MORGAN STANLEY CAPITAL I INC ABS-15G

Exhibit 99.7 - Schedule 5

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Subordinate Lien 2 Type

Subordinate Lien 2 Max Draw Amount (HELOC)

Subordinate Lien 3 Type

Subordinate Lien 3 Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

XXXX

9389104

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

08/29/2025

6.630%

Manual Underwriting

8.438%

8.125%

XXXX

$2,814.00

$234.50

$0.00

$2,754.17

$5,667.31

N/A

XXXX

$0.00

XXXX

46.24%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

82.76%

100.00%

0.00%

Proceeds from Sale

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 - 2025

Borrower - Executed 4506T Verified - 2024, 2025 || Co Borrower - Executed 4506T Verified - 2025 - 2025

XXXX

755

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT INFORMATION FORM

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

53035.65

19.3

53035.65

19.3

90.0

N/A

Borrower As Individual

N/A

XXXX

9694997

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

09/30/2025

6.310%

Manual Underwriting

7.423%

6.999%

XXXX

$1,829.04

$152.42

$0.00

$4,337.52

$6,068.48

N/A

XXXX

$0.00

XXXX

44.28%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

749

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

194165.37

44.8

75517.98

17.4

85.0

N/A

Borrower As Individual

N/A

XXXX

9695103

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9494.15

10/27/2025

6.160%

Manual Underwriting

8.682%

8.499%

XXXX

$1,412.04

$117.67

$360.00

$30.00

$0.00

$2,849.04

$13,553.97

N/A

XXXX

$30.00

XXXX

Monthly

37.20%

38.14%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower

Borrower - ["2024","2025"] - 2024, 2025 || Co Borrower

XXXX

726

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35061.00

12.3

35061.00

12.3

85.0

N/A

Borrower As Individual

N/A

XXXX

9856996

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.140%

XXXX

Yes

45.000%

XXXX

$2,457.00

$204.75

$0.00

$1,056.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.326

1.327

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25207.54

23.9

46877.50

44.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9979479

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

19871.74

11/21/2025

6.230%

Manual Underwriting

8.131%

7.750%

XXXX

$458.04

$38.17

$0.00

$6,420.57

$43,551.80

N/A

XXXX

$0.00

XXXX

22.37%

22.43%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, SESoleProprietor - Personal Bank Statements Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

682

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78369.47

12.2

78369.47

12.2

85.0

N/A

Borrower As Individual

N/A

XXXX

10083047

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

XXXX

$1,584.84

$132.07

$0.00

$1,896.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.213

1.253

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

663

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

222892.72

117.5

60.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10084817

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

16082.5

12/03/2025

6.190%

Manual Underwriting

8.365%

7.999%

XXXX

$1,572.00

$131.00

$0.00

$5,225.65

$7,175.78

N/A

XXXX

$0.00

XXXX

43.10%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

718

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

147816.17

28.3

61016.17

11.7

85.0

N/A

Borrower As Individual

N/A

XXXX

10084897

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

22952.43

12/15/2025

6.270%

Manual Underwriting

7.758%

7.499%

XXXX

$7,008.96

$584.08

$11,568.00

$964.00

$0.00

$6,541.93

$41,404.07

N/A

XXXX

$964.00

XXXX

Monthly

14.20%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

728

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

201645.81

30.8

180675.81

27.6

85.0

N/A

Borrower As Individual

N/A

XXXX

10084917

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

13773.82

12/19/2025

6.270%

Manual Underwriting

7.712%

7.499%

XXXX

$3,341.04

$278.42

$0.00

$7,748.73

$21,802.88

N/A

XXXX

$0.00

XXXX

41.55%

41.46%

Self-Employed

Employed

12 Month Bank Statement

2 YRS W2

Less than 1 Month

N/A

Yes

84.46%

100.00%

0.00%

N/A

Borrower - Other REO Net Rental Income(Loss), SESoleProprietor - Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025 || Co Borrower - Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

115690.46

14.9

115690.46

14.9

90.0

N/A

Borrower As Individual

N/A

XXXX

10084686

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

13190.0

12/17/2025

6.270%

Manual Underwriting

7.526%

7.250%

XXXX

$1,227.96

$102.33

$0.00

$5,393.42

$8,214.34

N/A

XXXX

$0.00

XXXX

45.37%

44.12%

Self-Employed

12 Month Bank Statement

N/A

Yes

92.15%

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

715

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25209.62

4.7

25209.62

4.7

80.0

N/A

Borrower As Individual

N/A

XXXX

10083057

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

XXXX

$1,127.04

$93.92

$0.00

$3,707.85

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.268

1.26

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

425240.79

114.7

68.6

N/A

Yes

Borrower As Individual

N/A

XXXX

10083044

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5874.99

12/17/2025

6.270%

Manual Underwriting

9.206%

8.875%

XXXX

$3,405.96

$283.83

$0.00

$1,592.94

$10,163.31

N/A

XXXX

$0.00

XXXX

16.27%

16.43%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Yes

N/A

Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12207.41

7.7

12207.41

7.7

90.0

N/A

Borrower As Individual

N/A

XXXX

10083027

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.500%

XXXX

$8,330.40

$694.20

$0.00

$4,968.38

$3,735.87

N/A

XXXX

$0.00

XXXX

128.72%

13.00%

Yes

Employed

1YR Full Doc

2 YRS W2

2+ Months

N/A

Yes

0.00%

Proceeds from Sale

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

680

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

139772.17

28.1

139772.17

28.1

57.05

N/A

Yes

Borrower As Individual

N/A

XXXX

9979407

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

XXXX

$2,070.48

$172.54

$3,492.00

$291.00

$0.00

$4,936.49

$15,800.99

N/A

XXXX

$291.00

XXXX

Monthly

38.96%

39.08%

Yes

Self-Employed

1YR Full Doc

1 YR W2

N/A

Yes

0.00%

100.00%

Borrower Prepared

Borrower

N/A

Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), YTD Profit And Loss Verified, 1 YR W2 Verified, 1 YR Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025"] - 2024, 2025

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025"] - 2024, 2025

XXXX

706

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

710633.01

144.0

523396.92

106.0

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10047696

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.370%

XXXX

Yes

23.000%

XXXX

$1,943.04

$161.92

$0.00

$2,530.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.035

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24605.69

9.7

81337.80

32.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047697

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.150%

XXXX

Yes

24.000%

XXXX

$3,218.04

$268.17

$0.00

$3,735.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.071

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

705

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

131540.22

35.2

131540.22

35.2

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047699

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.640%

XXXX

Yes

24.000%

XXXX

$2,829.96

$235.83

$0.00

$1,597.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.314

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

85520.92

53.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047702

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$1,661.88

$138.49

$0.00

$859.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.687

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

31857.42

37.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047703

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,913.48

$242.79

$0.00

$885.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.75

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

26002.12

29.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047707

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.350%

XXXX

Yes

23.000%

XXXX

$2,752.32

$229.36

$0.00

$841.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.644

N/A

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6981.08

8.3

30487.82

36.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047708

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.350%

XXXX

Yes

23.000%

XXXX

$1,661.88

$138.49

$0.00

$688.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.815

1.814

N/A

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6981.07

10.1

20760.42

30.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047709

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,369.64

$197.47

$0.00

$845.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.892

1.889

N/A

XXXX

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

26807.67

31.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047710

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,876.04

$239.67

$0.00

$905.78

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.691

N/A

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9698.42

10.7

22711.15

25.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047711

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,629.68

$219.14

$0.00

$962.26

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.592

N/A

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6981.08

7.3

34998.57

36.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047712

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.130%

XXXX

Yes

23.000%

XXXX

$2,403.96

$200.33

$0.00

$4,869.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.335

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

472669.51

97.1

497992.65

102.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047715

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.650%

XXXX

Yes

23.000%

XXXX

$1,301.04

$108.42

$0.00

$860.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.672

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

684

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15122.51

17.6

54514.94

63.3

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047720

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

XXXX

Yes

23.000%

XXXX

$2,505.36

$208.78

$0.00

$1,939.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.237

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

Certification of Identification

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

11147.17

5.7

34626.38

17.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047722

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.790%

XXXX

Yes

23.000%

XXXX

$2,995.92

$249.66

$0.00

$1,414.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.838

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

685

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5512.21

3.9

67246.85

47.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047725

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

XXXX

Yes

23.000%

XXXX

$1,684.92

$140.41

$0.00

$1,444.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.419

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18791.25

13.0

23165.82

16.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047726

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.740%

XXXX

Yes

23.000%

XXXX

$1,044.36

$87.03

$0.00

$1,129.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.506

1.537

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

16247.33

14.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047727

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.740%

XXXX

Yes

23.000%

XXXX

$853.56

$71.13

$0.00

$1,013.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.727

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39012.99

38.5

42126.94

41.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047732

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.970%

XXXX

Yes

24.000%

XXXX

$4,611.00

$384.25

$0.00

$6,184.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.213

1.239

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

697

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

65942.66

10.7

418239.14

67.6

31.63

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047735

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.640%

XXXX

Yes

23.000%

XXXX

$1,270.20

$105.85

$0.00

$2,130.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.382

1.126

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

747

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.01

0.0

32494.33

15.3

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047742

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.700%

XXXX

Yes

23.000%

XXXX

$2,258.52

$188.21

$0.00

$2,530.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.186

1.187

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

767

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33645.89

13.3

41229.32

16.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047743

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.700%

XXXX

Yes

23.000%

XXXX

$2,159.04

$179.92

$0.00

$2,990.53

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.404

1.371

N/A

XXXX

800

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18497.44

6.2

58883.74

19.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047745

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.880%

XXXX

Yes

24.000%

XXXX

$2,766.96

$230.58

$0.00

$2,421.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.858

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

179125.12

74.0

208774.41

86.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047748

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

XXXX

Yes

23.000%

XXXX

$1,103.04

$91.92

$0.00

$851.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.115

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

728

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

97464.96

114.5

107613.93

126.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047769

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.260%

XXXX

Yes

45.000%

XXXX

$5,378.88

$448.24

$0.00

$6,606.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.075

1.044

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

699

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21451.26

3.2

362953.22

54.9

63.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047790

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.110%

XXXX

Yes

24.000%

XXXX

$1,788.00

$149.00

$0.00

$1,295.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.162

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

772

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6993.00

5.4

116731.35

90.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047794

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.620%

XXXX

Yes

23.000%

XXXX

$1,239.60

$103.30

$0.00

$1,311.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.372

1.374

N/A

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

17871.43

13.6

21295.87

16.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047800

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

XXXX

Yes

24.000%

XXXX

$3,392.28

$282.69

$0.00

$6,001.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.166

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41175.68

6.9

59176.15

9.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047823

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.740%

XXXX

Yes

23.000%

XXXX

$1,196.04

$99.67

$0.00

$1,773.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.635

1.617

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

13963.39

7.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047698

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.270%

XXXX

Yes

23.000%

XXXX

$8,035.08

$669.59

$0.00

$6,626.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.351

1.319

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

74969.24

10.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047701

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.850%

XXXX

Yes

23.000%

XXXX

$5,667.00

$472.25

$0.00

$7,764.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.751

1.635

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

667

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1449.44

0.2

85010.53

10.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047705

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.550%

XXXX

Yes

23.000%

XXXX

$5,167.08

$430.59

$0.00

$2,781.70

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.361

2.252

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

798

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

12429.62

3.9

145303.62

45.2

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047713

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.300%

XXXX

Yes

23.000%

XXXX

$4,253.16

$354.43

$0.00

$5,010.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.178

1.188

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

738

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

90436.06

16.9

135150.90

25.2

Yes

69.05

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047724

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.380%

XXXX

Yes

23.000%

XXXX

$5,874.00

$489.50

$0.00

$4,489.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.358

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

310641.49

62.4

553818.87

111.2

Yes

73.11

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10047754

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.050%

XXXX

Yes

24.000%

XXXX

$11,437.44

$953.12

$0.00

$6,743.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.082

1.081

N/A

XXXX

746

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

107345.85

14.0

Yes

64.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10083067

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/09/2025

6.220%

Manual Underwriting

8.901%

8.750%

XXXX

$5,060.16

$421.68

$2,892.00

$241.00

$0.00

$5,691.45

$21,240.69

N/A

XXXX

$241.00

XXXX

Monthly

44.42%

44.41%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024

Borrower - 1 YR Executed 4506T Verified - ["2025","2024"] - 2025, 2024

XXXX

700

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38587.20

6.8

38587.20

6.8

90.0

N/A

Borrower As Individual

N/A

XXXX

10084893

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

11255.19

12/30/2025

6.250%

Manual Underwriting

7.668%

7.375%

XXXX

$1,356.24

$113.02

$0.00

$4,384.31

$4,594.32

N/A

XXXX

$0.00

XXXX

49.09%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified - ["2025"] - 2025

Borrower - ["2025"] - 2025

XXXX

743

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

XXXX

Mexico

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

48948.94

11.2

48948.94

11.2

80.0

N/A

Borrower As Individual

N/A

XXXX

10084857

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/22/2025

6.250%

Manual Underwriting

7.683%

7.499%

XXXX

$2,223.96

$185.33

$0.00

$3,906.09

$12,767.46

N/A

XXXX

$0.00

XXXX

35.65%

36.19%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

664

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

18960.06

4.9

74.89

N/A

Borrower As Individual

N/A

XXXX

10083084

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

XXXX

$1,758.96

$146.58

$0.00

$2,594.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.06

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

715

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

173507.47

66.9

74.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10083051

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

XXXX

$2,988.00

$249.00

$0.00

$14,121.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.671

1.583

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

817

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

122471.56

8.7

2198092.87

155.7

60.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10084840

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9525.0

12/17/2025

6.270%

Manual Underwriting

8.052%

7.625%

XXXX

$1,126.20

$93.85

$0.00

$2,616.04

$4,159.96

N/A

XXXX

$0.00

XXXX

38.99%

39.24%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified - ["2025"] - 2025

Borrower - ["2025"] - 2025

XXXX

796

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

33156.90

12.7

31122.98

11.9

90.0

N/A

Borrower As Individual

N/A

XXXX

10084882

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

XXXX

$1,007.04

$83.92

$0.00

$3,992.01

$8,908.93

N/A

XXXX

$0.00

XXXX

44.36%

44.13%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2025","2024"] - 2025, 2024

Borrower - ["2025","2024"] - 2025, 2024

XXXX

712

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

56162.52

14.1

71.01

N/A

Yes

Borrower As Individual

N/A

XXXX

10084749

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/08/2025

6.220%

Manual Underwriting

7.648%

7.125%

XXXX

$1,725.00

$143.75

$0.00

$1,745.18

$3,600.41

N/A

XXXX

$0.00

XXXX

49.86%

49.76%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

716

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

232686.00

133.3

225216.00

129.1

80.0

N/A

Borrower As Individual

N/A

XXXX

10083083

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/12/2025

6.220%

Manual Underwriting

7.041%

6.875%

XXXX

$1,219.20

$101.60

$0.00

$2,401.78

$4,435.97

N/A

XXXX

$0.00

XXXX

47.25%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024

Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024

XXXX

751

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

30366.95

12.6

38560.93

16.1

45.71

N/A

Borrower As Individual

N/A

XXXX

10084856

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9264.3

12/23/2025

6.250%

Manual Underwriting

7.733%

7.375%

XXXX

$560.64

$46.72

$24.00

$2.00

$0.00

$2,841.84

$5,068.88

N/A

XXXX

$2.00

XXXX

Monthly

36.65%

Employed

Self-Employed

1YR Full Doc

N/A

Yes

0.00%

N/A

Borrower Prepared

Borrower

Yes

Other

Yes

FNMA 1005

N/A

Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage, Overtime, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023

XXXX

806

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66657.09

23.5

66657.09

23.5

70.0

Yes

Borrower As Individual

N/A

XXXX

10083035

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

XXXX

$2,718.60

$226.55

$0.00

$4,980.77

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

749

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31687.29

6.4

31687.29

6.4

67.3

N/A

Yes

Borrower As Individual

N/A

XXXX

10084839

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12913.75

12/17/2025

6.270%

Manual Underwriting

6.591%

6.375%

XXXX

$4,150.92

$345.91

$0.00

$6,971.64

$52,854.35

N/A

XXXX

$0.00

XXXX

13.54%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

51.00%

Stocks/Bonds

N/A

Borrower - SEPartnership - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

758

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

186813.33

26.8

186813.33

26.8

70.0

N/A

Borrower As Individual

N/A

XXXX

10088986

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.610%

6.990%

XXXX

$1,827.48

$152.29

$0.00

$874.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.486

1.478

XXXX

728

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9891.58

11.3

45141.35

51.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10088989

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.610%

XXXX

Yes

23.000%

XXXX

$1,616.76

$134.73

$0.00

$660.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.045

2.031

N/A

XXXX

728

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6981.08

10.6

24227.93

36.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10088994

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.180%

XXXX

Yes

45.000%

XXXX

$3,621.96

$301.83

$0.00

$8,462.39

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.064

N/A

XXXX

722

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

365341.89

43.2

390723.06

46.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10088995

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.420%

XXXX

Yes

24.000%

XXXX

$2,625.48

$218.79

$0.00

$2,267.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.919

2.019

N/A

XXXX

745

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

325996.65

143.8

375648.94

165.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10088998

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.960%

XXXX

Yes

23.000%

XXXX

$2,409.96

$200.83

$0.00

$2,035.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.327

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

762

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39842.47

19.6

57565.66

28.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089000

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.650%

XXXX

Yes

23.000%

XXXX

$1,496.76

$124.73

$0.00

$1,289.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.202

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12420.82

9.6

16379.60

12.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089001

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.650%

XXXX

Yes

23.000%

XXXX

$1,517.76

$126.48

$0.00

$1,291.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.161

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12378.95

9.6

16343.01

12.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089006

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.790%

XXXX

Yes

23.000%

XXXX

$1,257.00

$104.75

$0.00

$803.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.182

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

751

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9551.19

11.9

19082.62

23.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089007

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.080%

XXXX

Yes

23.000%

XXXX

$1,532.04

$127.67

$0.00

$827.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.659

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

47831.84

57.8

81129.85

98.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089009

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.620%

XXXX

Yes

24.000%

XXXX

$2,133.48

$177.79

$0.00

$1,110.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.07

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

695

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

39160.11

35.3

68.36

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089014

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,184.00

$182.00

$0.00

$3,021.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.919

1.869

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

45150.26

14.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089015

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.950%

XXXX

Yes

24.000%

XXXX

$1,586.16

$132.18

$0.00

$1,194.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.009

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

793

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23755.00

19.9

73914.83

61.9

44.22

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089016

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.950%

XXXX

Yes

24.000%

XXXX

$1,363.44

$113.62

$0.00

$1,176.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.955

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

793

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24101.70

20.5

77909.55

66.2

43.91

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089101

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.800%

XXXX

Yes

23.000%

XXXX

$1,266.96

$105.58

$0.00

$1,904.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.136

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

680

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13737.71

7.2

19443.05

10.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089102

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.280%

XXXX

Yes

23.000%

XXXX

$1,458.00

$121.50

$0.00

$1,654.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.45

N/A

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36853.42

22.3

42045.93

25.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089028

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.300%

XXXX

Yes

24.000%

XXXX

$4,811.64

$400.97

$0.00

$4,861.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.214

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

747

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

289490.27

59.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089030

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.870%

XXXX

Yes

45.000%

XXXX

$1,073.04

$89.42

$0.00

$1,435.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.299

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16095.84

11.2

25940.53

18.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089035

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

XXXX

Yes

24.000%

XXXX

$2,339.28

$194.94

$0.00

$9,355.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.09

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

99436.23

10.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089038

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.010%

XXXX

Yes

23.000%

XXXX

$1,892.76

$157.73

$0.00

$1,656.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.569

XXXX

719

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

71162.32

43.0

63.56

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089044

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.970%

XXXX

Yes

23.000%

XXXX

$5,208.96

$434.08

$0.00

$8,118.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.614

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

803

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

751182.95

92.5

751182.95

92.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089052

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

XXXX

Yes

23.000%

XXXX

$2,619.00

$218.25

$0.00

$1,657.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.509

1.448

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11145.18

6.7

18244.89

11.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089059

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.360%

XXXX

Yes

23.000%

XXXX

$4,642.92

$386.91

$0.00

$9,943.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.046

N/A

XXXX

782

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

564666.07

56.8

567466.39

57.1

71.19

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089063

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.430%

XXXX

Yes

23.000%

XXXX

$504.00

$42.00

$0.00

$842.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.062

N/A

XXXX

722

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1202598.24

1426.8

1202598.24

1426.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089064

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.430%

XXXX

Yes

23.000%

XXXX

$572.04

$47.67

$0.00

$937.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds,Stocks/Bonds

Yes

1.056

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1302257.55

1388.9

1305070.50

1391.9

72.12

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089065

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.430%

XXXX

Yes

23.000%

XXXX

$570.00

$47.50

$0.00

$1,028.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.07

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1190623.29

1157.7

1190623.29

1157.7

73.85

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089069

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.860%

XXXX

Yes

23.000%

XXXX

$1,847.16

$153.93

$0.00

$1,248.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.798

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

722

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

939.50

0.8

66367.98

53.2

60.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089071

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.270%

XXXX

Yes

23.000%

XXXX

$2,078.04

$173.17

$0.00

$3,462.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.069

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

715

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36361.59

10.5

56332.99

16.3

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089075

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.360%

XXXX

Yes

23.000%

XXXX

$3,531.00

$294.25

$2,946.96

$245.58

$0.00

$5,688.05

N/A

XXXX

$245.58

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.02

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

756608.10

133.0

772935.51

135.9

60.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089077

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$1,286.64

$107.22

$0.00

$755.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.457

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

756

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45341.54

60.1

45341.54

60.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089097

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.850%

XXXX

Yes

23.000%

XXXX

$1,805.64

$150.47

$0.00

$3,641.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.071

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

172440.98

47.4

201900.70

55.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089098

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.480%

7.800%

XXXX

Yes

24.000%

XXXX

$6,785.04

$565.42

$0.00

$11,697.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.214

1.177

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35883.63

3.1

208481.21

17.8

72.05

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089100

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

XXXX

Yes

24.000%

XXXX

$2,995.56

$249.63

$0.00

$5,406.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.11

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

749

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

93312.32

17.3

93312.32

17.3

79.23

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089019

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.400%

XXXX

Yes

23.000%

XXXX

$5,469.00

$455.75

$0.00

$4,010.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.684

1.688

N/A

XXXX

811

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

153660.78

34.4

332066.43

74.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089020

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.810%

XXXX

Yes

45.000%

XXXX

$7,500.00

$625.00

$0.00

$7,167.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.297

1.299

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

68864.96

8.8

68864.96

8.8

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089031

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.670%

XXXX

Yes

45.000%

XXXX

$1,185.00

$98.75

$30,240.00

$2,520.00

$0.00

$9,220.16

N/A

XXXX

$2,520.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.354

1.313

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20100.42

2.2

452728.02

48.6

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10089032

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.670%

XXXX

Yes

45.000%

XXXX

$1,540.44

$128.37

$37,800.00

$3,150.00

$0.00

$11,260.96

N/A

XXXX

$3,150.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.313

1.299

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26832.75

2.4

537143.07

47.7

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10083061

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1825.0

12/17/2025

6.270%

Manual Underwriting

7.285%

7.125%

XXXX

$2,094.00

$174.50

$0.00

$3,445.46

$3,697.61

N/A

XXXX

$0.00

XXXX

48.35%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

690

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

235134.47

68.2

58.82

N/A

Borrower As Individual

N/A

XXXX

10083080

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/15/2025

6.270%

Manual Underwriting

7.702%

7.375%

XXXX

$4,974.36

$414.53

$0.00

$4,341.31

$11,202.49

N/A

XXXX

$0.00

XXXX

34.34%

Employed

2YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2024","2025"] - 2024, 2025

Borrower - Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

661

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

199207.16

45.9

49.25

N/A

Borrower As Individual

N/A

XXXX

10083085

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.875%

XXXX

$4,837.92

$403.16

$0.00

$7,203.50

$18,462.15

N/A

XXXX

$0.00

XXXX

63.06%

39.42%

Yes

Self-Employed

Not Employed

1YR Full Doc

N/A

Missing

N/A

0.00%

N/A

Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower

XXXX

789

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

136868.70

19.0

136868.70

19.0

71.28

N/A

Yes

Borrower As Individual

N/A

XXXX

10106279

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.450%

XXXX

Yes

24.000%

XXXX

$3,746.04

$312.17

$0.00

$5,138.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.031

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

712

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

192148.47

37.4

192148.47

37.4

59.63

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106281

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.650%

XXXX

Yes

23.000%

XXXX

$1,170.96

$97.58

$0.00

$3,024.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.19

1.209

N/A

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

105501.79

34.9

266803.13

88.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106283

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

XXXX

Yes

24.000%

XXXX

$3,178.92

$264.91

$0.00

$2,316.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.705

1.533

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

788

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

54940.58

23.7

54940.58

23.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106284

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.640%

XXXX

Yes

23.000%

XXXX

$1,812.48

$151.04

$0.00

$1,128.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.152

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57882.29

51.3

57882.29

51.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106285

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

XXXX

Yes

23.000%

XXXX

$711.00

$59.25

$0.00

$1,141.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.358

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

693

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

52.11

0.0

8838.61

7.8

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106288

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.230%

XXXX

Yes

23.000%

XXXX

$1,143.96

$95.33

$0.00

$705.14

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.418

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9644.14

13.7

45810.81

65.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106289

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.230%

XXXX

Yes

45.000%

XXXX

$11,085.96

$923.83

$0.00

$4,614.26

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.582

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19660.21

4.3

55603.46

12.1

61.62

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106290

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.070%

XXXX

Yes

23.000%

XXXX

$1,021.44

$85.12

$0.00

$939.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.702

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

755

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10029.54

10.7

10029.54

10.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106292

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.670%

XXXX

Yes

23.000%

XXXX

$1,201.20

$100.10

$0.00

$943.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.479

N/A

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

194829.15

206.5

254974.85

270.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106293

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.010%

XXXX

Yes

23.000%

XXXX

$2,688.00

$224.00

$0.00

$1,747.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.939

N/A

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

194829.14

111.5

299266.15

171.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106294

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.890%

XXXX

Yes

23.000%

XXXX

$3,067.32

$255.61

$0.00

$3,265.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.629

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36475.85

11.2

43203.27

13.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106295

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.310%

XXXX

Yes

23.000%

XXXX

$530.04

$44.17

$0.00

$934.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.392

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

693

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18966.14

20.3

26816.78

28.7

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106296

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.530%

XXXX

Yes

24.000%

XXXX

$3,159.60

$263.30

$0.00

$2,010.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.624

1.616

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18140.43

9.0

18140.43

9.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106298

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.310%

XXXX

Yes

45.000%

XXXX

$1,833.00

$152.75

$0.00

$3,687.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.058

1.066

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

705

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

35086.58

9.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106299

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.700%

XXXX

Yes

23.000%

XXXX

$1,981.20

$165.10

$0.00

$2,606.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.548

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25786.52

9.9

33607.28

12.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106300

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.240%

XXXX

Yes

23.000%

XXXX

$1,255.68

$104.64

$0.00

$1,158.74

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.295

1.294

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

157755.96

136.1

161232.18

139.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106301

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.320%

XXXX

Yes

23.000%

XXXX

$1,074.96

$89.58

$0.00

$1,249.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.521

N/A

XXXX

753

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2957921.45

2367.6

2957921.45

2367.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106302

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.960%

XXXX

$2,423.64

$201.97

$0.00

$1,587.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.858

N/A

XXXX

738

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13931.97

8.8

13931.97

8.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106303

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.810%

XXXX

Yes

23.000%

XXXX

$989.04

$82.42

$0.00

$1,234.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.094

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58133.54

47.1

58133.54

47.1

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106304

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.480%

XXXX

Yes

24.000%

XXXX

$1,322.64

$110.22

$0.00

$3,410.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.422

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

89149.73

26.1

89149.73

26.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106305

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.860%

XXXX

Yes

23.000%

XXXX

$1,562.64

$130.22

$0.00

$1,059.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.467

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

743

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

15719.03

14.8

18896.93

17.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106306

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.900%

XXXX

Yes

23.000%

XXXX

$1,214.04

$101.17

$0.00

$1,056.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.822

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

693

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5851.52

5.5

9021.26

8.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106308

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.950%

XXXX

Yes

23.000%

XXXX

$184.56

$15.38

$0.00

$5,674.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.163

N/A

XXXX

697

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

42251.88

7.4

203459.68

35.9

50.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106309

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.820%

XXXX

Yes

23.000%

XXXX

$705.00

$58.75

$0.00

$1,419.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.162

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37414.64

26.4

37414.64

26.4

67.41

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106310

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.550%

XXXX

Yes

24.000%

XXXX

$1,549.20

$129.10

$0.00

$1,264.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.977

1.72

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

691

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

14848.41

11.7

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106311

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.570%

XXXX

Yes

24.000%

XXXX

$1,707.96

$142.33

$0.00

$1,927.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.01

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

691

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

92046.92

47.8

99270.56

51.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106312

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.790%

XXXX

Yes

23.000%

XXXX

$846.00

$70.50

$0.00

$890.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.467

1.593

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2.85

0.0

55867.46

62.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106313

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.270%

XXXX

Yes

24.000%

XXXX

$2,000.04

$166.67

$0.00

$5,033.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.192

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

I-551 Conditional Permanent Resident Card w/ USCIS 1-751

XXXX

Fee Simple

XXXX

N/A

47893.74

9.5

47893.74

9.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106314

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

XXXX

Yes

24.000%

XXXX

$2,106.00

$175.50

$0.00

$3,149.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.048

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

699

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

17113.30

5.4

59981.18

19.0

55.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106315

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.710%

XXXX

Yes

23.000%

XXXX

$1,514.04

$126.17

$0.00

$1,937.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.187

1.193

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61458.14

31.7

61458.14

31.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106317

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.077%

7.078%

XXXX

Yes

23.000%

XXXX

$1,493.04

$124.42

$6,024.00

$502.00

$0.00

$1,534.94

Yes

XXXX

$502.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.173

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

7332.42

4.8

9223.07

6.0

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106318

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.780%

XXXX

Yes

23.000%

XXXX

$2,001.84

$166.82

$0.00

$1,181.96

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.333

N/A

XXXX

791

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Unable to Determine

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

196754.36

166.5

257077.61

217.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106319

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.558%

7.550%

XXXX

Yes

45.000%

XXXX

$500.04

$41.67

$2,880.00

$240.00

$0.00

$1,405.80

Yes

XXXX

$240.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.316

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26437.78

18.8

39733.78

28.3

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106321

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.570%

XXXX

Yes

45.000%

XXXX

$582.00

$48.50

$3,048.00

$254.00

$0.00

$1,421.00

Yes

XXXX

$254.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.478

1.367

N/A

XXXX

701

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Unable to Determine

XXXX

Fee Simple

XXXX

N/A

23700.76

16.7

34020.12

23.9

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106322

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.620%

XXXX

Yes

23.000%

XXXX

$1,473.00

$122.75

$0.00

$2,391.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.15

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

16535.69

6.9

16535.69

6.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106325

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.720%

XXXX

Yes

24.000%

XXXX

$1,326.00

$110.50

$0.00

$1,094.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.37

1.377

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

686

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

16485.17

15.1

56813.69

51.9

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106326

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.670%

XXXX

Yes

45.000%

XXXX

$531.00

$44.25

$1,800.00

$150.00

$0.00

$1,426.21

Yes

XXXX

$150.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.332

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23700.76

16.6

52504.51

36.8

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106328

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

XXXX

Yes

23.000%

XXXX

$879.00

$73.25

$0.00

$2,051.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.365

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Employment Authorization Card [I-766]

XXXX

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

17027.88

8.3

36548.09

17.8

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106329

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.870%

XXXX

Yes

23.000%

XXXX

$1,866.96

$155.58

$0.00

$3,239.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.451

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

684

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26175.02

8.1

26175.02

8.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106330

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

XXXX

Yes

45.000%

XXXX

$2,828.52

$235.71

$0.00

$3,704.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.154

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

756

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

453379.34

122.4

720075.71

194.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106331

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.800%

XXXX

Yes

23.000%

XXXX

$1,806.00

$150.50

$0.00

$1,614.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.61

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33922.00

21.0

63973.63

39.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106332

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.920%

XXXX

Yes

23.000%

XXXX

$1,727.40

$143.95

$0.00

$1,267.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.735

N/A

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

Identification card

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

82781.70

65.3

98291.87

77.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106333

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.123%

7.122%

XXXX

Yes

23.000%

XXXX

$1,338.96

$111.58

$0.00

$1,527.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.441

1.44

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

95212.37

62.3

95212.37

62.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106335

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.840%

6.483%

XXXX

Yes

24.000%

XXXX

$1,517.04

$126.42

$0.00

$1,205.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.369

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

788

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

47991.42

39.8

75100.49

62.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106336

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.840%

XXXX

Yes

23.000%

XXXX

$782.04

$65.17

$0.00

$714.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.61

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

I-551 Permanent Resident Card

XXXX

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

168622.83

236.0

168622.83

236.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106337

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.680%

XXXX

Yes

23.000%

XXXX

$567.00

$47.25

$3,000.00

$250.00

$0.00

$1,461.33

Yes

XXXX

$250.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.061

1.052

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78553.44

53.8

78553.44

53.8

66.67

Yes

Member on Behalf of Entity

N/A

XXXX

10106338

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.330%

XXXX

Yes

23.000%

XXXX

$1,208.76

$100.73

$0.00

$1,571.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.146

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

84694.87

53.9

102287.84

65.1

64.48

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106340

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.470%

XXXX

Yes

45.000%

XXXX

$2,013.84

$167.82

$0.00

$1,984.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.21

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12856.08

6.5

18808.23

9.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106343

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.190%

XXXX

Yes

23.000%

XXXX

$1,746.36

$145.53

$4,916.16

$409.68

$0.00

$1,661.10

Yes

XXXX

$409.68

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.204

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

755

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

128246.42

77.2

132000.68

79.5

80.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106346

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.200%

XXXX

Yes

23.000%

XXXX

$2,032.08

$169.34

$0.00

$1,165.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.202

1.204

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9292.37

8.0

16034.03

13.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106347

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.320%

XXXX

Yes

23.000%

XXXX

$1,977.96

$164.83

$0.00

$1,075.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.326

1.319

N/A

XXXX

703

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9292.38

8.6

14457.61

13.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106348

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.240%

XXXX

Yes

23.000%

XXXX

$1,039.32

$86.61

$0.00

$1,589.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.416

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

740

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

52449.51

33.0

57217.89

36.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106350

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.320%

XXXX

Yes

23.000%

XXXX

$2,850.00

$237.50

$0.00

$965.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.451

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

785

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

761143.93

788.7

761143.93

788.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106351

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.060%

XXXX

Yes

23.000%

XXXX

$3,350.28

$279.19

$0.00

$1,173.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.363

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

54640.78

46.6

55682.17

47.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106353

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

6.920%

XXXX

Yes

24.000%

XXXX

$1,755.00

$146.25

$0.00

$1,217.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.565

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

739

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12630.09

10.4

39049.63

32.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106354

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.410%

XXXX

Yes

23.000%

XXXX

$942.96

$78.58

$0.00

$793.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.828

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

815

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11967.00

15.1

11967.00

15.1

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106355

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.450%

7.587%

XXXX

Yes

23.000%

XXXX

$1,452.36

$121.03

$0.00

$1,527.14

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.162

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

745

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78059.93

50.6

84093.32

54.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106356

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.650%

XXXX

Yes

23.000%

XXXX

$1,572.60

$131.05

$0.00

$1,311.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.65

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85015.07

64.8

85418.51

65.1

52.63

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106357

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.650%

XXXX

Yes

23.000%

XXXX

$1,402.20

$116.85

$0.00

$1,310.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.652

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

11929.37

9.1

60.61

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106358

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.100%

XXXX

Yes

23.000%

XXXX

$1,491.48

$124.29

$0.00

$783.90

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.216

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

779

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

36284.48

46.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106359

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.430%

XXXX

Yes

24.000%

XXXX

$1,124.04

$93.67

$0.00

$1,129.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.77

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

53921.92

47.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106360

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.590%

XXXX

Yes

23.000%

XXXX

$1,722.72

$143.56

$0.00

$1,835.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.417

XXXX

719

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.01

0.0

107442.95

58.6

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106361

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.490%

XXXX

Yes

23.000%

XXXX

$2,756.28

$229.69

$0.00

$1,992.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.305

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

781

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

20462.81

10.3

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106362

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.290%

XXXX

Yes

23.000%

XXXX

$2,032.08

$169.34

$0.00

$1,302.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.171

1.16

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9292.37

7.1

9292.37

7.1

76.77

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106363

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.360%

XXXX

Yes

23.000%

XXXX

$826.80

$68.90

$0.00

$954.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.782

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

29701.48

31.1

29701.48

31.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106364

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.930%

XXXX

Yes

23.000%

XXXX

$1,640.04

$136.67

$0.00

$3,315.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.056

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

168822.92

50.9

246176.22

74.3

57.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106365

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.960%

XXXX

Yes

23.000%

XXXX

$3,304.08

$275.34

$0.00

$4,164.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.321

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

781

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40446.07

9.7

52938.97

12.7

73.26

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106366

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

XXXX

Yes

23.000%

XXXX

$1,073.04

$89.42

$0.00

$1,263.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.069

1.06

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

36786.01

29.1

73.64

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106367

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.370%

XXXX

Yes

23.000%

XXXX

$1,950.72

$162.56

$0.00

$1,917.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.278

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

142423.60

74.3

148175.44

77.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106368

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.213%

7.212%

XXXX

Yes

23.000%

XXXX

$1,323.00

$110.25

$0.00

$901.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.525

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79319.64

88.0

79319.64

88.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106369

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.213%

7.212%

XXXX

Yes

23.000%

XXXX

$2,288.40

$190.70

$0.00

$1,061.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.319

1.318

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

86696.91

81.7

86696.91

81.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106370

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.510%

XXXX

Yes

23.000%

XXXX

$717.00

$59.75

$0.00

$909.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.347

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4338.77

4.8

12557.51

13.8

67.92

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106372

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.020%

XXXX

Yes

23.000%

XXXX

$1,436.28

$119.69

$0.00

$866.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.616

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

84422.65

97.4

84422.65

97.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106373

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

XXXX

Yes

23.000%

XXXX

$1,098.96

$91.58

$0.00

$682.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.904

1.355

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2894.86

4.2

27538.46

40.3

49.4

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106374

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.770%

XXXX

Yes

23.000%

XXXX

$1,779.24

$148.27

$200.04

$16.67

$0.00

$1,526.16

N/A

XXXX

$16.67

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.31

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

770

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

86210.63

56.5

91263.00

59.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106375

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.820%

XXXX

Yes

24.000%

XXXX

$2,000.04

$166.67

$0.00

$9,415.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.16

1.115

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

283377.78

30.1

60.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106376

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.450%

XXXX

Yes

45.000%

XXXX

$1,040.88

$86.74

$225.00

$18.75

$0.00

$3,733.06

N/A

XXXX

$18.75

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.045

1.05

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16521.98

4.4

176940.12

47.4

50.53

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106377

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.080%

XXXX

Yes

23.000%

XXXX

$576.00

$48.00

$0.00

$984.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.396

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

52207.69

53.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106378

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.190%

XXXX

Yes

23.000%

XXXX

$4,017.96

$334.83

$0.00

$2,813.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.6

1.599

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

715

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15990.54

5.7

22988.64

8.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106379

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.920%

XXXX

Yes

23.000%

XXXX

$1,499.04

$124.92

$0.00

$1,328.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.223

1.221

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

795

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20441.41

15.4

23846.68

18.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106380

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

7.890%

XXXX

Yes

23.000%

XXXX

$2,022.96

$168.58

$0.00

$2,484.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.882

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11102.51

4.5

58119.65

23.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106381

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.860%

XXXX

Yes

23.000%

XXXX

$1,518.00

$126.50

$0.00

$2,216.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.263

N/A

XXXX

794

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57089.91

25.8

109327.79

49.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106382

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.600%

XXXX

Yes

23.000%

XXXX

$1,530.00

$127.50

$1,020.00

$85.00

$0.00

$1,934.98

N/A

XXXX

$85.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.137

1.185

XXXX

747

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Passport

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

46086.66

23.8

49780.65

25.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106383

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.390%

XXXX

Yes

45.000%

XXXX

$3,739.92

$311.66

$0.00

$3,357.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.235

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

781

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

107.08

0.0

193572.08

57.7

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106384

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

XXXX

Yes

24.000%

XXXX

$1,403.28

$116.94

$0.00

$3,653.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.314

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

60005.01

16.4

60005.01

16.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106385

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.800%

XXXX

Yes

23.000%

XXXX

$1,518.48

$126.54

$0.00

$1,807.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.328

1.294

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

745

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

117227.15

64.9

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106386

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.350%

XXXX

Yes

24.000%

XXXX

$3,014.88

$251.24

$0.00

$4,507.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.265

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

723

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

378286.48

83.9

378286.48

83.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106387

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.490%

XXXX

Yes

23.000%

XXXX

$1,248.96

$104.08

$0.00

$2,551.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.372

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

780

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

316169.90

123.9

316169.90

123.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106390

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.230%

XXXX

Yes

24.000%

XXXX

$333.96

$27.83

$900.00

$75.00

$0.00

$1,110.86

Yes

XXXX

$75.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.116

N/A

XXXX

753

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

205444.66

184.9

259805.01

233.9

35.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106391

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.540%

XXXX

Yes

24.000%

XXXX

$339.96

$28.33

$1,200.00

$100.00

$0.00

$2,367.99

Yes

XXXX

$100.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.182

N/A

XXXX

753

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

307196.57

129.7

441807.77

186.6

55.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106392

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.540%

XXXX

Yes

24.000%

XXXX

$333.96

$27.83

$1,200.00

$100.00

$0.00

$2,539.29

Yes

XXXX

$100.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.103

XXXX

753

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

207702.65

81.8

351080.36

138.3

55.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106393

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

XXXX

Yes

24.000%

XXXX

$3,759.36

$313.28

$0.00

$7,617.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.247

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

147545.15

19.4

170397.77

22.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106394

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.650%

6.540%

XXXX

Yes

45.000%

XXXX

$524.04

$43.67

$7,558.44

$629.87

$0.00

$1,674.31

Yes

XXXX

$629.87

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.254

N/A

XXXX

746

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4951.01

3.0

56151.69

33.5

70.0

Yes

Member on Behalf of Entity

N/A

XXXX

10106395

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.360%

XXXX

Yes

23.000%

XXXX

$3,965.88

$330.49

$0.00

$2,467.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.477

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

784

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

49774.34

20.2

49774.34

20.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106396

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.130%

XXXX

Yes

24.000%

XXXX

$1,849.56

$154.13

$0.00

$1,185.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.94

1.966

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

51064.42

43.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106397

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

XXXX

Yes

23.000%

XXXX

$1,649.88

$137.49

$0.00

$2,097.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.43

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

740

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

63939.93

30.5

63939.93

30.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106398

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

XXXX

Yes

24.000%

XXXX

$3,399.96

$283.33

$0.00

$6,038.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.076

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

682

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19372.83

3.2

335265.29

55.5

55.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106399

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.920%

XXXX

Yes

24.000%

XXXX

$1,895.04

$157.92

$0.00

$4,698.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.064

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

743

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

52002.86

11.1

84595.33

18.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106400

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.800%

XXXX

Yes

24.000%

XXXX

$2,243.04

$186.92

$0.00

$4,587.17

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

1.145

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32256.49

7.0

294269.20

64.2

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106282

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.850%

XXXX

Yes

23.000%

XXXX

$6,244.32

$520.36

$0.00

$5,526.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.275

1.274

N/A

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

195374.90

32.3

195374.90

32.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106286

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.410%

XXXX

Yes

23.000%

XXXX

$4,805.52

$400.46

$0.00

$1,900.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.815

1.817

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

734

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

90114.24

39.2

90114.24

39.2

Yes

67.82

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106287

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.380%

XXXX

Yes

24.000%

XXXX

$3,057.84

$254.82

$0.00

$2,157.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.448

2.419

N/A

XXXX

779

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

381218.90

158.1

392717.18

162.8

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106324

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.210%

XXXX

Yes

23.000%

XXXX

$1,604.04

$133.67

$0.00

$1,926.50

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.562

1.557

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

49895.46

24.2

74588.59

36.2

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106327

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.370%

XXXX

Yes

23.000%

XXXX

$5,065.44

$422.12

$0.00

$3,240.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.867

1.875

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

786

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9742.59

2.7

182593.56

49.9

Yes

67.84

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106334

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.270%

XXXX

Yes

23.000%

XXXX

$10,334.76

$861.23

$0.00

$5,577.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.578

1.58

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

153826.47

23.9

153826.47

23.9

Yes

70.99

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106341

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.180%

XXXX

Yes

23.000%

XXXX

$9,351.48

$779.29

$0.00

$1,704.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.005

1.359

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5308.53

2.1

76549.76

30.8

Yes

57.77

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10106342

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.090%

XXXX

Yes

23.000%

XXXX

$20,070.72

$1,672.56

$0.00

$3,970.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.236

1.328

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58065.38

10.3

58065.38

10.3

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10083089

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10424.38

12/17/2025

6.270%

Manual Underwriting

7.971%

7.500%

XXXX

$1,225.08

$102.09

$0.00

$2,871.60

$25,125.02

N/A

XXXX

$0.00

XXXX

11.76%

11.52%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025

Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025

XXXX

773

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33672.79

11.7

33672.79

11.7

85.0

N/A

Borrower As Individual

N/A

XXXX

10084790

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17568.44

12/22/2025

6.250%

Manual Underwriting

7.736%

7.375%

XXXX

$2,289.00

$190.75

$0.00

$5,214.56

$7,483.33

N/A

XXXX

$0.00

XXXX

41.57%

Self-Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

100.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024

XXXX

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal Use

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

41284.67

7.9

41284.67

7.9

80.0

N/A

Borrower As Individual

N/A

XXXX

10083078

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

XXXX

$2,772.60

$231.05

$330.00

$27.50

$0.00

$2,087.77

N/A

XXXX

$27.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.006

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

794

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

38942.58

18.7

74.55

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10084929

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9588.26

01/21/2026

6.060%

Manual Underwriting

7.393%

6.999%

XXXX

$1,404.96

$117.08

$516.00

$43.00

$0.00

$2,501.18

$3,699.49

N/A

XXXX

$43.00

XXXX

Annually

42.18%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025"] - 2025

Borrower - ["2025"] - 2025

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41683.59

18.1

41683.59

18.1

90.0

N/A

Borrower As Individual

N/A

XXXX

10083049

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

XXXX

$1,103.04

$91.92

$1,812.00

$151.00

$0.00

$3,320.47

N/A

XXXX

$151.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.009

1.006

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32628.07

9.8

32628.07

9.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10084927

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

27142.5

01/08/2026

6.190%

Manual Underwriting

6.985%

6.875%

XXXX

$8,728.08

$727.34

$0.00

$8,135.19

$11,715.99

N/A

XXXX

$0.00

XXXX

49.50%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

55.00%

Third-Party Prepared (Unaudited)

CPA

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

727

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

259237.17

31.9

306326.61

37.7

40.48

N/A

Borrower As Individual

N/A

XXXX

10084737

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/08/2025

6.220%

Manual Underwriting

7.965%

7.625%

XXXX

$928.32

$77.36

$0.00

$5,582.53

$76,160.01

N/A

XXXX

$0.00

XXXX

17.61%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025

Borrower - ["2024","2025"] - 2024, 2025

XXXX

710

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

65477.48

11.7

65477.48

11.7

85.0

N/A

Borrower As Individual

N/A

XXXX

10149835

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.160%

XXXX

Yes

45.000%

XXXX

$1,176.24

$98.02

$2,412.00

$201.00

$0.00

$2,668.28

N/A

XXXX

$201.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

1.045

N/A

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8202.73

3.2

80092.93

30.8

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149839

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.560%

XXXX

Yes

45.000%

XXXX

$1,041.60

$86.80

$1,128.00

$94.00

$0.00

$2,795.08

N/A

XXXX

$94.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.073

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

53989.15

19.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149840

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

XXXX

Yes

45.000%

XXXX

$1,201.20

$100.10

$2,940.00

$245.00

$0.00

$2,118.42

Yes

XXXX

$245.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.039

1.071

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

35670.96

16.8

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10149841

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.680%

XXXX

Yes

45.000%

XXXX

$1,871.16

$155.93

$1,044.00

$87.00

$0.00

$2,557.20

N/A

XXXX

$87.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.165

1.091

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7585.60

3.0

48158.73

18.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9610796

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

XXXX

Yes

45.000%

XXXX

$1,168.08

$97.34

$4,608.00

$384.00

$0.00

$2,179.97

Yes

XXXX

$384.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.078

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

50024.44

22.9

55412.35

25.4

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

10149863

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.790%

XXXX

Yes

23.000%

XXXX

$2,413.44

$201.12

$0.00

$2,382.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.112

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26256.63

11.0

26256.63

11.0

77.68

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149893

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

XXXX

Yes

23.000%

XXXX

$1,155.96

$96.33

$0.00

$841.31

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.08

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

769

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10932.83

13.0

10932.83

13.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149912

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.810%

XXXX

Yes

24.000%

XXXX

$821.04

$68.42

$0.00

$1,066.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.406

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

707

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21805.25

20.4

41575.83

39.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149916

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.290%

XXXX

Yes

23.000%

XXXX

$1,700.04

$141.67

$0.00

$1,968.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.181

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

27170.11

13.8

35883.45

18.2

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149921

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.320%

XXXX

Yes

23.000%

XXXX

$957.00

$79.75

$0.00

$1,203.62

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.288

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

741

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

131226.01

109.0

131226.01

109.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149923

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.530%

XXXX

Yes

23.000%

XXXX

$2,091.96

$174.33

$0.00

$905.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.126

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

163279.89

180.3

166190.85

183.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149924

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.540%

XXXX

Yes

23.000%

XXXX

$2,091.96

$174.33

$0.00

$986.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.231

2.21

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

157141.89

175.6

157141.89

175.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149933

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.770%

XXXX

Yes

23.000%

XXXX

$1,233.96

$102.83

$0.00

$1,646.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.124

1.115

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

712

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

27932.08

17.0

72.86

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149945

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.950%

XXXX

Yes

23.000%

XXXX

$915.00

$76.25

$0.00

$1,427.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.611

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

730

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37547.48

26.3

41830.49

29.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149961

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.950%

XXXX

Yes

45.000%

XXXX

$1,406.76

$117.23

$4,200.00

$350.00

$0.00

$2,210.93

Yes

XXXX

$350.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.04

N/A

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8202.74

3.7

19840.92

9.0

48.0

Yes

Member on Behalf of Entity

N/A

XXXX

10149975

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.900%

XXXX

Yes

24.000%

XXXX

$4,737.60

$394.80

$0.00

$8,057.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.688

1.638

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

797

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1063269.93

132.0

1063269.93

132.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10149857

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.920%

6.689%

XXXX

Yes

45.000%

XXXX

$8,292.12

$691.01

$0.00

$5,617.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.397

1.412

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

745

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

48318.68

7.7

58288.09

9.2

Yes

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10162563

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.260%

XXXX

Yes

23.000%

XXXX

$908.04

$75.67

$0.00

$607.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.469

2.415

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

739

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

106642.65

175.5

108539.40

178.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10162575

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.860%

XXXX

Yes

23.000%

XXXX

$755.04

$62.92

$0.00

$759.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.581

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

I-551 Permanent Resident Card

XXXX

United States of America (USA)

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

118318.50

155.9

118318.50

155.9

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10162586

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.550%

XXXX

Yes

24.000%

XXXX

$4,923.00

$410.25

$0.00

$7,812.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.587

1.594

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

797

XXXX

Unknown

US Citizen

N/A

Passport

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1063269.93

136.1

1119099.81

143.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10194941

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

3391.16

02/17/2026

6.100%

Manual Underwriting

7.556%

7.125%

XXXX

$1,929.12

$160.76

$0.00

$1,132.34

$10,289.65

N/A

XXXX

$0.00

XXXX

14.26%

14.40%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

0.00%

100.00%

N/A

Borrower - Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026

Borrower || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026

XXXX

804

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

83603.59

73.8

83603.59

73.8

74.74

N/A

Borrower As Individual

N/A

XXXX

10194943

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.125%

XXXX

$1,173.96

$97.83

$2,100.00

$175.00

$0.00

$2,301.72

N/A

XXXX

$175.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.618

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

656

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

200288.27

87.0

29.86

N/A

Yes

Borrower As Individual

N/A

XXXX

10194930

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

02/19/2026

6.100%

Manual Underwriting

7.737%

7.625%

XXXX

$1,646.52

$137.21

$0.00

$1,909.36

$2,611.50

N/A

XXXX

$0.00

XXXX

42.23%

Not Employed

1YR Full Doc

N/A

Yes

60.0

Yes

0.00%

N/A

Borrower - SSI and Disability, Asset Depletion - 1 YR Executed 4506T Verified, Award Letter Verified - ["2024","2025"] - 2024, 2025

Borrower - 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025

XXXX

805

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

93695.19

49.1

93695.19

49.1

70.0

N/A

Borrower As Individual

N/A

XXXX

10194926

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.250%

XXXX

$1,083.96

$90.33

$0.00

$1,272.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.004

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

656

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

70179.53

55.2

60.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

10194935

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9895.0

02/23/2026

5.990%

Manual Underwriting

6.764%

6.375%

XXXX

$1,535.04

$127.92

$0.00

$2,333.99

$23,860.01

N/A

XXXX

$0.00

XXXX

8.91%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025

Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

88493.52

37.9

88493.52

37.9

80.0

N/A

Borrower As Individual

N/A

XXXX

10194946

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.375%

XXXX

$1,595.64

$132.97

$4,044.00

$337.00

$0.00

$2,263.66

Yes

XXXX

$337.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.038

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

641

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45109.95

19.9

45109.95

19.9

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

10194938

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.625%

XXXX

$2,436.00

$203.00

$9,000.00

$750.00

$0.00

$3,014.39

Yes

XXXX

$750.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.095

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

658

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

175722.07

58.3

42.22

Yes

Borrower As Individual

N/A

XXXX

10194931

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

02/23/2026

5.990%

Approve Eligible

6.406%

6.125%

XXXX

$1,429.20

$119.10

$0.00

$1,448.58

$3,537.17

N/A

XXXX

$0.00

XXXX

42.37%

41.99%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026

Borrower - ["2025","2026"] - 2025, 2026

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79510.97

54.9

79510.97

54.9

64.06

N/A

Borrower As Individual

N/A

XXXX

10194947

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10850.0

02/23/2026

5.990%

Manual Underwriting

7.075%

7.000%

XXXX

$2,409.96

$200.83

$0.00

$6,069.60

$6,465.09

N/A

XXXX

$0.00

XXXX

49.59%

Self-Employed

2YR 1099

2 YRS 1099

1 Month

N/A

Yes

0.00%

100.00%

N/A

Borrower - Wage, SESoleProprietor - 2 YRS 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024

Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13513.65

2.8

103355.59

21.2

62.82

N/A

Borrower As Individual

N/A

XXXX

10194949

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2095.0

02/19/2026

6.100%

Manual Underwriting

6.604%

6.500%

XXXX

$3,102.12

$258.51

$0.00

$7,330.85

$20,580.05

N/A

XXXX

$0.00

XXXX

26.32%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025","2026"] - 2025, 2026

Borrower - ["2025","2026"] - 2025, 2026

XXXX

810

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

72988.04

10.0

72988.04

10.0

79.97

N/A

Borrower As Individual

N/A

XXXX

10194929

XXXX

ATR/QM: Exempt

Yes

N/A

02/13/2026

6.130%

Manual Underwriting

7.191%

7.125%

XXXX

$2,302.80

$191.90

$0.00

$7,810.59

$18,454.32

$21,316.40

N/A

XXXX

$0.00

XXXX

39.89%

40.28%

Yes

Self-Employed

12 Month Bank Statement

2+ Months

N/A

Yes

14.48%

100.00%

N/A

Borrower - SESoleProprietor, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other - 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025","2026"] - 2024, 2025, 2026

Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026

XXXX

789

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

686014.24

37.2

686014.24

37.2

70.0

N/A

Yes

Borrower As Individual

N/A