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  <xs:element id="rga_CollateralFixedMaturitySecuritiesMember" abstract="true" name="CollateralFixedMaturitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CollateralReceivedFixedMaturitySecuritiesMember" abstract="true" name="CollateralReceivedFixedMaturitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CanadianProvinceOfQuebecSecuritiesMember" abstract="true" name="CanadianProvinceOfQuebecSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ScheduleOfCorporateSecuritiesByMajorIndustryAndCreditRatingTable" abstract="true" name="ScheduleOfCorporateSecuritiesByMajorIndustryAndCreditRatingTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_FinanceIndustryMember" abstract="true" name="FinanceIndustryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_IndustrialMember" abstract="true" name="IndustrialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_UtilityIndustryMember" abstract="true" name="UtilityIndustryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CorporateSecuritiesByInvestmentSectorAndCreditRatingLineItems" abstract="true" name="CorporateSecuritiesByInvestmentSectorAndCreditRatingLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_PercentageOfTotalCorporateFixedMaturitySecurity" abstract="false" name="PercentageOfTotalCorporateFixedMaturitySecurity" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_EstimatedFairValuesAndGrossUnrealizedLossesOttiImpairmentLossesReportedInAociLineItems" abstract="true" name="EstimatedFairValuesAndGrossUnrealizedLossesOttiImpairmentLossesReportedInAociLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_ScheduleMajorCategoriesOfInvestmentIncomeNetOfExpensesTable" abstract="true" name="ScheduleMajorCategoriesOfInvestmentIncomeNetOfExpensesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentsAxis" abstract="true" name="MajorCategoriesOfInvestmentsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentsDomain" abstract="true" name="MajorCategoriesOfInvestmentsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MajorCategoriesOfInvestmentIncomeNetOfExpensesLineItems" abstract="true" name="MajorCategoriesOfInvestmentIncomeNetOfExpensesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_InvestmentRevenue" abstract="false" name="InvestmentRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ImpairmentLossesOnDebtSecuritiesAvailableForSale" abstract="false" name="ImpairmentLossesOnDebtSecuritiesAvailableForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_OtherImpairmentLossesAndChangeInMortgageLoanProvision" abstract="false" name="OtherImpairmentLossesAndChangeInMortgageLoanProvision" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_DerivativesAndOtherInvestmentsNet" abstract="false" name="DerivativesAndOtherInvestmentsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_ChangeInFairValueOfCertainLimitedPartnershipInvestmentsAndOtherNet" abstract="false" name="ChangeInFairValueOfCertainLimitedPartnershipInvestmentsAndOtherNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateCommercialAndConsumerNetPercentageOfTotal" abstract="false" name="MortgageLoansOnRealEstateCommercialAndConsumerNetPercentageOfTotal" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_MortgageLoanMaturityTable" abstract="true" name="MortgageLoanMaturityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MortgageLoanMaturityAxis" abstract="true" name="MortgageLoanMaturityAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_MortgageLoanMaturityDomain" abstract="true" name="MortgageLoanMaturityDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueOneYearThroughFiveYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueOneYearThroughFiveYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueAfterFiveYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueAfterFiveYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansOnRealEstateDueAfterTenYearsMember" abstract="true" name="MortgageLoansOnRealEstateDueAfterTenYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_ScheduleOfCreditQualityIndicatorsTable" abstract="true" name="ScheduleOfCreditQualityIndicatorsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioByRangeAxis" abstract="true" name="DebtServiceCoverageRatioByRangeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioByRangeDomain" abstract="true" name="DebtServiceCoverageRatioByRangeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeOneMember" abstract="true" name="DebtServiceCoverageRatioRangeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeTwoMember" abstract="true" name="DebtServiceCoverageRatioRangeTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_DebtServiceCoverageRatioRangeThreeMember" abstract="true" name="DebtServiceCoverageRatioRangeThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeOneMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeTwoMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeThreeMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_MortgageLoansByCreditQualityIndicatorRangeFourMember" abstract="true" name="MortgageLoansByCreditQualityIndicatorRangeFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearofOriginationAxis" abstract="true" name="YearofOriginationAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_YearOfOriginationDomain" abstract="true" name="YearOfOriginationDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2024Member" abstract="true" name="YearOfOrigination2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2023Member" abstract="true" name="YearOfOrigination2023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2026Member" abstract="true" name="YearOfOrigination2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2022Member" abstract="true" name="YearOfOrigination2022Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2021Member" abstract="true" name="YearOfOrigination2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOrigination2025Member" abstract="true" name="YearOfOrigination2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_YearOfOriginationPriorPeriodsMember" abstract="true" name="YearOfOriginationPriorPeriodsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_HighInvestmentGradeMember" abstract="true" name="HighInvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AverageInvestmentGradeMember" abstract="true" name="AverageInvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_WatchListMember" abstract="true" name="WatchListMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_AllowanceForLoanAndLeaseLossesWriteoffNetOfRecoveries" abstract="false" name="AllowanceForLoanAndLeaseLossesWriteoffNetOfRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_AllowanceForLoanAndLeaseLossesProvisionOfCreditLosses" abstract="false" name="AllowanceForLoanAndLeaseLossesProvisionOfCreditLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_EquityReleaseMortgagesMember" abstract="true" name="EquityReleaseMortgagesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_LimitedPartnershipClassificationAxisAxis" abstract="true" name="LimitedPartnershipClassificationAxisAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_LimitedPartnershipClassificationAxisDomain" abstract="true" name="LimitedPartnershipClassificationAxisDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_LimitedPartnershipFairValueMemberMember" abstract="true" name="LimitedPartnershipFairValueMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_LimitedPartnershipCostMethodMember" abstract="true" name="LimitedPartnershipCostMethodMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CorporateJointVentureFairValueMethodMember" abstract="true" name="CorporateJointVentureFairValueMethodMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_InvestmentNarrativeTable" abstract="true" name="InvestmentNarrativeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_InvestmentNarrativeLineItems" abstract="true" name="InvestmentNarrativeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_SecuritiesAsPercentageOfConsolidatedStockholderEquity" abstract="false" name="SecuritiesAsPercentageOfConsolidatedStockholderEquity" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="rga_ConsumerPriceIndexSwapMember" abstract="true" name="ConsumerPriceIndexSwapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SyntheticGuaranteedInvestmentContractsMember" abstract="true" name="SyntheticGuaranteedInvestmentContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_EmbeddedDerivativesInModifiedCoinsuranceOrFundsWithheldArrangementsMember" abstract="true" name="EmbeddedDerivativesInModifiedCoinsuranceOrFundsWithheldArrangementsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_EmbeddedDerivativesInIndexedAnnuityMember" abstract="true" name="EmbeddedDerivativesInIndexedAnnuityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CashFlowDerivativesDeferredInOCI" abstract="false" name="CashFlowDerivativesDeferredInOCI" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeLossOnDerivativesEffectivePortion" abstract="false" name="GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeLossOnDerivativesEffectivePortion" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_NonHedgingDerivativesTable" abstract="true" name="NonHedgingDerivativesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_DerivativesNonHedgingInstrumentsAxis" abstract="true" name="DerivativesNonHedgingInstrumentsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_NonHedgingInstrumentsDomain" abstract="true" name="NonHedgingInstrumentsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_IncomeAffectOfNonHedgingDerivativesLineItems" abstract="true" name="IncomeAffectOfNonHedgingDerivativesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="rga_GainLossOnInvestmentsRelatedToChangeInFairValueOfDerivativesExcludingEmbeddedDerivatives" abstract="false" name="GainLossOnInvestmentsRelatedToChangeInFairValueOfDerivativesExcludingEmbeddedDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_StandardPoorsAaaToAminusRatingsMember" abstract="true" name="StandardPoorsAaaToAminusRatingsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditDefaultTypesAxis" abstract="true" name="CreditDefaultTypesAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_CreditDefaultTypesDomain" abstract="true" name="CreditDefaultTypesDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_SingleNameCreditDefaultSwapsMember" abstract="true" name="SingleNameCreditDefaultSwapsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditDefaultSwapsReferencingIndicesMember" abstract="true" name="CreditDefaultSwapsReferencingIndicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CreditDefaultSubtotalMember" abstract="true" name="CreditDefaultSubtotalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CumulativeForeignCurrencyTranslationGainLossRecordedInAccumulatedOtherComprehensiveIncomeLossForNetInvestmentInForeignOperationsHedges" abstract="false" name="CumulativeForeignCurrencyTranslationGainLossRecordedInAccumulatedOtherComprehensiveIncomeLossForNetInvestmentInForeignOperationsHedges" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_CounterpartyCreditDerivativeExposure" abstract="false" name="CounterpartyCreditDerivativeExposure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_JapaneseGovernmentMember" abstract="true" name="JapaneseGovernmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FairValueOptionContractholderDirectedUnitLinkedInvestmentsMember" abstract="true" name="FairValueOptionContractholderDirectedUnitLinkedInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherInvestedAssetsAxis" abstract="true" name="OtherInvestedAssetsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_OtherInvestedAssetsDomain" abstract="true" name="OtherInvestedAssetsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FairValueMeasuredOnRecurringBasisFundsHeldUnderReinsuranceAgreementsAssetEmbeddedDerivatives" abstract="false" name="FairValueMeasuredOnRecurringBasisFundsHeldUnderReinsuranceAgreementsAssetEmbeddedDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FundsHeldUnderReinsuranceAgreementsAssetFairValueDisclosure" abstract="false" name="FundsHeldUnderReinsuranceAgreementsAssetFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_RealEstateInvestmentsJointVenturesFairValueDisclosure" abstract="false" name="RealEstateInvestmentsJointVenturesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FairValueMeasuredOnRecurringBasisShortTermInvestments" abstract="false" name="FairValueMeasuredOnRecurringBasisShortTermInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_FairValueMeasuredOnRecurringBasisGuaranteedInterestContractsEmbeddedDerivatives" abstract="false" name="FairValueMeasuredOnRecurringBasisGuaranteedInterestContractsEmbeddedDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_MeasurementInputCreditingRateMember" abstract="true" name="MeasurementInputCreditingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FundsWithheldAtInterestEmbeddedDerivativesMember" abstract="true" name="FundsWithheldAtInterestEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_FairValueByMajorCategoryAxis" abstract="true" name="FairValueByMajorCategoryAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="rga_FairValueByMajorCategoryDomain" abstract="true" name="FairValueByMajorCategoryDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_InterestSensitiveContractLiabilitiesEmbeddedDerivativesMember" abstract="true" name="InterestSensitiveContractLiabilitiesEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtyFourMember" abstract="true" name="CommitmentPeriodTwoThousandThirtyFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtyFiveMember" abstract="true" name="CommitmentPeriodTwoThousandThirtyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtySixMember" abstract="true" name="CommitmentPeriodTwoThousandThirtySixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtySevenMember" abstract="true" name="CommitmentPeriodTwoThousandThirtySevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtyEightMember" abstract="true" name="CommitmentPeriodTwoThousandThirtyEightMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandThirtyNineMember" abstract="true" name="CommitmentPeriodTwoThousandThirtyNineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandFortySixMember" abstract="true" name="CommitmentPeriodTwoThousandFortySixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandFortyOneMember" abstract="true" name="CommitmentPeriodTwoThousandFortyOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_CommitmentPeriodTwoThousandFortyNineMember" abstract="true" name="CommitmentPeriodTwoThousandFortyNineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="rga_OtherNonOperatingReconcilingItems" abstract="false" name="OtherNonOperatingReconcilingItems" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="rga_SubordinatedDebenturesDue205626IssuanceMember" abstract="true" name="SubordinatedDebenturesDue205626IssuanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
