Regulatory Capital Matters (Tables)

3 Months Ended

Mar. 31, 2026

Regulatory Capital Requirements under Banking Regulations [Abstract]

Schedule of Actual and Required Capital Amounts and Ratios

The following table presents the actual and required capital amounts and ratios for the Company and the Bank at March 31, 2026, and December 31, 2025 (in thousands except for ratios):


						Actual												Minimum Required Capital - Basel III												Minimum Required to be Well Capitalized
						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of March 31, 2026
Total Capital to risk weighted assets
Consolidated						$	1,026,838					16.52		%				$	652,804					≥ 10.5%						$	621,718					N/A
Burke & Herbert Bank & Trust						1,010,788						16.29						651,547						≥ 10.5						620,521						≥ 10.0%
Tier 1 (Core) Capital to risk weighted assets
Consolidated						884,378						14.22						528,460						≥ 8.5						497,374						N/A
Burke & Herbert Bank & Trust						939,838						15.15						527,443						≥ 8.5						496,417						≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated						856,634						13.78						435,203						≥ 7.0						404,117						N/A
Burke & Herbert Bank & Trust						939,838						15.15						434,365						≥ 7.0						403,339						≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated						884,378						11.27						313,866						≥ 4.0						392,332						N/A
Burke & Herbert Bank & Trust						939,838						11.97						314,043						≥ 4.0						392,554						≥ 5.0

As of December 31, 2025
Total Capital to risk weighted assets
Consolidated						$	1,004,898					16.17		%				$	652,648					≥ 10.5%						$	621,570					N/A
Burke & Herbert Bank & Trust						986,269						15.92						650,649						≥ 10.5						619,665						≥ 10.0%
Tier 1 (Core) Capital to risk weighted assets
Consolidated						863,657						13.89						528,334						≥ 8.5						497,256						N/A
Burke & Herbert Bank & Trust						915,250						14.77						526,716						≥ 8.5						495,732						≥ 8.0
Common Tier 1 (CET 1) to risk-weighted assets
Consolidated						835,976						13.45						435,099						≥ 7.0						404,020						N/A
Burke & Herbert Bank & Trust						915,250						14.77						433,766						≥ 7.0						402,782						≥ 6.5
Tier 1 (Core) Capital to average assets (leverage ratio)
Consolidated						863,657						10.92						316,492						≥ 4.0						395,615						N/A
Burke & Herbert Bank & Trust						915,250						11.59						315,898						≥ 4.0						394,873						≥ 5.0