v3.26.1
COMMITMENTS AND CREDIT RISK (Tables)
3 Months Ended
Mar. 31, 2026
Commitments and Contingencies Disclosure [Abstract]  
Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of March 31, 2026, and December 31, 2025, were as follows.

 

 

March 31, 2026

 

 

December 31, 2025

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Commitments to make loans

 

$

98,672

 

 

$

474,060

 

 

$

64,972

 

 

$

406,614

 

Mortgage loans in the process of origination

 

 

7,629

 

 

 

257

 

 

 

3,152

 

 

 

117

 

Unused lines of credit

 

 

200,138

 

 

 

664,498

 

 

 

195,483

 

 

 

538,731

 

The contractual amounts of standby letters of credit as of March 31, 2026, and December 31, 2025, were as follows.

 

 

March 31, 2026

 

 

December 31, 2025

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Standby letters of credit

 

$

12,005

 

 

$

31,401

 

 

$

11,637

 

 

$

31,719