​

​

​

​

​

​

​

Regulatory Capital Requirements

​

​

​

​

​

​

​

Minimum Capital

​

For Classification as

​

​

Actual

​

Adequacy(1)

​

Well-Capitalized

​

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

​

​

(Dollars in Thousands)

As of March 31, 2026:

​

  ​

  ​

​

​

  ​

​

  ​

​

​

  ​

​

  ​

​

Total capital (to risk-weighted assets)

​

$

342,784

​

15.73

%  

$

≥

174,342

≥

8.00

%  

$

≥

217,928

≥

10.00

%

Tier 1 capital (to risk-weighted assets)

​

337,104

​

15.47

​

≥

130,757

≥

6.00

​

≥

174,342

≥

8.00

​

Common equity tier 1 capital (to risk-weighted assets)

​

337,104

​

15.47

​

≥

98,067

≥

4.50

​

≥

141,653

≥

6.50

​

Core (Tier 1) capital (to adjusted total assets)

​

337,104

​

16.76

​

≥

80,434

≥

4.00

​

≥

100,543

≥

5.00

​

As of December 31, 2025:

​

  ​

  ​

​

​

  ​

​

  ​

​

​

  ​

​

  ​

​

Total capital (to risk-weighted assets)

​

$

339,973

​

15.62

%  

$

≥

174,106

≥

8.00

%  

$

≥

217,632

≥

10.00

%

Tier 1 capital (to risk-weighted assets)

​

334,266

​

15.36

​

≥

130,579

≥

6.00

​

≥

174,106

≥

8.00

​

Common equity tier 1 capital (to risk-weighted assets)

​

334,266

​

15.36

​

≥

97,934

≥

4.50

​

≥

141,461

≥

6.50

​

Core (Tier 1) capital (to adjusted total assets)

​

334,266

​

16.39

​

≥

81,556

≥

4.00

​

≥

101,945

≥

5.00

​