The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 298,451 1,433 SH SOLE 1,433 0 0
AMERICAN EXPRESS CO COM 025816109 211,526 699 SH SOLE 699 0 0
AMGEN INC COM 031162100 608,904 1,731 SH SOLE 1,731 0 0
APPLE INC COM 037833100 912,162 3,594 SH SOLE 3,594 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 223,498 1,100 SH SOLE 1,100 0 0
BALCHEM CORP COM 057665200 1,405,837 8,295 SH SOLE 8,295 0 0
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 1,510,353 50,666 SH SOLE 50,666 0 0
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 662,499 18,454 SH SOLE 18,454 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 1,716,999 40,362 SH SOLE 40,362 0 0
CAPITAL GROUP EQUITY ETF TR US LRG VALUE ETF 14022A300 213,064 7,965 SH SOLE 7,965 0 0
CAPITAL GROUP EQUITY ETF TR US LARGE GROWT 14022A201 403,134 15,909 SH SOLE 15,909 0 0
CAPITAL GROUP EQUITY ETF TR US SMALL AND MID 14022A102 544,599 18,549 SH SOLE 18,549 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 200,754 6,016 SH SOLE 6,016 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 1,573,523 39,152 SH SOLE 39,152 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 747,028 22,562 SH SOLE 22,562 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021M107 1,012,164 29,928 SH SOLE 29,928 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 583,224 19,777 SH SOLE 19,777 0 0
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 427,067 13,528 SH SOLE 13,528 0 0
CATERPILLAR INC COM 149123101 333,893 471 SH SOLE 471 0 0
CHEVRON CORPORATION COM 166764100 314,902 1,522 SH SOLE 1,522 0 0
CISCO SYS INC COM 17275R102 492,304 6,345 SH SOLE 6,345 0 0
COCA COLA CO COM 191216100 242,136 3,184 SH SOLE 3,184 0 0
DISNEY WALT CO COM 254687106 227,150 2,357 SH SOLE 2,357 0 0
DOMINION ENERGY INC COM 25746U109 329,995 5,338 SH SOLE 5,338 0 0
EXXON MOBIL CORP COM 30231G102 556,669 3,281 SH SOLE 3,281 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 409,475 5,997 SH SOLE 5,997 0 0
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 2,483,325 62,981 SH SOLE 62,981 0 0
HOME DEPOT INC COM 437076102 214,107 651 SH SOLE 651 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 612,912 2,529 SH SOLE 2,529 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 11,540,890 19,995 SH SOLE 19,995 0 0
ISHARES TR S&P 100 ETF 464287101 238,553 750 SH SOLE 750 0 0
ISHARES TR GLOBAL TECH ETF 464287291 292,612 2,927 SH SOLE 2,927 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 233,031 1,325 SH SOLE 1,325 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 436,718 23,877 SH SOLE 23,877 0 0
JOHNSON & JOHNSON COM 478160104 259,595 1,062 SH SOLE 1,062 0 0
JPMORGAN CHASE & CO COM 46625H100 577,451 1,963 SH SOLE 1,963 0 0
MERCK & CO INC COM 58933Y105 509,548 4,236 SH SOLE 4,236 0 0
MICROSOFT CORP COM 594918104 2,312,364 6,247 SH SOLE 6,247 0 0
NORTHROP GRUMMAN CORP COM 666807102 564,306 827 SH SOLE 827 0 0
NVIDIA CORPORATION COM 67066G104 239,974 1,376 SH SOLE 1,376 0 0
ORACLE CORP COM 68389X105 672,088 4,569 SH SOLE 4,569 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,383,255 11,453 SH SOLE 11,453 0 0
PRICE T ROWE GROUP INC COM 74144T108 546,086 6,058 SH SOLE 6,058 0 0
PROCTER & GAMBLE CO COM 742718109 1,067,898 7,393 SH SOLE 7,393 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A862 775,836 2,379 SH SOLE 2,379 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R648 281,405 4,812 SH SOLE 4,812 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A300 2,835,945 29,985 SH SOLE 29,985 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A201 5,376,152 55,642 SH SOLE 55,642 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,057,170 3,163 SH SOLE 3,163 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,893,943 3,071 SH SOLE 3,071 0 0
TESLA INC COM 88160R101 795,173 2,139 SH SOLE 2,139 0 0
TEXAS INSTRS INC COM 882508104 364,569 1,878 SH SOLE 1,878 0 0
TRUIST FINL CORP COM 89832Q109 809,808 17,616 SH SOLE 17,616 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 4,655,971 11,420 SH SOLE 11,420 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,085,957 10,674 SH SOLE 10,674 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 949,452 7,629 SH SOLE 7,629 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 599,746 2,007 SH SOLE 2,007 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 18,037,680 91,935 SH SOLE 91,935 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 838,593 2,614 SH SOLE 2,614 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,958,543 23,022 SH SOLE 23,022 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,555,438 29,359 SH SOLE 29,359 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,140,727 9,854 SH SOLE 9,854 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,348,568 18,992 SH SOLE 18,992 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 13,791,412 31,574 SH SOLE 31,574 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,431,606 7,769 SH SOLE 7,769 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 291,196 1,014 SH SOLE 1,014 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,308,399 97,316 SH SOLE 97,316 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 204,821 2,096 SH SOLE 2,096 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,065,060 14,930 SH SOLE 14,930 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,712,721 50,189 SH SOLE 50,189 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 236,275 1,032 SH SOLE 1,032 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 368,108 3,927 SH SOLE 3,927 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 953,753 8,695 SH SOLE 8,695 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,038,189 23,427 SH SOLE 23,427 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,048,667 13,833 SH SOLE 13,833 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,148,360 24,286 SH SOLE 24,286 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 264,450 847 SH SOLE 847 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,759,127 12,952 SH SOLE 12,952 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 2,126,690 11,825 SH SOLE 11,825 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,156,602 4,247 SH SOLE 4,247 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 788,902 6,530 SH SOLE 6,530 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 6,698,248 29,824 SH SOLE 29,824 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 16,994,501 24,357 SH SOLE 24,357 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 7,470,827 20,808 SH SOLE 20,808 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 360,219 1,818 SH SOLE 1,818 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 272,648 5,431 SH SOLE 5,431 0 0
WALMART INC COM 931142103 238,990 1,923 SH SOLE 1,923 0 0
WELLS FARGO & CO COM 949746101 215,034 2,701 SH SOLE 2,701 0 0