OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS (Tables)

3 Months Ended

Mar. 31, 2026

Changes in other real estate owned and other repossessed assets for the three months ended March 31, 2026 and 2025 were as follows.


March 31, 2026	Other Real Estate Owned			Other Repossessed Assets			Total
Beginning of period	$	5,388		$	578		$	5,966
Transfers in		27			78			105
Net (loss) gain on sales		3			103			106
Proceeds from sales		(380	)		(619	)		(999	)
		5,038			140			5,178
Additions to valuation reserve		(12	)		—			(12	)
Capitalized cost		—			—			—
Recorded investment	$	5,026		$	140		$	5,166

March 31, 2025	Other Real Estate Owned			Other Repossessed Assets			Total
Beginning of period	$	4,773		$	4,811		$	9,584
Transfers in		113			246			359
Net (loss) gain on sales		34			11			45
Proceeds from sales		(456	)		(4,758	)		(5,214	)
		4,464			310			4,774
Additions to valuation reserve		—			—			—
Capitalized cost		—			—			—
Recorded investment	$	4,464		$	310		$	4,774

Expenses related to other real estate owned and other repossessed assets for the three months ended March 31, 2026 and 2025 were as follows.


March 31, 2026	Other Real Estate Owned			Other Repossessed Assets			Total
Net loss (gain) on sales	$	(3	)	$	(103	)	$	(106	)
Gain on initial valuation of collateral		12			—			12
Provision for unrealized losses		—			—			—
Operating expenses, net of rental income		148			37			185
Total	$	157		$	(66	)	$	91

March 31, 2025	Other Real Estate Owned			Other Repossessed Assets			Total
Net loss (gain) on sales	$	(34	)	$	(11	)	$	(45	)
Gain on initial valuation of collateral		—			—			—
Provision for unrealized losses		—			—			—
Operating expenses, net of rental income		82			64			146
Total	$	48		$	53		$	101