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  <xsd:element name="FinancialInstrumentsSecuritiesOwnedAndPledgedEncumberedValue" id="mcb_FinancialInstrumentsSecuritiesOwnedAndPledgedEncumberedValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableModifiedInPeriodNotInComplianceWithTermsAmount" id="mcb_FinancingReceivableModifiedInPeriodNotInComplianceWithTermsAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ProceedsFromRepaymentsOfFederalFundsPurchasedNet" id="mcb_ProceedsFromRepaymentsOfFederalFundsPurchasedNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CollateralDependentLoansFairValueDisclosure" id="mcb_CollateralDependentLoansFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CollateralDependentLoansAmortizedCost" id="mcb_CollateralDependentLoansAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CollateralDependentLoansAllowanceForCreditLoss" id="mcb_CollateralDependentLoansAllowanceForCreditLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FairValueLiabilitiesMeasuredAtFairValueOnNonRecurringBasis" id="mcb_FairValueLiabilitiesMeasuredAtFairValueOnNonRecurringBasis" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableCollateralDependentLoansSegmentTableTextBlock" id="mcb_FinancingReceivableCollateralDependentLoansSegmentTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FairValueMeasurementFinancingReceivableDiscountsForCostsToSellAndOtherAdjustments" id="mcb_FairValueMeasurementFinancingReceivableDiscountsForCostsToSellAndOtherAdjustments" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="DepositRelatedProgramFeesExpense" id="mcb_DepositRelatedProgramFeesExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="BasisOfPresentationTable" id="mcb_BasisOfPresentationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="BasisOfPresentationLineItems" id="mcb_BasisOfPresentationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="StockIssuedDuringPeriodValueTreasuryStockReissuedUnderShareBasedPaymentArrangement" id="mcb_StockIssuedDuringPeriodValueTreasuryStockReissuedUnderShareBasedPaymentArrangement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="StockIssuedDuringPeriodSharesTreasuryStockReissuedUnderShareBasedPaymentArrangement" id="mcb_StockIssuedDuringPeriodSharesTreasuryStockReissuedUnderShareBasedPaymentArrangement" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableModifiedToBorrowersExperiencingFinancialDifficultyThatSubsequentlyDefaulted" id="mcb_FinancingReceivableModifiedToBorrowersExperiencingFinancialDifficultyThatSubsequentlyDefaulted" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="RestrictedStockWithThreeYearsVestingPeriodMember" id="mcb_RestrictedStockWithThreeYearsVestingPeriodMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="RestrictedStockWithOneYearVestingPeriodMember" id="mcb_RestrictedStockWithOneYearVestingPeriodMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DepositRelatedProgramFeesAndInterestExpense" id="mcb_DepositRelatedProgramFeesAndInterestExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AdjustmentToSelectionProcessMacroeconomicForecastWeightingsAndQualitativeFactorProcessMember" id="mcb_AdjustmentToSelectionProcessMacroeconomicForecastWeightingsAndQualitativeFactorProcessMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DebtSecuritiesAvailableForSaleAllowanceForCreditLossPeriodIncreaseDecreaseNetOfTax" id="mcb_DebtSecuritiesAvailableForSaleAllowanceForCreditLossPeriodIncreaseDecreaseNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
</xsd:schema>
