Exhibit 99.1

Report of Independent Accountants on Applying Agreed-Upon Procedures

Morgan Stanley Mortgage Capital Holdings LLC (the “Sponsor”)

Morgan Stanley Capital I Inc. (the “Depositor”)

Morgan Stanley & Co. LLC (the “Initial Purchaser”)

1585 Broadway

New York, New York 10036

8 May 2026

Re: Morgan Stanley Residential Mortgage Loan Trust 2026-NQM5 (the “Issuing Entity”)

Mortgage Pass-Through Certificates, Series 2026-NQM5 (the “Certificates”)

Sample Mortgage Loan Agreed-Upon Procedures

We have performed the procedures enumerated in Attachment A, which were agreed to and acknowledged as appropriate by the Sponsor, Depositor and Initial Purchaser (collectively, the “Specified Parties”), for the intended purpose of assisting the Specified Parties in evaluating the accuracy of certain information with respect to a pool of mortgage loans (the “Mortgage Loans”) relating to the Issuing Entity’s securitization transaction. This report may not be suitable for any other purpose. The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. The appropriateness of these procedures is solely the responsibility of the Specified Parties identified in this report. No other party acknowledged the appropriateness of the procedures. Consequently, we make no representation regarding the appropriateness of the procedures described in Attachment A, either for the purpose for which this report has been requested or for any other purpose.

The procedures performed and our associated findings are included in Attachment A.

For the purpose of the procedures described in this report, the Initial Purchaser, on behalf of the Depositor, provided us with:

Electronic data files (collectively, the “Provided Data Files”):

Labeled “REVISED - MSRM 2026-NQM5+NQM6 Deal Split.xlsx” (the “Loan Listing Data File”), that the Initial Purchaser, on behalf of the Depositor, indicated contains a list of identification numbers (each, an “Investor Loan ID”) relating to certain mortgage loans (the “Preliminary Mortgage Loans”) which are expected to be representative of the Mortgage Loans and

ii.

Labeled “MSRM 2026-NQM5&6 EY Tape_2026-05-1.xlsx” and the corresponding record layout and decode information, as applicable (the “Preliminary Data File”), that the Initial Purchaser, on behalf of the Depositor, indicated contains information as of 1 May 2026 (the “Cut-off Date”) relating to the Preliminary Mortgage Loans,

Page 2 of 3

Imaged copies of the following items (collectively, the “Source Documents”):

Promissory note or loan agreement (collectively and as applicable, the “Note”),

ii.

Credit report (the “Credit Report”),

iii.

Loan application, occupancy affidavit, warranty deed, assignment of leases and rents and/or commercial loan application (collectively and as applicable, the “Application”),

iv.

Underwriting summary, summary of findings, loan product advisor feedback certificate and/or conditional underwriting approval (collectively and as applicable, the “Underwriting Summary”),

Appraisal report (the “Appraisal”),

vi.

Fraud report (the “Fraud Report”),

vii.

Contract for the sale and purchase of real estate, assignment of purchase contract interest, sale escrow instructions and/or addendum to agreement of sale (collectively and as applicable, the “Sale Contract”) and

viii.

Settlement statement or closing disclosure (collectively and as applicable, the “Settlement Statement”)

that the Initial Purchaser, on behalf of the Depositor, indicated relate to the Sample Mortgage Loans (as defined in Attachment A),

The list of relevant characteristics (the “Sample Characteristics”) on the Preliminary Data File, which is shown on Exhibit 1 to Attachment A, and

Instructions, assumptions and methodologies, which are described in Attachment A.

For the purpose of the procedures described in this report, certain information on the Preliminary Data File is the “Subject Matter” as of the date of this report.

The procedures included in Attachment A were limited to comparing or recalculating certain information that is further described in Attachment A. The Depositor is responsible for the Subject Matter, Provided Data Files, Source Documents, Sample Characteristics and the determination of the instructions, assumptions and methodologies that are described herein. We were not requested to perform, and we have not performed, any procedures other than those listed in Attachment A. We have not verified, and we make no representation as to, the accuracy, completeness or reasonableness of the Loan Listing Data File, Source Documents or any other information provided to us, or that we were instructed to obtain, as applicable, by the Initial Purchaser, on behalf of the Depositor, upon which we relied in forming our findings. Accordingly, we make no representation and express no opinion or conclusion as to (a) the existence of the Preliminary Mortgage Loans or Mortgage Loans, (b) questions of legal or tax interpretation or (c) the appropriateness, accuracy, completeness or reasonableness of any instructions, assumptions and methodologies provided to us by the Initial Purchaser, on behalf of the Depositor, that are described in this report. We undertake no responsibility to update this report for events and circumstances occurring after the date hereof.

Page 3 of 3

This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants (the “AICPA”). An agreed-upon procedures engagement involves the practitioner performing specific procedures that the Specified Parties have agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed. We were not engaged to, and did not, conduct an examination to express an opinion or a review to express a conclusion in accordance with attestation standards established by the AICPA on any of the items referred to herein. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

The agreed-upon procedures described in this report were not performed for the purpose of:

Satisfying any criteria for due diligence published by a nationally recognized statistical rating organization (a “rating agency”) or

Making any findings with respect to:

Whether the origination of the Mortgage Loans conformed to, or deviated from, stated underwriting or credit extension guidelines, standards, criteria, or other requirements,

ii.

The value of the collateral securing the Mortgage Loans,

iii.

Whether the originator(s) of the Mortgage Loans complied with federal, state or local laws or regulations or

iv.

Any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the Certificates will pay interest and principal in accordance with applicable terms and conditions.

We are required to be independent of the Depositor and to meet our other ethical responsibilities, as applicable, for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA. Independence requirements for agreed-upon procedures engagements are less restrictive than independence requirements for audit and other attestation services.

This report is intended solely for the information and use of the Specified Parties and is not intended to be, and should not be, used by anyone other than the Specified Parties. It is not intended to be, and should not be, used by any other person or entity, including investors and rating agencies, who are not identified in the report as Specified Parties but who may have access to this report as required by law or regulation.

/s/ Ernst & Young LLP

8 May 2026

Attachment A

Procedures performed and our associated findings

As instructed by the Initial Purchaser, on behalf of the Depositor, we randomly selected a sample of 420 Preliminary Mortgage Loans from the Loan Listing Data File (the “Base Sample Mortgage Loans”). For the purpose of this procedure, the Initial Purchaser, on behalf of the Depositor, did not inform us as to the basis for how they determined the number of Base Sample Mortgage Loans or the methodology they instructed us to use to select the Base Sample Mortgage Loans from the Loan Listing Data File.

For the purpose of the procedures described in this report, the 420 Base Sample Mortgage Loans are referred to as Sample Mortgage Loan Numbers 1 through 420.

For each mortgage loan on the Loan Listing Data File and Preliminary Data File, we compared the Investor Loan ID, as shown on the Loan Listing Data File, to the corresponding Loan Number, as shown on the Preliminary Data File, and noted that:

All of the Preliminary Mortgage Loans were included on both the Preliminary Data File and Loan Listing Data File and

No mortgage loans other than the Preliminary Mortgage Loans were included on the Loan Listing Data File or Preliminary Data File.

As instructed by the Initial Purchaser, on behalf of the Depositor, we identified 238 Base Sample Mortgage Loans on the Preliminary Data File (the “Sample Mortgage Loans”) that have a deal name of “NQM5,” as shown on the Loan Listing Data File.

For each Sample Mortgage Loan, we compared the Sample Characteristics listed on Exhibit 1 to Attachment A, as shown on the Preliminary Data File, to the corresponding information located in, or to the corresponding information we recalculated using information located in, the Source Documents or Preliminary Data File, as applicable, subject to the instructions, assumptions and methodologies provided by the Initial Purchaser, on behalf of the Depositor, described in the notes to Exhibit 1 to Attachment A. The Source Document(s) that we were instructed by the Initial Purchaser, on behalf of the Depositor, to use for each Sample Characteristic are shown on Exhibit 1 to Attachment A. Except for the information shown on Exhibit 2 to Attachment A, all such compared information was found to be in agreement.

		Exhibit 1 to Attachment A
		Page 1 of 7

Sample Characteristics and Source Documents

Sample Characteristic Preliminary
Data File Field Name Source Document(s)

Loan number Loan Number Note

Original principal balance Original Principal Balance Note

Original interest rate Original Interest Rate Note

First payment date First Payment Date Note

Maturity date Maturity Date Note

Property state Property State Note

Property zip code Property Zip Code Note

Original term Original Term
(a)Note or

(b)Note and recalculation

Original interest only term Original Interest Only Term
(a)Note or

(b)Note and recalculation

Prepayment charge term Prepayment Charge Term Note

Occupancy status Occupancy Status Application or Underwriting Summary

Appraisal value Appraisal Value
(a)Appraisal or

(b)Appraisal and recalculation

Property type Property Type Appraisal or Underwriting Summary

Sale price Sale Price
(a)Sale Contract or Settlement Statement or

(b)Settlement Statement and recalculation

Loan purpose Loan Purpose Application, Fraud Report, Credit Report or recalculation

Junior lien balance Junior Lien Balance Underwriting Summary, Application, Settlement Statement or Credit Report

Index description Index Description Note

		Exhibit 1 to Attachment A
		Page 2 of 7

Sample Characteristic Preliminary
Data File Field Name Source Document(s)

Gross margin Gross Margin Note

Initial fixed rate period Initial Fixed Rate Period
(a)Note or

(b)Note and recalculation

Subsequent interest rate reset period Subsequent Interest Rate Reset Period Note

Initial interest rate cap change up Initial Interest Rate Cap Change Up
(a)Note or

(b)Note and recalculation

Initial interest rate cap change down Initial Interest Rate Cap Change Down
(a)Note or

(b)Note and recalculation

Subsequent interest rate change up Subsequent Interest Rate Change Up Note

Subsequent interest rate change down Subsequent Interest Rate Change Down Note

Maximum interest rate Maximum Interest Rate Note

Minimum interest rate Minimum Interest Rate Note or Settlement Statement

Original loan-to-value ratio Original LTV Recalculation

Combined loan-to-value ratio Original Combined LTV Recalculation

		Exhibit 1 to Attachment A
		Page 3 of 7

Notes:

The loan number Sample Characteristic is for identification purposes only.

ii.

For the purpose of comparing the property zip code and property type Sample Characteristics for any Sample Mortgage Loan that has multiple properties, as stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement with a value of “BM.”

iii.

For the purpose of comparing the original term Sample Characteristic for any Sample Mortgage Loan that does not have the original term specifically stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to use the sum of:

(a)

The difference in months between the maturity date and first payment date, both as shown in the Note, and

(b)

iv.

For the purpose of comparing the original interest only term Sample Characteristic for any Sample Mortgage Loan that does not have the original interest only term specifically stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to use the sum of:

(a)

The difference in months between the interest only end date and first payment date, both as shown in the Note, and

(b)

For the purpose of comparing any Sample Characteristic listing the Application as a Source Document for any Sample Mortgage Loan for which the Initial Purchaser, on behalf of the Depositor, provided more than one Application, the Initial Purchaser, on behalf of the Depositor, instructed us to use the most recent Application as the Source Document.

vi.

For the purpose of comparing the occupancy status Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Data File agreed with the corresponding information in at least one of the Source Documents listed for such Sample Characteristic. We performed no procedures to reconcile any differences that may exist relating to the information in the Source Documents relating to the occupancy status Sample Characteristic.

vii.

For the purpose of comparing any Sample Characteristic listing the Appraisal as a Source Document for any Sample Mortgage Loan for which the Initial Purchaser, on behalf of the Depositor, provided more than one Appraisal (except for Sample Mortgage Loan Number 112), the Initial Purchaser, on behalf of the Depositor, instructed us to use the Appraisal with the lowest appraisal value as the Source Document.

For the purpose of comparing the appraisal value Sample Characteristic for Sample Mortgage Loan Number 112, the Initial Purchaser, on behalf of the Depositor, instructed us to use the Appraisal with the earliest appraisal date as the Source Document.

		Exhibit 1 to Attachment A
		Page 4 of 7

viii.

For the purpose of comparing the appraisal value Sample Characteristic for any Sample Mortgage Loan for which the Initial Purchaser, on behalf of the Depositor, provided an Appraisal for each mortgaged property relating to such Sample Mortgage Loan, the Initial Purchaser, on behalf of the Depositor, instructed us to use the sum of the appraisal values for the related mortgaged properties, as shown in the corresponding Appraisals.

ix.

For the purpose of comparing the property type Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Data File agreed with the corresponding information in at least one of the Source Documents listed for such Sample Characteristic. We performed no procedures to reconcile any differences that may exist relating to the information in the Source Documents relating to the property type Sample Characteristic.

For the purpose of comparing the property type Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement with a property type of:

(a)

“Townhouse” if the design (style) is “Twnhse,” “Townhouse,” “TownHm” or “TownHome,”

(b)

“Townhouse” if the type is “S-Det./End Unit” and the Appraisal indicates that HOA dues are required,

(c)

“1 Family Attached” if the type is “S-Det./End Unit” and the design (style) is “Row,” “Duplex,” “Semi-Det,” “COL,” “Semi,” “MillHse,” “Ranch,” “Row House,” “Twin,” “SD2;Colonial-ED” or “Raised Beach” or

(d)

“1 Family Attached” if the design (style) is “Townhouse” and the Appraisal indicates that no HOA dues are required,

as shown in the applicable Source Document.

For the purpose of comparing any Sample Characteristic listing the Settlement Statement as a Source Document for any Sample Mortgage Loan for which the Initial Purchaser, on behalf of the Depositor, provided more than one Settlement Statement, the Initial Purchaser, on behalf of the Depositor, instructed us to use the most recent Settlement Statement as the Source Document.

xi.

For the purpose of comparing the sale price Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Data File agreed with the corresponding information in at least one of the Source Documents listed for such Sample Characteristic. We performed no procedures to reconcile any differences that may exist relating to the information in the Source Documents relating to the sale price Sample Characteristic.

		Exhibit 1 to Attachment A
		Page 5 of 7

xii.

For the purpose of comparing the loan purpose Sample Characteristic for any Sample Mortgage Loan with a loan purpose of “First Time Home Purchase” or “Other-than-first-time Home Purchase,” as shown on the Preliminary Data File (each, a “Purchase Sample Mortgage Loan”), the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Data File agreed with the corresponding information in at least one of the Source Documents listed for such Sample Characteristic. We performed no procedures to reconcile any differences that may exist relating to the information in the Source Documents relating to the loan purpose Sample Characteristic for any Purchase Sample Mortgage Loan.

For any remaining Sample Mortgage Loan (each, a “Refinanced Sample Mortgage Loan”), the Initial Purchaser, on behalf of the Depositor, instructed us to calculate the “Amount to Borrower” as the difference between the:

(a)

Original principal balance, as shown in the Note, and

(b)

Sum of the:

(1)

Unpaid principal balance of any previous mortgage loan that is being refinanced, as shown in the Settlement Statement, and

(2)

Total closing costs relating to the Refinanced Sample Mortgage Loan, as shown in the Settlement Statement.

For any Refinanced Sample Mortgage Loan (except for Sample Mortgage Loan Numbers 21, 37 and 98), the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement with a loan purpose of:

(a)

“Refinance – Cash Out” if the Amount to Borrower is greater than the lesser of (i) $2,000 and (ii) 1% of the original principal balance, as shown in the Note, or

(b)

“Refinance – Rate Term” for each remaining Refinanced Sample Mortgage Loan.

For Sample Mortgage Loan Numbers 21 and 37, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement with a loan purpose of “Limited Cash-Out,” as shown on the Preliminary Data File.

For Sample Mortgage Loan Number 98, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement with a loan purpose of “Refinance – Rate Term” if the Amount to Borrower is less than the lesser of (i) $5,000 and (ii) 5% of the original principal balance, as shown in the Note.

xiii.

For the purpose of comparing the junior lien balance Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Data File agreed with the corresponding information in at least one of the Source Documents listed for such Sample Characteristic. We performed no procedures to reconcile any differences that may exist relating to the information in the Source Documents relating to the junior lien balance Sample Characteristic.

		Exhibit 1 to Attachment A
		Page 6 of 7

xiv.

The Initial Purchaser, on behalf of the Depositor, instructed us not to perform any procedures with respect to the:

(a)

Index description,

(b)

Gross margin,

(c)

Initial fixed rate period,

(d)

Subsequent interest rate reset period,

(e)

Initial interest rate cap change up,

(f)

Initial interest rate cap change down,

(g)

Subsequent interest rate change up,

(h)

Subsequent interest rate change down,

(i)

Maximum interest rate and

(j)

Minimum interest rate

Sample Characteristics for any Sample Mortgage Loan with a gross margin value of “0.000(%)” or <blank>, as shown on the Preliminary Data File.

xv.

For the purpose of comparing the initial fixed rate period Sample Characteristic for any Sample Mortgage Loan with a gross margin value that is not equal to <blank> and is greater than “0.000(%),” as shown in the Note (each, an “ARM Sample Mortgage Loan”), that does not have the initial fixed rate period specifically stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to use the sum of:

(a)

The difference in months between the first rate change date and first payment date, both as shown in the Note, and

(b)

xvi.

For the purpose of comparing the initial interest rate cap change up Sample Characteristic for any ARM Sample Mortgage Loan that does not have the initial interest rate cap change up specifically stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to use the difference between the:

(a)

Initial rate adjustment maximum interest rate and

(b)

Original interest rate,

both as shown in the Note.

xvii.

For the purpose of comparing the initial interest rate cap change down Sample Characteristic for any ARM Sample Mortgage Loan that does not have the initial interest rate cap change down specifically stated in the Note, the Initial Purchaser, on behalf of the Depositor, instructed us to use the maximum of:

(a)

The difference between the:

(1)

Original interest rate and

(2)

Initial rate adjustment minimum interest rate,

both as shown in the Note, and

(b)

0.000(%).

		Exhibit 1 to Attachment A
		Page 7 of 7

xviii.

For the purpose of comparing the minimum interest rate Sample Characteristic for any ARM Sample Mortgage Loan that does not have the minimum interest rate specifically stated in the Note or Settlement Statement, the Initial Purchaser, on behalf of the Depositor, instructed us to use the gross margin, as shown in the Note, as the minimum interest rate.

xix.

The Initial Purchaser, on behalf of the Depositor, instructed us to use:

(a)

For any Purchase Sample Mortgage Loan, the lesser of the (1) appraisal value, as shown in the Appraisal, and (2) sale price, as shown in the Sale Contract or Settlement Statement,

(b)

For any Refinanced Sample Mortgage Loan (except for Sample Mortgage Loan Numbers 170 and 189), the appraisal value, as shown in the Appraisal, or

(c)

For Sample Mortgage Loan Numbers 170 and 189, the value used for LTV, as shown on the Preliminary Data File,

as the “Value for LTV.”

xx.

For the purpose of comparing the original loan-to-value ratio Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to use the quotient (rounded to the fourth decimal place (X.XXXX)) of the:

(a)

Original principal balance, as shown in the Note, divided by

(b) Value for LTV.

xxi.

For the purpose of comparing the combined loan-to-value ratio Sample Characteristic, the Initial Purchaser, on behalf of the Depositor, instructed us to use the quotient (rounded to the fourth decimal place (X.XXXX)) of the:

(a)

Sum of the original principal balance, as shown in the Note, and junior lien balance, as shown in the applicable Source Document(s), divided by

(b)

Value for LTV.

xxii.

For the purpose of comparing the original loan-to-value ratio and combined loan-to-value ratio Sample Characteristics, the Initial Purchaser, on behalf of the Depositor, instructed us to ignore differences of +/- 0.0001 or less.

We performed no procedures to determine the accuracy, completeness or reasonableness of the instructions, assumptions and methodologies provided by the Initial Purchaser, on behalf of the Depositor, that are described in the notes above.

		Exhibit 2 to Attachment A
		Page 1 of 2

Sample Characteristic Differences

Sample Mortgage Loan Number	Sample Characteristic	Preliminary Data File Value	Source Document Value

12	Initial interest rate cap change down	1.000	3.250
	Subsequent interest rate change down	2.000	1.000

19	Loan purpose	Refinance – Cash out	Refinance – Rate term

41	Initial interest rate cap change down	1.000	3.250
	Subsequent interest rate change down	2.000	1.000

46	Loan purpose	Refinance – Cash out	Refinance – Rate term

73	Initial interest rate cap change down	1.000	0.000
	Subsequent interest rate change down	2.000	1.000

78	Property zip code	[Redacted]	BM
	Property type	Other	BM

111	Property type	1 Family Attached	Single Family Detached (non-PUD)
	Initial interest rate cap change down	1.000	0.000
	Subsequent interest rate change down	2.000	1.000

114	Property zip code	[Redacted]	BM
	Property type	Other	BM

115	Property zip code	[Redacted]	BM
	Property type	Other	BM

116	Property zip code	[Redacted]	BM
	Property type	Other	BM

138	Property zip code	[Redacted]	BM
	Property type	Condo, low rise (4 or fewer stories)	BM

		Exhibit 2 to Attachment A
		Page 2 of 2

Sample Mortgage Loan Number	Sample Characteristic	Preliminary Data File Value	Source Document Value
139	Initial interest rate cap change down	1.000	0.000

146	Property type	Single Family Detached (non-PUD)	1 Family Attached

159	Property zip code	[Redacted]	BM
	Property type	Single Family Detached (non-PUD)	BM

162	Property zip code	[Redacted]	BM
	Property type	PUD	BM

163	Property zip code	[Redacted]	BM
	Property type	2 Family	BM

164	Initial interest rate cap change down	1.000	0.000

172	Property type	Townhouse	1 Family Attached

189	Property zip code	[Redacted]	BM
	Property type	Condo, low rise (4 or fewer stories)	BM
	Initial interest rate cap change down	5.000	2.000

205	Property type	Single Family Detached (non-PUD)	1 Family Attached

221	Initial interest rate cap change down	1.000	0.000
	Subsequent interest rate change down	2.000	1.000

238	Property type	dPUD	PUD

Sample Characteristic	Preliminary Data File Field Name	Source Document(s)

Loan number	Loan Number	Note

Original principal balance	Original Principal Balance	Note

Original interest rate	Original Interest Rate	Note

First payment date	First Payment Date	Note

Maturity date	Maturity Date	Note

Property state	Property State	Note

Property zip code	Property Zip Code	Note

Original term	Original Term	(a)Note or (b)Note and recalculation

Original interest only term	Original Interest Only Term	(a)Note or (b)Note and recalculation

Prepayment charge term	Prepayment Charge Term	Note

Occupancy status	Occupancy Status	Application or Underwriting Summary

Appraisal value	Appraisal Value	(a)Appraisal or (b)Appraisal and recalculation

Property type	Property Type	Appraisal or Underwriting Summary

Sale price	Sale Price	(a)Sale Contract or Settlement Statement or (b)Settlement Statement and recalculation

Loan purpose	Loan Purpose	Application, Fraud Report, Credit Report or recalculation

Junior lien balance	Junior Lien Balance	Underwriting Summary, Application, Settlement Statement or Credit Report

Index description	Index Description	Note