract Adjustment (Interim Value) Maximum Potential Loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of Contract Value at the start of an </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Indexed Term)</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:36.33pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals, surrender or terminate your Contract), reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a time when the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:auto;"> <td style="vertical-align:Bottom;width:484.67pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:10pt;">Surrender charge (as a percentage of Purchase Payments surrendered/withdrawn):</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></td> <td style="vertical-align:Bottom;width:38.83pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">7.00</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The surrender charge percentage is reduced over a 6-year period at the following rates: 7%, 7%, 6%, 5%, 4%, 3%. We may reduce or waive this charge in certain </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">situations. See Charges and Adjustments – Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;"> </span> 0.0700 <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The surrender charge percentage is reduced over a 6-year period at the following rates: 7%, 7%, 6%, 5%, 4%, 3%. We may reduce or waive this charge in certain </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">situations. See Charges and Adjustments – Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ADJUSTMENTS</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tr style="height:auto;"> <td style="vertical-align:Bottom;width:469.17pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contract Adjustment (Interim Value) Maximum Potential Loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of Contract Value at the start of an </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Indexed Term)</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:36.33pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals, surrender or terminate your Contract), reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a time when the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals, surrender or terminate your Contract), reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a time when the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Principal Risks of Investing in the Contract </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This section describes potential risks associated with the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is a risk of loss of your investment in the Indexed Segments since the performance tracks a market Index. You are responsible for all losses in excess of the Protection Method you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme circumstances, at the end of an Indexed Term, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 10% Protection Level or 10% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 15% Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 25% Protection Level. We do not guarantee that the Contract will always offer Indexed Accounts that will limit Index losses, which would mean risk of loss of the entire amount invested. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income also mean that the Contract is more beneficial to investors with a long-term horizon. You should carefully consider the risks associated with taking a withdrawal or surrendering the Contract. You may incur a surrender charge upon the surrender or withdrawal of Contract Value. See Charges and Adjustments – Surrender Charge. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value from an Indexed Account prior to the End Date of an Indexed Term it will be based on the Interim Value of the Indexed Account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your Contract Value in an Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Additionally, the withdrawal will cause an immediate reduction to your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions to your Indexed Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Indexed Segment Ending Value at the end of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Once your Indexed Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term. Contract Value must remain in an Indexed Segment until the end of the Indexed Term to be credited with all or partial interest unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">To determine the Interim Value, we apply a formula which is not the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be less than if you had held the Indexed Segment for the full Indexed Term. It also means that you could have a negative performance, even if the value of the Index has increased during the calculation period. All withdrawals (including surrender or termination of your Contract), reallocation of Contract Value from an Indexed Segment, annuitization of your Contract or payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date will be based on the Interim Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Indexed Account Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each available Index will expose you to risks associated with equity markets. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with the Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. The Indices used are “price return Indices”, not “total return Indices”, meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We may change the Index on a particular Indexed Account if the Index is discontinued or if we feel the Index is no longer appropriate. This change may occur in the middle of an Indexed Segment and this change may impact how your Indexed Segment performance and Interim Value are calculated. See the Discontinuance or Substitution of an Index section later in the prospectus for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive investment instructions from you by the end of an Indexed Term, we will invest your Segment Ending Value in a new Indexed Segment with the same Crediting Method, Indexed Term, Index, Protection Level, or Dual Rate, as applicable, if available. The Crediting Method for the new Indexed Segment could be less advantageous than the current Indexed Segment because the rate may be different. If the same type of Indexed Segment is not available your Segment Ending Value will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection Level. If your Contract Value has been invested in a new Segment and you wish to withdraw your investment, the Contract Value for that Segment will equal the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Investors in an Indexed Account have no rights in the linked Index. You will not have voting rights or rights to receive cash dividends or other rights that shareholders who invest in mutual funds based on these Indices would have.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional risks for specific Indices are as follows: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Crediting Methods and Protection Methods.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The available Indexed Accounts with applicable Crediting Methods and Protection Methods will vary over time. Before investing in a new Indexed Segment, you should determine exactly what </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Accounts, Protection Methods, and Crediting Methods are available to you. There is no guarantee that more than one Indexed Account will be available in the future. You risk the possibility that you would find declared caps and rates unacceptable (i.e. could be lower than what were available at the time your Contract was issued), so you should make sure the Segment(s) you select is appropriate for your investment goals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For Indexed Accounts without an Annual Lock, the indexed performance credited to or deducted from your Indexed Segment is determined on the last day of the Indexed Term. It is not affected by the price of the Index on any date in between the effective date of the Indexed Account and the End Date of the Indexed Term. Annual Lock accounts are not affected by Index prices between the Annual Lock anniversaries. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your receipt of funds invested in the Indexed Segments is based on the claims paying ability of Lincoln New York. You have no ownership rights in the underlying securities. The assets backing the Indexed Accounts are not segregated from other business of Lincoln New York.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right, within the law, to make certain changes to the structure and operation of the Indexed Accounts at our discretion and without your consent. We may add to or delete Indexed Accounts currently available. We do not guarantee that more than one Indexed Account option will always be available.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. If you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may incur a surrender charge upon the surrender or withdrawal of Contract Value. See Charges and Adjustments – Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock-in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Contract values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Accordingly, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. You should carefully consider the amount of your Purchase Payment when purchasing the Contract and whether to take a withdrawal under the Contract. The reduction of Contract Value as a result of a withdrawal, including any applicable surrender charges, may not be offset by gains as a result of positive performance of your investment selections.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You must obtain our approval for a Purchase Payment totaling $1 million or more. This amount takes into consideration the total Purchase Payments for all existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage 2 Income</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> contracts for the same owner, joint owner, or Annuitant. At the Company’s discretion, this amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates) for the same Contractowner, joint owner, and/or Annuitant. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is a risk of loss of your investment in the Indexed Segments since the performance tracks a market Index. You are responsible for all losses in excess of the Protection Method you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme circumstances, at the end of an Indexed Term, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 10% Protection Level or 10% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 15% Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 25% Protection Level. We do not guarantee that the Contract will always offer Indexed Accounts that will limit Index losses, which would mean risk of loss of the entire amount invested. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span> 0.90 0.90 0.85 0.85 0.80 0.75 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income also mean that the Contract is more beneficial to investors with a long-term horizon. You should carefully consider the risks associated with taking a withdrawal or surrendering the Contract. You may incur a surrender charge upon the surrender or withdrawal of Contract Value. See Charges and Adjustments – Surrender Charge. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value from an Indexed Account prior to the End Date of an Indexed Term it will be based on the Interim Value of the Indexed Account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your Contract Value in an Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Additionally, the withdrawal will cause an immediate reduction to your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions to your Indexed Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Indexed Segment Ending Value at the end of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Once your Indexed Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term. Contract Value must remain in an Indexed Segment until the end of the Indexed Term to be credited with all or partial interest unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">To determine the Interim Value, we apply a formula which is not the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be less than if you had held the Indexed Segment for the full Indexed Term. It also means that you could have a negative performance, even if the value of the Index has increased during the calculation period. All withdrawals (including surrender or termination of your Contract), reallocation of Contract Value from an Indexed Segment, annuitization of your Contract or payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date will be based on the Interim Value. </span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Indexed Account Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each available Index will expose you to risks associated with equity markets. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with the Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. The Indices used are “price return Indices”, not “total return Indices”, meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We may change the Index on a particular Indexed Account if the Index is discontinued or if we feel the Index is no longer appropriate. This change may occur in the middle of an Indexed Segment and this change may impact how your Indexed Segment performance and Interim Value are calculated. See the Discontinuance or Substitution of an Index section later in the prospectus for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive investment instructions from you by the end of an Indexed Term, we will invest your Segment Ending Value in a new Indexed Segment with the same Crediting Method, Indexed Term, Index, Protection Level, or Dual Rate, as applicable, if available. The Crediting Method for the new Indexed Segment could be less advantageous than the current Indexed Segment because the rate may be different. If the same type of Indexed Segment is not available your Segment Ending Value will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection Level. If your Contract Value has been invested in a new Segment and you wish to withdraw your investment, the Contract Value for that Segment will equal the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Investors in an Indexed Account have no rights in the linked Index. You will not have voting rights or rights to receive cash dividends or other rights that shareholders who invest in mutual funds based on these Indices would have.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional risks for specific Indices are as follows: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Crediting Methods and Protection Methods.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The available Indexed Accounts with applicable Crediting Methods and Protection Methods will vary over time. Before investing in a new Indexed Segment, you should determine exactly what </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Accounts, Protection Methods, and Crediting Methods are available to you. There is no guarantee that more than one Indexed Account will be available in the future. You risk the possibility that you would find declared caps and rates unacceptable (i.e. could be lower than what were available at the time your Contract was issued), so you should make sure the Segment(s) you select is appropriate for your investment goals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For Indexed Accounts without an Annual Lock, the indexed performance credited to or deducted from your Indexed Segment is determined on the last day of the Indexed Term. It is not affected by the price of the Index on any date in between the effective date of the Indexed Account and the End Date of the Indexed Term. Annual Lock accounts are not affected by Index prices between the Annual Lock anniversaries. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your receipt of funds invested in the Indexed Segments is based on the claims paying ability of Lincoln New York. You have no ownership rights in the underlying securities. The assets backing the Indexed Accounts are not segregated from other business of Lincoln New York.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right, within the law, to make certain changes to the structure and operation of the Indexed Accounts at our discretion and without your consent. We may add to or delete Indexed Accounts currently available. We do not guarantee that more than one Indexed Account option will always be available.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. If you take a withdrawal or surrender the Contract, any applicable surrender charges will reduce the value of your Contract or the amount of money that you ultimately receive. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may incur a surrender charge upon the surrender or withdrawal of Contract Value. See Charges and Adjustments – Surrender Charge.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock-in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Contract values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Accordingly, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. You should carefully consider the amount of your Purchase Payment when purchasing the Contract and whether to take a withdrawal under the Contract. The reduction of Contract Value as a result of a withdrawal, including any applicable surrender charges, may not be offset by gains as a result of positive performance of your investment selections.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You must obtain our approval for a Purchase Payment totaling $1 million or more. This amount takes into consideration the total Purchase Payments for all existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage 2 Income</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> contracts for the same owner, joint owner, or Annuitant. At the Company’s discretion, this amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates) for the same Contractowner, joint owner, and/or Annuitant. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Indexed Accounts</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contract offers several Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We will credit positive, negative or zero interest at the end of an Indexed Term based, in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">part, on the performance of an Index. This rate of return is the Performance Rate. An Indexed Account is defined by the Index tracked, the length of the Indexed Term, the Crediting Method and the Protection Level or Dual Rate, as applicable, it provides, and whether or not it includes an Annual Lock.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in an Indexed Account is not an investment in the Index or in any Index fund.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant portion of your investment in an Indexed Segment if the Index declines in value. You are responsible for all losses in excess of the Protection Level or Dual Rate you choose.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is also a risk of loss upon an early withdrawal. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will be based on Interim Value and will cause an immediate reduction in your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. You could lose a significant portion of your investment in an Indexed Segment if amounts are removed from the Indexed Segment prior to the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may allocate all or a portion of your Purchase Payment into one or more Indexed Accounts. The minimum allocation to an Indexed Account is $2,000; there is no maximum allocation limit. A new Indexed Segment is established upon an allocation to an Indexed Account. Each Indexed Segment may have its own:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Start Date</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Cap</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Trigger Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Performance Trigger Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Information regarding each Indexed Account, including 1) its name, 2) its type, 3) its Indexed Term, 4) its Crediting Method, 5) its Protection Method, and 6) its minimum limit on Index gain, is available in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indices. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account references a market index that determines the performance of its associated Indexed Segments. A market index is not a fund; it is unmanaged and is not available for direct investment. We currently offer Indexed Accounts based on the performance of the following securities indices:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (RTY). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index measures the performance of the 2,000 smallest companies in the Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index. It is considered representative of small capitalization stocks. The prices of small company stocks generally are more volatile than those of large company stocks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">(NQCAPSTNF). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is comprised of 50 stocks selected based on cash on hand, debt ratios and volatility. The Capital Strength Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> will be reduced by 0.65% to result in the Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> (FTUSLDRS).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> provides exposure to a selection of U.S. stocks, including companies with a history of paying and raising dividends and others more growth-oriented, representing the largest and most actively traded U.S. stocks in the internet industry. Specifically, the First Trust American Leadership Index provides exposure to U.S. companies driving growth and profitability through internet products and services. The level of the First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> incorporates an embedded 0.65% annual fee. The fee is not related to the annuity.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Index (NDX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index includes 100 of the largest domestic and international non-financial securities listed on the NASDAQ Stock Market based on market capitalization.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indices used are “price return Indices,” not “total return Indices,” meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. The Indices do not represent a direct investment in the Index. If an Index is discontinued or substantially changes (for example if an Index sponsor announces that it will make a material change in the formula for or the method of calculating the Index or in any other way materially modifies the Index), we reserve the right to select an alternative Index and we will notify the Contractowner of such changes. In selecting an alternative Index we will attempt to approximate the performance of the original investment in a commercially reasonable manner in light of relevant market circumstances at the time. Any substitution is subject to approval by the state insurance authorities where the Contract and rider were issued, if required by law. A change to the Index in the middle of a Segment may impact the calculation of the Performance Rate for the Segments. When we notify you of a change to the Index, we will also state how the change will impact your Performance Rate. Investments in new Segments are available on an Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The bar charts shown below provide each Index’s annual returns for the last 10 calendar years (or for the life of the Index if less than 10 years), as well as the Index returns after applying a hypothetical 5% Performance Cap and a hypothetical 10% Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The charts illustrate the variability of the returns from year to year and show how hypothetical limits on Index gains and losses may affect these returns. Past performance is not necessarily an indication of future performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The performance below is NOT the performance of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">any</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> specific Indexed Account. Your performance under the Contract will differ, perhaps significantly. The performance below may reflect a different return calculation, time period, and limit on Index gains and losses than the Indexed Account. </span><span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">This performance does not reflect any Contract Adjustment based on Interim Value or any </span></span><span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Contract fees and charges, including surrender charges, which may reduce performance.</span></span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We will credit positive, negative or zero interest at the end of an Indexed Term based, in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">part, on the performance of an Index. This rate of return is the Performance Rate. An Indexed Account is defined by the Index tracked, the length of the Indexed Term, the Crediting Method and the Protection Level or Dual Rate, as applicable, it provides, and whether or not it includes an Annual Lock.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in an Indexed Account is not an investment in the Index or in any Index fund.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant portion of your investment in an Indexed Segment if the Index declines in value. You are responsible for all losses in excess of the Protection Level or Dual Rate you choose.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will be based on Interim Value and will cause an immediate reduction in your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. You could lose a significant portion of your investment in an Indexed Segment if amounts are removed from the Indexed Segment prior to the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (RTY). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index measures the performance of the 2,000 smallest companies in the Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index. It is considered representative of small capitalization stocks. The prices of small company stocks generally are more volatile than those of large company stocks. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">(NQCAPSTNF). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is comprised of 50 stocks selected based on cash on hand, debt ratios and volatility. The Capital Strength Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> will be reduced by 0.65% to result in the Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> (FTUSLDRS).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> provides exposure to a selection of U.S. stocks, including companies with a history of paying and raising dividends and others more growth-oriented, representing the largest and most actively traded U.S. stocks in the internet industry. Specifically, the First Trust American Leadership Index provides exposure to U.S. companies driving growth and profitability through internet products and services. The level of the First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> incorporates an embedded 0.65% annual fee. The fee is not related to the annuity.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Index (NDX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index includes 100 of the largest domestic and international non-financial securities listed on the NASDAQ Stock Market based on market capitalization.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indices used are “price return Indices,” not “total return Indices,” meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. The Indices do not represent a direct investment in the Index. If an Index is discontinued or substantially changes (for example if an Index sponsor announces that it will make a material change in the formula for or the method of calculating the Index or in any other way materially modifies the Index), we reserve the right to select an alternative Index and we will notify the Contractowner of such changes. In selecting an alternative Index we will attempt to approximate the performance of the original investment in a commercially reasonable manner in light of relevant market circumstances at the time. Any substitution is subject to approval by the state insurance authorities where the Contract and rider were issued, if required by law. A change to the Index in the middle of a Segment may impact the calculation of the Performance Rate for the Segments. When we notify you of a change to the Index, we will also state how the change will impact your Performance Rate. Investments in new Segments are available on an Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">This performance does not reflect any Contract Adjustment based on Interim Value or any </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Contract fees and charges, including surrender charges, which may reduce performance.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals (including surrender or termination of your Contract), reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. For more information, see “Interim Value” later in this section. Lincoln reserves the right to make additional Indexed Account options available or to withdraw currently available Indexed Account options and change the features of an Indexed Account from one Indexed Term to the next, including the Index and the current limits on Index gains and losses, in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> For each Indexed Segment the daily value is determined as follows:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a. On the Start Date of the Indexed Segment, the value of the Indexed Segment equals the initial Indexed Crediting Base. The initial Indexed Crediting Base is the amount of Purchase Payment or Contract Value allocated to the Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">b. On each Valuation Date during the Indexed Term, the value of the Indexed Segment equals the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">c. On the last date of the Indexed Term, called the End Date, the value of the Indexed Segment equals the Segment Ending Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Term is the specified period of time over which an Index’s performance is measured, subject to applicable limits on Index gains and losses, to determine the amount of positive, negative or zero interest that will be credited to an Indexed Account at the end of the period. 1-Year and 6-Year Indexed Terms are available in this Contract. An Indexed Segment begins on the day your money is allocated to an Indexed Segment, called the Start Date. The yearly anniversary of the Start Date of the initial Indexed Segment is the Indexed Anniversary Date of your Contract. This is the Indexed Anniversary Date for the life of your Contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may choose to allocate your Purchase Payment to different Indexed Accounts, but all Indexed Segments must begin on the Indexed Anniversary Date. All future Indexed Terms must begin on the same Indexed Anniversary Date. This means you can only allocate to Indexed Accounts one time a year. For example, you may start a 6-Year Indexed Segment, and two years later, you can start a 1-Year Indexed Segment, as long as the 1-Year Indexed Segment begins on the Indexed Anniversary Date for your Contract. If you have more than one 6-Year Indexed Segment in effect at any time, Indexed Terms of the same term length must have the same Start Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Your Contract Value must remain in an Indexed Account until the end of the Indexed Term to be credited with all or partial interest and to avoid a possible Contract Adjustment based on Interim Value, in addition to potential surrender charges and tax consequences.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Crediting Methods and Protection Methods. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Different Crediting Methods and Protection Methods are available for your Indexed Account. Interest is credited for any performance earned or deducted for any loss only on the End Date of a Segment. The Crediting Method you select will limit positive (upside) Index returns credited on the End Date of a Segment and the Protection Method will limit the negative Index returns deducted on the End Date of a Segment. If the End Date is not a Valuation Date, then the amount will be credited or deducted on the next business day. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Caps, No Annual Locks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Performance Cap is the maximum Performance Rate that can be credited to the Indexed Segment for an Indexed Term for which it is declared. For example, if the Index return is 12% and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. The Performance Cap may vary depending on the Index, the Indexed Term length, and the Protection Level. Typically, Indexed Segments with greater Protection Levels have lower Performance Caps. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">other Contracts issued at different times. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Cap. The Performance Rate can be positive, negative or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Indexed Account has a Performance Cap and the percentage change of the Index Value from the Start Date to the End Date is positive and equal to or greater than the Performance Cap, then the Performance Rate equals the Performance Cap. If the percentage change is zero or positive and less than the Performance Cap, the Performance Rate equals the percentage change of the Index Value. If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value (described later in the Interim Value section). Withdrawals include any applicable surrender charge, premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> section below for additional information. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Cap. The Performance Rate can be positive, negative or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Indexed Account has a Performance Cap and the percentage change of the Index Value from the Start Date to the End Date is positive and equal to or greater than the Performance Cap, then the Performance Rate equals the Performance Cap. If the percentage change is zero or positive and less than the Performance Cap, the Performance Rate equals the percentage change of the Index Value. If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value (described later in the Interim Value section). Withdrawals include any applicable surrender charge, premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Caps with Annual Locks</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. For an Indexed Segment with Annual Locks, the Performance Rate will be calculated in the same manner as without Annual Locks (see discussion above), except it will be calculated on each Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Anniversary Date. The performance will NOT be credited to or deducted from the Indexed Segment, however, until the End Date of the Indexed Term (at the end of the 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> year). The amount of the performance credited or deducted from the Indexed Segment on the End Date equals the sum of the annual performance amounts on each Indexed Anniversary Date, adjusted for any withdrawals, transfers, or annuitization. On the first Indexed Anniversary Date, the performance equals the Performance Rate change multiplied by the Indexed Crediting Base. This performance amount is added to or deducted from the Indexed Crediting Base. This adjusted Indexed Crediting Base becomes the Indexed Crediting Base for the next one-year period. On each Indexed Anniversary Date thereafter, the return for the year is credited to or deducted from the Indexed Crediting Base and the adjusted Indexed Crediting Base carries over to the next one-year period. As a result, a loss you incur in one year will reduce the amount invested for the next year. In a continuing down market, you could lose in excess of the applicable Protection Level. For example, if the Protection Level is 10%, in a continuing down market, you could lose more than 90% of your investment. On the other hand, a gain you incur in one year will increase the Indexed Crediting Base for the next year, upon which future gains (if any) will be calculated. The Segment Ending Value will equal the value of the Indexed Crediting Base on the End Date (after the adjustment for performance on the last Indexed Anniversary Date).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Segments on the Indexed Anniversary Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. In addition to the Indexed Crediting Base adjustment for performance, withdrawals and transfers reduce the Indexed Crediting Base in the same proportion that withdrawals and transfers reduce the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated in this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 6-Year with Annual Locks with a 10% annual Performance Cap and 10% Protection Level</span> <br/> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Allocation to Indexed Segment = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base at Beginning of Term = $100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Segment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Index %</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Change</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Rate (adjusted for</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Cap or Protection</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Level)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Amount</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adjusted Indexed</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Crediting Base/</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Value</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2027</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$7,000</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$107,000</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2028</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$10,700</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$117,700</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2029</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-3%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-$3,531</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2030</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">0%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$0</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2031</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$5,708</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$119,877</span></div></div></td></tr> <tr style="height:15.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2032</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+17%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$11,988</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$131,865</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: The Segment Ending Value is $131,865. The $31,865 (the sum of the values on each Index Anniversary) is not credited to your Contract Value until the end of the 6-year Indexed Term. Until the end of the Indexed Term, with an Annual Lock account, the Interim Value calculation applies. The anniversary amounts are not available to you and are used only for calculation purposes as the Indexed Crediting Base for the next year.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, Performance Caps on subsequent 6-year Indexed Terms with Annual Locks may be higher or lower than the initial Performance Cap. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 6-Year with Annual Locks with a 10% annual Performance Cap and 10% Protection Level</span> <br/> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Allocation to Indexed Segment = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base at Beginning of Term = $100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Segment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Index %</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Change</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Rate (adjusted for</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Cap or Protection</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Level)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Amount</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adjusted Indexed</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Crediting Base/</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Value</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2027</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$7,000</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$107,000</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2028</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$10,700</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$117,700</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2029</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-3%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-$3,531</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2030</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">0%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$0</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2031</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$5,708</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$119,877</span></div></div></td></tr> <tr style="height:15.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2032</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+17%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$11,988</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$131,865</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: The Segment Ending Value is $131,865. The $31,865 (the sum of the values on each Index Anniversary) is not credited to your Contract Value until the end of the 6-year Indexed Term. Until the end of the Indexed Term, with an Annual Lock account, the Interim Value calculation applies. The anniversary amounts are not available to you and are used only for calculation purposes as the Indexed Crediting Base for the next year.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Trigger Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Trigger Rate is a rate of return for an Indexed Segment that we declare at the beginning of the Indexed Term that is used to determine the Segment Ending Value if the Index return for the Indexed Term is zero or positive. For example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Trigger Rate may vary depending on the Index, the Indexed Term length, and the Protection Level you select. Typically, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. The Performance Trigger Rate will not change during the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is elected. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Trigger Rate applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Trigger Rate for each subsequent Indexed Term. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Trigger Rate be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Trigger Rates can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Trigger Rate. The Performance Rate can be positive, negative, or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. If the percentage change of the Index Value is greater than or equal to zero on the End Date, the Performance Rate is equal to the Performance Trigger Rate. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value. Withdrawals include any applicable surrender charge, premium tax or rider fees and charges. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The example assumes no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Trigger Rates may be higher or lower than the initial Performance Trigger Rate. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The example assumes no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Trigger Rates may be higher or lower than the initial Performance Trigger Rate. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Dual Performance Trigger Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Dual Performance Trigger Rate is a rate of return for an Indexed Segment that we declare at the beginning of the Indexed Term. It is used, in part, to determine the Segment Ending Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Dual Performance Trigger Rate may vary depending on the Index, the Indexed Term, and the Protection Level you select. Typically, Indexed Segments with greater Protection Levels have lower Dual Performance Trigger Rates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Dual Performance Trigger Rate applies to the initial Indexed Term. The Company will declare, at its discretion, a Dual Performance Trigger Rate for each subsequent Indexed Term, if any. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Dual Performance Trigger Rate be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Dual Performance Trigger Rates can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and the Dual Performance Trigger Rate. The Performance Rate can be positive, negative, or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, with the difference then divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the percentage change of the Index Value is greater than or equal to zero on the End Date, the Performance Rate is equal to the Dual Performance Trigger Rate. For example, if the Index return is 12%, and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%. If the percentage change in the Index Value is less than zero but within the Protection Level, the Performance Rate is equal to the Dual Performance Trigger Rate. For example, if the Index return is -5%, the Protection Level is 10% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%. If the percentage change in the Index Value is negative and beyond Protection Level, the Performance Rate is the percentage change in the Index Value, plus the Dual Performance Trigger Rate, plus the Protection Level. The Performance Rate could be negative. For example, if the Index return is -20%, the Protection Level is 10% and the Dual Performance Trigger Rate is 8%, we will deduct 2% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will decrease by 2%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount that you have allocated to the Indexed Segment, less any transfers or withdrawals during the Indexed Term deducted proportionately by the amount that the transfers or withdrawals reduced the Interim Value. Withdrawals include any applicable surrender charge, premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment will be reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming an initial Dual Performance Trigger Rate of 6% and a Protection Level of 10%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Dual Performance Trigger Rates may be higher or lower than the initial Dual Performance Trigger Rate. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new contracts or for other contracts issued at different times. The Company will determine new Dual Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming an initial Dual Performance Trigger Rate of 6% and a Protection Level of 10%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Dual Performance Trigger Rates may be higher or lower than the initial Dual Performance Trigger Rate. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new contracts or for other contracts issued at different times. The Company will determine new Dual Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Dual Plus.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Dual Plus Indexed Accounts offer a Dual Rate and Performance Cap for an Indexed Segment that we declare at the beginning of the Indexed Term that are both used in determining the Segment Ending Value. The Performance Cap is the maximum Performance Rate that can be credited to the Indexed Segment for an Indexed Term for which it is declared. For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%. The Performance Cap may vary depending on the Index and the Indexed Term length. The Performance Cap will not change during the Indexed Term. The Dual Rate will not vary depending on the Index or the Indexed Term length and will not change from one Indexed Term to the next. Typically, Indexed Segments with Dual Rates have higher Performance Caps. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate equals (1) the Dual Rate if the percentage change of the Index Value from the Start Date to the End Date for an Indexed Term is zero, or is positive and equal to or less than the Dual Rate; or (2) the percentage change up to the Performance Cap if the percentage change is higher than the Dual Rate; or (3) the Performance Cap if the percentage change is higher than the Performance Cap; or (4) the percentage the Index has decreased plus the Dual Rate, if the Index Value at the end of the Indexed Term is less than the Index Value at the beginning of the Indexed Term. If the Performance Rate is negative, the value of your Indexed Segment is reduced.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment, is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value as set forth below. The Indexed Crediting Base is the amount that you have allocated to the Indexed Segment, less any transfers or withdrawals during the Indexed Term deducted proportionately by the amount that the transfer or withdrawal reduced the Interim Value. Withdrawals include any applicable surrender charge, premium tax, or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Dual Rate and Performance Cap Rate. The percentage change is calculated by subtracting the Index Value as of the beginning of the Indexed Term from the Index Value at the end of the Indexed Term. The difference is then divided by the Index Value as of the beginning of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Segment Ending Value on the End Date is equal to the sum of A plus (A multiplied by B) where:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A = the Indexed Crediting Base on the End Date and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">B = the Performance Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate and Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming a Dual Rate of 15% and an initial Performance Cap of 75%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Segment Ending Value on the End Date is equal to the sum of A plus (A multiplied by B) where:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A = the Indexed Crediting Base on the End Date and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">B = the Performance Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate and Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming a Dual Rate of 15% and an initial Performance Cap of 75%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protection Methods</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. For Indexed Accounts with a Protection Level, the Protection Level is the portion of any negative Index performance that will not impact your Contract Value if you remain invested until the End Date of the Indexed Segment. For example, if the Index return is -15% and you have a 10% Protection Level, your Contract Value will not be impacted by the first 10% of negative Index performance and we will deduct 5% at the end of the Indexed Term. Your Contract Value will not be impacted up to the amount of the Protection Level you elect, and, after that, you will be impacted for the remaining portion of the loss. This loss will reduce the amount of your investment (principal) in the Indexed Segments. The Contract offers Indexed Accounts with Protection Levels that protect you against losses of 10% to 25%. If you choose an Indexed Account with Performance Cap or Performance Trigger Rate and a 10% Protection Level, your Contract Value will not be impacted by the first 10% of negative Index performance if you stay invested until the End Date of the Segment. Any remaining negative percentage will be absorbed by you. If an Indexed Account with Annual Locks is selected, the Protection Level is the percentage of the Index loss that will not impact your Indexed Crediting Base each year during the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Level is not available on Dual Plus Indexed Accounts, but the Dual Rate itself may provide some protection from Index loss, as discussed below.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following examples illustrate how we calculate and credit interest assuming hypothetical Index returns and hypothetical lim</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">its on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 1-Year Indexed Account with a 10% Protection Level</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at beginning of term = 1,569</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment End Date = 1/8/2027</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at End Date = 1,333</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value percentage change = -15% ((1,333 – 1,569) / 1569)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Segment Ending Value = $95,000 ($100,000 - $5,000)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Because your Contract Value is not impacted by the first 10% of the loss, you only experience a 5% loss (-15% Index Value per</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">centage change + 10% Protection Level = 5% loss) or $100,000 * 5.00% = $5,000.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following year assuming you chose a new 1-Year Segment with a 10% Protection Level:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">(The Indexed Segment Ending Value is used to establish the Indexed Crediting Base for the new Indexed Segment.)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2027</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base = $95,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment End Date = 1/8/2028</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at End Date = 1,298</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value percentage change = -3% ((1,298 – 1,333)/1,333)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Segment Ending Value = $95,000 ($95,000 - $0)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Because your Contract Value is not impacted by the first 10% of the loss, you experience no loss of Contract Value for this Segment because the Index Value percentage change was less than the 10% Protection Level.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For the Dual Performance Trigger Indexed Accounts, the Protection Level is used to determine the Performance Rate on the End Date of the Segment when there is negative Index performance. If the percentage change in the Index Value is negative but within the Protection Level, the Performance Rate is equal to the Dual Performance Trigger Rate. However, if the percentage change in the Index Value has decreased by a greater percentage than the Protection Level then the amount of your investment in the Indexed Segment may be reduced. The Performance Rate would equal the percentage change in the Index Value, plus the Dual Performance Trigger Rate, plus the Protection Level. The amount of loss or gain is dependent on the percentage change in the Index Value, the Dual Performance Trigger Rate and the Protection Level on the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rate(s) based on the percentage change in the Index Value using a 6% Dual Performance Trigger Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Plus accounts do not include a Protection Level, but the Dual Rate itself may provide some protection. If Index performance is down, your Performance Rate equals the Index performance plus the Dual Rate which may result in either a negative or positive return. For example, if the Index return is -10% and you have a Dual Rate of 15%, we will credit 5% in interest at the end of the Indexed Term. If the Index return is -20% and you have a Dual Rate of 15%, we will deduct 5% in interest at the end of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rate(s) based on the percentage change in the Index Value and using a Dual Rate of 15%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Crediting Method Considerations. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates for each new Indexed Segment at our discretion, subject to the guaranteed minimums. We consider a number of factors when declaring Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates. Generally, we seek to manage our risk associated with our obligations, in part, by trading call and put options and other derivative instruments on the available Indices. The costs of these instruments impact the rates we declare, and those costs can be impacted by the market conditions and forces. We also consider sales commissions, administrative expenses, regulatory and tax requirements, general economic trends and competitive factors. You bear the risk that we may declare lower Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">future Indexed Segments, and that such rates could be as low as the guaranteed minimum for that Indexed Account. Rates offered for new Indexed Segments may be different from those offered to new investors or offered to you at Contract issuance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should choose a Crediting Method that is consistent with your risk tolerance and investment objectives. Generally, assuming the same Index and Indexed Term length, an Indexed Account that provides less potential for Index gains will tend to have more protection from Index losses. Conversely, assuming the same Index and Indexed Term length, an Indexed Account that provides more potential for Index gains will generally tend to have less protection from Index losses. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Performance Cap, and there is positive Index performance, the Performance Rate we apply on the Indexed Segment End Date could be less than the actual Index performance. If the actual Index performance is greater than the Performance Cap, your Performance Rate will be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Performance Trigger Rate, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date, could be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with an Annual Lock, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date could be lower, possibly significantly lower, than the actual Index return.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Dual Performance Trigger Rate, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date could be lower, possibly significantly lower, than the actual Index return.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Dual Rate and Performance Cap, and there is positive Index performance, the Performance Rate we apply on the Indexed Segment End Date could be less than the actual Index performance. If the actual Index performance is greater than the Performance Cap, your Performance Rate will be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protection Method Considerations. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We set the limit on Index losses for each Indexed Account at our sole discretion. We consider various factors in determining the limit on Index losses, including the cost of our risk management techniques, sales commissions, administrative expenses, regulatory and tax requirements, general economic trends and competitive factors. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should choose a level of protection that is consistent with your risk tolerance and investment objectives. Generally, assuming the same Index and Indexed Term, an Indexed Account that provides more protection from Index losses will tend to have less potential for Index gains. Conversely, assuming the same Index and Indexed Term, an Indexed Account that provides less protection from Index losses will generally tend to have more potential for Index gains. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Performance Cap (with the exclusion of Dual Plus), or Performance Trigger Rate, if there is negative Index performance, we absorb the first portion of the negative performance up to the stated percentage and you bear the risk of loss after your chosen Protection Level, including the loss of any previously credited amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Dual Performance Trigger Rate, if there is negative Index performance, we absorb the first portion of the negative Index performance up to the stated percentage of the Protection Level. If there is negative Index performance beyond the Protection Level, we continue to absorb the portion of the negative Index performance up to the stated percentage of the Dual Performance Trigger Rate. For example, if the Dual Performance Trigger Rate is 5%, we would absorb the first 5% of loss beyond the Protection Level. You bear the risk of loss thereafter, including the loss of any previously credited amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Dual Rate, if the Index performance is negative, your Performance Rate equals the Index performance plus the Dual Rate, which may result in either a negative or positive return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Reallocation. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You will be notified 25 days prior to each Indexed Anniversary Date regarding the timing of investing in new Indexed Segments. The available Indexed Accounts and applicable Crediting Methods and Protection Methods will be provided at least 5 business days in advance of the Indexed Anniversary Date on your online account or by calling 1-877-737-6872. To view the available Indexed Segments and the applicable rates, log in to your account at www.LincolnFinancial.com and select Account Reallocation under Account Management. Current rates can also be found at www.lfg.com/llarates and are incorporated into this prospectus by reference. If your existing Indexed Segment is at the end of the Indexed Term, you may reallocate the Segment Ending Value to any available Indexed Account. If your existing Indexed Segment is at an Indexed Anniversary during the Indexed Term, you may reallocate the Interim Value to any available Indexed Account. A reallocation request must be received on or before the Indexed Anniversary Date or Indexed Term End Date, as applicable. We will hold reallocation instructions for up to 25 calendar days prior to the Indexed Anniversary Date. The reallocation will take place on the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive a reallocation notice from you, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all Indexed Segments that are ending will invest into a new Indexed Segment with the same term, Index, and Protection Method as the Indexed Segment in which they were previously invested and with the Crediting Method rate applicable to a new Indexed Term. If the same type of Indexed Segment is no longer available, the funds will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection, and will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The following chart outlines possible reallocations among Indexed Accounts at the end of an Indexed Term or as described </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. Indexed Terms of the same term length must have the same Start Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:20.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:312.2pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Reallocating To</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:215.80pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Reallocating From</span></div></div></td></tr> <tr style="height:18pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:107.65pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1-Year Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:108.15pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">6-Year Term</span></div></div></td></tr> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:312.2pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1-Year Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:107.65pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed on any</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:108.15pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed on any</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td></tr> <tr style="height:27pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:312.2pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">6-Year Term</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:107.65pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed only on every 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">th</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:108.15pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed only on every 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">th</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive a reallocation notice from you, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all Indexed Segments that are ending will invest into a new Indexed Segment with the same term, Index, and Protection Method as the Indexed Segment in which they were previously invested and with the Crediting Method rate applicable to a new Indexed Term. If the same type of Indexed Segment is no longer available, the funds will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection, and will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Interim Value is a daily value we calculate to provide you with a value of your Indexed Segment after the Start Date and before the End Date of an Indexed Term. The Contract Value for an Indexed Segment is equal to the Interim Value on each Valuation Date except the End Date. The Interim Value is used to calculate amounts available for withdrawal, surrender (including any applicable surrender charge, premium tax or rider fees and charges), reallocation, annuitization or payment of a death claim for each day during an Indexed Term other than the End Date. The Interim Value also is used to determine how much the Indexed Crediting Base will be reduced after a withdrawal. See Surrenders and Withdrawals. Once you reach the End Date of the Indexed Term, there is no Interim Value, and the actual performance will be credited to or deducted from your Indexed Segment based on the Performance Rate associated with the Crediting Methods you have chosen. The Interim Value calculation will vary depending on the Indexed Account selected and whether </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> has been elected.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The specifics of the Interim Value calculation are located in the Statement of Additional Information. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions a negative Contract Adjustment based on Interim Value could result in a loss of up to 100% of your Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Such loss can occur even if an Index has increased in value. This means your Interim Value could reflect negative performance, even if the Index Value has increased. Once your Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Refer to the Surrender and Withdrawal section for information about the Interim Value and how surrenders or withdrawals are calculated.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">On any Valuation Date, excluding an Indexed Anniversary Date, one time each year between an Indexed Term Start Date and Indexed Term End Date, you may request to lock the Interim Value of any unlocked Indexed Segments (“</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">”). You can obtain the current Interim Value by calling 1-877-737-6872 or by logging into your account at www.LincolnFinancial.com. This value fluctuates daily and is calculated at the end of each business day and may be more or less than the value quoted earlier. The Interim Value as calculated as of the close of that Valuation Date will be locked in and once enacted, each singular lock-in is irrevocable. Once locked, the Indexed Segment’s Interim Value will not change until the next Indexed Anniversary Date (except any withdrawal made once the Interim Value is locked will reduce the locked value by the dollar amount of the withdrawal). If you request a lock-in when the Interim Value is below your Crediting Base, Protection Levels do not apply and you assume all loss of Indexed Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you have elected to lock-in and the value of the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, Interim Values that have been locked do not earn any interest while locked. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available for Annual Lock or Dual Plus Indexed Accounts. If you request a lock-in of the Interim Value, you are not locking the actual Index performance, since the Interim Value is not based on the value of the Index but the fair market value of the portfolio of investment instruments supporting the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A request to lock the Interim Value may be made before 4:00 p.m. Eastern Standard Time (i.e. before market close) on any Valuation Date (in order to be processed that Valuation Day), one time between each Contract Year, prior to the Indexed Segment End Date; however, a lock cannot be processed on an Indexed Anniversary Date. You will not know the locked Interim Value until the next Valuation Date. Any request made after 4:00 p.m. Eastern Standard Time (i.e. after market close) or on a day other than a Valuation Date will take effect as of the market close on the following Valuation Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose to lock the Interim Value of a 1-Year Term Indexed Segment, you will remain in that Indexed Segment and the locked in Interim Value will not change (unless a withdrawal is taken), and no fixed interest will be credited from the date of the lock-in to the Term End Date. If you choose to lock the Interim Value of a 6-Year Term Indexed Segment, you will remain in that Indexed Segment and the locked in Interim Value will not change (unless a withdrawal is taken), and no fixed interest will be credited from the date of the lock-in to the Reset Date. On the next Indexed Anniversary Date</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">(if this is not the End Date of the Segment), we will reset the crediting rate for that Indexed Segment, and reset the beginning Index Value and the Segment’s Crediting Base to its locked Interim Value (reduced by the dollar amount of any applicable withdrawals, surrender charges, taxes, rider fees and charges), and the Interim Value will begin calculating daily again. These reset values are used in calculating the Segment Ending Value on the End Date of the Indexed Term unless another lock-in is requested, in which case a new crediting rate, beginning Index Value, and Crediting Base would be established following that lock-in. The Protection Level percentage associated with the Segment will not change. If the Indexed Anniversary Date after the lock-in is the End Date, then the Segment Ending Value equals the Interim Value (reduced by the dollar amount of any applicable withdrawals, surrender charges, taxes, riders fees and charges). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, the Reset Rate may limit a positive Index return if you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. We will reset the Indexed Segment Performance Cap rate, Performance Trigger Rate, or Dual Performance Trigger Rate for the remainder of the Indexed Term following the lock, and these Reset Rates may be lower than the original rates. For example, if the Performance Cap is 4% and you choose to lock in the Interim Value, then on the next Indexed Anniversary date, we could reset the Performance Cap for the remaining Indexed Term to 2%. If the Index return at the end of the Indexed Term is 12%, we will credit 2% in the interest on the End Date of the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Please note:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Once your Interim Value is locked in, we will automatically reset your crediting rate on the next Indexed Anniversary Date unless you have elected to reallocate to another available Indexed Account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Reset Rate will be available online (or by phone) 10 days prior to the Indexed Anniversary date. The minimum Reset Rate is 3.50%. Current Reset Rates can be found at www.lfg.com/RILAresetrates and are incorporated into this prospectus by references. Additionally, to view rates for the available Indexed Accounts, log in to your account at www.LincolnFinancial.com and select </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> under Account Management. You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year during an Indexed Term and is irrevocable. Your locked-in value at the end of the Indexed Term could be less than if you chose not to lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all losses of Indexed Account Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">It is possible to utilize the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> feature and lock-in when the Interim Value is down. Careful consideration must be given before choosing to do this since you would be locking in the full decline in the Interim Value without the benefit of the Protection Level. While potential continued losses in the Interim Value would cease until the next Indexed Anniversary Date, the existing losses would be realized with no guarantee that the Segment would experience any future gains to offset this loss. Below are examples of locking in an Interim Value higher than the Crediting Base and lower than the Crediting Base.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Locking in an Interim Value Higher than the Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1/1/2026 Crediting Base is $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 Interim Value is $120,000 </span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 The Contractowner decides to lock-in the $120,000 Interim Value</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5/1/2030 Crediting Base is reset to $120,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Locking in an Interim Value Lower than the Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1/1/2026 Crediting Base is $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 Interim Value is $90,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 The Contractowner decides to lock-in the $90,000 Interim Value</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5/1/2030 Crediting Base is reset to $90,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in, and the Reset Rate may be significantly lower than the rate prior to the lock-in. As less time remains in your Indexed Term, you should expect the Reset Rate to be </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">lower, possibly much lower. For example, assuming a 6-year term with a Performance Cap of 300%, if you choose to lock-in three months before the end of the Indexed Term, your rate is based on only two remaining months. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Discontinuation or Substitution of an Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We have the right to discontinue or substitute an existing Index for a comparable Index prior to the Indexed Segment End Date for reasons, such as, but not limited to:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An Index is discontinued;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We are engaged in a contractual dispute with the Index provider;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine that our use of an Index should be discontinued because, for example, changes to the Index make it impractical or expensive to purchase securities or derivatives to hedge the Index; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a substantial change in the calculation of an Index, resulting in significantly different values and performance; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A legal reason we cannot offer the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Although we will attempt to choose a new Index that has a similar investment objective and risk profile to the existing Index, there is risk that the performance of the new Index may not be as good as the performance of the existing Index. As a result, funds allocated to the substituted Index may earn a return that is lower than the return they would have earned if the Index were not substituted. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">substitute an Index, we will notify you at least 30 days in advance of the substitution.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We would attempt to choose a new Index that has a similar investment objective and risk profile to the original Index. The selection criteria for a suitable alternative Index includes, but is not limited to, the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a sufficiently large market in exchange traded and/or over-the-counter options, futures and similar derivative instruments based on the Index to allow the company to hedge crediting rates; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is recognized as a broad-based Index for the relevant market; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We can offer the same Crediting Method or Protection Method on the substitute Index; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The publisher of the Index permits the use of the Index in the Contract and other materials for a reasonable fee.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we substitute an Index during an Indexed Term, we will combine the return of the replaced Index from the Indexed Start Date to the substitution date with the return of the new Index from the substitution date to the end of the Indexed Term. The Indexed Term, and all applicable rates for the affected Indexed Segment, including the Crediting Method or Protection Method will not change due to the substitution of an Index during the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Index is discontinued and a similar Index cannot be found or if we cannot offer the same Crediting Method or Protection Method, the Indexed Segment will end and the Interim Value on the Valuation Date the Index is discontinued will be used. Lincoln will move the funds into another available Indexed Segment of our choosing, and the funds will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We have the right to discontinue or substitute an existing Index for a comparable Index prior to the Indexed Segment End Date for reasons, such as, but not limited to:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An Index is discontinued;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We are engaged in a contractual dispute with the Index provider;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine that our use of an Index should be discontinued because, for example, changes to the Index make it impractical or expensive to purchase securities or derivatives to hedge the Index; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a substantial change in the calculation of an Index, resulting in significantly different values and performance; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A legal reason we cannot offer the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">substitute an Index, we will notify you at least 30 days in advance of the substitution.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We would attempt to choose a new Index that has a similar investment objective and risk profile to the original Index. The selection criteria for a suitable alternative Index includes, but is not limited to, the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a sufficiently large market in exchange traded and/or over-the-counter options, futures and similar derivative instruments based on the Index to allow the company to hedge crediting rates; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is recognized as a broad-based Index for the relevant market; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We can offer the same Crediting Method or Protection Method on the substitute Index; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The publisher of the Index permits the use of the Index in the Contract and other materials for a reasonable fee.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we substitute an Index during an Indexed Term, we will combine the return of the replaced Index from the Indexed Start Date to the substitution date with the return of the new Index from the substitution date to the end of the Indexed Term. The Indexed Term, and all applicable rates for the affected Indexed Segment, including the Crediting Method or Protection Method will not change due to the substitution of an Index during the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Index is discontinued and a similar Index cannot be found or if we cannot offer the same Crediting Method or Protection Method, the Indexed Segment will end and the Interim Value on the Valuation Date the Index is discontinued will be used. Lincoln will move the funds into another available Indexed Segment of our choosing, and the funds will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Contract Adjustments </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a death benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">% of your Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method as well as Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The use of Interim Values transfers risk from us to you to protect us from losses on our investments supporting the Indexed Crediting Rate strategies if amounts are removed prematurely.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For more information about the Interim Value, including examples illustrating the operation of the Interim Values, please see the Statement of Additional Information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Once your Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a death benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">% of your Contract Value.</span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method as well as Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The use of Interim Values transfers risk from us to you to protect us from losses on our investments supporting the Indexed Crediting Rate strategies if amounts are removed prematurely.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For more information about the Interim Value, including examples illustrating the operation of the Interim Values, please see the Statement of Additional Information.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Once your Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Benefits Available Under the Contract</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables summarize information about the benefits available under the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> A detailed description of each benefit follows the table. </span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals under AWS are subject to </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">applicable surrender charges. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals under AWS are subject to </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">applicable surrender charges. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> 0 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals could significantly reduce </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span> 0 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals under AWS are subject to </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">applicable surrender charges. </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Death Benefit</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The chart below provides a brief overview of how the Death Benefit proceeds will be distributed if death occurs prior to the Annuity Commencement Date. Refer to your Contract for the specific provisions applicable upon death.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:67.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">upon death of:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:152.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Death Benefit proceeds pass to:</span></div></div></td></tr> <tr style="height:19pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is a surviving joint owner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Joint owner</span></div></div></td></tr> <tr style="height:19pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Beneficiary predeceases the </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner's estate</span></div></div></td></tr> <tr style="height:75pt;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no contingent Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The youngest Contractowner </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">becomes the contingent Annuitant </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Contract continues. The </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner may waive* this </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continuation and receive the Death </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Benefit proceeds.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:67.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">upon death of:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:152.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Death Benefit proceeds pass to:</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The contingent Annuitant is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contingent Annuitant becomes the </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant and the Contract </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continues</span></div></div></td></tr> <tr style="height:27pt;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant**</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is a trust or </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">other non-natural person</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">No contingent Annuitant allowed </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with non-natural Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">*</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Notification from the Contractowner to receive the Death Benefit proceeds must be received within 75 days of the death of the Annuitant.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">**</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Death of Annuitant is treated like death of the Contractowner.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Contractowner (or a joint owner) or Annuitant dies prior to the Annuity Commencement Date, a Death Benefit may be payable. This Death Benefit terminates on the Annuity Commencement Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should consider the following provisions carefully when designating the Beneficiary, Annuitant, any contingent Annuitant and any joint owner, as well as before changing any of these parties. The identity of these parties under the Contract may significantly affect the amount and timing of the Death Benefit or other amount paid upon a Contractowner's or Annuitant's death.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may designate a Beneficiary during your lifetime and change the Beneficiary by filing a written request with our Servicing Office. Each change of Beneficiary revokes any previous designation. We reserve the right to request that you send us the Contract for endorsement of a change of Beneficiary.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the Contractowner, a Death Benefit will be paid to the Beneficiary. Upon the death of a joint owner, the Death Benefit will be paid to the surviving joint owner. If the Contractowner is a corporation or other non-individual (non-natural person), the death of the Annuitant will be treated as death of the Contractowner.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Annuitant who is not the Contractowner or joint owner dies, then the contingent Annuitant, if named, becomes the Annuitant and no Death Benefit is payable on the death of the Annuitant. If no contingent Annuitant is named, the Contractowner (or younger of joint owners) becomes the Annuitant. Alternatively, a Death Benefit may be paid to the Contractowner (and joint owner, if applicable, in equal shares). Notification of the election of this Death Benefit must be received by us within 75 days of the death of the Annuitant. The Contract terminates when any Death Benefit is paid due to the death of the Annuitant.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Only the Contract Value as of the Valuation Date we approve the payment of the death claim is available as a Death Benefit if a Contractowner, joint owner, or Annuitant was added or changed subsequent to the effective date of this Contract unless the change occurred because of the death of a prior Contractowner, joint owner, or Annuitant. If your Contract Value equals zero, no Death Benefit will be paid.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Account Value Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Account Value Death Benefit provides a Death Benefit equal to the Contract Value on the Valuation Date the Death Benefit is approved by us for payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No additional Death Benefit is provided. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, assume an initial deposit into the Contract of $25,000. The Contract Value increases and equals $28,000 on the Valuation Date the Death Benefit is approved by us for payment. The amount of Death Benefit paid equals $28,000. There is no charge for this Death Benefit. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">General Death Benefit Information</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Your Death Benefit terminates on and after the Annuity Commencement Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If there are joint owners, upon the death of the first Contractowner, we will pay a Death Benefit to the surviving joint owner. The surviving joint owner will be treated as the primary, designated Beneficiary. Any other Beneficiary designation on record at the time of death will be treated as a contingent Beneficiary. If the surviving joint owner is the spouse of the deceased joint owner, that individual may continue the Contract as sole Contractowner. Upon the death of the spouse who continued the Contract, we will pay the Account Value Death Benefit to the designated Beneficiary(s).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">All Contract provisions relating to spousal continuation are available only to a person who meets the definition of “spouse” under federal law. The U.S. Supreme Court has held that same-sex marriages must be permitted under state law and that marriages recognized under state law will be recognized for federal law purposes. Domestic partnerships and civil unions that are not recognized as legal marriages under state law, however, will not be treated as marriages under federal law. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You are strongly encouraged to consult a tax advisor before electing spousal rights under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The value of the Death Benefit will be determined as of the Valuation Date we approve the payment of the claim. Approval of payment will occur upon our receipt of a claim submitted in Good Order or one year from the date of the death for nonqualified contracts and December 31</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of the year following death for IRAs. To be in Good Order, we require all the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">an original certified death certificate, or other proof of death satisfactory to us; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">written authorization for payment; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all required claim forms, fully completed (including selection of a settlement option).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Notwithstanding any provision of this Contract to the contrary, the payment of Death Benefits provided under this Contract must be made in compliance with Code Section 72(s) or 401(a)(9) as applicable, as amended from time to time. Death Benefits may be taxable. See Federal Tax Matters.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Unless otherwise provided in the Beneficiary designation, one of the following procedures will take place on the death of a Beneficiary:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if any Beneficiary dies before the Contractowner, that Beneficiary’s interest will go to any other Beneficiaries named, according to their respective interests; and/or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if no Beneficiary survives the Contractowner, the proceeds will be paid to the Contractowner’s estate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Beneficiary is a minor, court documents appointing the guardian/custodian may be required.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Beneficiary may choose the method of payment of the Death Benefit unless the Contractowner has already selected a settlement option. All methods of payment of Death Benefit must comply with Section 72(s) of the Code, or Section 401(a)(9) of the Code for qualified contracts. The Death Benefit payable to the Beneficiary or joint owner of a nonqualified contract must be distributed within five years of the Contractowner’s date of death unless the Beneficiary begins receiving within one year of the Contractowner’s death the distribution in the form of a life annuity or an annuity for a designated period not extending beyond the Beneficiary’s life expectancy and payments must begin within one year of the Contractowner’s date of death. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For qualified contracts, the Death Benefit payable to the Beneficiary or joint owner must be distributed within 10 years of the Contractowner's date of death unless the Beneficiary qualifies as an eligible designated beneficiary and begins receiving distributions before December 31</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of the year following the year of the Contractowner's death. The eligible designated beneficiary must begin receiving the distributions in the form of annuity not extending beyond the Beneficiary's life expectancy. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: Indexed Accounts cannot be divided into separate contracts when there are multiple beneficiaries. If more than one beneficiary chooses a death benefit option other than a lump sum, the existing Indexed Account(s) will need to be surrendered at the Interim Value to be allocated to multiple beneficiaries. New Indexed Accounts can be selected on the new contracts if desired with the currently available features.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the Annuitant, Federal tax law requires that an annuity election be made no later than 60 days after we have approved the death claim for payment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The recipient of a Death Benefit may elect to receive payment either in the form of a lump sum settlement or an Annuity Payout. If a lump sum settlement is elected, the proceeds will be mailed within seven days of approval by us of the claim subject to the laws, regulations and tax code governing payment of Death Benefits. This payment may be postponed as permitted by the Investment Company Act of 1940.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Automatic Withdrawal Service. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The automatic withdrawal service (AWS) provides for an automatic periodic withdrawal of your Contract Value. Withdrawals under AWS are subject to applicable surrender charges. Withdrawals from Indexed Accounts will be at Interim Value unless they coincide with a Segment End Date. See Charges and Adjustments — Surrender Charge and Indexed Accounts – Interim Value. Participating in an AWS may potentially expose you to certain risks. See Principal Risks of Investing in the Contract. Withdrawals under AWS will be noted on your quarterly statement. Confirmation statements for each individual withdrawal will not be issued. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Currently, there is no charge for this service. However, we reserve the right to impose one after appropriate notice to Contractowners. In order to take advantage of this service, you will need to complete the appropriate election form that is available online at LincolnFinancial.com or from our Servicing Office. This service will stop once we are notified of a pending death claim. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right to discontinue this administrative service at any time. </span> true <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix A — Investment Options Available Under The Contract</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of Indexed Accounts currently available under the Contract. We may change the features of the Indexed Accounts listed below (including the Index and the current limits on Index gains and losses), offer new Indexed Accounts, and terminate existing Indexed Accounts. We will provide you with written notice before making any changes other than changes to the current limits on Index gains. Information about current limits on Index gains is available at www.lfg.com/llarates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Note: If amounts are removed from an Indexed Account before the end of its Indexed Term, we will apply a Contract Adjustment based on Interim Value. This may result in significant reduction in your Contract Value that could exceed any protection from Index loss that would be in place if you held the Indexed Segment until the end of the Indexed Term. See Indexed Accounts – Interim Value in the prospectus for additional details. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:bdf0d901-c30e-4a34-8026-c7c79974fd76">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:f31fc750-8df5-4bfc-8e0d-b9a58fa2876c">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_3eeb330b-4776-48e4-9d69-17be51a42654">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_19c20843-ab70-439d-8822-bb814a13d8d9">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_417f8156-3bfd-4953-88c1-7e4c1c9a74ed">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_074fd9a8-e013-480e-924d-22c638de9739">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:c1e7a0db-9523-4768-b6a7-f7ab062e966a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:cc0c4c24-3ef5-45db-b046-411b22d80ea1">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_510b423e-c953-4ab3-8232-975df215146e">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_0abc4757-5dbd-4b7b-a968-442a33543ab6">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_53bb17b5-f55c-4f84-8667-3aa57acd7957">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_74236587-fa19-41aa-8f93-93c5b2552bf0">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a6e09da9-630f-47f2-8e92-e89477c3ebf9">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5fe018c8-f2a9-415d-a8f6-74fed6871d1d">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a87f76a4-395e-4810-9e35-a74ac2e020c9">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_87a2a8d5-35ec-47e7-9ac1-53c8b6a0b365">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:c2cf2c66-1fc1-449b-b7ca-31ce2dc36d9c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8396932a-7784-40fd-9e78-255045ba4036">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:d5a3c963-13d1-4fe6-887b-6b77d26cdd4d">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_49ca8db6-b437-44c4-aa42-cbab2e53390e">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_0b59ba36-fcce-4caf-abb9-10531755ce30">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_284a770f-dce3-4e70-8baf-88de1a9da5d5">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_725ab6fd-37a0-43c8-868c-9c82bb8e8f15">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_7dd47ef0-826d-4eac-8dd4-0295ce5d0550">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b8a7f067-e6a4-4ae4-97d3-ce60c3f5bdd8">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f8bfbee-493d-40e0-8e0f-fef6076e8504">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6eacd7-1c84-4c5e-8fb1-1c681db7d870">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:af9ab557-61cc-41b6-b651-60d1b7d10bf7">27.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_11d51ba3-7cca-40cb-b47d-0f77808d0648">4.5%</span></span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:a25fd054-1afb-48ed-90ff-d14fc5051a53">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_5bbd7445-df44-47bd-a738-a16334158088">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_5a2e6a15-0d42-4b35-b560-1a2d228d4e3d">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_26daf9d2-7069-45d4-a1e8-6b01217f09e8">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_698f0fe1-e4e9-441d-9824-7a4973090d1b">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_283ac927-3b14-43b7-ac21-af947e19e113">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_663e35f5-e987-425e-9071-5a838d6fea3a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_9c7d609f-3332-4b6e-a7c6-202ce719a10d">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f8a36dc-e7a6-435a-a88d-05af42464754">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b2ac0713-25b8-411a-9cae-183022c245e7">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:e57eee6f-b7a4-4ee9-818e-15e339996b7f">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:ece467b0-9bae-42f1-ba50-ec4074194e2e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_087e1154-b6c3-4e54-bcca-160df2a86a5e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_22c4f592-a965-432d-9b89-67461629bcb3">5.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account’s limit on Index losses is guaranteed not to change for as long as that Indexed Account remains available under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> However, we reserve the right to add and remove Indexed Accounts and to offer Indexed Accounts with different Crediting Methods or Protection Methods. As such, the limits on Index loss offered under the Contract may change from one Indexed Term to the next. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> See Indexed Accounts in the prospectus for additional details.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of Indexed Accounts currently available under the Contract. We may change the features of the Indexed Accounts listed below (including the Index and the current limits on Index gains and losses), offer new Indexed Accounts, and terminate existing Indexed Accounts. We will provide you with written notice before making any changes other than changes to the current limits on Index gains. Information about current limits on Index gains is available at www.lfg.com/llarates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Note: If amounts are removed from an Indexed Account before the end of its Indexed Term, we will apply a Contract Adjustment based on Interim Value. This may result in significant reduction in your Contract Value that could exceed any protection from Index loss that would be in place if you held the Indexed Segment until the end of the Indexed Term. See Indexed Accounts – Interim Value in the prospectus for additional details. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:bdf0d901-c30e-4a34-8026-c7c79974fd76">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:f31fc750-8df5-4bfc-8e0d-b9a58fa2876c">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_3eeb330b-4776-48e4-9d69-17be51a42654">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_19c20843-ab70-439d-8822-bb814a13d8d9">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_417f8156-3bfd-4953-88c1-7e4c1c9a74ed">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_074fd9a8-e013-480e-924d-22c638de9739">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:c1e7a0db-9523-4768-b6a7-f7ab062e966a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:cc0c4c24-3ef5-45db-b046-411b22d80ea1">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_510b423e-c953-4ab3-8232-975df215146e">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_0abc4757-5dbd-4b7b-a968-442a33543ab6">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_53bb17b5-f55c-4f84-8667-3aa57acd7957">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_74236587-fa19-41aa-8f93-93c5b2552bf0">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a6e09da9-630f-47f2-8e92-e89477c3ebf9">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5fe018c8-f2a9-415d-a8f6-74fed6871d1d">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a87f76a4-395e-4810-9e35-a74ac2e020c9">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_87a2a8d5-35ec-47e7-9ac1-53c8b6a0b365">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:c2cf2c66-1fc1-449b-b7ca-31ce2dc36d9c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8396932a-7784-40fd-9e78-255045ba4036">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:d5a3c963-13d1-4fe6-887b-6b77d26cdd4d">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_49ca8db6-b437-44c4-aa42-cbab2e53390e">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_0b59ba36-fcce-4caf-abb9-10531755ce30">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_284a770f-dce3-4e70-8baf-88de1a9da5d5">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_725ab6fd-37a0-43c8-868c-9c82bb8e8f15">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_7dd47ef0-826d-4eac-8dd4-0295ce5d0550">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b8a7f067-e6a4-4ae4-97d3-ce60c3f5bdd8">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f8bfbee-493d-40e0-8e0f-fef6076e8504">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6eacd7-1c84-4c5e-8fb1-1c681db7d870">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:af9ab557-61cc-41b6-b651-60d1b7d10bf7">27.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_11d51ba3-7cca-40cb-b47d-0f77808d0648">4.5%</span></span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:a25fd054-1afb-48ed-90ff-d14fc5051a53">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_5bbd7445-df44-47bd-a738-a16334158088">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_5a2e6a15-0d42-4b35-b560-1a2d228d4e3d">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_26daf9d2-7069-45d4-a1e8-6b01217f09e8">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_698f0fe1-e4e9-441d-9824-7a4973090d1b">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_283ac927-3b14-43b7-ac21-af947e19e113">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_663e35f5-e987-425e-9071-5a838d6fea3a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_9c7d609f-3332-4b6e-a7c6-202ce719a10d">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f8a36dc-e7a6-435a-a88d-05af42464754">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b2ac0713-25b8-411a-9cae-183022c245e7">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:e57eee6f-b7a4-4ee9-818e-15e339996b7f">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:ece467b0-9bae-42f1-ba50-ec4074194e2e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_087e1154-b6c3-4e54-bcca-160df2a86a5e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_22c4f592-a965-432d-9b89-67461629bcb3">5.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account’s limit on Index losses is guaranteed not to change for as long as that Indexed Account remains available under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> However, we reserve the right to add and remove Indexed Accounts and to offer Indexed Accounts with different Crediting Methods or Protection Methods. As such, the limits on Index loss offered under the Contract may change from one Indexed Term to the next. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> See Indexed Accounts in the prospectus for additional details.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.20 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.25 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.25 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.20 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is a product of S&amp;P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by The Lincoln National Life Insurance Company (“Lincoln”). Standard &amp; Poor’s</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, S&amp;P</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, and S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are registered trademarks of Standard &amp; Poor’s Financial Services LLC (“S&amp;P”); Dow Jones</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Lincoln. It is not possible to invest directly in an index. Lincoln’s Product(s) are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&amp;P, or any of their respective affiliates (collectively, “S&amp;P Dow Jones Indices”). S&amp;P Dow Jones Indices does not make any representation or warranty, express or implied, to the owners of Lincoln’s Product(s) or any member of the public regarding the advisability of investing in securities generally or in Lincoln’s Product(s) particularly or the ability of the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index to track general market performance. Past performance of an index is not an indication or guarantee of future results. S&amp;P Dow Jones Indices’ only relationship to Lincoln with respect to the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is the licensing of the Index and certain trademarks, service marks and/or trade names of S&amp;P Dow Jones Indices and/or its licensors. The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is determined, composed and calculated by S&amp;P Dow Jones Indices without regard to Lincoln or Lincoln’s Product(s). S&amp;P Dow Jones Indices have no obligation to take the needs of Lincoln or the owners of Lincoln’s Product(s) into consideration in determining, composing or calculating the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index. S&amp;P Dow Jones Indices are not responsible for and have not participated in the determination of the prices, and amount of Lincoln’s Product(s) or the timing of the issuance or sale of Lincoln’s Product(s) or in the determination or calculation of the equation by which Lincoln’s Product(s) is to be converted into cash, surrendered or redeemed, as the case may be. S&amp;P Dow Jones Indices has no obligation or liability in connection with the administration, marketing or trading of Lincoln’s Product(s). There is no assurance that investment products based on the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index will accurately track index performance or provide positive investment returns. S&amp;P Dow Jones Indices LLC is not an investment or tax advisor. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios and the tax consequences of making any particular investment decision. Inclusion of a security within an index is not a recommendation by S&amp;P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> PRICE RETURN INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&amp;P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&amp;P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY LINCOLN, OWNERS OF LINCOLN’S PRODUCTS(s), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> PRICE RETURN INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&amp;P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&amp;P DOW JONES INDICES AND LINCOLN, OTHER THAN THE LICENSORS OF S&amp;P DOW JONES INDICES.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index (the “Index”) is a trademark of Frank Russell Company (“Russell”) and has been licensed for use by The Lincoln National Life Insurance Company (“Lincoln”). Lincoln products are not in any way sponsored, endorsed, sold or promoted by Russell or the London Stock Exchange Group companies (“LSEG”) (together the “Licensor Parties”) and none of the Licensor Parties make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the Index (upon which Lincoln’s products are based), (ii) the figure at which the Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the Index for the purpose to which it is being put in connection with Lincoln products. None of the Licensor Parties have provided or will provide any financial or investment advice or recommendation in relation to the Index to Lincoln or to its clients. The Index is calculated by Russell or its agent. None of the Licensor Parties shall be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:7.5pt;font-weight:bold;position:relative;top:-5pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product(s) is not sponsored, endorsed, sold or promoted by NASDAQ, Inc. or its affiliates (NASDAQ, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Capital Strength Net Fee Index to track general stock market performance. The Corporations' only relationship to The Lincoln National Life Insurance Company (“Licensee”) is in the licensing of the Nasdaq</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and certain trade </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">names of the Corporations and the use of the Capital Strength Net Fee Index which is determined, composed and calculated by NASDAQ without regard to Licensee or the Product(s). NASDAQ has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Capital Strength Net Fee Index. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF THE CAPITAL STRENGTH NET FEE INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE CAPITAL STRENGTH NET FEE INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE CAPITAL STRENGTH NET FEE INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:7.5pt;font-weight:bold;position:relative;top:-5pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“FTIS Index”) is a product of and owned by FT Indexing Solutions LLC (“FTIS”). FIRST TRUST</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and FIRST TRUST AMERICAN LEADERSHIP INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are trademarks of First Trust Portfolios L.P. (collectively, with FTIS and their respective affiliates, “First Trust”). The foregoing index and trademarks have been licensed for use for certain purposes by Licensee in connection with the Product.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Dow Jones Internet Composite Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“Dow Index”) is a product of S&amp;P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by FTIS and Licensee. S&amp;P</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a trademark of Standard &amp; Poor’s Financial Service LLC. DOW JONES</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and DOW JONES INTERNET COMPOSITE INDEX are trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”). The foregoing trademarks have been licensed for use by SPDJI and have been sublicensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq U.S. Rising Dividend Achievers Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and Nasdaq Technology Dividend Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are products of Nasdaq, Inc. (which with its affiliates is referred to as the “Nasdaq”). NASDAQ</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, NASDAQ U.S. RISING DIVIDEND ACHIEVERS INDEX, and NASDAQ TECHNOLOGY DIVIDEND INDEX are trademarks of Nasdaq. The foregoing indices (collectively, the “Nasdaq Indices”) and trademarks have been licensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq Riskalyze U.S. Large Cap Select Dividend Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“Riskalyze Index”) is a product of Riskalyze, Inc. (“Riskalyze”). RISKALYZE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and NASDAQ RISKALYZE U.S. LARGE CAP SELECT DIVIDEND INDEX are trademarks of Riskalyze. NASDAQ</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a trademark of Nasdaq, Inc. The foregoing index and trademarks have been licensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product is not issued, sponsored, endorsed, sold, recommended, or promoted by First Trust, SPDJI, Dow Jones, Nasdaq, Riskalyze, or their respective affiliates (collectively, the “Companies”). The Companies have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to the Product. The Companies make no representation or warranty, express or implied, to the owners of any product based on the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index, or to any member of the public regarding the advisability of investing in securities generally or in products based on the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index particularly, or the ability of the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index to track general stock market performance. The Companies’ only relationship to Licensee is in the licensing of the certain trademarks, trade names, and service marks and the use of the FTIS Index, Dow lndex, Nasdaq Indices, and Riskalyze Indices, which are determined, composed and calculated without regard to Licensee or the Product. The Companies have no obligation to take the needs of Licensee, or the owners of the Product, or the sponsors or owners of products based on the FTIS Index, Dow Index, Nasdaq Indices or Riskalyze Index into consideration when determining, composing, or calculating the FTIS Index, Dow lndex, Nasdaq Indices, and Riskalyze Index. The Companies are not responsible for and have not participated in the determination or calculation of the Product. There is no assurances from the Companies that products based on the FTIS Index, Dow lndex, Nasdaq Indices, or Riskalyze Index will accurately track index performance or provide positive investment returns. The Companies are not investment advisors. Inclusion of a security or financial instrument within an index is not a recommendation by the Companies to buy, sell, or hold such security or financial instrument, nor is it considered to be investment advice.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE COMPANIES DO NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS, COMPLETENESS, AND/OR UNINTERRUPTED CALCULATION OF THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN OR ANY COMMUNICATION WITH RESPECT THERETO, INCLUDING, ORAL, WRITTEN, OR ELECTRONIC COMMUNICATIONS. THE COMPANIES SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS IN THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, OR RISKALYZE INDEX. THE COMPANIES MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS TO BE OBTAINED BY OWNERS OF THE PRODUCT OR OF PRODUCTS BASED ON THE FTIS INDEX, DOW INDEX, NASDAQ INDICES, OR RISKALYZE INDEX, OR BY ANY OTHER PERSON OR ENTITY FROM THE USE OF THE FTIS INDEX, DOW </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">INDEX, NASDAQ INDICES, OR RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN. THE COMPANIES MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE COMPANIES BE SUBJECT TO ANY DAMAGES OR HAVE ANY LIABILITY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES OR LOSSES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME, OR GOODWILL, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN LICENSEE AND THE COMPANIES.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product(s) is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, to track general stock market performance. The Corporations' only relationship to The Lincoln National Life Insurance Company (“Licensee”) is in the licensing of the Nasdaq</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, and certain trade names of the Corporations and the use of the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> which is determined, composed and calculated by Nasdaq without regard to Licensee or the Product(s). Nasdaq has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">portion of your investment if the Index declines in value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will always make at least one Indexed Account available under this Contract, but we do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Crediting Method you select determines the Performance Rate for an Indexed Segment. Any applicable Crediting Method may limit the positive Index return used in calculating interest on the End Date of an Indexed Segment. Each Indexed Account will have either: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">i)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a specified Performance Cap, which is the highest Performance Rate that we will credit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">ii)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Performance Trigger Rate that provides a specified rate of return if the performance of the Index is zero or positive. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">iii)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Performance Trigger Rate, which will either provide a specific rate of return if the Index performance is positive, zero </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">or negative within the Protection Level or be added to the Index performance and the Protection Level if the Index performance is negative and beyond the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">iv)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Rate, which will either provide a minimum rate of return if the Index performance is between zero and the Dual Rate, or will be added to the Index performance if the Index performance is negative. An Index Account with a Dual Rate will also have a Performance Cap, which is the highest Performance Rate that we will credit if the Index performance exceeds the Dual Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, the Reset Rate may limit a positive Index return if you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. We will reset the Indexed Segment Performance Cap rate, Performance Trigger Rate, or Dual Performance Trigger Rate for the remainder of the Indexed Term following the lock, and these Reset Rates may be lower than the original rates. For example, if the Performance Cap is 4% and you choose to lock in the Interim Value, then on the next Indexed Anniversary Date, we could reset the Performance Cap for the remaining Indexed Terms to 2%. If the Index return is 12%, we will credit 2% in interest on the End Date of the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We guarantee a minimum declared crediting rate for each Indexed Account. We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a specified Performance Cap, which is the highest Performance Rate that we will credit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">12%, and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Performance Trigger Rate that provides a specified rate of return if the performance of the Index is zero or positive. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Performance Trigger Rate, which will either provide a specific rate of return if the Index performance is positive, zero </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">or negative within the Protection Level or be added to the Index performance and the Protection Level if the Index performance is negative and beyond the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 12%, and the Dual Performance Trigger</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%; if the Index return is 2% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a Dual Rate, which will either provide a minimum rate of return if the Index performance is between zero and the Dual Rate, or will be added to the Index performance if the Index performance is negative. An Index Account with a Dual Rate will also have a Performance Cap, which is the highest Performance Rate that we will credit if the Index performance exceeds the Dual Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%; if the Index return is 4% and the Performance Cap is 50% and the Dual Rate is 15%, we will credit 15% in interest on the End Date of the Indexed Segment, your Segment Ending Value will increase by 15%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We guarantee a minimum declared crediting rate for each Indexed Account. We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Contract Adjustments</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, including the deduction of advisory fees, or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be subject to a Contract Adjustment based on Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> You </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">could lose a significant amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. The Interim Value will generally be negatively affected by increases in the expected volatility of Index prices, interest rate increases, and by poor market performance. All other factors being equal, the Interim Value generally would be lower the earlier a withdrawal or surrender is made in a Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, including the deduction of advisory fees, or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be subject to a Contract Adjustment based on Interim Value.</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:23.5pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:153pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:6pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also make a deduction to pay a third-party advisory </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fee, or have to pay taxes, and tax penalties. Contract Adjustments are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">applied to withdrawals, surrenders, reallocations, annuitizations and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit payments prior to the End Date of an Indexed Term and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">when </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:95pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Federal Tax Matters </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">— Payment of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investment Advisory </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Fees</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:101pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:153pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:6pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also make a deduction to pay a third-party advisory </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fee, or have to pay taxes, and tax penalties. Contract Adjustments are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">applied to withdrawals, surrenders, reallocations, annuitizations and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit payments prior to the End Date of an Indexed Term and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">when </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">If you withdraw Contract Value prior to the End Date of an Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Term, we will apply a Contract Adjustment based on Interim Value, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">which could be negative, and you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">% of your </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">investment due to the Contract Adjustment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also make a deduction to pay a third-party advisory </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fee, or have to pay taxes, and tax penalties. Contract Adjustments are </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">applied to withdrawals, surrenders, reallocations, annuitizations and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit payments prior to the End Date of an Indexed Term and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">when </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">For example, if you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">allocate $100,000 to an Indexed Account and later withdraw the entire </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">amount before the Indexed Term has ended, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> of your investment. This loss will be greater (but never more </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">than 100%) if you also make a deduction to pay a third-party advisory </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">fee, or have to pay taxes, and tax penalties. Contract Adjustments are </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">applied to withdrawals, surrenders, reallocations, annuitizations and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Death Benefit payments prior to the End Date of an Indexed Term and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">when </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> is exercised.</span> 100000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:95pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Federal Tax Matters </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">— Payment of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investment Advisory </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Fees</span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contract does not impose any transaction charges.</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:101pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. There is an implicit ongoing fee on Indexed Accounts to the extent </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">that your participation in Index gains is limited by the Company </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">through the use of a Performance Cap, Performance Trigger Rate, Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Performance Trigger Rate or Reset Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Additionally, in certain cases your Contract Value may be subject to a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">negative Interim Value adjustment.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">This means that your returns </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">may be lower than the Index’s returns.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">In return for accepting this limit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">on Index gains, you will receive some protection from Index losses.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.00pt;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:225.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk of Loss </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">From Poor Performance?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:330.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Is This a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">appropriate for the investor who needs ready access to cash. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Indexed interest will only be credited to an Indexed Account at the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">end of an Indexed Term. No interest will be credited to funds </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">withdrawn or surrendered before the end of an Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals taken prior to the end of an Indexed Term may result in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">a negative Contract Adjustment based on the Interim Value and loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of positive Index performance. The Interim Value formula may result </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a loss even if the Index Value at the time of the withdrawal is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">higher than the Index Value at the beginning of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">may be subject to tax penalties. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">At the end of an Indexed Term, you may reallocate the Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment Ending Value to any available Indexed Account as long as </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the reallocation request is received on or before the Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. If we do not hear from you by the end of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term, we will reallocate your Segment Ending Value into a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">new Indexed Segment with the same Crediting Method, Indexed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term, Index and Protection Method if available. A new rate will apply </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">based on the Indexed Segment you select, subject to the guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">minimum rates. If the same type of Indexed Segment is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">available your Segment Ending Value will be moved to the 1-Year </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Price Return Index with Performance Cap and 10% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Level and will not be eligible for reallocation into another </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account until the next Indexed Anniversary Date.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Surrenders and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Withdrawals</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Fee Tables</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Charges and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Adjustments</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:579.5pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Associated </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">With the Investment </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;vertical-align:Top;width:293pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Crediting Method you select may limit positive (upside) Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">returns. This may result in you earning less than the Index return. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example:</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A Reset Rate may limit positive Index return if you choose to lock </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. For </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is 12%, and the Reset Rate is a 2% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance Cap, we will credit 2% in interest at the end of the end </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">While an Indexed Account with Dual Performance Trigger Rate or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Dual Plus may provide for a positive Performance Rate even in the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">event of negative Index performance, there is no guarantee of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment gain. Negative Index performance may result in </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">significant loss. </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span></div></div></td> <td style="padding-bottom:2pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tbody><tr style="height:140pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:129.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">What are the Risks Related </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">to the Insurance Company?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:293pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Lincoln New York. Any obligations, guarantees, or benefits of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Contract are subject to our claims-paying ability. If we experience </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial distress, we may not be able to meet our obligations to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">you. More information about Lincoln New York, including our </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial strength ratings, is available upon request by calling 1-877-</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">737-6872 or visiting www.LincolnFinancial.com.</span></div></div> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index’s returns do not include any dividends or other </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">distributions declared by the companies included in the Index and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will cause the Index to underperform a direct investment in the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">companies included in the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Contract</span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You can lose money by investing in the Contract. Your investment in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Indexed Accounts is subject to all losses in excess of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Method or Dual Rate you choose including any loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">experienced from a negative Index performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Under extreme </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">circumstances, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Indexed Account with a 10% Protection Level or 10% Dual Rate, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 15% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">% of your investment in an Indexed Account with a 25% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">Protection Level. We do not guarantee that the Contract will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">always offer Indexed Accounts that limit Index losses, which </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">would mean risk of loss of the entire amount invested.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An Interim Value is calculated if an early withdrawal is taken. The </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value formula may result in a loss even if the Index Value at </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the time of the withdrawal is higher than the Index Value at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">beginning of the Indexed Term.</span> 0.90 0.90 0.85 0.85 0.80 0.75 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This Contract is not designed for short-term investing and is not </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">appropriate for the investor who needs ready access to cash. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Indexed interest will only be credited to an Indexed Account at the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">end of an Indexed Term. No interest will be credited to funds </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">withdrawn or surrendered before the end of an Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals taken prior to the end of an Indexed Term may result in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">a negative Contract Adjustment based on the Interim Value and loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of positive Index performance. The Interim Value formula may result </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a loss even if the Index Value at the time of the withdrawal is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">higher than the Index Value at the beginning of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Surrenders and withdrawals are subject to ordinary income tax and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">may be subject to tax penalties. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">At the end of an Indexed Term, you may reallocate the Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment Ending Value to any available Indexed Account as long as </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the reallocation request is received on or before the Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. If we do not hear from you by the end of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term, we will reallocate your Segment Ending Value into a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">new Indexed Segment with the same Crediting Method, Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term, Index and Protection Method if available. A new rate will apply </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">based on the Indexed Segment you select, subject to the guaranteed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">minimum rates. If the same type of Indexed Segment is not </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">available your Segment Ending Value will be moved to the 1-Year </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;"> Price Return Index with Performance Cap and 10% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Protection Level and will not be eligible for reallocation into another </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Crediting Method you select may limit positive (upside) Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">returns. This may result in you earning less than the Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:9.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">A Reset Rate may limit positive Index return if you choose to lock </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is 12%, and the Reset Rate is a 2% </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance Cap, we will credit 2% in interest at the end of the end </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">While an Indexed Account with Dual Performance Trigger Rate or </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Dual Plus may provide for a positive Performance Rate even in the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">event of negative Index performance, there is no guarantee of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment gain. Negative Index performance may result in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">significant loss. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in this Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment performance of the Indexed Accounts you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Performance can vary depending on the performance of the Indexes </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">linked to the Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Indexed Account has its own unique risks and you should </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">review the available Indexed Accounts before making an investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">decision.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Cap, and the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">return is 12% and the Performance Cap is 10%, we will credit </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">10% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Performance Trigger Rate, and the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">Index return is 12% and the Performance Trigger Rate is 10%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">will credit 10% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Performance Trigger Rate, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 12% and the Dual Performance Trigger Rate is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">8%, we will credit 8% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:13.56pt;">If the Indexed Account has a Dual Rate and Performance Cap, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">the Index return is 60% and the Performance Cap is 50%, we will </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:20.66pt;">credit 50% in interest at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Protection Level will limit negative (downside) Index returns. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">For example, if the Index return is -25% and the Protection Level is </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">10%, we will deduct 15% (the amount that exceeds the Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Level) at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Dual Rate will limit negative (downside) Index returns. For </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">example, if the Index return is -25% and the Dual Rate is 15%, we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will deduct 10% at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index is a “price return Index”, not a “total return Index”, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">does not, therefore, reflect dividends paid on the underlying </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities. This will cause the Index to underperform a direct </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:4.56pt;">These factors may result in you earning less than the Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:11.66pt;">return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">An investment in the Contract is subject to the risks related to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Lincoln New York. Any obligations, guarantees, or benefits of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Contract are subject to our claims-paying ability. If we experience </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial distress, we may not be able to meet our obligations to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">you. More information about Lincoln New York, including our </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">financial strength ratings, is available upon request by calling 1-877-</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">737-6872 or visiting www.LincolnFinancial.com.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Each Index’s returns do not include any dividends or other </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">distributions declared by the companies included in the Index and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">will cause the Index to underperform a direct investment in the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">companies included in the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">You cannot reallocate from an Indexed Account to another Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Account except on an Indexed Anniversary. If you reallocate from an </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Account on an Indexed Anniversary that is not the End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">of the Indexed Term, any such reallocation will be based on the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Interim Value of the Indexed Account (or the value locked-in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">through previous exercise of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;margin-left:0.0pt;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">All Indexed Segments must begin on the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">All future Indexed Terms must begin on the same Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Anniversary Date. This means that after the initial Indexed Segment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">is created you can only make reallocations of Contract Value to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Accounts one time a year. If you have more than one 6-Year </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Term Indexed Segment in effect at any time, Indexed Terms of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">same Indexed Term length must have the same Start Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We determine and provide the available Indexed Accounts and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">applicable rates for the Crediting Methods of each Indexed Segment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">at least 5 business days in advance of the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">We may not offer new Indexed Segments for the Indexed Accounts </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">or we may change the features of an Indexed Account from one </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Indexed Term to the next, including the Index and current limits on </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Index gains and losses (subject to any minimum guarantees). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Therefore, an Indexed Account may not be available for you to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">reallocate your Contract Value on an Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">We have the right to substitute an alternative Index prior to the End </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Date of an Indexed Term if an Index is discontinued; we are engaged </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">in a contractual dispute with the Index provider; we determine that </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">our use of an Index should be discontinued because, for example, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">changes to the Index make it impractical or expensive to purchase </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">securities or derivatives to hedge the Index; there is a substantial </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">change in the calculation of an Index, resulting in significantly </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">different values and performance; or for a legal reason we cannot </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">offer the Index. If we substitute an Index for an existing Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Segment, we will not change the Crediting Method or Protection </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Method for the Indexed Term. We will attempt to choose a new </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Index that has a similar investment objective and risk profile to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">existing Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Withdrawals will reduce the Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">The Contract will terminate when any Death Benefit is paid due to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">the death of the Annuitant. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you elect to pay third-party advisory fees out of your Contract </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">Value, this deduction may reduce the Death Benefit(s) and other </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">guaranteed benefits, and may be subject to federal and state income </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">taxes and a 10% federal penalty tax.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Consult with a tax professional to determine the tax implications of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">an investment in and payments received under this Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you purchase the Contract through a tax-qualified plan or IRA, you </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">do not get any additional tax benefit under the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Earnings on your Contract may be taxed at ordinary income tax </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">rates when you withdraw them, and you may have to pay a penalty </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">if you take a withdrawal before age 59½.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">Your financial professional may receive compensation for selling </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">this Contract to you, both in the form of commissions and because </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">we may share the revenue it earns with the professional’s firm. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">(Your investment professional may be your broker-dealer, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">investment adviser, insurance agent, or someone else.)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">This potential conflict of interest may influence your investment </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">professional to recommend this Contract over another investment.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:4.56pt;">If you already own a contract, some investment professionals may </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">have a financial incentive to offer you a new contract in place of the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">one you currently own. You should only exchange your existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">contract if you determine, after comparing the features, fees, and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">risks of both contracts, that it is better for you to purchase the new </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:11.66pt;">contract rather than continue to own your existing contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Fee Tables</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables describe the fees, expenses, and adjustments that you will pay when buying, owning, and surrendering or making withdrawals from an Indexed Account. Please refer to your Contract Specifications page for information about the specific fees you will pay each year based on the options you have elected. These charges do not reflect any advisory fees paid to a financial intermediary from Contract Value. If such charges were reflected, the ongoing fees and expenses would be higher. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from an Indexed Account. State premium taxes may also be deducted. Currently there is no premium tax levied for New York residents. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tbody><tr style="height:auto;"> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:492.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There are no sales charges, deferred sales charges, or surrender charges associated with this Contract. </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:13pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of the Contract Value is removed from an Indexed Account or from the Contract before the expiration of a specified period. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ADJUSTMENTS</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tbody><tr style="height:auto;"> <td style="vertical-align:Bottom;width:469.17pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contract Adjustment (Interim Value) Maximum Potential Loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of Contract Value at the start of an </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Indexed Term)</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:36.33pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100%</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals (including advisory fees), surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">time when the Index Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">TRANSACTION EXPENSES</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tbody><tr style="height:auto;"> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:492.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There are no sales charges, deferred sales charges, or surrender charges associated with this Contract. </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:13pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;">ADJUSTMENTS</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:523.5pt;"> <tbody><tr style="height:auto;"> <td style="vertical-align:Bottom;width:469.17pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Contract Adjustment (Interim Value) Maximum Potential Loss </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">(as a percentage of Contract Value at the start of an </span></div> <div style="margin-left:3pt;margin-right:9pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Indexed Term)</span></div></div></td> <td style="vertical-align:Bottom;width:18pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:9pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:36.33pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:7pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100%</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals (including advisory fees), surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">time when the Index Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">If you make any withdrawals (including advisory fees), surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method or Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The maximum loss would occur if there is a total distribution for an Indexed Segment at a </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">time when the Index Value has declined to zero or close to zero.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:11pt;">  </span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Principal Risks of Investing in the Contract </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This section describes potential risks associated with the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is a risk of loss of your investment in the Indexed Segments since the performance tracks a market Index. You are responsible for all losses in excess of the Protection Method you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme circumstances, at the end of an Indexed Term, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 10% Protection Level or 10% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 15% Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 25% Protection Level. We do not guarantee that the Contract will always offer Indexed Accounts that will limit Index losses, which would mean risk of loss of the entire amount invested. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income also mean that the Contract is more beneficial to investors with a long-term horizon. You should carefully consider the risks associated with taking a withdrawal or surrendering the Contract. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value from an Indexed Account prior to the End Date of an Indexed Term it will be based on the Interim Value of the Indexed Account. Withdrawals include the deduction of advisory fees paid from your Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your Contract Value in an Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Additionally, the withdrawal will cause an immediate reduction to your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions to your Indexed Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Indexed Segment Ending Value at the end of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Once your Indexed Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term. Contract Value must remain in an Indexed Segment until the end of the Indexed Term to be credited with all or partial interest unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">To determine the Interim Value, we apply a formula which is not the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be less than if you had held the Indexed Segment for the full Indexed Term. It also means that you could have a negative performance, even if the value of the Index has increased during the calculation period. All withdrawals (including surrender or termination of your Contract), reallocation of Contract Value from an Indexed Segment, annuitization of your Contract or payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date will be based on the Interim Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Deduction of Advisory Fee Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> This deduction of advisory fees from Contract Value will reduce the Death Benefit and other guaranteed benefits, and may be subject to a negative Contract Adjustment, federal and state income taxes, and a 10% federal penalty tax. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Indexed Account Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each available Index will expose you to risks associated with equity markets. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with the Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. The Indices used are “price return Indices”, not “total return Indices”, meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We may change the Index on a particular Indexed Account if the Index is discontinued or if we feel the Index is no longer appropriate. This change may occur in the middle of an Indexed Segment and this change may impact how your Indexed Segment performance and Interim Value are calculated. See the Discontinuance or Substitution of an Index section later in the prospectus for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive investment instructions from you by the end of an Indexed Term, we will invest your Segment Ending Value in a new Indexed Segment with the same Crediting Method, Indexed Term, Index, Protection Level, or Dual Rate, as applicable, if available. The Crediting Method for the new Indexed Segment could be less advantageous than the current Indexed Segment because the rate may be different. If the same type of Indexed Segment is not available your Segment Ending Value will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection Level. If your Contract Value has been invested in a new Segment and you wish to withdraw your investment, the Contract Value for that Segment will equal the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Investors in an Indexed Account have no rights in the linked Index. You will not have voting rights or rights to receive cash dividends or other rights that shareholders who invest in mutual funds based on these Indices would have.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional risks for specific Indices are as follows: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Crediting Methods and Protection Methods.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The available Indexed Accounts with applicable Crediting Methods and Protection Methods will vary over time. Before investing in a new Indexed Segment, you should determine exactly what Indexed Accounts, Protection Methods, and Crediting Methods are available to you. There is no guarantee that more than one Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Account will be available in the future. You risk the possibility that you would find declared caps and rates unacceptable (i.e. could be lower than what were available at the time your Contract was issued), so you should make sure the Segment(s) you select is appropriate for your investment goals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For Indexed Accounts without an Annual Lock, the indexed performance credited to or deducted from your Indexed Segment is determined on the last day of the Indexed Term. It is not affected by the price of the Index on any date in between the effective date of the Indexed Account and the End Date of the Indexed Term. Annual Lock accounts are not affected by Index prices between the Annual Lock anniversaries. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your receipt of funds invested in the Indexed Segments is based on the claims paying ability of Lincoln New York. You have no </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.00pt;">ownership rights in the underlying securities. The assets backing the Indexed Accounts are not segregated from other business of Lincoln New York.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right, within the law, to make certain changes to the structure and operation of the Indexed Accounts at our discretion and without your consent. We may add to or delete Indexed Accounts currently available. We do not guarantee that more than one Indexed Account option will always be available.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock-in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Contract values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Accordingly, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. You should carefully consider the amount of your Purchase Payment when purchasing the Contract and whether to take a withdrawal under the Contract. The reduction of Contract Value as a result of a withdrawal may not be offset by gains as a result of positive performance of your investment selections.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You must obtain our approval for a Purchase Payment totaling $1 million or more. This amount takes into consideration the total Purchase Payments for all existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage 2 Income</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> contracts for the same owner, joint owner, or Annuitant. At the Company’s discretion, this amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates) for the same Contractowner, joint owner, and/or Annuitant. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is a risk of loss of your investment in the Indexed Segments since the performance tracks a market Index. You are responsible for all losses in excess of the Protection Method you choose. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme circumstances, at the end of an Indexed Term, you could lose up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">90</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 10% Protection Level or 10% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">85</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 15% Protection Level or 15% Dual Rate, up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">80</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 20% Protection Level, and up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">75</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your investment in an Indexed Account with a 25% Protection Level. We do not guarantee that the Contract will always offer Indexed Accounts that will limit Index losses, which would mean risk of loss of the entire amount invested. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span> 0.90 0.90 0.85 0.85 0.80 0.75 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method applies for the full term of the Indexed Segment including Segments with Annual Locks. Each time you move into a new Indexed Segment, you may have a new Protection Level or Dual Rate and are subject to the same risk of loss as described above. There is also a risk of loss upon an early withdrawal. For Annual Lock accounts, since the gain or loss is established each year, losses can accumulate so that you could actually lose more than the amount in excess of the Protection Level percent. Losses you incur in one year will reduce the amount invested for the next year. In a continuing down market over the Indexed Term, however, your loss could exceed the Protection Level. For example, if you chose a 10% Protection Level and if loss occurred during each Annual Lock period for the remainder of the term, you could lose more than 90% of your principal in an Annual Lock account.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income also mean that the Contract is more beneficial to investors with a long-term horizon. You should carefully consider the risks associated with taking a withdrawal or surrendering the Contract. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value from an Indexed Account prior to the End Date of an Indexed Term it will be based on the Interim Value of the Indexed Account. Withdrawals include the deduction of advisory fees paid from your Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">% of your Contract Value in an Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Additionally, the withdrawal will cause an immediate reduction to your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions to your Indexed Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Indexed Segment Ending Value at the end of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Once your Indexed Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term. Contract Value must remain in an Indexed Segment until the end of the Indexed Term to be credited with all or partial interest unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">To determine the Interim Value, we apply a formula which is not the actual performance of the applicable Index, but rather a determination of the value of hypothetical underlying investments at the time of the Interim Value calculation. This amount could be less than if you had held the Indexed Segment for the full Indexed Term. It also means that you could have a negative performance, even if the value of the Index has increased during the calculation period. All withdrawals (including surrender or termination of your Contract), reallocation of Contract Value from an Indexed Segment, annuitization of your Contract or payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date will be based on the Interim Value. </span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Deduction of Advisory Fee Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> This deduction of advisory fees from Contract Value will reduce the Death Benefit and other guaranteed benefits, and may be subject to a negative Contract Adjustment, federal and state income taxes, and a 10% federal penalty tax. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Indexed Account Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each available Index will expose you to risks associated with equity markets. Equity markets are subject to the risk that the value of the securities may fall due to general market and economic conditions. Market volatility may exist with the Indices, which means that the value of the Indices can change dramatically over a short period of time in either direction. The Indices used are “price return Indices”, not “total return Indices”, meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We may change the Index on a particular Indexed Account if the Index is discontinued or if we feel the Index is no longer appropriate. This change may occur in the middle of an Indexed Segment and this change may impact how your Indexed Segment performance and Interim Value are calculated. See the Discontinuance or Substitution of an Index section later in the prospectus for more information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive investment instructions from you by the end of an Indexed Term, we will invest your Segment Ending Value in a new Indexed Segment with the same Crediting Method, Indexed Term, Index, Protection Level, or Dual Rate, as applicable, if available. The Crediting Method for the new Indexed Segment could be less advantageous than the current Indexed Segment because the rate may be different. If the same type of Indexed Segment is not available your Segment Ending Value will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection Level. If your Contract Value has been invested in a new Segment and you wish to withdraw your investment, the Contract Value for that Segment will equal the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Investors in an Indexed Account have no rights in the linked Index. You will not have voting rights or rights to receive cash dividends or other rights that shareholders who invest in mutual funds based on these Indices would have.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additional risks for specific Indices are as follows: </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: This Index is comprised of equity securities issued by large-capitalization U.S. companies. In general large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index: Compared to mid-and large-capitalization companies, small-capitalization companies may be less stable and more susceptible to adverse developments, and their securities may be more volatile and less liquid.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This Index has fewer stocks than broad based indices; therefore, the risk is spread between fewer equity securities. This Index may not track other large cap indices.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">: This large-cap growth index is comprised of 100 of the largest domestic and international nonfinancial companies listed on the NASDAQ Stock Market based on market capitalization. This index is comprised of industries such as technology, consumer services, and health care. In general, large-capitalization companies may be unable to respond quickly to new competitive challenges and may not be able to attain the high growth rate of smaller companies, especially during periods of economic expansion.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Crediting Methods and Protection Methods.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The available Indexed Accounts with applicable Crediting Methods and Protection Methods will vary over time. Before investing in a new Indexed Segment, you should determine exactly what Indexed Accounts, Protection Methods, and Crediting Methods are available to you. There is no guarantee that more than one Indexed </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Account will be available in the future. You risk the possibility that you would find declared caps and rates unacceptable (i.e. could be lower than what were available at the time your Contract was issued), so you should make sure the Segment(s) you select is appropriate for your investment goals.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For Indexed Accounts without an Annual Lock, the indexed performance credited to or deducted from your Indexed Segment is determined on the last day of the Indexed Term. It is not affected by the price of the Index on any date in between the effective date of the Indexed Account and the End Date of the Indexed Term. Annual Lock accounts are not affected by Index prices between the Annual Lock anniversaries. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Method that is applicable to an Indexed Account only provides you with limited protection from negative Index performance at the end of an Indexed Term, or, in the case of Indexed Account with an Annual Lock, each Contract Year during the Indexed Segment. You could lose a significant amount of your Purchase Payment and/or prior earnings under the Contract despite these limits on negative Index returns. You also bear the risk that continued negative Index returns may result in zero or a negative Performance Rate being credited to your Contract Value over multiple strategy periods. Given that the Protection Method applies to a single Indexed Term, if an Indexed Account is credited with a negative Performance Rate for multiple Indexed Terms, the cumulative loss may exceed any single Indexed Term’s stated Protection Method. Similarly, if you select an Indexed Account with an Annual Lock, the Protection Level will apply each Contract Year during an Indexed Term, so if the Index has negative performance for multiple Contract Years during the Indexed Term, the cumulative loss reflected in the Performance Rate at the end of the Indexed Term may exceed any single Contract Year’s stated Protection Level. The Protection Method does not apply to your Interim Value, so in order to receive the full protection you must hold your investment until the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Caps. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segments are limited by any applicable Performance Trigger Rate. If the performance of the Index is zero or positive, a specified rate is used to determine the Segment Ending Value. The Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return may be lower than if you had invested directly in a fund based on the applicable Index. The Performance Trigger Rate applies for the full term on the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. Generally, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Indexed Segment are limited by any applicable Dual Performance Trigger Rate. The Dual Performance Trigger Rate is used in determining the Segment Ending Value. The Dual Performance Trigger Rate may be lower than the actual performance of the Index, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Dual Performance Trigger Rate applies for the full term of the Indexed Segment unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised. Dual Performance Trigger Rates for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for the other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Gains in your Dual Plus Indexed Segment are limited by any applicable Performance Cap, which means that your return could be lower than if you had invested directly in a fund based on the applicable Index. The Performance Cap exists for the full term of the Indexed Segment. Performance Caps for new Segments will be declared at least 5 business days in advance of the beginning of a Segment. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or other Contracts issued at different times.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Risks Associated with Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock- in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply, and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in the Contract is subject to the risks related to us, Lincoln New York. Any obligations, guarantees, or benefits of the Contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Your receipt of funds invested in the Indexed Segments is based on the claims paying ability of Lincoln New York. You have no </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.00pt;">ownership rights in the underlying securities. The assets backing the Indexed Accounts are not segregated from other business of Lincoln New York.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Contract Changes Risk</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right, within the law, to make certain changes to the structure and operation of the Indexed Accounts at our discretion and without your consent. We may add to or delete Indexed Accounts currently available. We do not guarantee that more than one Indexed Account option will always be available.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider the risks associated with taking a withdrawal or surrender under the Contract. The proceeds of your withdrawal or surrender may be subject to ordinary income taxes, including a tax penalty if you are younger than age 59½. Participation in an Automatic Withdrawal Service will repeatedly expose you to these risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year per Indexed Segment and is irrevocable. Your locked-in value could be less than if you chose not to lock-in. If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all loss. If you have elected to lock-in and the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in and the Reset Rate may be lower, significantly lower than the rate prior to the lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available with all Indexed Accounts. Refer to the “</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">” section for additional details and examples.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Cybersecurity and Business Interruption Risks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> We rely heavily on our computer systems and those of our business partners and service providers to conduct our business. As such, our business is vulnerable to cybersecurity risks and business interruption risks. These risks include, among other things, the theft, loss, misuse, corruption and destruction of data; interference with or denial of service; attacks on websites or systems; operational disruptions; and unauthorized release of confidential customer or business information. Cybersecurity risks affecting us, any third-party administrators, underlying funds, index providers, intermediaries, and service providers may adversely affect us and/or your Contract. For instance, systems failures and cyberattacks may interfere with our processing of Contract transactions, including order processing; impact our ability to calculate Contract values; cause the release and possible destruction of confidential customer or business information; and/or subject us to regulatory fines, litigation, financial losses or reputational damage. Cybersecurity risks may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that systems disruptions, cyberattacks and information security breaches will always be detected, prevented, or avoided in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition to cybersecurity risks, we are exposed to risks related to natural and man-made disasters, such as (but not limited to) storms, fires, floods, earthquakes, public health crises, malicious acts, and terrorist acts. Any such disasters could interfere with our business and our ability to administer the Contract. For example, they could lead to delays in our processing of Contract transactions, including orders from Contractowners, or could negatively impact our ability to calculate Contract values. They may also impact the issuers of securities in which the underlying funds invest (or the securities that compose an Index), which may cause your Contract to lose value. There can be no assurance that negative impacts associated with natural and man-made disasters will always be avoided.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Accordingly, you will be unable to increase your Contract Value or Death Benefit by making subsequent Purchase Payments. You should carefully consider the amount of your Purchase Payment when purchasing the Contract and whether to take a withdrawal under the Contract. The reduction of Contract Value as a result of a withdrawal may not be offset by gains as a result of positive performance of your investment selections.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You must obtain our approval for a Purchase Payment totaling $1 million or more. This amount takes into consideration the total Purchase Payments for all existing </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Lincoln Level Advantage 2 Income</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> contracts for the same owner, joint owner, or Annuitant. At the Company’s discretion, this amount may consider total Purchase Payments for all annuity contracts issued by the Company (or its affiliates) for the same Contractowner, joint owner, and/or Annuitant. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We do not accept additional Purchase Payments after the Contract has been issued to you.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Indexed Accounts</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Contract offers several Indexed Accounts. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We will credit positive, negative or zero interest at the end of an Indexed Term based, in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">part, on the performance of an Index. This rate of return is the Performance Rate. An Indexed Account is defined by the Index tracked, the length of the Indexed Term, the Crediting Method and the Protection Level or Dual Rate, as applicable, it provides, and whether or not it includes an Annual Lock.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in an Indexed Account is not an investment in the Index or in any Index fund.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant portion of your investment in an Indexed Segment if the Index declines in value. You are responsible for all losses in excess of the Protection Level or Dual Rate you choose.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> There is also a risk of loss upon an early withdrawal. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will be based on Interim Value and will cause an immediate reduction in your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. You could lose a significant portion of your investment in an Indexed Segment if amounts are removed from the Indexed Segment prior to the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may allocate all or a portion of your Purchase Payment into one or more Indexed Accounts. The minimum allocation to an Indexed Account is $2,000; there is no maximum allocation limit. A new Indexed Segment is established upon an allocation to an Indexed Account. Each Indexed Segment may have its own:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Start Date</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Cap</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Performance Trigger Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Performance Trigger Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Rate</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Contract Value</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Information regarding each Indexed Account, including 1) its name, 2) its type, 3) its Indexed Term, 4) its Crediting Method, 5) its Protection Method, and 6) its minimum limit on Index gain, is available in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indices. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account references a market index that determines the performance of its associated Indexed Segments. A market index is not a fund; it is unmanaged and is not available for direct investment. We currently offer Indexed Accounts based on the performance of the following securities indices:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (RTY). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index measures the performance of the 2,000 smallest companies in the Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index. It is considered representative of small capitalization stocks. The prices of small company stocks generally are more volatile than those of large company stocks. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">(NQCAPSTNF). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is comprised of 50 stocks selected based on cash on hand, debt ratios and volatility. The Capital Strength Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> will be reduced by 0.65% to result in the Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> (FTUSLDRS).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> provides exposure to a selection of U.S. stocks, including companies with a history of paying and raising dividends and others more growth-oriented, representing the largest and most actively traded U.S. stocks in the internet industry. Specifically, the First Trust American Leadership Index provides exposure to U.S. companies driving growth and profitability through internet products and services. The level of the First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> incorporates an embedded 0.65% annual fee. The fee is not related to the annuity.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indices used are “price return Indices,” not “total return Indices,” meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. The Indices do not represent a direct investment in the Index. If an Index is discontinued or substantially changes (for example if an Index sponsor announces that it will make a material change in the formula for or the method of calculating the Index or in any other way materially modifies the Index), we reserve the right to select an alternative Index and we will notify the Contractowner of such changes. In selecting an alternative Index we will attempt to approximate the performance of the original investment in a commercially reasonable manner in light of relevant market circumstances at the time. Any substitution is subject to approval by the state insurance authorities where the Contract and rider were issued, if required by law. A change to the Index in the middle of a Segment may impact the calculation of the Performance Rate for the Segments. When we notify you of a change to the Index, we will also state how the change will impact your Performance Rate. Investments in new Segments are available on an Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The bar charts shown below provide each Index’s annual returns for the last 10 calendar years (or for the life of the Index if less than 10 years), as well as the Index returns after applying a hypothetical 5% Performance Cap and a hypothetical 10% Protection Level. The charts illustrate the variability of the returns from year to year and show how hypothetical limits on Index gains and losses may affect these returns. Past performance is not necessarily an indication of future performance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The performance below is NOT the performance of </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">any</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> specific Indexed Account. Your performance under the Contract will differ, perhaps significantly. The performance below may reflect a different return calculation, time period, and limit on Index gains </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">and losses than the Indexed Account. </span><span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">This performance does not reflect any Contract Adjustment based on Interim Value or any </span></span><span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Contract fees and charges, which may reduce performance.</span></span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We will credit positive, negative or zero interest at the end of an Indexed Term based, in </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">part, on the performance of an Index. This rate of return is the Performance Rate. An Indexed Account is defined by the Index tracked, the length of the Indexed Term, the Crediting Method and the Protection Level or Dual Rate, as applicable, it provides, and whether or not it includes an Annual Lock.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An investment in an Indexed Account is not an investment in the Index or in any Index fund.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant portion of your investment in an Indexed Segment if the Index declines in value. You are responsible for all losses in excess of the Protection Level or Dual Rate you choose.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will be based on Interim Value and will cause an immediate reduction in your Indexed Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. You could lose a significant portion of your investment in an Indexed Segment if amounts are removed from the Indexed Segment prior to the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (SPX). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index is comprised of 500 stocks considered representative of the overall market. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> Price Return Index (RTY). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index measures the performance of the 2,000 smallest companies in the Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Index. It is considered representative of small capitalization stocks. The prices of small company stocks generally are more volatile than those of large company stocks. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">SM </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">(NQCAPSTNF). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is comprised of 50 stocks selected based on cash on hand, debt ratios and volatility. The Capital Strength Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> will be reduced by 0.65% to result in the Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;margin-left:-10pt;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> (FTUSLDRS).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> provides exposure to a selection of U.S. stocks, including companies with a history of paying and raising dividends and others more growth-oriented, representing the largest and most actively traded U.S. stocks in the internet industry. Specifically, the First Trust American Leadership Index provides exposure to U.S. companies driving growth and profitability through internet products and services. The level of the First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> incorporates an embedded 0.65% annual fee. The fee is not related to the annuity.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indices used are “price return Indices,” not “total return Indices,” meaning that each Index’s returns do not include any dividends or other distributions declared by the companies included in the Index and will cause the Index to underperform a direct investment in the companies included in the Index. The Indices do not represent a direct investment in the Index. If an Index is discontinued or substantially changes (for example if an Index sponsor announces that it will make a material change in the formula for or the method of calculating the Index or in any other way materially modifies the Index), we reserve the right to select an alternative Index and we will notify the Contractowner of such changes. In selecting an alternative Index we will attempt to approximate the performance of the original investment in a commercially reasonable manner in light of relevant market circumstances at the time. Any substitution is subject to approval by the state insurance authorities where the Contract and rider were issued, if required by law. A change to the Index in the middle of a Segment may impact the calculation of the Performance Rate for the Segments. When we notify you of a change to the Index, we will also state how the change will impact your Performance Rate. Investments in new Segments are available on an Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">This performance does not reflect any Contract Adjustment based on Interim Value or any </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Contract fees and charges, which may reduce performance.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals (including surrender or termination of your Contract), reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a Death Benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value. For more information, see “Interim Value” later in this section. Lincoln reserves the right to make additional Indexed Account options available or to withdraw currently available Indexed Account options and change the features of an Indexed Account from one Indexed Term to the next, including the Index and the current limits on Index gains and losses, in the future. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> For each Indexed Segment the daily value is determined as follows:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">a. On the Start Date of the Indexed Segment, the value of the Indexed Segment equals the initial Indexed Crediting Base. The initial Indexed Crediting Base is the amount of Purchase Payment or Contract Value allocated to the Indexed Segment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">b. On each Valuation Date during the Indexed Term, the value of the Indexed Segment equals the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">c. On the last date of the Indexed Term, called the End Date, the value of the Indexed Segment equals the Segment Ending Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index provider deducts fees and costs when calculating the Index return, which will reduce the Index return and will cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Nasdaq-100</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-5.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;"> Price Return Index is a “price return Index,” not a “total return Index,” and therefore does not reflect the dividends paid on securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Term is the specified period of time over which an Index’s performance is measured, subject to applicable limits on Index gains and losses, to determine the amount of positive, negative or zero interest that will be credited to an Indexed Account at the end of the period. 1-Year and 6-Year Indexed Terms are available in this Contract. An Indexed Segment begins on the day your money is allocated to an Indexed Segment, called the Start Date. The yearly anniversary of the Start Date of the initial Indexed Segment is the Indexed Anniversary Date of your Contract. This is the Indexed Anniversary Date for the life of your Contract.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may choose to allocate your Purchase Payment to different Indexed Accounts, but all Indexed Segments must begin on the Indexed Anniversary Date. All future Indexed Terms must begin on the same Indexed Anniversary Date. This means you can only allocate to Indexed Accounts one time a year. For example, you may start a 6-Year Indexed Segment, and two years later, you can start a 1-Year Indexed Segment, as long as the 1-Year Indexed Segment begins on the Indexed Anniversary Date for your Contract. If you have more than one 6-Year Indexed Segment in effect at any time, Indexed Terms of the same term length must have the same Start Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Your Contract Value must remain in an Indexed Account until the end of the Indexed Term to be credited with all or partial interest and to avoid a possible Contract Adjustment based on Interim Value, in addition to potential tax consequences.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Crediting Methods and Protection Methods. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Different Crediting Methods and Protection Methods are available for your Indexed Account. Interest is credited for any performance earned or deducted for any loss only on the End Date of a Segment. The Crediting Method you select will limit positive (upside) Index returns credited on the End Date of a Segment and the Protection Method will limit the negative Index returns deducted on the End Date of a Segment. If the End Date is not a Valuation Date, then the amount will be credited or deducted on the next business day. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Caps, No Annual Locks.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Performance Cap is the maximum Performance Rate that can be credited to the Indexed Segment for an Indexed Term for which it is declared. For example, if the Index return is 12% and the Performance Cap is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. The Performance Cap may vary depending on the Index, the Indexed Term length, and the Protection Level. Typically, Indexed Segments with greater Protection Levels have lower Performance Caps. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">other Contracts issued at different times. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Cap. The Performance Rate can be positive, negative or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Indexed Account has a Performance Cap and the percentage change of the Index Value from the Start Date to the End Date is positive and equal to or greater than the Performance Cap, then the Performance Rate equals the Performance Cap. If the percentage change is zero or positive and less than the Performance Cap, the Performance Rate equals the percentage change of the Index Value. If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value (described later in the Interim Value section). Withdrawals include any applicable premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> section below for additional information. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Cap. The Performance Rate can be positive, negative or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If your Indexed Account has a Performance Cap and the percentage change of the Index Value from the Start Date to the End Date is positive and equal to or greater than the Performance Cap, then the Performance Rate equals the Performance Cap. If the percentage change is zero or positive and less than the Performance Cap, the Performance Rate equals the percentage change of the Index Value. If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value (described later in the Interim Value section). Withdrawals include any applicable premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Caps with Annual Locks</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. For an Indexed Segment with Annual Locks, the Performance Rate will be calculated in the same manner as without Annual Locks (see discussion above), except it will be calculated on each Index </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Anniversary Date. The performance will NOT be credited to or deducted from the Indexed Segment, however, until the End Date of the Indexed Term (at the end of the 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> year). The amount of the performance credited or deducted from the Indexed Segment on the End Date equals the sum of the annual performance amounts on each Indexed Anniversary Date, adjusted for any withdrawals, transfers, or annuitization. On the first Indexed Anniversary Date, the performance equals the Performance Rate change multiplied by the Indexed Crediting Base. This performance amount is added to or deducted from the Indexed Crediting Base. This adjusted Indexed Crediting Base becomes the Indexed Crediting Base for the next one-year period. On each Indexed Anniversary Date thereafter, the return for the year is credited to or deducted from the Indexed Crediting Base and the adjusted Indexed Crediting Base carries over to the next one-year period. As a result, a loss you incur in one year will reduce the amount invested for the next year. In a continuing down market, you could lose in excess of the applicable Protection Level. For example, if the Protection Level is 10%, in a continuing down market, you could lose more than 90% of your investment. On the other hand, a gain you incur in one year will increase the Indexed Crediting Base for the next year, upon which future gains (if any) will be calculated. The Segment Ending Value will equal the value of the Indexed Crediting Base on the End Date (after the adjustment for performance on the last Indexed Anniversary Date).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Segments on the Indexed Anniversary Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. In addition to the Indexed Crediting Base adjustment for performance, withdrawals and transfers reduce the Indexed Crediting Base in the same proportion that withdrawals and transfers reduce the Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated in this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 6-Year with Annual Locks with a 10% annual Performance Cap and 10% Protection Level</span> <br/> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Allocation to Indexed Segment = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base at Beginning of Term = $100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Segment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Index %</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Change</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Rate (adjusted for</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Cap or Protection</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Level)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Amount</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adjusted Indexed</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Crediting Base/</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Value</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2027</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$7,000</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$107,000</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2028</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$10,700</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$117,700</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2029</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-3%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-$3,531</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2030</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">0%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$0</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2031</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$5,708</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$119,877</span></div></div></td></tr> <tr style="height:15.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2032</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+17%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$11,988</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$131,865</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: The Segment Ending Value is $131,865. The $31,865 (the sum of the values on each Index Anniversary) is not credited to your Contract Value until the end of the 6-year Indexed Term. Until the end of the Indexed Term, with an Annual Lock account, the Interim Value calculation applies. The anniversary amounts are not available to you and are used only for calculation purposes as the Indexed Crediting Base for the next year.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, Performance Caps on subsequent 6-year Indexed Terms with Annual Locks may be higher or lower than the initial Performance Cap. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 6-Year with Annual Locks with a 10% annual Performance Cap and 10% Protection Level</span> <br/> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Allocation to Indexed Segment = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base at Beginning of Term = $100,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Segment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Index %</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Change</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Rate (adjusted for</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Cap or Protection</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Level)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.4pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Indexed Segment</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Performance</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Amount</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:105.9pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Adjusted Indexed</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Crediting Base/</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Anniversary</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Value</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2027</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+7%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$7,000</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$107,000</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2028</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+12%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$10,700</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$117,700</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2029</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-3%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-$3,531</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2030</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">-5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">0%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$0</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$114,169</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2031</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+5%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$5,708</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$119,877</span></div></div></td></tr> <tr style="height:15.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1/8/2032</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+17%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">+10%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.4pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$11,988</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:105.9pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">$131,865</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: The Segment Ending Value is $131,865. The $31,865 (the sum of the values on each Index Anniversary) is not credited to your Contract Value until the end of the 6-year Indexed Term. Until the end of the Indexed Term, with an Annual Lock account, the Interim Value calculation applies. The anniversary amounts are not available to you and are used only for calculation purposes as the Indexed Crediting Base for the next year.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Performance Trigger Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Trigger Rate is a rate of return for an Indexed Segment that we declare at the beginning of the Indexed Term that is used to determine the Segment Ending Value if the Index return for the Indexed Term is zero or positive. For example, if the Index return is 12%, and the Performance Trigger Rate is 4%, we will credit 4% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%. Alternatively, if the Index return is 1%, and the Performance Trigger Rate is 4%, we will credit 4% interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 4%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Trigger Rate may vary depending on the Index, the Indexed Term length, and the Protection Level you select. Typically, Indexed Segments with greater Protection Levels have lower Performance Trigger Rates. The Performance Trigger Rate will not change during the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is elected. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Trigger Rate applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Trigger Rate for each subsequent Indexed Term. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Trigger Rate be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Trigger Rates can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and subject to the Performance Trigger Rate. The Performance Rate can be positive, negative, or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, and the difference is divided by the Index Value on the Start Date. If the percentage change of the Index Value is greater than or equal to zero on the End Date, the Performance Rate is equal to the Performance Trigger Rate. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you have a Protection Level and the percentage change in the Index Value is less than zero, then the Performance Rate is the lesser of 1) 0%, or 2) the percentage change in the Index Value plus the Protection Level. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount you have allocated to the Indexed Segment, less any withdrawals during the Indexed Term deducted proportionately by the amount that the withdrawal reduced the Interim Value. Withdrawals include any applicable premium tax or rider fees and charges. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment is reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The example assumes no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Trigger Rates may be higher or lower than the initial Performance Trigger Rate. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate the Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The example assumes no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date, and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Trigger Rates may be higher or lower than the initial Performance Trigger Rate. Subsequent Performance Trigger Rates may differ from the Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Dual Performance Trigger Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Dual Performance Trigger Rate is a rate of return for an Indexed Segment that we declare at the beginning of the Indexed Term. It is used, in part, to determine the Segment Ending Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Dual Performance Trigger Rate may vary depending on the Index, the Indexed Term, and the Protection Level you select. Typically, Indexed Segments with greater Protection Levels have lower Dual Performance Trigger Rates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Dual Performance Trigger Rate applies to the initial Indexed Term. The Company will declare, at its discretion, a Dual Performance Trigger Rate for each subsequent Indexed Term, if any. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new Contracts or for other Contracts issued at different times. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Dual Performance Trigger Rate be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Dual Performance Trigger Rates can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Protection Level and the Dual Performance Trigger Rate. The Performance Rate can be positive, negative, or zero. The percentage change in the Index Value is calculated by subtracting the Index Value on the Start Date from the Index Value on the End Date, with the difference then divided by the Index Value on the Start Date. The daily Index Value is posted on the Index’s website. If an Index Value is not published for a particular day, we will use the Index Value at the close of the next Valuation Date the Index Value is published.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the percentage change of the Index Value is greater than or equal to zero on the End Date, the Performance Rate is equal to the Dual Performance Trigger Rate. For example, if the Index return is 12%, and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%. If the percentage change in the Index Value is less than zero but within the Protection Level, the Performance Rate is equal to the Dual Performance Trigger Rate. For example, if the Index return is -5%, the Protection Level is 10% and the Dual Performance Trigger Rate is 8%, we will credit 8% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 8%. If the percentage change in the Index Value is negative and beyond Protection Level, the Performance Rate is the percentage change in the Index Value, plus the Dual Performance Trigger Rate, plus the Protection Level. The Performance Rate could be negative. For example, if the Index return is -20%, the Protection Level is 10% and the Dual Performance Trigger Rate is 8%, we will deduct 2% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will decrease by 2%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value. The Indexed Crediting Base is the amount that you have allocated to the Indexed Segment, less any transfers or withdrawals during the Indexed Term deducted proportionately by the amount that the transfers or withdrawals reduced the Interim Value. Withdrawals include any applicable premium tax or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments. If the Performance Rate is positive, the value of your Indexed Segment will increase. If the Performance Rate is negative (after calculation including the Protection Level), the value of your Indexed Segment will be reduced. If the Performance Rate is zero, the value of your Indexed Segment will not change. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, reallocation, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming an initial Dual Performance Trigger Rate of 6% and a Protection Level of 10%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Dual Performance Trigger Rates may be higher or lower than the initial Dual Performance Trigger Rate. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new contracts or for other contracts issued at different times. The Company will determine new Dual Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming an initial Dual Performance Trigger Rate of 6% and a Protection Level of 10%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Dual Performance Trigger Rates may be higher or lower than the initial Dual Performance Trigger Rate. Subsequent Dual Performance Trigger Rates may differ from the Dual Performance Trigger Rate used for new contracts or for other contracts issued at different times. The Company will determine new Dual Performance Trigger Rates on a basis that does not discriminate unfairly within any class of contracts. If </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">has been elected, see the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">section below for additional information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Indexed Segments with Dual Plus.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Dual Plus Indexed Accounts offer a Dual Rate and Performance Cap for an Indexed Segment that we declare at the beginning of the Indexed Term that are both used in determining the Segment Ending Value. The Performance Cap is the maximum Performance Rate that can be credited to the Indexed Segment for an Indexed Term for which it is declared. For example, if the Index return is 60%, and the Performance Cap is 50%, we will credit 50% in interest on the End Date of the Indexed Segment, meaning your Segment Ending Value will increase by 50%. The Performance Cap may vary depending on the Index and the Indexed Term length. The Performance Cap will not change during the Indexed Term. The Dual Rate will not vary depending on the Index or the Indexed Term length and will not change from one Indexed Term to the next. Typically, Indexed Segments with Dual Rates have higher Performance Caps. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The initial Performance Cap applies to the initial Indexed Term. The Company will declare, at its discretion, a Performance Cap for each subsequent Indexed Term. If no Performance Cap is declared for an Indexed Term, there is no maximum Performance Rate for that Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">In no event will a Performance Cap be lower than what is shown in Appendix A – Investment Options Available Under The Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Information about current Performance Caps can be found at www.lfg.com/llarates and is incorporated into this prospectus by reference.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate equals (1) the Dual Rate if the percentage change of the Index Value from the Start Date to the End Date for an Indexed Term is zero, or is positive and equal to or less than the Dual Rate; or (2) the percentage change up to the Performance Cap if the percentage change is higher than the Dual Rate; or (3) the Performance Cap if the percentage change is higher than the Performance Cap; or (4) the percentage the Index has decreased plus the Dual Rate, if the Index Value at the end of the Indexed Term is less than the Index Value at the beginning of the Indexed Term. If the Performance Rate is negative, the value of your Indexed Segment is reduced.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The amount credited to or deducted from the Indexed Segment, is equal to the Performance Rate multiplied by the Indexed Crediting Base on the End Date. This will be used to determine the Segment Ending Value as set forth below. The Indexed Crediting Base is the amount that you have allocated to the Indexed Segment, less any transfers or withdrawals during the Indexed Term deducted proportionately by the amount that the transfer or withdrawal reduced the Interim Value. Withdrawals include any applicable premium tax, or rider fees and charges. The Performance Rate is used to determine the value credited after all adjustments.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Performance Rate is the percentage change in the Index Value from the Start Date to the End Date, adjusted by the Dual Rate and Performance Cap Rate. The percentage change is calculated by subtracting the Index Value as of the beginning of the Indexed Term from the Index Value at the end of the Indexed Term. The difference is then divided by the Index Value as of the beginning of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Segment Ending Value on the End Date is equal to the sum of A plus (A multiplied by B) where:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A = the Indexed Crediting Base on the End Date and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">B = the Performance Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate and Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming a Dual Rate of 15% and an initial Performance Cap of 75%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Segment Ending Value on the End Date is equal to the sum of A plus (A multiplied by B) where:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A = the Indexed Crediting Base on the End Date and </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">B = the Performance Rate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Indexed Crediting Base is used only to calculate the performance of Indexed Accounts on the End Date and to calculate the Interim Value. This amount is not available for surrender, withdrawal, transfer, annuitization or as a Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples illustrate how we calculate and Performance Rate assuming hypothetical Index returns and hypothetical limits on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rates assuming a Dual Rate of 15% and an initial Performance Cap of 75%. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Depending on market conditions, subsequent Performance Caps may be higher or lower than the initial Performance Cap. Subsequent Performance Caps may differ from the Performance Cap used for new Contracts or for other Contracts issued at different times. The Company will determine new Performance Caps on a basis that does not discriminate unfairly within any class of contracts.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protection Methods</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. For Indexed Accounts with a Protection Level, the Protection Level is the portion of any negative Index performance that will not impact your Contract Value if you remain invested until the End Date of the Indexed Segment. For example, if the Index return is -15% and you have a 10% Protection Level, your Contract Value will not be impacted by the first 10% of negative Index performance and we will deduct 5% at the end of the Indexed Term. Your Contract Value will not be impacted up to the amount of the Protection Level you elect, and, after that, you will be impacted for the remaining portion of the loss. This loss will reduce the amount of your investment (principal) in the Indexed Segments. The Contract offers Indexed Accounts with Protection Levels that protect you against losses of 10% to 25%. If you choose an Indexed Account with Performance Cap or Performance Trigger Rate and a 10% Protection Level, your Contract Value will not be impacted by the first 10% of negative Index performance if you stay invested until the End Date of the Segment. Any remaining negative percentage will be absorbed by you. If an Indexed Account with Annual Locks is selected, the Protection Level is the percentage of the Index loss that will not impact your Indexed Crediting Base each year during the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Protection Level is not available on Dual Plus Indexed Accounts, but the Dual Rate itself may provide some protection from Index loss, as discussed below.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following examples illustrate how we calculate and credit interest assuming hypothetical Index returns and hypothetical lim</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">its on Index gains and losses. The examples assume no withdrawals. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2026</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Account = 1-Year Indexed Account with a 10% Protection Level</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at beginning of term = 1,569</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base = $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment End Date = 1/8/2027</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at End Date = 1,333</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value percentage change = -15% ((1,333 – 1,569) / 1569)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Segment Ending Value = $95,000 ($100,000 - $5,000)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Because your Contract Value is not impacted by the first 10% of the loss, you only experience a 5% loss (-15% Index Value per</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">centage change + 10% Protection Level = 5% loss) or $100,000 * 5.00% = $5,000.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following year assuming you chose a new 1-Year Segment with a 10% Protection Level:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">(The Indexed Segment Ending Value is used to establish the Indexed Crediting Base for the new Indexed Segment.)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment Start Date = 1/8/2027</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Crediting Base = $95,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Term Segment End Date = 1/8/2028</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value at End Date = 1,298</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Index Value percentage change = -3% ((1,298 – 1,333)/1,333)</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Indexed Segment Ending Value = $95,000 ($95,000 - $0)</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Because your Contract Value is not impacted by the first 10% of the loss, you experience no loss of Contract Value for this Segment because the Index Value percentage change was less than the 10% Protection Level.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For the Dual Performance Trigger Indexed Accounts, the Protection Level is used to determine the Performance Rate on the End Date of the Segment when there is negative Index performance. If the percentage change in the Index Value is negative but within the Protection Level, the Performance Rate is equal to the Dual Performance Trigger Rate. However, if the percentage change in the Index Value has decreased by a greater percentage than the Protection Level then the amount of your investment in the Indexed Segment may be reduced. The Performance Rate would equal the percentage change in the Index Value, plus the Dual Performance Trigger Rate, plus the Protection Level. The amount of loss or gain is dependent on the percentage change in the Index Value, the Dual Performance Trigger Rate and the Protection Level on the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rate(s) based on the percentage change in the Index Value using a 6% Dual Performance Trigger Rate. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Dual Plus accounts do not include a Protection Level, but the Dual Rate itself may provide some protection. If Index performance is down, your Performance Rate equals the Index performance plus the Dual Rate which may result in either a negative or positive return. For example, if the Index return is -10% and you have a Dual Rate of 15%, we will credit 5% in interest at the end of the Indexed Term. If the Index return is -20% and you have a Dual Rate of 15%, we will deduct 5% in interest at the end of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following examples show the Performance Rate(s) based on the percentage change in the Index Value and using a Dual Rate of 15%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Crediting Method Considerations. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates for each new Indexed Segment at our discretion, subject to the guaranteed minimums. We consider a number of factors when declaring Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates. Generally, we seek to manage our risk associated with our obligations, in part, by trading call and put options and other derivative instruments on the available Indices. The costs of these instruments impact the rates we declare, and those costs can be impacted by the market conditions and forces. We also consider sales commissions, administrative expenses, regulatory and tax requirements, general economic trends and competitive factors. You bear the risk that we may declare lower Performance Caps, Performance Trigger Rates and Dual Performance Trigger Rates for </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">future Indexed Segments, and that such rates could be as low as the guaranteed minimum for that Indexed Account. Rates offered for new Indexed Segments may be different from those offered to new investors or offered to you at Contract issuance. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should choose a Crediting Method that is consistent with your risk tolerance and investment objectives. Generally, assuming the same Index and Indexed Term length, an Indexed Account that provides less potential for Index gains will tend to have more protection from Index losses. Conversely, assuming the same Index and Indexed Term length, an Indexed Account that provides more potential for Index gains will generally tend to have less protection from Index losses. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Performance Cap, and there is positive Index performance, the Performance Rate we apply on the Indexed Segment End Date could be less than the actual Index performance. If the actual Index performance is greater than the Performance Cap, your Performance Rate will be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Performance Trigger Rate, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date, could be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with an Annual Lock, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date could be lower, possibly significantly lower, than the actual Index return.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Dual Performance Trigger Rate, and there is positive Index performance, the Performance Rate on the Indexed Segment End Date could be lower, possibly significantly lower, than the actual Index return.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose an Indexed Segment with a Dual Rate and Performance Cap, and there is positive Index performance, the Performance Rate we apply on the Indexed Segment End Date could be less than the actual Index performance. If the actual Index performance is greater than the Performance Cap, your Performance Rate will be lower, possibly significantly lower, than the actual Index return. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Protection Method Considerations. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We set the limit on Index losses for each Indexed Account at our sole discretion. We consider various factors in determining the limit on Index losses, including the cost of our risk management techniques, sales commissions, administrative expenses, regulatory and tax requirements, general economic trends and competitive factors. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should choose a level of protection that is consistent with your risk tolerance and investment objectives. Generally, assuming the same Index and Indexed Term, an Indexed Account that provides more protection from Index losses will tend to have less potential for Index gains. Conversely, assuming the same Index and Indexed Term, an Indexed Account that provides less protection from Index losses will generally tend to have more potential for Index gains. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Performance Cap (with the exclusion of Dual Plus), or Performance Trigger Rate, if there is negative Index performance, we absorb the first portion of the negative performance up to the stated percentage and you bear the risk of loss after your chosen Protection Level, including the loss of any previously credited amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Dual Performance Trigger Rate, if there is negative Index performance, we absorb the first portion of the negative Index performance up to the stated percentage of the Protection Level. If there is negative Index performance beyond the Protection Level, we continue to absorb the portion of the negative Index performance up to the stated percentage of the Dual Performance Trigger Rate. For example, if the Dual Performance Trigger Rate is 5%, we would absorb the first 5% of loss beyond the Protection Level. You bear the risk of loss thereafter, including the loss of any previously credited amount. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For accounts with a Dual Rate, if the Index performance is negative, your Performance Rate equals the Index performance plus the Dual Rate, which may result in either a negative or positive return.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Reallocation. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You will be notified 25 days prior to each Indexed Anniversary Date regarding the timing of investing in new Indexed Segments. The available Indexed Accounts and applicable Crediting Methods and Protection Methods will be provided at least 5 business days in advance of the Indexed Anniversary Date on your online account or by calling 1-877-737-6872. To view the available Indexed Segments and the applicable rates, log in to your account at www.LincolnFinancial.com and select Account Reallocation under Account Management. Current rates can also be found at www.lfg.com/llarates and are incorporated into this prospectus by reference. If your existing Indexed Segment is at the end of the Indexed Term, you may reallocate the Segment Ending Value to any available Indexed Account. If your existing Indexed Segment is at an Indexed Anniversary during the Indexed Term, you may reallocate the Interim Value to any available Indexed Account. A reallocation request must be received on or before the Indexed Anniversary Date or Indexed Term End Date, as applicable. We will hold reallocation instructions for up to 25 calendar days prior to the Indexed Anniversary Date. The reallocation will take place on the Indexed Anniversary Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive a reallocation notice from you, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all Indexed Segments that are ending will invest into a new Indexed Segment with the same term, Index, and Protection Method as the Indexed Segment in which they were previously invested and with the Crediting Method rate applicable to a new Indexed Term. If the same type of Indexed Segment is no longer available, the funds will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection, and will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The following chart outlines possible reallocations among Indexed Accounts at the end of an Indexed Term or as described </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. Indexed Terms of the same term length must have the same Start Date.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:20.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:312.2pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Reallocating To</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:215.80pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">Reallocating From</span></div></div></td></tr> <tr style="height:18pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:107.65pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">1-Year Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:108.15pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;">6-Year Term</span></div></div></td></tr> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:312.2pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">1-Year Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:107.65pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed on any</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:108.15pt;"> <div style="line-height:12.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed on any</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td></tr> <tr style="height:27pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:312.2pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">6-Year Term</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:107.65pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed only on every 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">th</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:108.15pt;"> <div style="line-height:11.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Allowed only on every 6</span><span style="color:#000000;font-family:Arial Narrow;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">th</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9.5pt;margin-left:0.0pt;">Indexed Anniversary Date</span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we do not receive a reallocation notice from you, </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all Indexed Segments that are ending will invest into a new Indexed Segment with the same term, Index, and Protection Method as the Indexed Segment in which they were previously invested and with the Crediting Method rate applicable to a new Indexed Term. If the same type of Indexed Segment is no longer available, the funds will be moved to the 1-Year S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index with Performance Cap, 10% Protection, and will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Interim Value is a daily value we calculate to provide you with a value of your Indexed Segment after the Start Date and before the End Date of an Indexed Term. The Contract Value for an Indexed Segment is equal to the Interim Value on each Valuation Date except the End Date. The Interim Value is used to calculate amounts available for withdrawal, surrender (including advisory fee deductions, any applicable premium tax or rider fees and charges), reallocation, annuitization or payment of a death claim for each day during an Indexed Term other than the End Date. The Interim Value also is used to determine how much the Indexed Crediting Base will be reduced after a withdrawal. See Surrenders and Withdrawals. Once you reach the End Date of the Indexed Term, there is no Interim Value, and the actual performance will be credited to or deducted from your Indexed Segment based on the Performance Rate associated with the Crediting Methods you have chosen. The Interim Value calculation will vary depending on the Indexed Account selected and whether </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-style:italic;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> has been elected.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The specifics of the Interim Value calculation are located in the Statement of Additional Information. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Under extreme conditions a negative Contract Adjustment based on Interim Value could result in a loss of up to 100% of your Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Such loss can occur even if an Index has increased in value. This means your Interim Value could reflect negative performance, even if the Index Value has increased. Once your Crediting Base is reduced due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is exercised. The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Refer to the Surrender and Withdrawal section for information about the Interim Value and how surrenders or withdrawals are calculated.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">On any Valuation Date, excluding an Indexed Anniversary Date, one time each year between an Indexed Term Start Date and Indexed Term End Date, you may request to lock the Interim Value of any unlocked Indexed Segments (“</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">”). You can obtain the current Interim Value by calling 1-877-737-6872 or by logging into your account at www.LincolnFinancial.com. This value fluctuates daily and is calculated at the end of each business day and may be more or less than the value quoted earlier. The Interim Value as calculated as of the close of that Valuation Date will be locked in and once enacted, each singular lock-in is irrevocable. Once locked, the Indexed Segment’s Interim Value will not change until the next Indexed Anniversary Date (except any withdrawal made once the Interim Value is locked will reduce the locked value by the dollar amount of the withdrawal). If you request a lock-in when the Interim Value is below your Crediting Base, Protection Levels do not apply and you assume all loss of Indexed Account Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you have elected to lock-in and the value of the Interim Value supporting the Index Segment would have otherwise increased since the lock-in, you will not be able to take advantage of the increase that Contract Year. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, Interim Values that have been locked do not earn any interest while locked. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is not available for Annual Lock or Dual Plus Indexed Accounts. If you request a lock-in of the Interim Value, you are not locking the actual Index performance, since the Interim Value is not based on the value of the Index but the fair market value of the portfolio of investment instruments supporting the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A request to lock the Interim Value may be made before 4:00 p.m. Eastern Standard Time (i.e. before market close) on any Valuation Date (in order to be processed that Valuation Day), one time between each Contract Year, prior to the Indexed Segment End Date; however, a lock cannot be processed on an Indexed Anniversary Date. You will not know the locked Interim Value until the next Valuation Date. Any request made after 4:00 p.m. Eastern Standard Time (i.e. after market close) or on a day other than a Valuation Date will take effect as of the market close on the following Valuation Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you choose to lock the Interim Value of a 1-Year Term Indexed Segment, you will remain in that Indexed Segment and the locked in Interim Value will not change (unless a withdrawal is taken), and no fixed interest will be credited from the date of the lock-in to the Term End Date. If you choose to lock the Interim Value of a 6-Year Term Indexed Segment, you will remain in that Indexed Segment and the locked in Interim Value will not change (unless a withdrawal is taken), and no fixed interest will be credited from the date of the lock-in to the Reset Date. On the next Indexed Anniversary Date</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;line-height:12pt;position:relative;top:-4.25pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">(if this is not the End Date of the Segment), we will reset the crediting rate for that Indexed Segment, and reset the beginning Index Value and the Segment’s Crediting Base to its locked Interim Value (reduced by the dollar amount of any applicable withdrawals, taxes, rider fees and charges), and the Interim Value will begin calculating daily again. These reset values are used in calculating the Segment Ending Value on the End Date of the Indexed Term unless another lock-in is requested, in which case a new crediting rate, beginning Index Value, and Crediting Base would be established following that lock-in. The Protection Level percentage associated with the Segment will not change. If the Indexed Anniversary Date after the lock-in is the End Date, then the Segment Ending Value equals the Interim Value (reduced by the dollar amount of any applicable withdrawals, taxes, riders fees and charges). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">In addition, the Reset Rate may limit a positive Index return if you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. We will reset the Indexed Segment Performance Cap rate, Performance Trigger Rate, or Dual Performance Trigger Rate for the remainder of the Indexed Term following the lock, and these Reset Rates may be lower than the original rates. For example, if the Performance Cap is 4% and you choose to lock in the Interim Value, then on the next Indexed Anniversary date, we could reset the Performance Cap for the remaining Indexed Term to 2%. If the Index return at the end of the Indexed Term is 12%, we will credit 2% in the interest on the End Date of the Indexed Segment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Please note:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Once your Interim Value is locked in, we will automatically reset your crediting rate on the next Indexed Anniversary Date unless you have elected to reallocate to another available Indexed Account. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Reset Rate will be available online (or by phone) 10 days prior to the Indexed Anniversary date. The minimum Reset Rate is 3.50%. Current Reset Rates can be found at www.lfg.com/RILAresetrates and are incorporated into this prospectus by references. Additionally, to view rates for the available Indexed Accounts, log in to your account at www.LincolnFinancial.com and select </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> under Account Management. You should carefully consider whether and when to elect a </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of your Interim Value. A lock-in may only be requested once per Contract Year during an Indexed Term and is irrevocable. Your locked-in value at the end of the Indexed Term could be less than if you chose not to lock-in. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">If you request a lock-in when the Interim Value is below the Indexed Crediting Base, Protection Levels do not apply and you assume all losses of Indexed Account Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">It is possible to utilize the </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> feature and lock-in when the Interim Value is down. Careful consideration must be given before choosing to do this since you would be locking in the full decline in the Interim Value without the benefit of the Protection Level. While potential continued losses in the Interim Value would cease until the next Indexed Anniversary Date, the existing losses would be realized with no guarantee that the Segment would experience any future gains to offset this loss. Below are examples of locking in an Interim Value higher than the Crediting Base and lower than the Crediting Base.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Locking in an Interim Value Higher than the Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1/1/2026 Crediting Base is $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 Interim Value is $120,000 </span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 The Contractowner decides to lock-in the $120,000 Interim Value</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5/1/2030 Crediting Base is reset to $120,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Locking in an Interim Value Lower than the Crediting Base</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1/1/2026 Crediting Base is $100,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 Interim Value is $90,000</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">4/1/2030 The Contractowner decides to lock-in the $90,000 Interim Value</span> <br/><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">5/1/2030 Crediting Base is reset to $90,000</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Additionally, you assume the risk that your Reset Rate may not be known when you request a lock-in, and the Reset Rate may be significantly lower than the rate prior to the lock-in. As less time remains in your Indexed Term, you should expect the Reset Rate to be </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">lower, possibly much lower. For example, assuming a 6-year term with a Performance Cap of 300%, if you choose to lock-in three months before the end of the Indexed Term, your rate is based on only two remaining months. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Discontinuation or Substitution of an Index. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We have the right to discontinue or substitute an existing Index for a comparable Index prior to the Indexed Segment End Date for reasons, such as, but not limited to:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An Index is discontinued;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We are engaged in a contractual dispute with the Index provider;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine that our use of an Index should be discontinued because, for example, changes to the Index make it impractical or expensive to purchase securities or derivatives to hedge the Index; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a substantial change in the calculation of an Index, resulting in significantly different values and performance; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A legal reason we cannot offer the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Although we will attempt to choose a new Index that has a similar investment objective and risk profile to the existing Index, there is risk that the performance of the new Index may not be as good as the performance of the existing Index. As a result, funds allocated to the substituted Index may earn a return that is lower than the return they would have earned if the Index were not substituted. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">substitute an Index, we will notify you at least 30 days in advance of the substitution.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We would attempt to choose a new Index that has a similar investment objective and risk profile to the original Index. The selection criteria for a suitable alternative Index includes, but is not limited to, the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a sufficiently large market in exchange traded and/or over-the-counter options, futures and similar derivative instruments based on the Index to allow the company to hedge crediting rates; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is recognized as a broad-based Index for the relevant market; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We can offer the same Crediting Method or Protection Method on the substitute Index; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The publisher of the Index permits the use of the Index in the Contract and other materials for a reasonable fee.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we substitute an Index during an Indexed Term, we will combine the return of the replaced Index from the Indexed Start Date to the substitution date with the return of the new Index from the substitution date to the end of the Indexed Term. The Indexed Term, and all applicable rates for the affected Indexed Segment, including the Crediting Method or Protection Method will not change due to the substitution of an Index during the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Index is discontinued and a similar Index cannot be found or if we cannot offer the same Crediting Method or Protection Method, the Indexed Segment will end and the Interim Value on the Valuation Date the Index is discontinued will be used. Lincoln will move the funds into another available Indexed Segment of our choosing, and the funds will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We have the right to discontinue or substitute an existing Index for a comparable Index prior to the Indexed Segment End Date for reasons, such as, but not limited to:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">An Index is discontinued;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We are engaged in a contractual dispute with the Index provider;</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We determine that our use of an Index should be discontinued because, for example, changes to the Index make it impractical or expensive to purchase securities or derivatives to hedge the Index; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a substantial change in the calculation of an Index, resulting in significantly different values and performance; or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">A legal reason we cannot offer the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">substitute an Index, we will notify you at least 30 days in advance of the substitution.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We would attempt to choose a new Index that has a similar investment objective and risk profile to the original Index. The selection criteria for a suitable alternative Index includes, but is not limited to, the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">There is a sufficiently large market in exchange traded and/or over-the-counter options, futures and similar derivative instruments based on the Index to allow the company to hedge crediting rates; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Index is recognized as a broad-based Index for the relevant market; </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We can offer the same Crediting Method or Protection Method on the substitute Index; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The publisher of the Index permits the use of the Index in the Contract and other materials for a reasonable fee.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If we substitute an Index during an Indexed Term, we will combine the return of the replaced Index from the Indexed Start Date to the substitution date with the return of the new Index from the substitution date to the end of the Indexed Term. The Indexed Term, and all applicable rates for the affected Indexed Segment, including the Crediting Method or Protection Method will not change due to the substitution of an Index during the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Index is discontinued and a similar Index cannot be found or if we cannot offer the same Crediting Method or Protection Method, the Indexed Segment will end and the Interim Value on the Valuation Date the Index is discontinued will be used. Lincoln will move the funds into another available Indexed Segment of our choosing, and the funds will not be eligible for allocation into another Indexed Account until the next Indexed Anniversary Date.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Contract Adjustments </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a death benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">% of your Contract Value.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method as well as Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The use of Interim Values transfers risk from us to you to protect us from losses on our investments supporting the Indexed Crediting Rate strategies if amounts are removed prematurely.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For more information about the Interim Value, including examples illustrating the operation of the Interim Values, please see the Statement of Additional Information.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Once your Crediting Base is reduced </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;line-height:12pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you make any withdrawals, surrender or terminate your Contract, reallocate Contract Value from an Indexed Segment, annuitize your Contract or upon payment of a death benefit from an Indexed Segment on any date prior to the Segment End Date, your Contract Value in the Indexed Segment will be its Interim Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You could lose a significant amount of money due to Contract Adjustments based on Interim Values if amounts are removed from an Indexed Segment prior to the Segment End Date. Your Interim Value may be less than the amount invested and may be less than the amount you would receive had you held the investment in the Indexed Segment until the Segment End Date. Under extreme conditions, a negative Contract Adjustment based on Interim Values could result in a loss of up to </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">100</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">% of your Contract Value.</span> 1 <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value calculation is designed to represent the fair value of the Indexed Segment on each business day, taking into account the potential gain or loss of the applicable Index at the end of the Indexed Term, including the impacts of the Crediting Method as well as Protection Method you have chosen. The calculation is also designed to reflect the change in fair value due to economic factors, including, but not limited to, the impact of market rates, volatility, and correlation (if applicable) of the investment instruments supporting the Contract. The Interim Value is based on this calculation and not the actual value of any underlying investments or the current value of any Index. The use of Interim Values transfers risk from us to you to protect us from losses on our investments supporting the Indexed Crediting Rate strategies if amounts are removed prematurely.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For more information about the Interim Value, including examples illustrating the operation of the Interim Values, please see the Statement of Additional Information.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If you withdraw Contract Value prior to the End Date of an Indexed Term, the withdrawal will cause an immediate reduction in your Crediting Base in a proportion equal to the reduction in your Interim Value. A proportional reduction could be larger than the dollar amount of your withdrawal. Reductions in your Crediting Base will negatively impact your Interim Value for the remainder of the Indexed Term and will result in a lower Segment Ending Value at the end of the Indexed Term.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Once your Crediting Base is reduced </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">due to a withdrawal during any Indexed Term, you cannot increase it during the remainder of the Indexed Term unless </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">® </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">is exercised.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Interim Value and Indexed Crediting Base are available on your online account or by calling us at 1-877-737-6872.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Benefits Available Under the Contract</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The following tables summarize information about the benefits available under the Contract.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> A detailed description of each benefit follows the table. </span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:64pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals (including the deduction of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">advisory fees) could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The deduction of advisory fees will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">impact your Contract Value. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:14.5pt;"> <td colspan="4" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:528.0pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Standard Benefits</span></div></div></td></tr> <tr style="height:24pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:93.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:170.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:96pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:168pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;">Brief Description of Restrictions / </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:64pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals (including the deduction of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">advisory fees) could significantly reduce </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:170.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:168pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The deduction of advisory fees will </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">impact your Contract Value. </span></div></div> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span></div></div></td></tr></tbody></table> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Account Value Death </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Provides a Death Benefit equal to the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Contract Value.</span> 0 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Poor investment performance could </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">significantly reduce the benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals (including the deduction of </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">advisory fees) could significantly reduce </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">the benefit.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Automatic Withdrawal </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Service</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Allows you to take periodic withdrawals </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">from your Contract automatically.</span> 0 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">Withdrawals from Indexed Accounts will </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">be processed at a Segment’s Interim </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">Value as of the Valuation Date the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is made unless the </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">withdrawal is processed on the End Date </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">of the Indexed Term.</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">The deduction of advisory fees will </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">impact your Contract Value. </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:5.27pt;">We reserve the right to discontinue this </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:11.66pt;">administrative service at any time. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Death Benefit</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">The chart below provides a brief overview of how the Death Benefit proceeds will be distributed if death occurs prior to the Annuity Commencement Date. Refer to your Contract for the specific provisions applicable upon death.</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tbody><tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:67.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">upon death of:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:152.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Death Benefit proceeds pass to:</span></div></div></td></tr> <tr style="height:19pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is a surviving joint owner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Joint owner</span></div></div></td></tr> <tr style="height:19pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no surviving joint owner </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Beneficiary predeceases the </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Annuitant is living or deceased</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner's estate</span></div></div></td></tr> <tr style="height:75pt;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">There is no contingent Annuitant</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The youngest Contractowner </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">becomes the contingent Annuitant </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">and the Contract continues. The </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contractowner may waive* this </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continuation and receive the Death </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Benefit proceeds.</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tbody><tr style="height:20pt;"> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:67.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">upon death of:</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:154pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">and...</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:6pt;padding-top:6pt;vertical-align:Middle;width:152.5pt;"> <div style="line-height:8pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">Death Benefit proceeds pass to:</span></div></div></td></tr> <tr style="height:43pt;"> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The contingent Annuitant is living</span></div></div></td> <td style="padding-bottom:6pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Contingent Annuitant becomes the </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant and the Contract </span></div> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">continues</span></div></div></td></tr> <tr style="height:27pt;"> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:67.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Annuitant**</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">The Contractowner is a trust or </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">other non-natural person</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:154pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">No contingent Annuitant allowed </span></div> <div style="margin-left:4.5pt;margin-right:4.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">with non-natural Contractowner</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:3pt;padding-top:6pt;vertical-align:Top;width:152.5pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;margin-left:0.0pt;">Designated Beneficiary</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">*</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Notification from the Contractowner to receive the Death Benefit proceeds must be received within 75 days of the death of the Annuitant.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">**</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">Death of Annuitant is treated like death of the Contractowner.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Contractowner (or a joint owner) or Annuitant dies prior to the Annuity Commencement Date, a Death Benefit may be payable. This Death Benefit terminates on the Annuity Commencement Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You should consider the following provisions carefully when designating the Beneficiary, Annuitant, any contingent Annuitant and any joint owner, as well as before changing any of these parties. The identity of these parties under the Contract may significantly affect the amount and timing of the Death Benefit or other amount paid upon a Contractowner's or Annuitant's death.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">You may designate a Beneficiary during your lifetime and change the Beneficiary by filing a written request with our Servicing Office. Each change of Beneficiary revokes any previous designation. We reserve the right to request that you send us the Contract for endorsement of a change of Beneficiary.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the Contractowner, a Death Benefit will be paid to the Beneficiary. Upon the death of a joint owner, the Death Benefit will be paid to the surviving joint owner. If the Contractowner is a corporation or other non-individual (non-natural person), the death of the Annuitant will be treated as death of the Contractowner.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If an Annuitant who is not the Contractowner or joint owner dies, then the contingent Annuitant, if named, becomes the Annuitant and no Death Benefit is payable on the death of the Annuitant. If no contingent Annuitant is named, the Contractowner (or younger of joint owners) becomes the Annuitant. Alternatively, a Death Benefit may be paid to the Contractowner (and joint owner, if applicable, in equal shares). Notification of the election of this Death Benefit must be received by us within 75 days of the death of the Annuitant. The Contract terminates when any Death Benefit is paid due to the death of the Annuitant.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Only the Contract Value as of the Valuation Date we approve the payment of the death claim is available as a Death Benefit if a Contractowner, joint owner, or Annuitant was added or changed subsequent to the effective date of this Contract unless the change occurred because of the death of a prior Contractowner, joint owner, or Annuitant. If your Contract Value equals zero, no Death Benefit will be paid.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Account Value Death Benefit.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> The Account Value Death Benefit provides a Death Benefit equal to the Contract Value on the Valuation Date the Death Benefit is approved by us for payment. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">No additional Death Benefit is provided. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For example, assume an initial deposit into the Contract of $25,000. The Contract Value increases and equals $28,000 on the Valuation Date the Death Benefit is approved by us for payment. The amount of Death Benefit paid equals $28,000. There is no charge for this Death Benefit. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Advisory fee withdrawals will always reduce the Contract Value on a dollar-for-dollar basis. For example, assume a Contract Value of $10,000, and a deduction of $100 is made for the advisory fee. The amount of your Contract Value is reduced to $9,900.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">General Death Benefit Information</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Your Death Benefit terminates on and after the Annuity Commencement Date. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If there are joint owners, upon the death of the first Contractowner, we will pay a Death Benefit to the surviving joint owner. The surviving joint owner will be treated as the primary, designated Beneficiary. Any other Beneficiary designation on record at the time of death will be treated as a contingent Beneficiary. If the surviving joint owner is the spouse of the deceased joint owner, that individual may continue the Contract as sole Contractowner. Upon the death of the spouse who continued the Contract, we will pay the Account Value Death Benefit to the designated Beneficiary(s).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">All Contract provisions relating to spousal continuation are available only to a person who meets the definition of “spouse” under federal law. The U.S. Supreme Court has held that same-sex marriages must be permitted under state law and that marriages recognized under state law will be recognized for federal law purposes. Domestic partnerships and civil unions that are not recognized as legal marriages under state law, however, will not be treated as marriages under federal law. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">You are strongly encouraged to consult a tax advisor before electing spousal rights under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The value of the Death Benefit will be determined as of the Valuation Date we approve the payment of the claim. Approval of payment will occur upon our receipt of a claim submitted in Good Order or one year from the date of the death for nonqualified contracts and December 31</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of the year following death for IRAs. To be in Good Order, we require all the following:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">1.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">an original certified death certificate, or other proof of death satisfactory to us; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">2.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">written authorization for payment; and</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">3.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">all required claim forms, fully completed (including selection of a settlement option).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Notwithstanding any provision of this Contract to the contrary, the payment of Death Benefits provided under this Contract must be made in compliance with Code Section 72(s) or 401(a)(9) as applicable, as amended from time to time. Death Benefits may be taxable. See Federal Tax Matters.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Unless otherwise provided in the Beneficiary designation, one of the following procedures will take place on the death of a Beneficiary:</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if any Beneficiary dies before the Contractowner, that Beneficiary’s interest will go to any other Beneficiaries named, according to their respective interests; and/or</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">●</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">if no Beneficiary survives the Contractowner, the proceeds will be paid to the Contractowner’s estate.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">If the Beneficiary is a minor, court documents appointing the guardian/custodian may be required.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Beneficiary may choose the method of payment of the Death Benefit unless the Contractowner has already selected a settlement option. All methods of payment of Death Benefit must comply with Section 72(s) of the Code, or Section 401(a)(9) of the Code for qualified contracts. The Death Benefit payable to the Beneficiary or joint owner of a nonqualified contract must be distributed within five years of the Contractowner’s date of death unless the Beneficiary begins receiving within one year of the Contractowner’s death the distribution in the form of a life annuity or an annuity for a designated period not extending beyond the Beneficiary’s life expectancy and payments must begin within one year of the Contractowner’s date of death. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">For qualified contracts, the Death Benefit payable to the Beneficiary or joint owner must be distributed within 10 years of the Contractowner's date of death unless the Beneficiary qualifies as an eligible designated beneficiary and begins receiving distributions before December 31</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">st</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> of the year following the year of the Contractowner's death. The eligible designated beneficiary must begin receiving the distributions in the form of annuity not extending beyond the Beneficiary's life expectancy. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Note: Indexed Accounts cannot be divided into separate contracts when there are multiple beneficiaries. If more than one beneficiary chooses a death benefit option other than a lump sum, the existing Indexed Account(s) will need to be surrendered at the Interim Value to be allocated to multiple beneficiaries. New Indexed Accounts can be selected on the new contracts if desired with the currently available features.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Upon the death of the Annuitant, Federal tax law requires that an annuity election be made no later than 60 days after we have approved the death claim for payment.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The recipient of a Death Benefit may elect to receive payment either in the form of a lump sum settlement or an Annuity Payout. If a lump sum settlement is elected, the proceeds will be mailed within seven days of approval by us of the claim subject to the laws, regulations and tax code governing payment of Death Benefits. This payment may be postponed as permitted by the Investment Company Act of 1940.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Automatic Withdrawal Service. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The automatic withdrawal service (AWS) provides for an automatic periodic withdrawal of your Contract Value. Withdrawals from Indexed Accounts will be at Interim Value unless they coincide with a Segment End Date. See Indexed Accounts – Interim Value. Participating in an AWS may potentially expose you to certain risks. See Principal Risks of Investing in the Contract. Withdrawals under AWS will be noted on your quarterly statement. Confirmation statements for each individual withdrawal will not be issued. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Currently, there is no charge for this service. However, we reserve the right to impose one after appropriate notice to Contractowners. In order to take advantage of this service, you will need to complete the appropriate election form that is available online at LincolnFinancial.com or from our Servicing Office. This service will stop once we are notified of a pending death claim. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We reserve the right to discontinue this administrative service at any time. </span> true <span style="color:#000000;font-family:Arial Narrow;font-size:18pt;font-weight:bold;">Appendix A — Investment Options Available Under The Contract</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of Indexed Accounts currently available under the Contract. We may change the features of the Indexed Accounts listed below (including the Index and the current limits on Index gains and losses), offer new Indexed Accounts, and terminate existing Indexed Accounts. We will provide you with written notice before making any changes other than changes to the current limits on Index gains. Information about current limits on Index gains is available at www.lfg.com/llarates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Note: If amounts are removed from an Indexed Account before the end of its Indexed Term, we will apply a Contract Adjustment based on Interim Value. This may result in significant reduction in your Contract Value that could exceed any protection from Index loss that would be in place if you held the Indexed Segment until the end of the Indexed Term. See Indexed Accounts – Interim Value in the prospectus for additional details. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:babb7673-1325-455e-a858-74fab282bd2a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_42f66ab8-514b-4d3b-bb83-1c80dc94066b">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_7d94c9dc-d03b-4411-b9d6-72c1827f4f50">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_4cad107b-b6f5-4653-a124-b77c52b63cb3">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_1a1dde38-9363-4ca3-a943-1e2a055724ca">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_3f8c7f06-14ee-46bd-ba35-d5e572ab3555">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_09539a96-c114-45d7-ae57-0a7f0bf7e9f2">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_58918522-e2a5-4a6b-a60d-621227972f94">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_4029255a-ef57-48ae-a849-39fe5c8dd793">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_29b0a5f6-340d-4ea3-9ad6-87926d01a815">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f20d4fe-3ed2-46d8-ae9e-8443c27022ec">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f2ff952-977d-487c-b744-1cb30f22de8d">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_10229e78-fc0f-4a40-a83f-bdc1c0b7bea7">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:d186060b-e4de-48ac-bf4f-031a6001b293">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8ba8af53-0e2f-47ed-b223-48297969dc39">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b319a9be-24be-45ac-bb9f-d1ba1bb9e39b">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_854d6a43-35d2-4df3-894e-da15138974f3">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_32294496-19c0-448f-8696-b8380a77f9ae">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_305586d2-c119-4774-b4aa-24d895aedbae">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_81889f1e-077b-40a4-a1c2-15470e37c4d5">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6c8fee-7b50-46c5-86c9-1d47133810e1">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5475e579-cfa0-440a-bcb8-7fc642658691">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_977c3164-f43d-4435-97af-4d62d3e11f40">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6c3bc9-1ef5-40ac-af95-d10e91f7bb73">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_9070c06e-8585-42ff-8598-274a383961b4">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_2e6e122a-8b82-43f9-be44-65fe39a5a795">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:aad5243f-33fb-4630-bf24-150b2656080c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a7877559-ac29-47a1-b964-460024f2a471">27.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5845e205-eddd-479b-b634-375d812532f5">4.5%</span></span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_111283e9-d3af-42e7-ba61-11bce67963b8">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:fde5ebe0-6f63-4ee3-a843-1fd3c9dd4613">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:eaf3e020-efba-4108-9666-3caab6c790ee">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_32e89e61-ce5c-4809-b0c3-fcb09878d64c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:fd2b3d69-2365-42a4-8895-88e0b2145a1b">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:c30542b8-5bd2-443b-bf73-845f05da5b58">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:cf6b78a0-291e-4de6-bae6-e8135280be84">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:b79e3311-4320-4da8-b593-2a0f3336282f">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b1eb3f43-1cc4-483b-98fa-2be0e97a0ac6">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:be0e55f3-2203-4762-80b7-68277ace0f65">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_9bc88253-9390-453e-863d-8e2954b3ef79">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b78bc41b-18e2-4fba-821b-b7d8e35ee7b9">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_69375f59-c188-41bf-ba94-c8c6897d8c9e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:f10243f7-6ffe-43df-89d3-20a2b432f322">5.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account’s limit on Index losses is guaranteed not to change for as long as that Indexed Account remains available under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> However, we reserve the right to add and remove Indexed Accounts and to offer Indexed Accounts with different Crediting Methods or Protection Methods. As such, the limits on Index loss offered under the Contract may change from one Indexed Term to the next. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> See Indexed Accounts in the prospectus for additional details.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The following is a list of Indexed Accounts currently available under the Contract. We may change the features of the Indexed Accounts listed below (including the Index and the current limits on Index gains and losses), offer new Indexed Accounts, and terminate existing Indexed Accounts. We will provide you with written notice before making any changes other than changes to the current limits on Index gains. Information about current limits on Index gains is available at www.lfg.com/llarates. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">Note: If amounts are removed from an Indexed Account before the end of its Indexed Term, we will apply a Contract Adjustment based on Interim Value. This may result in significant reduction in your Contract Value that could exceed any protection from Index loss that would be in place if you held the Indexed Segment until the end of the Indexed Term. See Indexed Accounts – Interim Value in the prospectus for additional details. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:babb7673-1325-455e-a858-74fab282bd2a">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_42f66ab8-514b-4d3b-bb83-1c80dc94066b">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_7d94c9dc-d03b-4411-b9d6-72c1827f4f50">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_4cad107b-b6f5-4653-a124-b77c52b63cb3">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_1a1dde38-9363-4ca3-a943-1e2a055724ca">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_3f8c7f06-14ee-46bd-ba35-d5e572ab3555">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_09539a96-c114-45d7-ae57-0a7f0bf7e9f2">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_58918522-e2a5-4a6b-a60d-621227972f94">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_4029255a-ef57-48ae-a849-39fe5c8dd793">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_29b0a5f6-340d-4ea3-9ad6-87926d01a815">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f20d4fe-3ed2-46d8-ae9e-8443c27022ec">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8f2ff952-977d-487c-b744-1cb30f22de8d">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_10229e78-fc0f-4a40-a83f-bdc1c0b7bea7">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:d186060b-e4de-48ac-bf4f-031a6001b293">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_8ba8af53-0e2f-47ed-b223-48297969dc39">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b319a9be-24be-45ac-bb9f-d1ba1bb9e39b">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_854d6a43-35d2-4df3-894e-da15138974f3">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_32294496-19c0-448f-8696-b8380a77f9ae">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_305586d2-c119-4774-b4aa-24d895aedbae">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_81889f1e-077b-40a4-a1c2-15470e37c4d5">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6c8fee-7b50-46c5-86c9-1d47133810e1">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5475e579-cfa0-440a-bcb8-7fc642658691">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_977c3164-f43d-4435-97af-4d62d3e11f40">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_4f6c3bc9-1ef5-40ac-af95-d10e91f7bb73">21.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_9070c06e-8585-42ff-8598-274a383961b4">3.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_2e6e122a-8b82-43f9-be44-65fe39a5a795">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:aad5243f-33fb-4630-bf24-150b2656080c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:a7877559-ac29-47a1-b964-460024f2a471">27.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_5845e205-eddd-479b-b634-375d812532f5">4.5%</span></span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td></tr></tbody></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tbody><tr style="height:29.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:113.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Type of Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:33pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Term </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Duration</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:57pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Index Crediting</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Methodology</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:84.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Protection Method and </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Amount of Protection</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.0pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Declared Crediting </span></div> <div style="margin-left:0.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Method Rate</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:87.5pt;"> <div style="line-height:9.0pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Guaranteed Minimum </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">Reset Rate Under </span></div> <div style="margin-left:0.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-5.5pt;">®</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_111283e9-d3af-42e7-ba61-11bce67963b8">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:fde5ebe0-6f63-4ee3-a843-1fd3c9dd4613">4.5%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:eaf3e020-efba-4108-9666-3caab6c790ee">4.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:x_32e89e61-ce5c-4809-b0c3-fcb09878d64c">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:fd2b3d69-2365-42a4-8895-88e0b2145a1b">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:c30542b8-5bd2-443b-bf73-845f05da5b58">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:cf6b78a0-291e-4de6-bae6-e8135280be84">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:39pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:b79e3311-4320-4da8-b593-2a0f3336282f">5.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b1eb3f43-1cc4-483b-98fa-2be0e97a0ac6">30.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:be0e55f3-2203-4762-80b7-68277ace0f65">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_9bc88253-9390-453e-863d-8e2954b3ef79">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:b78bc41b-18e2-4fba-821b-b7d8e35ee7b9">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:28pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:12.0pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;"><span style="-sec-ix-hidden:x_69375f59-c188-41bf-ba94-c8c6897d8c9e">27.0%</span></span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr> <tr style="height:26.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:113.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:33pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">6-Year</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:28.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:24pt;"> <div style="display:flex;margin-left:auto;width:24pt;"> <div style="display:flex;white-space:nowrap;width:24pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;">10%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:11pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:4pt;"><span style="-sec-ix-hidden:f10243f7-6ffe-43df-89d3-20a2b432f322">5.0%</span></span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:55.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:2.75pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span></div> <div style="margin-left:1.25pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:31.5pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:27pt;"> <div style="display:flex;margin-left:auto;width:27pt;"> <div style="display:flex;white-space:nowrap;width:27pt;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:56pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:1.25pt;margin-right:3pt;margin-top:2pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span></div></div></td></tr></tbody></table><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;line-height:10pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">Each Indexed Account’s limit on Index losses is guaranteed not to change for as long as that Indexed Account remains available under the Contract. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">We will not offer a 1-Year Indexed Account with a Performance Cap or Performance Trigger Rate below 4.00% or a 6-Year Annual Lock Indexed Account with a Performance Cap below 5.00%. We will not offer a 1-Year Indexed Account with a Dual Performance Trigger Rate below 5.00%. We will not offer a 6-Year Performance Cap Indexed Account with a Performance Cap below 21.00%. We will not offer a 6-Year Dual Plus Indexed Account with a Performance Cap below 27.00%. If you choose to lock the Interim Value of an Indexed Segment under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">, we will reset the Performance Cap for that Indexed Segment, and that Reset Rate may be lower than these stated minimums. We will not offer a Reset Rate under </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-style:italic;font-weight:bold;">Secure Lock</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;">+</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;font-weight:bold;"> less than 3.50%.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> However, we reserve the right to add and remove Indexed Accounts and to offer Indexed Accounts with different Crediting Methods or Protection Methods. As such, the limits on Index loss offered under the Contract may change from one Indexed Term to the next. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> See Indexed Accounts in the prospectus for additional details.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.20 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.25 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.25 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.20 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:1.0pt;position:relative;top:-3.75pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P1Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Trigger Rate</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Capital Strength Net Fee </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">SM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">First Trust American Leadership </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:0.0pt;position:relative;top:-6.25pt;">TM 1, 2</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Point-to-Point</span> 0.15 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Dual Plus</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1.0pt;position:relative;top:-6.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Market Index</span> P6Y <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Annual Lock</span> 0.10 <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Protection Level</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Performance </span><span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">Cap</span> <span style="color:#000000;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;">N/A</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index is a “price return Index,” not a “total return Index,” and therefore does not reflect dividends paid on the securities composing the Index. This will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:8pt;">The Index deduct fees and costs when calculating Index performance which will reduce the Index return and cause each Index to underperform a direct investment in the securities composing the Index.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">We do not guarantee that the Contract will always offer Indexed Accounts that limit Index losses.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is a product of S&amp;P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by The Lincoln National Life Insurance Company (“Lincoln”). Standard &amp; Poor’s</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, S&amp;P</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, and S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are registered trademarks of Standard &amp; Poor’s Financial Services LLC (“S&amp;P”); Dow Jones</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Lincoln. It is not possible to invest directly in an index. Lincoln’s Product(s) are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&amp;P, or any of their respective affiliates (collectively, “S&amp;P Dow Jones Indices”). S&amp;P Dow Jones Indices does not make any representation or warranty, express or implied, to the owners of Lincoln’s Product(s) or any member of the public regarding the advisability of investing in securities generally or in Lincoln’s Product(s) particularly or the ability of the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index to track general market performance. Past performance of an index is not an indication or guarantee of future results. S&amp;P Dow Jones Indices’ only relationship to Lincoln with respect to the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is the licensing of the Index and certain trademarks, service marks and/or trade names of S&amp;P Dow Jones Indices and/or its licensors. The S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index is determined, composed and calculated by S&amp;P Dow Jones Indices without regard to Lincoln or Lincoln’s Product(s). S&amp;P Dow Jones Indices have no obligation to take the needs of Lincoln or the owners of Lincoln’s Product(s) into consideration in determining, composing or calculating the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index. S&amp;P Dow Jones Indices are not responsible for and have not participated in the determination of the prices, and amount of Lincoln’s Product(s) or the timing of the issuance or sale of Lincoln’s Product(s) or in the determination or calculation of the equation by which Lincoln’s Product(s) is to be converted into cash, surrendered or redeemed, as the case may be. S&amp;P Dow Jones Indices has no obligation or liability in connection with the administration, marketing or trading of Lincoln’s Product(s). There is no assurance that investment products based on the S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index will accurately track index performance or provide positive investment returns. S&amp;P Dow Jones Indices LLC is not an investment or tax advisor. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios and the tax consequences of making any particular investment decision. Inclusion of a security within an index is not a recommendation by S&amp;P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">S&amp;P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> PRICE RETURN INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&amp;P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&amp;P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY LINCOLN, OWNERS OF LINCOLN’S PRODUCTS(s), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&amp;P 500</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> PRICE RETURN INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&amp;P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&amp;P DOW JONES INDICES AND LINCOLN, OTHER THAN THE LICENSORS OF S&amp;P DOW JONES INDICES.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;"> Price Return Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Russell 2000</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> Price Return Index (the “Index”) is a trademark of Frank Russell Company (“Russell”) and has been licensed for use by The Lincoln National Life Insurance Company (“Lincoln”). Lincoln products are not in any way sponsored, endorsed, sold or promoted by Russell or the London Stock Exchange Group companies (“LSEG”) (together the “Licensor Parties”) and none of the Licensor Parties make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the Index (upon which Lincoln’s products are based), (ii) the figure at which the Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the Index for the purpose to which it is being put in connection with Lincoln products. None of the Licensor Parties have provided or will provide any financial or investment advice or recommendation in relation to the Index to Lincoln or to its clients. The Index is calculated by Russell or its agent. None of the Licensor Parties shall be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Capital Strength Net Fee Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:7.5pt;font-weight:bold;position:relative;top:-5pt;">SM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product(s) is not sponsored, endorsed, sold or promoted by NASDAQ, Inc. or its affiliates (NASDAQ, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Capital Strength Net Fee Index to track general stock market performance. The Corporations' only relationship to The Lincoln National Life Insurance Company (“Licensee”) is in the licensing of the Nasdaq</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and certain trade </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">names of the Corporations and the use of the Capital Strength Net Fee Index which is determined, composed and calculated by NASDAQ without regard to Licensee or the Product(s). NASDAQ has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Capital Strength Net Fee Index. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s). </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF THE CAPITAL STRENGTH NET FEE INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE CAPITAL STRENGTH NET FEE INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE CAPITAL STRENGTH NET FEE INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. </span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:7.5pt;font-weight:bold;position:relative;top:-5pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The First Trust American Leadership Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“FTIS Index”) is a product of and owned by FT Indexing Solutions LLC (“FTIS”). FIRST TRUST</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;margin-left:1pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and FIRST TRUST AMERICAN LEADERSHIP INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are trademarks of First Trust Portfolios L.P. (collectively, with FTIS and their respective affiliates, “First Trust”). The foregoing index and trademarks have been licensed for use for certain purposes by Licensee in connection with the Product.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Dow Jones Internet Composite Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“Dow Index”) is a product of S&amp;P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by FTIS and Licensee. S&amp;P</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a trademark of Standard &amp; Poor’s Financial Service LLC. DOW JONES</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and DOW JONES INTERNET COMPOSITE INDEX are trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”). The foregoing trademarks have been licensed for use by SPDJI and have been sublicensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq U.S. Rising Dividend Achievers Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and Nasdaq Technology Dividend Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> are products of Nasdaq, Inc. (which with its affiliates is referred to as the “Nasdaq”). NASDAQ</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, NASDAQ U.S. RISING DIVIDEND ACHIEVERS INDEX, and NASDAQ TECHNOLOGY DIVIDEND INDEX are trademarks of Nasdaq. The foregoing indices (collectively, the “Nasdaq Indices”) and trademarks have been licensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Nasdaq Riskalyze U.S. Large Cap Select Dividend Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:6.5pt;position:relative;top:-4.25pt;">TM</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> (“Riskalyze Index”) is a product of Riskalyze, Inc. (“Riskalyze”). RISKALYZE</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> and NASDAQ RISKALYZE U.S. LARGE CAP SELECT DIVIDEND INDEX are trademarks of Riskalyze. NASDAQ</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> is a trademark of Nasdaq, Inc. The foregoing index and trademarks have been licensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and the Product. </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product is not issued, sponsored, endorsed, sold, recommended, or promoted by First Trust, SPDJI, Dow Jones, Nasdaq, Riskalyze, or their respective affiliates (collectively, the “Companies”). The Companies have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to the Product. The Companies make no representation or warranty, express or implied, to the owners of any product based on the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index, or to any member of the public regarding the advisability of investing in securities generally or in products based on the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index particularly, or the ability of the FTIS Index, Dow Index, Nasdaq Indices, or Riskalyze Index to track general stock market performance. The Companies’ only relationship to Licensee is in the licensing of the certain trademarks, trade names, and service marks and the use of the FTIS Index, Dow lndex, Nasdaq Indices, and Riskalyze Indices, which are determined, composed and calculated without regard to Licensee or the Product. The Companies have no obligation to take the needs of Licensee, or the owners of the Product, or the sponsors or owners of products based on the FTIS Index, Dow Index, Nasdaq Indices or Riskalyze Index into consideration when determining, composing, or calculating the FTIS Index, Dow lndex, Nasdaq Indices, and Riskalyze Index. The Companies are not responsible for and have not participated in the determination or calculation of the Product. There is no assurances from the Companies that products based on the FTIS Index, Dow lndex, Nasdaq Indices, or Riskalyze Index will accurately track index performance or provide positive investment returns. The Companies are not investment advisors. Inclusion of a security or financial instrument within an index is not a recommendation by the Companies to buy, sell, or hold such security or financial instrument, nor is it considered to be investment advice.</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE COMPANIES DO NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS, COMPLETENESS, AND/OR UNINTERRUPTED CALCULATION OF THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN OR ANY COMMUNICATION WITH RESPECT THERETO, INCLUDING, ORAL, WRITTEN, OR ELECTRONIC COMMUNICATIONS. THE COMPANIES SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS IN THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, OR RISKALYZE INDEX. THE COMPANIES MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS TO BE OBTAINED BY OWNERS OF THE PRODUCT OR OF PRODUCTS BASED ON THE FTIS INDEX, DOW INDEX, NASDAQ INDICES, OR RISKALYZE INDEX, OR BY ANY OTHER PERSON OR ENTITY FROM THE USE OF THE FTIS INDEX, DOW </span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">INDEX, NASDAQ INDICES, OR RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN. THE COMPANIES MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE PRODUCT, FTIS INDEX, DOW INDEX, NASDAQ INDICES, RISKALYZE INDEX, OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE COMPANIES BE SUBJECT TO ANY DAMAGES OR HAVE ANY LIABILITY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES OR LOSSES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME, OR GOODWILL, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN LICENSEE AND THE COMPANIES.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:12pt;font-weight:bold;">Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;font-weight:bold;margin-left:1pt;position:relative;top:-8.5pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">The Product(s) is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, to track general stock market performance. The Corporations' only relationship to The Lincoln National Life Insurance Company (“Licensee”) is in the licensing of the Nasdaq</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">, and certain trade names of the Corporations and the use of the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> which is determined, composed and calculated by Nasdaq without regard to Licensee or the Product(s). Nasdaq has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Nasdaq-100 Index</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s).</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;">THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE NASDAQ-100 INDEX</span><span style="color:#000000;font-family:Arial Narrow;font-size:4.5pt;margin-left:1pt;position:relative;top:-7pt;">®</span><span style="color:#000000;font-family:Arial Narrow;font-size:10pt;"> OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.</span>