v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Interest income:        
Loans $ 22,100 $ 20,185 $ 66,486 $ 58,908
Investment securities - tax exempt 5,543 5,053 16,231 14,464
Investment securities - taxable 4,578 3,810 13,240 10,777
Interest-bearing deposits and federal funds sold 357 731 1,741 2,817
Total interest income 32,578 29,779 97,698 86,966
Interest expense:        
Interest on deposits 11,975 12,999 39,263 41,543
Interest on borrowings 417 569 1,670 2,008
Total interest expense 12,392 13,568 40,933 43,551
Net interest income 20,186 16,211 56,765 43,415
Provision for credit losses 451 1,084 1,907 2,196
Net interest income after provision for credit losses 19,735 15,127 54,858 41,219
Noninterest income:        
Service charges on deposit accounts 1,185 1,191 3,789 3,690
Debit card fees 1,178 1,146 3,381 3,310
Investment services 298 297 846 797
E-commerce fees 34 16 90 87
Bank-owned life insurance 708 625 2,034 1,910
Loss on sale of securities available-for-sale   (665) (576) (665)
Other operating income 296 1,246 1,277 2,339
Total noninterest income 3,699 3,856 10,841 11,468
Noninterest expense:        
Salaries and employee benefits 6,783 6,195 19,162 17,726
Occupancy expense 823 729 2,132 1,980
Equipment and furniture expense 173 226 592 569
Service and data processing fees 833 667 2,401 2,207
Computer software, supplies and support 543 427 1,541 1,186
Advertising and promotion 111 136 358 340
FDIC insurance premiums 373 353 1,110 1,022
Legal and professional fees 280 394 1,165 1,003
Other 1,356 915 3,334 2,945
Total noninterest expense 11,275 10,042 31,795 28,978
Income before provision for income taxes 12,159 8,941 33,904 23,709
Provision for income taxes 1,637 887 4,220 1,904
Net income $ 10,522 $ 8,054 $ 29,684 $ 21,805
Basic earnings per share (in Dollars per share) $ 0.62 $ 0.47 $ 1.74 $ 1.28
Diluted earnings per share (in Dollars per share) $ 0.62 $ 0.47 $ 1.74 $ 1.28
Basic average shares outstanding (in Shares) 17,026,828 17,026,828 17,026,828 17,026,828
Diluted average shares outstanding (in Shares) 17,026,828 17,026,828 17,026,828 17,026,828