Business Segments (Tables)

3 Months Ended

Mar. 31, 2026

Business Segments

Schedule of Company's reported segment revenues, profit or loss and significant segment expenses


		Three Months Ended March 31,
		2026			2025

		(In Thousand)
Total interest income		$	35,969		$	38,207
Total interest expense			11,835			13,943
Net interest income			24,134			24,264
Provision for credit loss			—			237
Net interest income after provision for credit losses			24,134			24,027
Total non-interest income			796			1,235
Non-interest expense:
Salaries and employee benefits			6,172			5,933
Occupancy expense			874			747
Equipment			223			217
Outside data processing			796			735
Advertising			43			102
Real estate owned expense			—			30
Other			2,771			2,855
Total Non-Interest Expenses			10,879			10,619
Income before income tax expense			14,051			14,643
Income tax expense			4,099			4,076
Segment net income		$	9,952		$	10,567

Reconciliation of profit or loss
Adjustments and reconciling items			—			—
Consolidated net income		$	9,952		$	10,567

Earnings per common share - Basis		$	0.76		$	0.80
Earnings per common share - Diluted			0.74			0.78

Schedule of reconciliation of segment assets to consolidated


		March 31,			December 31,
		2026			2025

		(In Thousand)
Segment assets
Adjustments and reconciling items		$	—		$	—
Consolidated total assets			2,025,127			2,063,508