Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	*For the three months ended March 31, 2026*
	(in thousands)
	*Beginning*						*Provision*			*Ending*
	*Balance*		*Charge-offs*		*Recoveries*		*(benefit)*			Balance⁽¹⁾
Real estate loans:
One-to-four family residential	$	3,069	$	—	$	—	$	103		$	3,172
Multi-family		2,260		—		—		(39	)		2,221
Commercial		3,640		—		—		10			3,650
Home equity lines of credit and loans		170		—		—		5			175
Construction		1,009		—		—		87			1,096
Other loans:
Commercial		102		—		—		(5	)		97
Consumer		5		—		—		(4	)		1
Total	$	10,255	$	—	$	—	$	157		$	10,412

	*For the three months ended March 31, 2025*
	(in thousands)
	*Beginning*							*(Benefit)*			*Ending*
	*Balance*		*Charge-offs*			*Recoveries*		*provision*			Balance⁽¹⁾
Real estate loans:
One-to-four family residential	$	2,928	$	—		$	—	$	(230	)	$	2,698
Multi-family		2,422		—			—		210			2,632
Commercial		2,260		—			—		272			2,532
Home equity lines of credit and loans		118		—			—		1			119
Construction		1,036		—			—		(328	)		708
Other loans:
Commercial		119		(81	)		—		80			118
Consumer		1		(1	)		—		1			1
Total	$	8,884	$	(82	)	$	—	$	6		$	8,808

Financing Receivable, Past Due [Table Text Block]

													*90 days or*
					*90 Days*		*Total*		*Total*		*Total*		*more past due*		*Loans on*
	*30–59 Days*		*60–89 Days*		*or More*		*Past Due*		*Current*		*Loans*		*and accruing*		*Non-accrual*
	(in thousands)
As of March 31, 2026
Real estate loans:
One-to-four family residential	$	61	$	871	$	103	$	1,035	$	490,425	$	491,460	$	—	$	1,090
Multi-family		—		—		—		—		421,085		421,085		—		—
Commercial		418		—		—		418		334,963		335,381		—		—
Home equity lines of credit and loans		236		—		100		336		51,837		52,173		—		140
Construction		—		—		—		—		94,531		94,531		—		—

Other loans:
Commercial		—		—		—		—		7,861		7,861		—		—
Consumer		—		—		—		—		165		165		—		—
	$	715	$	871	$	203	$	1,789	$	1,400,867	$	1,402,656	$	—	$	1,230

													*90 days or*
					*90 Days*		*Total*		*Total*		*Total*		*more past due*		*Loans on*
	*30–59 Days*		*60–89 Days*		*or More*		*Past Due*		*Current*		*Loans*		*and accruing*		*Non-accrual*
	(in thousands)
As of December 31, 2025
Real estate loans:
One-to-four family residential	$	519	$	104	$	—	$	623	$	472,771	$	473,394	$	—	$	1,096
Multi-family		—		—		—		—		425,428		425,428		—		—
Commercial		246		—		—		246		336,166		336,412		—		—
Home equity lines of credit and loans		370		—		3		373		49,493		49,866		—		43
Construction		—		—		—		—		88,957		88,957		—		—

Other loans:
Commercial		—		—		—		—		7,938		7,938		—		—
Consumer		—		—		—		—		869		869		—		—
	$	1,135	$	104	$	3	$	1,242	$	1,381,622	$	1,382,864	$	—	$	1,139

Financing Receivable Credit Quality Indicators [Table Text Block]

													Revolving
													Loans
													Amortized
	Term Loans Amortized Cost Basis by Origination Year												Cost Basis		Total
	2026		2025		2024		2023		2022		Prior
	(in thousands)
As of March 31, 2026
One-to-four family residential
Pass	$	11,151	$	44,666	$	9,255	$	13,895	$	33,250	$	31,390	$	—	$	143,607
Special Mention		—		—		—		518		—		622		—		1,140
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		11,259		42,137		23,978		38,885		75,973		154,481		—		346,713
Total	$	22,410	$	86,803	$	33,233	$	53,298	$	109,223	$	186,493	$	—	$	491,460

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Multi-family
Pass	$	11,335	$	79,098	$	26,660	$	51,255	$	205,610	$	35,901	$	11,226	$	421,085
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—
Total	$	11,335	$	79,098	$	26,660	$	51,255	$	205,610	$	35,901	$	11,226	$	421,085

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial real estate
Pass	$	11,862	$	97,608	$	22,132	$	34,371	$	96,055	$	64,608	$	8,745	$	335,381
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—
Total	$	11,862	$	97,608	$	22,132	$	34,371	$	96,055	$	64,608	$	8,745	$	335,381

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Home equity lines of credit and loans
Pass	$	—	$	—	$	195	$	317	$	—	$	—	$	7,829	$	8,341
Special Mention		—		—		—		—		—		—		190		190
Substandard		—		—		—		—		—		—		99		99
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		140		168		335		25		706		42,169		43,543
Total	$	—	$	140	$	363	$	652	$	25	$	706	$	50,287	$	52,173

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction
Pass	$	10,596	$	39,616	$	32,415	$	8,127	$	—	$	2,988	$	—	$	93,742
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		789		—		—		—		—		—		789
Total	$	10,596	$	40,405	$	32,415	$	8,127	$	—	$	2,988	$	—	$	94,531

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial
Pass	$	—	$	339	$	4,499	$	204	$	2,031	$	397	$	391	$	7,861
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—
Total	$	—	$	339	$	4,499	$	204	$	2,031	$	397	$	391	$	7,861

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		71		6		—		18		33		37		165
Total	$	—	$	71	$	6	$	—	$	18	$	33	$	37	$	165

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

													*Revolving*		*Revolving*
													*Loans*		*Loans*
													*Amortized*		*Converted*
	*Term Loans Amortized Cost Basis by Origination Year*												*Cost Basis*		*to Term*		*Total*
	*2025*		*2024*		*2023*		*2022*		*2021*		*Prior*
	(in thousands)
As of December 31, 2025
One-to-four family residential
Pass	$	40,466	$	9,290	$	13,941	$	33,430	$	14,226	$	14,488	$	—	$	—	$	125,841
Special Mention		—		—		519		—		—		629		—		—		1,148
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		44,560		25,284		41,495		76,803		64,756		93,507		—		—		346,405
Total	$	85,026	$	34,574	$	55,955	$	110,233	$	78,982	$	108,624	$	—	$	—	$	473,394

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Multi-family
Pass	$	87,627	$	26,358	$	51,235	$	207,128	$	24,712	$	16,769	$	11,599	$	—	$	425,428
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—		—
Total	$	87,627	$	26,358	$	51,235	$	207,128	$	24,712	$	16,769	$	11,599	$	—	$	425,428

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial real estate
Pass	$	102,619	$	24,301	$	38,665	$	96,593	$	24,203	$	41,656	$	8,375	$	—	$	336,412
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—		—
Total	$	102,619	$	24,301	$	38,665	$	96,593	$	24,203	$	41,656	$	8,375	$	—	$	336,412

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Home equity lines of credit and loans
Pass	$	—	$	196	$	319	$	—	$	—	$	—	$	7,099	$	—	$	7,614
Special Mention		—		—		—		—		—		3		90		—		93
Substandard		—		—		—		—		—		—		99		—		99
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		142		170		347		25		2		54		40,760		560		42,060
Total	$	142	$	366	$	666	$	25	$	2	$	57	$	48,048	$	560	$	49,866

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction
Pass	$	39,339	$	37,484	$	7,603	$	—	$	—	$	2,988	$	—	$	—	$	87,414
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		790		753		—		—		—		—		—		—		1,543
Total	$	40,129	$	38,237	$	7,603	$	—	$	—	$	2,988	$	—	$	—	$	88,957

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial
Pass	$	355	$	4,500	$	213	$	2,091	$	258	$	159	$	362	$	—	$	7,938
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		—		—		—		—		—		—		—		—		—
Total	$	355	$	4,500	$	213	$	2,091	$	258	$	159	$	362	$	—	$	7,938

Current-period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	16	$	65	$	—	$	81

Consumer
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Loans not formally rated ⁽¹⁾		705		6		8		20		31		4		95		—		869
Total	$	705	$	6	$	8	$	20	$	31	$	4	$	95	$	—	$	869

Current-period gross charge-offs	$	6	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	6