v3.26.1
CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Interest Income        
Loans $ 65,398 $ 62,656 $ 197,832 $ 187,492
Investment securities 1,195 1,368 3,765 4,472
Mortgage-backed securities 3,707 4,316 11,791 12,317
Other interest-earning assets 659 1,585 2,833 2,447
Total interest income 70,959 69,925 216,221 206,728
Interest Expense        
Deposits 26,172 28,795 82,811 87,129
Securities sold under agreements to repurchase 200 189 604 575
Advances from FHLB 1,070 1,076 3,231 3,501
Subordinated debt 362 386 1,132 1,239
Total interest expense 27,804 30,446 87,778 92,444
Net Interest Income 43,155 39,479 128,443 114,284
Provision for Credit Losses 2,080 932 8,260 4,023
Net Interest Income After Provision for Credit Losses 41,075 38,547 120,183 110,261
Noninterest Income        
Deposit account charges and related fees 2,331 2,048 7,125 6,469
Bank card interchange income 1,592 1,341 4,736 4,142
Loan servicing fees 245 224 759 741
Other loan fees 27 843 385 2,851
Net realized gains on sale of loans 226 114 568 608
Net realized gains on sale of AFS securities   48   48
Earnings on bank owned life insurance 677 512 1,777 1,551
Insurance brokerage commissions 353 340 1,017 927
Wealth management fees 944 902 2,732 2,475
Other income 695 294 1,341 893
Total noninterest income 7,090 6,666 20,440 20,705
Noninterest Expense        
Compensation and benefits 14,054 13,771 40,770 41,906
Occupancy and equipment, net 4,040 3,869 11,662 11,143
Data processing expense 2,770 2,359 7,950 6,754
Telecommunications expense 308 330 964 1,111
Deposit insurance premiums 495 674 1,715 1,734
Legal and professional fees 521 603 2,074 2,430
Advertising 553 530 1,705 1,518
Postage and office supplies 373 350 1,006 939
Intangibles amortization 709 889 2,374 2,683
Foreclosed property expenses/losses 108 37 198 123
Other operating expense 2,292 1,979 6,127 5,768
Total noninterest expense 26,223 25,391 76,545 76,109
Income Before Income Taxes 21,942 19,822 64,078 54,857
Total Income Taxes 4,181 4,139 12,518 12,065
Net Income $ 17,761 $ 15,683 $ 51,560 $ 42,792
Basic earnings per share $ 1.6 $ 1.39 $ 4.61 $ 3.79
Diluted earnings per share 1.6 1.39 4.59 3.79
Dividends paid per share $ 0.25 $ 0.23 $ 0.75 $ 0.69