The components of deposits at March 31, 2026 and December 31, 2025 were as follows:


	March 31, 2026		December 31, 2025
(amounts in thousands)
Demand, non-interest bearing	$	6,739,713	$	6,303,748
Demand, interest bearing	5,085,040		5,049,151
Savings, including money market deposit accounts	6,347,633		6,129,837


Time	3,420,259		3,295,968
Total deposits	$	21,592,645	$	20,778,704

The scheduled maturities for time deposits at March 31, 2026 were as follows:


(amounts in thousands)	March 31, 2026
2026	$	1,255,617
2027	656,002
2028	706,256
2029	434,978
2030	147,912
Thereafter	219,494
Total time deposits	$	3,420,259

Time deposits greater than the FDIC limit of $250,000 totaled $1.1 billion and $1.2 billion at March 31, 2026 and December 31, 2025, respectively.

Demand deposit overdrafts reclassified as loans were $1.0 million and $1.2 million at March 31, 2026 and December 31, 2025, respectively.

At March 31, 2026 and December 31, 2025, the Bank had $1.6 billion and $1.8 billion in deposits, respectively, to which it had pledged $1.8 billion and $1.8 billion of available borrowing capacity through the FHLB to the depositors through a standby letter of credit arrangement, respectively.