The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 226,695 2,208 SH SOLE 2,208 0 0
ABBVIE INC COM 00287Y109 521,541 2,398 SH SOLE 2,398 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,030,983 5,068 SH SOLE 5,068 0 0
ALPHABET INC CAP STK CL C 02079K107 837,312 2,919 SH SOLE 2,919 0 0
ALPHABET INC CAP STK CL A 02079K305 438,817 1,526 SH SOLE 1,526 0 0
AMAZON COM INC COM 023135106 1,290,441 6,196 SH SOLE 6,196 0 0
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 215,766 3,003 SH SOLE 3,003 0 0
APPLE INC COM 037833100 6,132,534 24,164 SH SOLE 24,164 0 0
AST SPACEMOBILE INC COM CL A 00217D100 414,350 5,000 SH SOLE 5,000 0 0
AT&T INC COM 00206R102 244,487 8,434 SH SOLE 8,434 0 0
AZZ INC COM 002474104 1,751,820 14,000 SH SOLE 14,000 0 0
BANK AMERICA CORP COM 060505104 242,239 4,969 SH SOLE 4,969 0 0
BANK NEW YORK MELLON CORP COM 064058100 867,423 7,312 SH SOLE 7,312 0 0
BARRICK MNG CORP COM SHS 06849F108 260,567 6,388 SH SOLE 6,388 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 794,034 1,657 SH SOLE 1,657 0 0
BLACKSTONE INC COM 09260D107 282,436 2,456 SH SOLE 2,456 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103 134,534 14,735 SH SOLE 14,735 0 0
BWX TECHNOLOGIES INC COM 05605H100 204,490 1,000 SH SOLE 1,000 0 0
CAPITAL ONE FINL CORP COM 14040H105 225,483 1,236 SH SOLE 1,236 0 0
CISCO SYS INC COM 17275R102 202,832 2,614 SH SOLE 2,614 0 0
CONSOLIDATED EDISON INC COM 209115104 300,153 2,652 SH SOLE 2,652 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 318,575 816 SH SOLE 816 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 437,374 12,310 SH SOLE 12,310 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 251,715 7,434 SH SOLE 7,434 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 539,269 14,670 SH SOLE 14,670 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 416,384 5,872 SH SOLE 5,872 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,773,318 39,302 SH SOLE 39,302 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,295,352 84,793 SH SOLE 84,793 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 9,160,537 235,127 SH SOLE 235,127 0 0
DISNEY WALT CO COM 254687106 388,383 4,030 SH SOLE 4,030 0 0
ELI LILLY & CO COM 532457108 870,102 946 SH SOLE 946 0 0
ENERGY SERVICES OF AMER CORP COM 29271Q103 228,747 17,382 SH SOLE 17,382 0 0
EXXON MOBIL CORP COM 30231G102 246,177 1,451 SH SOLE 1,451 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573 411,787 15,055 SH SOLE 15,055 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740U539 328,856 9,730 SH SOLE 9,730 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST NASD 100 33740F219 1,762,558 75,323 SH SOLE 75,323 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 1,584,455 37,255 SH SOLE 37,255 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740F466 2,135,178 81,158 SH SOLE 81,158 0 0
FIRSTENERGY CORP COM 337932107 267,586 5,282 SH SOLE 5,282 0 0
GILEAD SCIENCES INC COM 375558103 201,808 1,448 SH SOLE 1,448 0 0
HOME DEPOT INC COM 437076102 832,421 2,531 SH SOLE 2,531 0 0
HONEYWELL INTL INC COM 438516106 285,271 1,262 SH SOLE 1,262 0 0
ILLINOIS TOOL WKS INC COM 452308109 338,637 1,293 SH SOLE 1,293 0 0
INTUIT COM 461202103 217,055 502 SH SOLE 502 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 205,029 2,803 SH SOLE 2,803 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 278,820 10,342 SH SOLE 10,342 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 609,922 3,178 SH SOLE 3,178 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 5,189,822 69,023 SH SOLE 69,023 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,226,127 3,857 SH SOLE 3,857 0 0
ISHARES TR IBOXX HI YD ETF 464288513 551,272 6,929 SH SOLE 6,929 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 271,242 1,431 SH SOLE 1,431 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 825,095 8,197 SH SOLE 8,197 0 0
ISHARES TR TRS FLT RT BD 46434V860 1,933,846 38,196 SH SOLE 38,196 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 813,518 3,280 SH SOLE 3,280 0 0
ISHARES TR ISHARES SEMICDTR 464287523 1,450,377 4,413 SH SOLE 4,413 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 795,436 1,865 SH SOLE 1,865 0 0
ISHARES U S ETF TR SHORT MATURITY M 46431W838 249,183 4,950 SH SOLE 4,950 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 366,874 7,339 SH SOLE 7,339 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 3,900,266 85,946 SH SOLE 85,946 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 8,418,503 166,464 SH SOLE 166,464 0 0
JOHNSON & JOHNSON COM 478160104 229,669 940 SH SOLE 940 0 0
JPMORGAN CHASE & CO COM 46625H100 938,959 3,192 SH SOLE 3,192 0 0
LINDE PLC SHS G54950103 231,024 466 SH SOLE 466 0 0
LOCKHEED MARTIN CORP COM 539830109 257,822 427 SH SOLE 427 0 0
MARATHON PETE CORP COM 56585A102 355,526 1,456 SH SOLE 1,456 0 0
MERCK & CO INC COM 58933Y105 691,705 5,710 SH SOLE 5,710 0 0
META PLATFORMS INC CL A 30303M102 1,826,811 3,193 SH SOLE 3,193 0 0
MICROSOFT CORP COM 594918104 1,209,351 3,267 SH SOLE 3,267 0 0
NEXTERA ENERGY INC COM 65339F101 211,209 2,274 SH SOLE 2,274 0 0
NORTHROP GRUMMAN CORP COM 666807102 392,970 576 SH SOLE 576 0 0
NUVEEN NY DIVI ADV COM 67066X107 836,039 74,500 SH SOLE 74,500 0 0
NVIDIA CORPORATION COM 67066G104 1,777,789 10,193 SH SOLE 10,193 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,931,481 13,204 SH SOLE 13,204 0 0
PFIZER INC COM 717081103 821,789 29,266 SH SOLE 29,266 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 833,842 9,036 SH SOLE 9,036 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 275,944 6,109 SH SOLE 6,109 0 0
PROCTER & GAMBLE CO COM 742718109 274,876 1,903 SH SOLE 1,903 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 2,289,023 28,277 SH SOLE 28,277 0 0
QUALCOMM INC COM 747525103 630,249 4,894 SH SOLE 4,894 0 0
QUANTA SVCS INC COM 74762E102 2,249,884 4,098 SH SOLE 4,098 0 0
REPUBLIC SVCS INC COM 760759100 249,683 1,140 SH SOLE 1,140 0 0
RTX CORPORATION COM 75513E101 466,239 2,417 SH SOLE 2,417 0 0
SALESFORCE INC COM 79466L302 266,938 1,430 SH SOLE 1,430 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 661,865 26,742 SH SOLE 26,742 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,547,566 61,656 SH SOLE 61,656 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 282,594 5,724 SH SOLE 5,724 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 1,587,189 11,943 SH SOLE 11,943 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 500,554 3,095 SH SOLE 3,095 0 0
SMITH A O CORP COM 831865209 1,251,278 18,976 SH SOLE 18,976 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R408 2,991,611 119,760 SH SOLE 119,760 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 4,152,701 42,413 SH SOLE 42,413 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,352,155 3,617 SH SOLE 3,617 0 0
SYNOPSYS INC COM 871607107 360,797 910 SH SOLE 910 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 3,117,528 76,980 SH SOLE 76,980 0 0
TESLA INC COM 88160R101 1,484,398 3,993 SH SOLE 3,993 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 894,449 1,818 SH SOLE 1,818 0 0
TIDAL TRUST III VISTASHARES TRGT 45259A514 293,582 16,292 SH SOLE 16,292 0 0
T-MOBILE US INC COM 872590104 852,092 4,057 SH SOLE 4,057 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,651,236 73,222 SH SOLE 73,222 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 410,450 2,092 SH SOLE 2,092 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,874,257 15,597 SH SOLE 15,597 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,420,850 5,425 SH SOLE 5,425 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,497,793 9,706 SH SOLE 9,706 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,666,199 62,627 SH SOLE 62,627 0 0
VIRTUS ETF TR II SEIX SR LN ETF 92790A405 1,041,300 45,155 SH SOLE 45,155 0 0
WELLS FARGO & CO COM 949746101 269,958 3,391 SH SOLE 3,391 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570 2,857,658 42,512 SH SOLE 42,512 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 470,781 10,835 SH SOLE 10,835 0 0