The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 23,268,064 35,621 SH SOLE 0 0 35,621
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,022,289 217,792 SH SOLE 0 0 217,792
AMAZON COM INC COM 023135106 13,865,126 66,573 SH SOLE 0 0 66,573
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,697,079 129,681 SH SOLE 0 0 129,681
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,656,954 159,669 SH SOLE 0 0 159,669
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 11,575,002 228,259 SH SOLE 0 0 228,259
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,391,426 23,772 SH SOLE 0 0 23,772
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 7,302,654 97,174 SH SOLE 0 0 97,174
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,502,984 104,131 SH SOLE 0 0 104,131
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,290,458 111,178 SH SOLE 0 0 111,178
ISHARES TR CORE MSCI EAFE 46432F842 6,058,085 66,918 SH SOLE 0 0 66,918
COSTCO WHSL CORP NEW COM 22160K105 6,026,615 6,048 SH SOLE 0 0 6,048
ALPHABET INC CAP STK CL A 02079K305 5,890,053 20,483 SH SOLE 0 0 20,483
ISHARES TR RUS MD CP GR ETF 464287481 5,574,835 43,513 SH SOLE 0 0 43,513
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,547,077 30,101 SH SOLE 0 0 30,101
JOHNSON & JOHNSON COM 478160104 4,887,904 19,996 SH SOLE 0 0 19,996
VANGUARD INDEX FDS VALUE ETF 922908744 4,348,924 22,166 SH SOLE 0 0 22,166
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 4,223,192 38,501 SH SOLE 0 0 38,501
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,156,701 43,949 SH SOLE 0 0 43,949
NVIDIA CORPORATION COM 67066G104 3,948,947 22,642 SH SOLE 0 0 22,642
WISDOMTREE TR JPN SCAP HDG EQT 97717W521 3,786,861 69,663 SH SOLE 0 0 69,663
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,704,436 12,256 SH SOLE 0 0 12,256
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 3,654,267 75,408 SH SOLE 0 0 75,408
UNION PAC CORP COM 907818108 3,621,065 14,925 SH SOLE 0 0 14,925
TJX COS INC NEW COM 872540109 3,613,812 22,629 SH SOLE 0 0 22,629
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,376,480 47,469 SH SOLE 0 0 47,469
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,374,096 67,631 SH SOLE 0 0 67,631
AMERICAN EXPRESS CO COM 025816109 2,897,228 9,578 SH SOLE 0 0 9,578
APPLE INC COM 037833100 2,867,607 11,299 SH SOLE 0 0 11,299
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 2,779,778 36,745 SH SOLE 0 0 36,745
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 2,652,553 35,278 SH SOLE 0 0 35,278
ISHARES TR ISHS 5-10YR INVT 464288638 2,546,029 47,840 SH SOLE 0 0 47,840
PROGRESSIVE CORP COM 743315103 2,377,866 11,995 SH SOLE 0 0 11,995
BROADCOM INC COM 11135F101 1,918,969 6,200 SH SOLE 0 0 6,200
MICROSOFT CORP COM 594918104 1,886,279 5,096 SH SOLE 0 0 5,096
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,875,813 19,414 SH SOLE 0 0 19,414
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,752,582 37,361 SH SOLE 0 0 37,361
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,645,178 15,906 SH SOLE 0 0 15,906
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,641,013 7,630 SH SOLE 0 0 7,630
ISHARES TR S&P MC 400GR ETF 464287606 1,585,095 15,753 SH SOLE 0 0 15,753
AMGEN INC COM 031162100 1,461,932 4,155 SH SOLE 0 0 4,155
JPMORGAN CHASE & CO COM 46625H100 1,356,531 4,612 SH SOLE 0 0 4,612
VANGUARD WORLD FD INF TECH ETF 92204A702 1,251,467 1,794 SH SOLE 0 0 1,794
ISHARES TR EAFE SML CP ETF 464288273 1,247,599 15,911 SH SOLE 0 0 15,911
ISHARES TR RUS 1000 GRW ETF 464287614 1,200,924 2,816 SH SOLE 0 0 2,816
ISHARES TR BLACKROCK ULTRA 46434V878 1,113,005 21,987 SH SOLE 0 0 21,987
ISHARES TR S&P MC 400VL ETF 464287705 1,110,841 8,384 SH SOLE 0 0 8,384
ISHARES TR CORE MSCI EMKT 46434G103 1,078,783 15,466 SH SOLE 0 0 15,466
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,066,661 8,502 SH SOLE 0 0 8,502
VISA INC COM CL A 92826C839 1,041,785 3,447 SH SOLE 0 0 3,447
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 992,024 27,921 SH SOLE 0 0 27,921
ISHARES TR CORE MSCI TOTAL 46432F834 972,746 11,227 SH SOLE 0 0 11,227
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 958,346 9,271 SH SOLE 0 0 9,271
RTX CORPORATION COM 75513E101 922,858 4,784 SH SOLE 0 0 4,784
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 917,002 6,323 SH SOLE 0 0 6,323
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 896,891 8,954 SH SOLE 0 0 8,954
BK OF AMERICA CORP COM 060505104 886,178 18,178 SH SOLE 0 0 18,178
META PLATFORMS INC CL A 30303M102 853,348 1,492 SH SOLE 0 0 1,492
SPDR SER TR S&P 400 MDCP VAL 78464A839 816,746 9,592 SH SOLE 0 0 9,592
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 808,141 34,171 SH SOLE 0 0 34,171
WALMART INC COM 931142103 807,647 6,486 SH SOLE 0 0 6,486
ISHARES TR MSCI INTL QUALTY 46434V456 795,803 17,214 SH SOLE 0 0 17,214
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 792,394 18,768 SH SOLE 0 0 18,768
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 774,488 16,176 SH SOLE 0 0 16,176
ISHARES TR RUS 2000 VAL ETF 464287630 774,475 4,085 SH SOLE 0 0 4,085
ISHARES TR SP SMCP600VL ETF 464287879 756,001 6,382 SH SOLE 0 0 6,382
ISHARES TR S&P SML 600 GWT 464287887 755,411 5,220 SH SOLE 0 0 5,220
LILLY ELI & CO COM 532457108 744,144 809 SH SOLE 0 0 809
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 737,881 17,502 SH SOLE 0 0 17,502
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 731,770 5,506 SH SOLE 0 0 5,506
ISHARES TR U.S. REAL ES ETF 464287739 708,454 7,492 SH SOLE 0 0 7,492
PEPSICO INC COM 713448108 693,338 4,465 SH SOLE 0 0 4,465
ISHARES TR RUSSELL 2000 ETF 464287655 677,577 2,732 SH SOLE 0 0 2,732
ISHARES TR ISHS 1-5YR INVS 464288646 670,505 12,757 SH SOLE 0 0 12,757
PACER FDS TR US CASH COWS 100 69374H881 662,351 10,587 SH SOLE 0 0 10,587
SCHWAB CHARLES CORP COM 808513105 632,082 6,726 SH SOLE 0 0 6,726
ISHARES TR SHRT NAT MUN ETF 464288158 623,969 5,859 SH SOLE 0 0 5,859
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 605,640 5,402 SH SOLE 0 0 5,402
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 594,959 5,883 SH SOLE 0 0 5,883
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 588,453 16,479 SH SOLE 0 0 16,479
ULTA BEAUTY INC COM 90384S303 588,049 1,125 SH SOLE 0 0 1,125
INVESCO QQQ TR UNIT SER 1 46090E103 580,125 1,005 SH SOLE 0 0 1,005
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 562,729 3,860 SH SOLE 0 0 3,860
ISHARES TR 0-3 MNTH TREASRY 46436E718 546,031 5,425 SH SOLE 0 0 5,425
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757 544,614 16,118 SH SOLE 0 0 16,118
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 536,951 7,292 SH SOLE 0 0 7,292
LAUDER ESTEE COS INC CL A 518439104 511,852 7,132 SH SOLE 0 0 7,132
ESAB CORPORATION COM 29605J106 508,894 5,265 SH SOLE 0 0 5,265
MONDELEZ INTL INC CL A 609207105 501,223 8,621 SH SOLE 0 0 8,621
CHEVRON CORPORATION COM 166764100 496,176 2,398 SH SOLE 0 0 2,398
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 454,922 9,138 SH SOLE 0 0 9,138
ISHARES TR MSCI EMG MKT ETF 464287234 454,114 7,996 SH SOLE 0 0 7,996
HOME DEPOT INC COM 437076102 452,922 1,377 SH SOLE 0 0 1,377
AMETEK INC COM 031100100 451,228 2,105 SH SOLE 0 0 2,105
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 436,533 12,965 SH SOLE 0 0 12,965
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 424,453 7,489 SH SOLE 0 0 7,489
ISHARES TR EXPANDED TECH 464287515 407,462 5,090 SH SOLE 0 0 5,090
THERMO FISHER SCIENTIFIC INC COM 883556102 403,944 821 SH SOLE 0 0 821
KONTOOR BRANDS INC COM 50050N103 396,906 5,647 SH SOLE 0 0 5,647
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 395,018 5,196 SH SOLE 0 0 5,196
HONEYWELL INTL INC COM 438516106 389,988 1,725 SH SOLE 0 0 1,725
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 369,442 3,390 SH SOLE 0 0 3,390
TESLA INC COM 88160R101 367,059 987 SH SOLE 0 0 987
INTERNATIONAL BUSINESS MACHS COM 459200101 366,048 1,510 SH SOLE 0 0 1,510
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 363,933 7,229 SH SOLE 0 0 7,229
KKR & CO INC COM 48251W104 351,985 3,805 SH SOLE 0 0 3,805
EMERSON ELEC CO COM 291011104 347,203 2,650 SH SOLE 0 0 2,650
LAM RESEARCH CORP COM NEW 512807306 340,561 1,592 SH SOLE 0 0 1,592
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 338,718 3,147 SH SOLE 0 0 3,147
STRYKER CORPORATION COM 863667101 306,407 930 SH SOLE 0 0 930
ISHARES TR MRGSTR MD CP GRW 464288307 304,466 3,865 SH SOLE 0 0 3,865
ETF OPPORTUNITIES TRUST APPLIED FINANCE 26923W207 295,137 7,059 SH SOLE 0 0 7,059
ISHARES TR RUS MID CAP ETF 464287499 283,489 2,916 SH SOLE 0 0 2,916
ISHARES TR U S EQUITY FACTR 46434V282 282,013 4,273 SH SOLE 0 0 4,273
ISHARES TR BROAD USD HIGH 46435U853 280,175 7,605 SH SOLE 0 0 7,605
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 276,241 1,781 SH SOLE 0 0 1,781
BROOKFIELD CORP CL A LTD VT SH 11271J107 270,663 6,688 SH SOLE 0 0 6,688
ISHARES TR ISHARES SEMICDTR 464287523 269,501 820 SH SOLE 0 0 820
ABBOTT LABORATORIES COM 002824100 265,299 2,584 SH SOLE 0 0 2,584
LOCKHEED MARTIN CORP COM 539830109 262,305 434 SH SOLE 0 0 434
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 262,193 4,280 SH SOLE 0 0 4,280
TRUIST FINL CORP COM 89832Q109 258,765 5,629 SH SOLE 0 0 5,629
ISHARES TR US SML CAP EQT 46434V290 256,031 3,392 SH SOLE 0 0 3,392
INTERCONTINENTAL EXCHANGE IN COM 45866F104 254,794 1,620 SH SOLE 0 0 1,620
NEXTERA ENERGY INC COM 65339F101 246,596 2,655 SH SOLE 0 0 2,655
AIM ETF PRODUCTS TRUST US LARCP B20 MAR 00888H778 240,982 7,069 SH SOLE 0 0 7,069
AIM ETF PRODUCTS TRUST US LRGCP B20 JUN 00888H737 240,287 7,205 SH SOLE 0 0 7,205
UNITEDHEALTH GROUP INC COM 91324P102 239,472 885 SH SOLE 0 0 885
VANGUARD BD INDEX FDS INTERMED TERM 921937819 234,468 3,038 SH SOLE 0 0 3,038
AIM ETF PRODUCTS TRUST ALLIANZIM US LRG 00888H687 232,208 7,351 SH SOLE 0 0 7,351
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H794 229,193 6,860 SH SOLE 0 0 6,860
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 223,398 6,466 SH SOLE 0 0 6,466
APPLIED MATLS INC COM 038222105 218,404 639 SH SOLE 0 0 639
MERCK & CO INC COM 58933Y105 216,478 1,787 SH SOLE 0 0 1,787
VANGUARD INDEX FDS SM CP VAL ETF 922908611 214,873 989 SH SOLE 0 0 989
VANGUARD WORLD FD COMM SRVC ETF 92204A884 201,858 1,122 SH SOLE 0 0 1,122
TOPGOLF CALLAWAY BRANDS CORP COM 131193104 188,879 13,608 SH SOLE 0 0 13,608