| Schedule of Financial Data of Reportable Segment |
The following tables reflect consolidated financial data of the Company’s reportable segment for the three months ended March 31, 2026 and 2025:
|
|
|
|
|
|
|
|
|
|
|
Banking Segment |
|
|
|
Dollars In Thousands |
|
|
|
Three Months Ended |
|
|
|
March 31, |
|
|
|
2026 |
|
|
2025 |
|
Interest income |
|
$ |
84,253 |
|
|
|
76,502 |
|
Reconciliation of revenue |
|
|
|
|
|
|
Other revenues |
|
|
9,610 |
|
|
|
8,097 |
|
Total consolidated revenues |
|
$ |
93,863 |
|
|
|
84,599 |
|
Less: |
|
|
|
|
|
|
Interest expense |
|
|
30,425 |
|
|
|
31,923 |
|
Segment net interest income and noninterest income |
|
$ |
63,438 |
|
|
|
52,676 |
|
Less: |
|
|
|
|
|
|
Provision for credit losses - loans |
|
|
2,541 |
|
|
|
2,233 |
|
Provision for credit losses - off-balance sheet exposures |
|
|
144 |
|
|
|
(393 |
) |
Salaries and employee benefits |
|
|
19,540 |
|
|
|
17,872 |
|
Data processing expense |
|
|
3,096 |
|
|
|
2,614 |
|
Occupancy expenses, net |
|
|
1,672 |
|
|
|
1,459 |
|
Advertising & public relations expense |
|
|
771 |
|
|
|
743 |
|
Furniture and equipment expense |
|
|
677 |
|
|
|
763 |
|
FDIC insurance |
|
|
939 |
|
|
|
1,131 |
|
Other segment items (a) |
|
|
5,072 |
|
|
|
4,676 |
|
Income tax expense |
|
|
6,725 |
|
|
|
5,181 |
|
Segment net earnings/consolidated net earnings |
|
$ |
22,261 |
|
|
|
16,397 |
|
Net earnings attributable to noncontrolling interest |
|
|
— |
|
|
|
(5 |
) |
Net earnings attributable to Wilson Bank Holding Company |
|
$ |
22,261 |
|
|
|
16,392 |
|
|
|
|
|
|
|
|
|
|
|
|
Banking Segment |
|
|
|
Dollars in Thousands |
|
|
|
Three Months Ended |
|
|
|
March 31, |
|
|
|
2026 |
|
|
2025 |
|
Reconciliation of net earnings |
|
|
|
|
|
|
Net earnings for reportable segment |
|
$ |
22,261 |
|
|
|
16,392 |
|
Other earnings |
|
|
— |
|
|
|
— |
|
Net earnings attributable to Wilson Bank Holding Company |
|
$ |
22,261 |
|
|
|
16,392 |
|
|
|
|
|
|
|
|
|
|
|
|
Banking Segment |
|
|
|
Dollars in Thousands |
|
|
|
March 31, 2026 |
|
|
December 31, 2025 |
|
Reconciliation of assets |
|
|
|
|
|
|
Total assets for reportable segment |
|
$ |
5,991,280 |
|
|
|
5,878,956 |
|
Other assets |
|
|
— |
|
|
|
— |
|
Total consolidated assets |
|
$ |
5,991,280 |
|
|
|
5,878,956 |
|
(a) Other segment items includes audit, legal & consulting expenses, directors' fees, fees and licenses, telephone expenses, franchise tax, and other overhead expenses.
|