MORGAN STANLEY CAPITAL I INC ABS-15G

Exhibit 99.5 - Schedule 4

 

MSID Loan ID Alt Id Field Name Verified Value Bid Tape Value Comment
10007016 XXXXX   Qualifying FICO XXX XXX Per docs
10099517 XXXXX   Property Type XXX XXX per appraisal
10099500 XXXXX   Property Type XXX XXX XXX family per appraisal
10099455 XXXXX   Property Type XXX XXX Per appraisal
9978944 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10099503 XXXXX   Property Type XXX XXX Verified XXX using the appraisal
10099451 XXXXX   Property Type XXX XXX Confirmed on appraisal in file, four units.
10099518 XXXXX   Property Type XXX XXX  
10087529 XXXXX   Interest Rate XXX XXX Note XXX of XXX% is correct as per final note.
10084193 XXXXX   Interest Rate XXX XXX The Note reflects an XXX of XXX%.
10139486 XXXXX   Qualifying CLTV XXX XXX Appraisal was for a XXX for a XXX on the subject, XXX of Record was XXX XX/XX/XXXX price for XXX (appear SOF came from borrowers XXX page XXX) Per AUS This loan casefile has been underwritten as a cash-out XXX. The loan is only eligible for delivery as a cash-out if: the property was XXX (or acquired) by at least one borrower no less than six months prior to the disbursement date of the new mortgage loan (unless an eligible exception applies), Auditor issuing the XXX price fo XXX for the value
10139486 XXXXX   Qualifying LTV XXX XXX Appraisal was for a XXX for a XXX on the subject, XXX of Record was XXX XX/XX/XXXX price for XXX (appear SOF came from borrowers XXX page XXX) Per AUS This loan casefile has been underwritten as a cash-out XXX. The loan is only eligible for delivery as a cash-out if: the property was XXX (or acquired) by at least one borrower no less than six months prior to the disbursement date of the new mortgage loan (unless an eligible exception applies), Auditor issuing the XXX price fo XXX for the value
10139491 XXXXX   Loan Purpose XXX XXX Loan is XXX transaction
10139529 XXXXX   Loan Purpose XXX XXX XXX transaction, per PC, pg XXX
10086956 XXXXX   Loan Amount $XXXXXX $XXXXXX Confirmed the XXX of XXX as per the Note
10110039 XXXXX   Property Type XXX XXX Verified with the appraisal and the Security Instrument/
10103316 XXXXX   Property Type XXX XXX confirmed per appraisal page XXX subject is an attached row home.
10109999 XXXXX   Qualifying FICO XXX XXX  
9389247 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
9389247 XXXXX   Qualifying CLTV XXX XXX Per value vs XXX
9389247 XXXXX   Qualifying LTV XXX XXX Per value vs XXX
9857628 XXXXX   Property Type XXX XXX Appraisal in file reflects condo (row/XXX)
9857409 XXXXX   Prepayment Penalty XXX XXX Confirmed with XXX Addendum.
9857551 XXXXX   Qualifying FICO XXX XXX Confirmed with Credit Report.
9857554 XXXXX   Property Type XXX XXX Verified with the appraisal
9857427 XXXXX   Property Type XXX XXX The property is a XXX
9857612 XXXXX   Qualifying FICO XXX XXX The primary borrower’s mid score was used to qualify. The borrower’s credit scores a XXX and XXX Co-borrower’s scores are XXX and XXX
9857612 XXXXX   Qualifying LTV XXX XXX XXX was calculated/verified based on the appraised value of XXX the subject loan XXX
9857612 XXXXX   Qualifying CLTV XXX XXX XXX was calculated/verified based on the appraised value of XXX the subject loan XXX
9857612 XXXXX   Property Type XXX XXX The subject property is verified as a PUD per the appraisal report.
9986710 XXXXX   Loan Purpose XXX XXX Per sakes contract and XXX purpose is a XXX.
9986720 XXXXX   Loan Purpose XXX XXX Per XXX and contract in file XXX is XXX.
9986745 XXXXX   Loan Purpose XXX XXX This is a XXX, true data is accurate
9986771 XXXXX   Loan Purpose XXX XXX Per XXX and contract XXX is a XXX..
9986800 XXXXX   Loan Purpose XXX XXX Transaction verified as XXX per Contract in file.
9986800 XXXXX   Property Type XXX XXX  
9857453 XXXXX   Qualifying FICO XXX XXX Per the credit report, primary wage earner's middle of XXX scores.
9984820 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
9979149 XXXXX   Loan Amount $XXXXXX $XXXXXX Per the note in the file, the XXX is XXX
9983340 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10007978 XXXXX   Qualifying FICO XXX XXX Confirmed on the credit report.
9857577 XXXXX   Property Type XXX XXX The subject is a XXX.
10085027 XXXXX   Qualifying CLTV XXX XXX Lender used an appraised value of XXX when the appraisal came in at a value of XXX
10085027 XXXXX   Property Type XXX XXX Per appraisal
10139518 XXXXX   Loan Purpose XXX XXX This is a XXX transaction
10084837 XXXXX   Interest Rate XXX XXX Verified by the Note.
10158201 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10158201 XXXXX   Qualifying CLTV XXX XXX Verified the CLTV is correct using XXX of XXX and matches the note. The lender used XXX of XXX
10139522 XXXXX   Loan Purpose XXX XXX Transaction is a XXX
10109874 XXXXX   Property Type XXX XXX Verified -Per documents and appraisal report
10161294 XXXXX   Calculated DSCR XXX XXX Loan is XXX month bank statement - not DSCR
9986760 XXXXX   Loan Purpose XXX XXX XXX and contract show the XXX is a XXX.
9986769 XXXXX   Loan Purpose XXX XXX This is a XXX transaction
9986796 XXXXX   Loan Purpose XXX XXX This is a XXX transaction
9986804 XXXXX   Loan Purpose XXX XXX Per XXX and contract in file the purpose is a XXX.
9978950 XXXXX   Loan Purpose XXX XXX  
9981308 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
9981308 XXXXX   Qualifying CLTV XXX XXX True data matches lender approval
10008047 XXXXX   Property Type XXX XXX  
9986924 XXXXX   Loan Amount $XXXXXX $XXXXXX Audit verified XXX of XXX with supporting documentation in file. Amount is within XXX guidelines (min XXX max $XXX). Note: - loan documents in file confirm XXX
10024651 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10024651 XXXXX   Qualifying CLTV XXX XXX Per docs
10026897 XXXXX   Loan Amount $XXXXXX $XXXXXX Per docs
10026896 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10026896 XXXXX   Qualifying CLTV XXX XXX Per docs
10027882 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10027882 XXXXX   Qualifying CLTV XXX XXX Per docs
10065426 XXXXX   Qualifying FICO XXX XXX Per credit report
10065971 XXXXX   Qualifying CLTV XXX XXX Per XXX and final approval
10084165 XXXXX   Loan Amount $XXXXXX $XXXXXX True data matches note XXX
10084165 XXXXX   Qualifying CLTV XXX XXX True data matches lender XXX
10088410 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10088410 XXXXX   Qualifying FICO XXX XXX Verified FICO is XXX using credit report and matches XXX
10088410 XXXXX   Qualifying CLTV XXX XXX Verified CLTV using XXX/Appraised Value, no secondary lien and matches lender XXX
10088781 XXXXX   Qualifying CLTV XXX XXX XXX% confirmed using full appraisal value XXX and XXX
10101635 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
10101635 XXXXX   Qualifying CLTV XXX XXX True data CLTV matches lender XXX
10101632 XXXXX   Property Type XXX XXX per appraisal PUD
9951055 XXXXX   Loan Amount $XXXXXX $XXXXXX Per docs
9951055 XXXXX   Qualifying CLTV XXX XXX Per docs
10084938 XXXXX   Qualifying LTV XXX XXX Verified by the calculations.
10084938 XXXXX   Qualifying CLTV XXX XXX Verified by the calculations.
10109993 XXXXX   Qualifying FICO XXX XXX Per XXX
10161177 XXXXX   Qualifying FICO XXX XXX  
10161177 XXXXX   Property Type XXX XXX Verified with the appraisal.
9857636 XXXXX   Property Type XXX XXX Verified with the appraisal
9985169 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
9985169 XXXXX   Qualifying FICO XXX XXX Per credit report
9985169 XXXXX   Property Type XXX XXX Per appraisal
9985169 XXXXX   Qualifying CLTV XXX XXX True data matches lender approval
10028426 XXXXX   Qualifying CLTV XXX XXX Per XXX
10027885 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX from the Note
10027885 XXXXX   Property Type XXX XXX Verified XXX from the appraisal
10027883 XXXXX   Loan Amount $XXXXXX $XXXXXX XXX confirmed on Note and Mortgage
10027872 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
10027872 XXXXX   Property Type XXX XXX Per appraisal
10024832 XXXXX   Property Type XXX XXX Appraisal shows property is a PUD.
10026847 XXXXX   Property Type XXX XXX property is an attached SFR townhome
10028422 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10027761 XXXXX   Loan Amount $XXXXXX $XXXXXX Per docs
10024650 XXXXX   Qualifying CLTV XXX XXX Verified CLTV using XXX/Appraised Value, no secondary lien and matches lender XXX
10027888 XXXXX   Qualifying CLTV XXX XXX True data matches lender XXX
10065412 XXXXX   Property Type XXX XXX Verified to appraisal
10065970 XXXXX   Property Type XXX XXX Per docs
10083397 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10083397 XXXXX   Qualifying CLTV XXX XXX Verified CLTV using XXX/Appraised Value, no secondary lien and matches lender XXX
10045516 XXXXX   Qualifying FICO XXX XXX Per XXX
10088421 XXXXX   Qualifying FICO XXX XXX XXX is the lowest of the two median scores
10087226 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10087226 XXXXX   Qualifying CLTV XXX XXX Verified CLTV using XXX/Appraised Value, no secondary lien and matches lender XXX
10089856 XXXXX   Loan Amount $XXXXXX $XXXXXX XXX confirmed using Note.
10089856 XXXXX   Qualifying FICO XXX XXX XXX confirmed using middle of XXX/lower of XXX FICO matches XXX and lender approval.
10089882 XXXXX   Qualifying FICO XXX XXX Per credit report
10092234 XXXXX   Loan Amount $XXXXXX $XXXXXX Audit XXX of XXX is confirmed from the Note.
10091224 XXXXX   Loan Amount $XXXXXX $XXXXXX Per Note
10097940 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10097940 XXXXX   Qualifying CLTV XXX XXX Verified CLTV using XXX/Appraised Value, no secondary lien and matches lender XXX
10097940 XXXXX   Property Type XXX XXX Verified XXX using the appraisal and PUD rider
10107473 XXXXX   Property Type XXX XXX Per the appraisal
10139447 XXXXX   Loan Purpose XXX XXX XXX loan
10110070 XXXXX   Qualifying FICO XXX XXX Verified with the Credit report Middle score of only Borrower XXX
10065423 XXXXX   Property Type XXX XXX Verified, Property is a Attached XXX unit
10109878 XXXXX   Property Type XXX XXX Verified with the appraisal.
10109882 XXXXX   Property Type XXX XXX The appraisal confirms the XXX is semi-attached end unit.
9857438 XXXXX   Qualifying CLTV XXX XXX Confirmed with Appraisal Report.
9857438 XXXXX   Qualifying LTV XXX XXX Confirmed with Appraisal Report.
10007013 XXXXX   Loan Amount $XXXXXX $XXXXXX XXX of XXX confirmed using Note.
10007013 XXXXX   Qualifying CLTV XXX XXX XXX confirmed using XXX of XXX and appraised value, tape data using XXX of XXX
10099731 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
9983363 XXXXX   Qualifying CLTV XXX XXX Audit CLTV of XXX% is in line with the CLTV of XXX% on the XXX
9986930 XXXXX   Qualifying CLTV XXX XXX Verified CLTV is XXX which matches the final XXX
10008141 XXXXX   Qualifying CLTV XXX XXX Per docs
10099466 XXXXX   Property Type XXX XXX XXX unit property
10026376 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified to Note and lock
10026376 XXXXX   Qualifying FICO XXX XXX Verified to lock and credit report
10026376 XXXXX   Property Type XXX XXX Verified to appraisal
10028419 XXXXX   Qualifying FICO XXX XXX Verified FICO score using the credit report
10026811 XXXXX   Originator DSCR XXX XXX DSCR XX/XX/XXXX per XXX
10025873 XXXXX   Property Type XXX XXX  
10045519 XXXXX   Qualifying CLTV XXX XXX Per docs
10046529 XXXXX   Loan Amount $XXXXXX $XXXXXX Per docs
10046529 XXXXX   Qualifying CLTV XXX XXX per docs
10046502 XXXXX   Loan Amount $XXXXXX $XXXXXX Verified XXX using the Note
10066054 XXXXX   Qualifying CLTV XXX XXX Per docs
10083101 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
10083101 XXXXX   Qualifying CLTV XXX XXX True data matches lender final approval
10099499 XXXXX   Property Type XXX XXX XXX unit per appraisal.
10047060 XXXXX   Property Type XXX XXX per appraisal and photos, property is attached
10066056 XXXXX   Property Type XXX XXX PUD per appraisal
10066056 XXXXX   Qualifying CLTV XXX XXX LTV is correct, using sales price for LTV, lower than appraised value
10084163 XXXXX   Qualifying FICO XXX XXX Per docs
10084163 XXXXX   Property Type XXX XXX Per appraisal
10085121 XXXXX   Loan Amount $XXXXXX $XXXXXX Note
10099507 XXXXX   Property Type XXX XXX Per appraisal this is a two unit property
10099453 XXXXX   Property Type XXX XXX Per Appraisal
10088572 XXXXX   Loan Amount $XXXXXX $XXXXXX Per note
10088572 XXXXX   Property Type XXX XXX Per appraisal
10089136 XXXXX   Qualifying FICO XXX XXX Page XXX per credit report and AUS, XXX is the qualification score
10084942 XXXXX   Interest Rate XXX XXX XX/XX/XXXX Buydown
10147824 XXXXX   Loan Purpose XXX XXX Per Closing Disclosure and DU
10147824 XXXXX   Refinance Type XXX XXX Per Closing Disclosure and DU
10147828 XXXXX   Refinance Type XXX XXX Verified subject loan as No Cash Out XXX per the Final CD. Payoffs included the first lien and the XXX money second. Cash to borrower none.
10147828 XXXXX   Loan Purpose XXX XXX Verified XXX as No Cash Out XXX as per the XXX in file.
9810053 XXXXX XXXXX Loan ID XXX XXX IT Mapping Issues.
10161119 XXXXX XXXXX Borrower 1 FTHB XXX XXX Per Final XXX
10161119 XXXXX XXXXX Originator Doc Type XXX XXX Per Loan Approval
10161120 XXXXX XXXXX Borrower 1 FTHB XXX XXX Borrowers are not FTHB
10161120 XXXXX XXXXX Originator Doc Type XXX XXX XXX Month Bank Statement
10005722 XXXXX XXXXX Loan ID XXX XXX Loan Number XXX per loan documents, Note, and Rate Lock Confirmation.
10005722 XXXXX XXXXX Interest Rate XXX XXX Per executed Note in file.
10005722 XXXXX XXXXX Property Type XXX XXX PUD per appraisal and property documents, Property is part of a Planned Unit Development requiring PUD Rider.
9845299 XXXXX XXXXX Loan ID XXX XXX Seller Loan Number XXX This is the loan number assigned by Union Home Mortgage (per the Approval Certificate) as the originating lender; System/Aggregator Loan Number: XXX
9845299 XXXXX XXXXX Loan Amount $XXXXXX $XXXXXX XXX DISCREPANCY, Note in fie XXX Approval Certificate dated XXX (shows $XXX); Lender Approval & Lock Confirmation XXX for accurate investor reporting, pricing.
9845299 XXXXX XXXXX Qualifying FICO XXX XXX The correct XXX score of XXX is XXX and meets all investor credit requirements. The borrower demonstrates strong creditworthiness for this DSCR investment property loan.
9845299 XXXXX XXXXX Qualifying LTV XXX XXX There is a significant discrepancy between the calculated LTV based on property valuation XXX% and the Tape Data LTV (XXX%). Calculated LTV: XXX% XXX: XXX on Note Property Value: XXX (per XXX} On the loan approval/Lock confirmation loan amt is quoted as $XXX, which appears to be an error. Recalculating, the property value that shows on the Appraisal rpt in file is quoted as XXX which conflicts with the XXX appraised value on XXX CDA in file is quoted as $XXX. U/W Corrected Analysis: Based on the XXX of XXX
9845299 XXXXX XXXXX Qualifying CLTV XXX XXX There is a significant discrepancy between the calculated LTV based on property valuation XXX% and the Tape Data LTV (XXX%). Calculated LTV: XXX% XXX: XXX on Note Property Value: XXX (per XXX} On the loan approval/Lock confirmation loan amt is quoted as $XXX, which appears to be an error. Recalculating, the property value that shows on the Appraisal rpt in file is quoted as XXX which conflicts with the XXX appraised value on XXX CDA in file is quoted as $XXX. U/W Corrected Analysis: Based on the XXX of XXX
9809921 XXXXX XXXXX Loan ID XXX XXX Audit_ verified, XXX per the XXX Data from loan Confirmation and seller loan number is XXX
9809919 XXXXX XXXXX Loan ID XXX XXX Confirmed the Seller loan number of XXX from the Initial Lock Confirmation.
9698254 XXXXX XXXXX Loan ID XXX XXX Audit_ verified, formatting.
9698254 XXXXX XXXXX Loan Amount $XXXXXX $XXXXXX Audit verified_ Executed Note in file with updated lock confirmation.
9698254 XXXXX XXXXX Interest Rate XXX XXX Audit verified_ Executed Note in file with updated Lock confirmation XX/XX/XXXX.{XXX}
9698254 XXXXX XXXXX Qualifying FICO XXX XXX Audit_ verified
9698254 XXXXX XXXXX Qualifying CLTV XXX XXX Audit verified_ Executed Note in file with loan amt of $XXX/$XXX, AV= XXX.
9698254 XXXXX XXXXX Property Type XXX XXX Audit_ verified: The XXX is listed as PU. Per the/Appraisal Report and lock confirmation and investor requirements, this loan must be underwritten as a PUD XXX.
9698254 XXXXX XXXXX Qualifying LTV XXX XXX Audit verified_ Executed Note in file with loan amt of $XXX/$XXX, AV= XXX.
9698254 XXXXX XXXXX Originator DSCR XXX XXX Audit_ verified, Lease rent is $ XXX/$XXX-XXX
9984879 XXXXX XXXXX Loan ID XXX XXX Confiremd the seller loan number is XXX reflected on the Initial Lock Confirmation.
9984879 XXXXX XXXXX Amortization Term XXX XXX Confirmed the loan is for XXX months.
9852513 XXXXX XXXXX Percent of Borrower's Funds for Down Payment XXX XXX Per asset docs in file
9898312 XXXXX XXXXX Originator DSCR XXX XXX Confirmed per XXX
9983909 XXXXX XXXXX Loan Amount $XXXXXX $XXXXXX true data is correct, per note
9983909 XXXXX XXXXX Qualifying CLTV XXX XXX CLTV is XXX per XXX
9983909 XXXXX XXXXX Qualifying LTV XXX XXX LTV is XXX per XXX
10107043 XXXXX XXXXX Originator DSCR XXX XXX Confirmed the DSCR of.XXX. $XXX/$XXX ($XXX + XXX + XXX) = XXX DSCR