v3.26.1
Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
INTEREST AND DIVIDEND INCOME:        
Loans receivable $ 89,323 $ 80,867 $ 179,115 $ 162,261
Mortgage-backed securities ("MBS") 10,853 11,264 22,194 22,288
Cash and cash equivalents 2,474 2,729 5,247 4,600
FHLB stock 1,858 2,285 3,890 4,637
Investment securities 52 1,030 103 2,011
Total interest and dividend income 104,560 98,175 210,549 195,797
INTEREST EXPENSE:        
Deposits 36,299 35,853 73,799 73,198
Borrowings 15,995 18,482 33,167 36,529
Total interest expense 52,294 54,335 106,966 109,727
NET INTEREST INCOME 52,266 43,840 103,583 86,070
PROVISION FOR CREDIT LOSSES 2,372 0 3,478 677
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 49,894 43,840 100,105 85,393
NON-INTEREST INCOME:        
Income from bank-owned life insurance ("BOLI") 1,151 747 2,116 1,295
Other non-interest income 1,106 683 1,959 1,345
Total non-interest income 5,459 4,953 10,938 9,646
NON-INTEREST EXPENSE:        
Salaries and employee benefits 15,828 14,938 31,575 29,170
Information technology and related expense 5,425 4,924 10,559 9,474
Occupancy, net 3,265 3,502 6,715 6,835
Professional and other services 1,579 1,469 3,368 2,582
Federal insurance premium 1,110 1,095 2,221 2,133
Advertising and promotional 645 760 1,701 1,582
Deposit and loan transaction costs 768 879 1,484 1,470
Office supplies and related expense 511 437 992 836
Other non-interest expense 1,143 1,536 2,135 2,606
Total non-interest expense 30,274 29,540 60,750 56,688
INCOME BEFORE INCOME TAX EXPENSE 25,079 19,253 50,293 38,351
INCOME TAX EXPENSE 4,931 3,854 9,841 7,521
NET INCOME $ 20,148 $ 15,399 $ 40,452 $ 30,830
Basic earnings per share ("EPS") $ 0.16 $ 0.12 $ 0.32 $ 0.24
Diluted EPS $ 0.16 $ 0.12 $ 0.32 $ 0.24
Basic weighted average common shares 126,631,125 130,025,900 127,804,904 129,999,144
Diluted weighted average common shares 126,631,125 130,025,900 127,804,904 129,999,144
Deposit service fees [Member]        
NON-INTEREST INCOME:        
Revenue from contracts with customers $ 2,690 $ 2,596 $ 5,562 $ 5,303
Insurance commissions [Member]        
NON-INTEREST INCOME:        
Revenue from contracts with customers $ 512 $ 927 $ 1,301 $ 1,703