The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
374WATER INC COM 88583P203 33,680 11,859 SH SOLE 0 0 11,859
ADVANCED MICRO DEVICES INC COM 007903107 255,508 1,256 SH SOLE 0 0 1,256
ALPHABET INC CAP STK CL C 02079K107 256,166 893 SH SOLE 0 0 893
ALPS ETF TR ALERIAN ENERGY 00162Q676 1,953,333 51,121 SH SOLE 0 0 51,121
ALPS ETF TR OSHARES US SMLCP 00162Q395 679,195 15,528 SH SOLE 0 0 15,528
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 552,376 6,855 SH SOLE 0 0 6,855
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,454,509 28,931 SH SOLE 0 0 28,931
AMERICAN CENTY ETF TR US EQT ETF 025072885 952,924 8,571 SH SOLE 0 0 8,571
CHEMED CORP NEW COM 16359R103 834,428 2,209 SH SOLE 0 0 2,209
CSW INDUSTRIALS INC COM 126402106 208,464 800 SH SOLE 0 0 800
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5,961,953 172,560 SH SOLE 0 0 172,560
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 287,950 6,791 SH SOLE 0 0 6,791
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,744,370 33,050 SH SOLE 0 0 33,050
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 16,920,878 476,242 SH SOLE 0 0 476,242
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 181,266,457 4,664,603 SH SOLE 0 0 4,664,603
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 27,098,335 559,190 SH SOLE 0 0 559,190
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 1,225,519 51,819 SH SOLE 0 0 51,819
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 8,916,724 125,358 SH SOLE 0 0 125,358
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 901,745 21,946 SH SOLE 0 0 21,946
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 24,786,034 396,894 SH SOLE 0 0 396,894
EA SERIES TRUST FREEDOM 100 EM 02072L607 546,500 10,000 SH SOLE 0 0 10,000
EXXON MOBIL CORP COM 30231G102 333,891 1,968 SH SOLE 0 0 1,968
GE AEROSPACE COM NEW 369604301 202,044 712 SH SOLE 0 0 712
GE VERNOVA INC COM 36828A101 283,711 325 SH SOLE 0 0 325
HONEYWELL INTL INC COM 438516106 212,169 939 SH SOLE 0 0 939
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 344,304 1,794 SH SOLE 0 0 1,794
INVESCO QQQ TR UNIT SER 1 46090E103 388,442 673 SH SOLE 0 0 673
ISHARES INC CORE MSCI EMKT 46434G103 2,214,386 31,747 SH SOLE 0 0 31,747
ISHARES INC MSCI EMRG CHN 46434G764 833,403 10,595 SH SOLE 0 0 10,595
ISHARES TR CORE MSCI EAFE 46432F842 606,370 6,698 SH SOLE 0 0 6,698
ISHARES TR CORE S&P SCP ETF 464287804 11,484,654 92,387 SH SOLE 0 0 92,387
ISHARES TR CORE S&P TTL STK 464287150 4,322,950 30,351 SH SOLE 0 0 30,351
ISHARES TR CORE S&P500 ETF 464287200 4,669,445 7,148 SH SOLE 0 0 7,148
ISHARES TR IBONDS DEC2026 46435GAA0 2,414,467 99,607 SH SOLE 0 0 99,607
ISHARES TR MSCI ACWI ETF 464288257 1,621,418 11,718 SH SOLE 0 0 11,718
ISHARES TR MSCI EAFE ETF 464287465 1,470,454 15,139 SH SOLE 0 0 15,139
ISHARES TR MSCI USA QLT FCT 46432F339 227,870 1,188 SH SOLE 0 0 1,188
ISHARES TR RUS 1000 ETF 464287622 32,329,127 90,670 SH SOLE 0 0 90,670
ISHARES TR RUS 1000 GRW ETF 464287614 7,717,100 18,098 SH SOLE 0 0 18,098
ISHARES TR RUS 1000 VAL ETF 464287598 1,292,858 6,051 SH SOLE 0 0 6,051
ISHARES TR RUS TP200 GR ETF 464289438 303,087 1,218 SH SOLE 0 0 1,218
ISHARES TR RUSSELL 2000 ETF 464287655 4,666,959 18,818 SH SOLE 0 0 18,818
ISHARES TR S&P 500 GRWT ETF 464287309 797,388 7,050 SH SOLE 0 0 7,050
ISHARES TR U.S. REAL ES ETF 464287739 559,186 5,914 SH SOLE 0 0 5,914
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,215,987 63,544 SH SOLE 0 0 63,544
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 23,345,842 457,941 SH SOLE 0 0 457,941
JPMORGAN CHASE & CO COM 46625H100 228,856 778 SH SOLE 0 0 778
LOEWS CORP COM 540424108 720,495 6,750 SH SOLE 0 0 6,750
MICROSOFT CORP COM 594918104 363,877 983 SH SOLE 0 0 983
NVIDIA CORPORATION COM 67066G104 224,627 1,288 SH SOLE 0 0 1,288
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,579,461 63,817 SH SOLE 0 0 63,817
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 337,495 13,446 SH SOLE 0 0 13,446
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 12,857,330 19,770 SH SOLE 0 0 19,770
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,824,020 38,349 SH SOLE 0 0 38,349
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,793,890 36,033 SH SOLE 0 0 36,033
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 279,746 1,359 SH SOLE 0 0 1,359
VANGUARD INDEX FDS GROWTH ETF 922908736 355,547 814 SH SOLE 0 0 814
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,512,524 95,970 SH SOLE 0 0 95,970
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,429,488 14,107 SH SOLE 0 0 14,107
VANGUARD INDEX FDS SM CP VAL ETF 922908611 567,073 2,610 SH SOLE 0 0 2,610
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,010,421 9,384 SH SOLE 0 0 9,384
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 3,774,563 49,895 SH SOLE 0 0 49,895
VANGUARD INSTL INDEX FD ULTRA-SHORT TREA 922040852 1,325,602 17,521 SH SOLE 0 0 17,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,842,768 71,097 SH SOLE 0 0 71,097
VANGUARD MALVERN FDS CORE BD ETF 922020748 10,870,328 140,480 SH SOLE 0 0 140,480
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 6,204,317 82,559 SH SOLE 0 0 82,559
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,947,841 64,166 SH SOLE 0 0 64,166
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 275,176,305 4,294,262 SH SOLE 0 0 4,294,262
VOYA FINANCIAL INC COM 929089100 2,676,368 39,174 SH SOLE 0 0 39,174
WALMART INC COM 931142103 206,305 1,660 SH SOLE 0 0 1,660
WISDOMTREE TR US LARGECAP DIVD 97717W307 242,620 2,716 SH SOLE 0 0 2,716
WORLD GOLD TR SPDR GLD MINIS 98149E303 339,060 3,658 SH SOLE 0 0 3,658