v3.26.1
REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Mar. 31, 2026
USD ($)
Dec. 31, 2025
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,433,271 $ 1,437,596
Actual - Tier 1 capital to risk-weighted assets 1,312,874 1,318,633
Actual - Common equity tier 1 capital to risk-weighted assets 1,312,874 1,318,633
Actual - Tier 1 capital to average total assets 1,312,874 1,318,633
Minimum Capital Requirement - Total capital to risk-weighted assets 1,002,841 990,781
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 811,823 802,061
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 668,560 660,521
Minimum Capital Requirement - Tier 1 capital to average total assets 482,528 492,568
Minimum to be Well Capitalized - Total capital to risk-weighted assets 955,086 943,601
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 764,069 754,881
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 620,806 613,341
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 603,160 $ 615,711
Ratio    
Actual - total capital to risk-weighted assets 0.1501 0.1524
Actual - Tier 1 capital to risk-weighted assets 0.1375 0.1397
Actual - Common equity tier 1 capital to risk-weighted assets 0.1375 0.1397
Actual - Tier 1 capital to average total assets 0.1088 0.1071
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,370,909 $ 1,378,822
Actual - Tier 1 capital to risk-weighted assets 1,251,163 1,260,530
Actual - Common equity tier 1 capital to risk-weighted assets 1,251,163 1,260,530
Actual - Tier 1 capital to average total assets 1,251,163 1,260,530
Minimum Capital Requirement - Total capital to risk-weighted assets 997,303 985,075
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 807,341 797,442
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 664,869 656,717
Minimum Capital Requirement - Tier 1 capital to average total assets 478,865 489,159
Minimum to be Well Capitalized - Total capital to risk-weighted assets 949,813 938,167
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 759,850 750,533
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 617,378 609,808
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 598,581 $ 611,449
Ratio    
Actual - total capital to risk-weighted assets 0.1443 0.1470
Actual - Tier 1 capital to risk-weighted assets 0.1317 0.1344
Actual - Common equity tier 1 capital to risk-weighted assets 0.1317 0.1344
Actual - Tier 1 capital to average total assets 0.1045 0.1031
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500