v3.26.1
Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
6 Months Ended
Mar. 31, 2026
Mar. 31, 2025
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 40,452 $ 30,830
Adjustments to reconcile net income to net cash provided by operating activities:    
FHLB stock dividends (3,890) (4,637)
Provision for credit losses 3,478 677
Originations of loans receivable held-for-sale ("LHFS") 0 407
Proceeds from sales of LHFS 0 334
Amortization and accretion of premiums and discounts on securities (1,699) (1,662)
Depreciation and amortization of premises and equipment 3,507 3,662
Amortization of intangible assets 127 274
Amortization of deferred amounts related to FHLB advances, net 651 725
Common stock committed to be released for allocation - ESOP 563 504
Stock-based compensation 193 204
Amortization of net deferred loan fees and premiums (1,863) (116)
Changes in:    
Unrestricted cash collateral from derivative counterparties, net 700 870
Other assets, net 5,166 2,964
Income taxes receivable, net (710) (1,040)
Deferred income tax assets, net (2,912) (1,572)
Other liabilities (10,698) (13,641)
Net cash provided by operating activities 38,889 21,113
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of AFS securities (22,889) (209,458)
Proceeds from calls, maturities and principal reductions of AFS securities 76,298 99,387
Proceeds from the redemption of FHLB stock 15,132 6,478
Net change in loans receivable (3,297) 30,507
Purchase of BOLI 45,000 0
Proceeds from BOLI death benefit 0 667
Purchase of premises and equipment (2,910) (1,908)
Proceeds from sale of premises and equipment 0 43
Proceeds from sale of other real estate owned ("OREO") 278 110
Net cash provided by (used in) investing activities 17,612 (74,174)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net change in deposits 333,043 242,563
Proceeds from borrowings 425,100 350,100
Repayments on borrowings (667,477) (387,456)
Payment of FHLB prepayment penalties (2,147) 0
Cash dividends paid (26,926) (22,123)
Repurchase of common stock and excise tax payments (31,724) 0
Change in advances by borrowers (7,888) (6,941)
Net cash provided by financing activities 21,981 176,143
NET INCREASE IN CASH AND CASH EQUIVALENTS (78,482) (123,082)
CASH AND CASH EQUIVALENTS:    
Beginning of year 252,443 217,307
End of year $ 330,925 $ 340,389