MORGAN STANLEY CAPITAL I INC ABS-15G
Exhibit 99.4 - Schedule 6
| Client Name: | ||||
| Client Project Name: | MSRM 2026 May Securitization | |||
| Start - End Dates: | 3/24/2025 - 3/26/2026 | |||
| Deal Loan Count: | 158 | |||
| Waived Conditions Summary | ||||
| Review Scope | Category | Code | Description | Count |
| Credit | Credit/Mtg History | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | 1 |
| Credit | LTV/CLTV | CRDLTV3026 | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | 2 |
| Credit | Income/Employment | CRDINC150 | Income docs do not meet guidelines | 1 |
| Credit | Assets | CRDAST3078 | Insufficient # of months cash reserves for PITI per guideline requirements | 1 |
| Property Valuations | Appraisal | PRVAAPPR4789 | Appraisal Deficiency | 2 |
| Total | 7 | |||
©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | ||||