Earnings Per Share

9 Months Ended

Mar. 31, 2026

(7)

Earnings Per Share

Basic earnings per share (“EPS”) is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to include the number of incremental common shares that would have been outstanding under the treasury stock method if all potentially dilutive common shares (such as stock options) issued became vested during the period. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for either the basic or diluted EPS calculations. There were no dilutive or anti-dilutive securities or contracts outstanding during the three and nine months ended March 31, 2026 and 2025.



		For the three months ended March 31,				For the nine months ended March 31,
		2026		2025		2026		2025

Net Income	$	10,522,000	$	8,054,000	$	29,684,000	$	21,805,000
Weighted average shares - basic		17,026,828		17,026,828		17,026,828		17,026,828
Weighted average shares - diluted		17,026,828		17,026,828		17,026,828		17,026,828

Earnings per share - basic	$	0.62	$	0.47	$	1.74	$	1.28
Earnings per share - diluted	$	0.62	$	0.47	$	1.74	$	1.28