v3.26.1
Fair Value of Financial Instruments
3 Months Ended
Mar. 31, 2026
Fair Value Disclosures [Abstract]  
Fair Value of Financial Instruments

NOTE 13. Fair Value of Financial Instruments

 

The Company is required to disclose the fair value of financials instruments for which it is practicable to estimate that value. The fair value of short-term financial instruments such as cash and cash equivalents, restricted cash, accounts payable and accrued expenses approximate their carrying value on the condensed consolidated balance sheets due to their short-term nature. The Company’s foreclosed real estate is recorded at fair value on a non-recurring basis and is included in real estate investments on the condensed consolidated balance sheets. Estimates of fair value are determined based on a variety of information, including the use of available appraisals, estimates of market values by licensed appraisers or local real estate brokers and knowledge and experience of management. The fair values of the Company’s remaining financial instruments that are not reported at fair value on the condensed consolidated balance sheets are reported below:

 

 

          March 31, 2026     December 31, 2025  
(amounts in $000s)   Level    

Carrying

Amount

   

Fair

Value

    Carrying Amount    

Fair

Value

 
Bonds, note payable, and other debt     3     $ 791,432     $ 795,750     $ 794,652     $ 802,800  
Notes receivable     3     $ 20,978     $ 20,235     $ 20,821     $ 20,462  

 

The fair value of the bonds, note payable, and other debt, and notes receivable are estimated using a discounted cash flow analysis.