Unallocated Holding

Company

Equity Bank

Amounts

Eliminations

Total

Three Months Ended March 31, 2026

Interest and dividend income

$

107,976

$

48

$

—

$

108,024

Interest expense

32,543

1,817

—

34,360

Net interest income

75,433

(1,769

)

—

73,664

Provision (reversal) for credit losses

5,955

—

—

5,955

Net interest income after provision (reversal) for credit losses

69,478

(1,769

)

—

67,709

Non-interest income

Service charges and fees

2,493

—

—

2,493

Debit card income

3,117

—

—

3,117

Mortgage banking

348

—

—

348

Increase in value of bank-owned life insurance

1,398

—

—

1,398

Net gain (loss) from securities transactions

(108

)

—

—

(108

)

Other

2,236

20,512

(20,509

)

(a)

2,239

Total non-interest income

9,484

20,512

(20,509

)

9,487

Non-interest expense

Salaries and employee benefits

26,253

2

—

26,255

Net occupancy and equipment

4,764

25

—

4,789

Data processing

5,384

4

—

5,388

Professional fees

1,657

111

—

1,768

Advertising and business development

1,666

—

—

1,666

Telecommunications

690

—

—

690

FDIC insurance

765

—

—

765

Courier and postage

645

—

—

645

Free nationwide ATM cost

566

—

—

566

Amortization of core deposit intangibles

1,928

—

—

1,928

Loan expense

498

—

—

498

Other real estate owned

89

2

—

91

Merger expenses

4,352

1,373

—

5,725

Other

4,077

118

—

4,195

Intersegment service charges

(1,280

)

1,280

—

—

Total non-interest expense

52,054

2,915

—

54,969

Income (loss) before income tax

26,908

15,828

(20,509

)

22,227

Provision (benefit) for income taxes

5,616

(355

)

—

5,261

Total segment profit/(loss)

$

21,292

$

16,183

$

(20,509

)

$

16,966

(a) Elimination of equity in earnings of subsidiary

Unallocated Holding

Company

Equity Bank

Amounts

Eliminations

Total

Three Months Ended March 31, 2025

Interest and dividend income

$

74,623

$

61

$

—

$

74,684

Interest expense

22,522

1,870

—

24,392

Net interest income

52,101

(1,809

)

—

50,292

Provision (reversal) for credit losses

2,722

—

—

2,722

Net interest income after provision (reversal) for credit losses

49,379

(1,809

)

—

47,570

Non-interest income

Service charges and fees

2,064

—

—

2,064

Debit card income

2,504

—

—

2,504

Mortgage banking

106

—

—

106

Increase in value of bank-owned life insurance

3,593

—

—

3,593

Net gain on acquisition and branch sales

—

—

—

—

Net gain (loss) from securities transactions

12

—

—

12

Other

2,051

17,044

(17,044

)

(a)

2,051

Total non-interest income

10,330

17,044

(17,044

)

10,330

Non-interest expense

Salaries and employee benefits

19,896

58

—

19,954

Net occupancy and equipment

3,675

—

—

3,675

Data processing

5,086

—

—

5,086

Professional fees

1,330

197

—

1,527

Advertising and business development

1,344

—

—

1,344

Telecommunications

587

—

—

587

FDIC insurance

630

—

—

630

Courier and postage

799

—

—

799

Free nationwide ATM cost

513

—

—

513

Amortization of core deposit intangibles

1,045

—

—

1,045

Loan expense

129

—

—

129

Other real estate owned

99

2

—

101

Merger expenses

66

—

—

66

Other

3,160

434

—

3,594

Intersegment service charges

(375

)

375

—

—

Total non-interest expense

37,984

1,066

—

39,050

Income (loss) before income tax

21,725

14,169

(17,044

)

18,850

Provision (benefit) for income taxes

4,440

(631

)

—

3,809

Total segment profit/(loss)

$

17,285

$

14,800

$

(17,044

)

$

15,041

(a) Elimination of equity in earnings of subsidiary

For the Three Months Ended March 31,

2026

2025

Equity Bank

Administrative Adjustments

Total

Equity Bank

Administrative Adjustments

Total

Depreciation

$

1,574

$

63

$

1,637

$

1,434

$

45

$

1,479

Amortization of operating lease
   right-of-use-asset

339

—

339

127

—

127

Amortization of cloud computing
   implementation costs

18

—

18

21

—

21

Amortization of intangible assets

2,056

—

2,056

1,144

—

1,144

Purchase of long lived assets

3,796

—

3,796

1,464

—

1,464

Provision (benefit) for income taxes

5,616

(355

)

5,261

4,440

(631

)

3,809