Loans (Tables)	3 Months Ended
Mar. 31, 2026
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan purchases by classes of loans	The following table presents the Corporation's loan purchases (including repurchases) for the quarters ended March 31, 2026 and 2025 by class of loans: For the quarters ended March 31, (In thousands) 2026 2025 Commercial $ 55,006 $ 7,160 Mortgage 109,208 120,907 Ending balance $ 164,214 $ 128,067
Loan sales by classes of loans	The following table presents the Corporation’s whole-loan sales for the quarters ended March 31, 2026 and 2025 by class of loans: For the quarters ended March 31, (In thousands) 2026 2025 Commercial $ 14,191 $ 26,349 Construction - 9,338 Mortgage 11,035 6,937 Ending balance $ 25,226 $ 42,624
Loans Held in Portfolio
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due financing receivables	March 31, 2026 BPPR Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP loans loans Commercial multi-family $ 2,717 $ 7,927 $ - $ 10,644 $ 332,447 $ 343,091 $ - $ - Commercial real estate: Non-owner occupied 3,123 - 26,457 29,580 3,362,611 3,392,191 26,457 - Owner occupied 2,114 664 14,192 16,970 1,131,241 1,148,211 14,192 - Commercial and industrial 5,792 2,240 190,205 198,237 5,742,028 5,940,265 185,993 4,212 Construction 13,635 - - 13,635 399,144 412,779 - - Mortgage 218,044 102,818 325,321 646,183 6,789,562 7,435,745 129,367 195,954 Leasing 21,261 3,938 8,892 34,091 1,952,074 1,986,165 8,892 - Consumer: Credit cards 12,351 8,721 25,395 46,467 1,167,725 1,214,192 - 25,395 Home equity lines of credit - 120 - 120 1,778 1,898 - - Personal 18,601 11,212 15,976 45,789 1,805,275 1,851,064 15,755 221 Auto 81,112 13,038 35,390 129,540 3,654,364 3,783,904 35,390 - Other 574 135 4,663 5,372 162,036 167,408 4,227 436 Total $ 379,324 $ 150,813 $ 646,491 $ 1,176,628 $ 26,500,285 $ 27,676,913 $ 420,273 $ 226,218 March 31, 2026 Popular U.S. Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP loans loans Commercial multi-family $ 5,733 $ - $ 10,962 $ 16,695 $ 2,067,509 $ 2,084,204 $ 10,962 $ - Commercial real estate: Non-owner occupied 10,282 1,930 6,987 19,199 2,132,061 2,151,260 6,987 - Owner occupied 21,202 1,610 - 22,812 2,041,333 2,064,145 - - Commercial and industrial 11,660 4,404 6,693 22,757 2,602,537 2,625,294 6,524 169 Construction 6,903 - - 6,903 1,254,511 1,261,414 - - Mortgage 25,877 1,552 9,700 37,129 1,239,487 1,276,616 9,700 - Consumer: Credit cards - - - - 7 7 - - Home equity lines of credit 660 252 2,766 3,678 74,188 77,866 2,766 - Personal 1,062 523 905 2,490 59,727 62,217 905 - Other 2 - - 2 9,764 9,766 - - Total $ 83,381 $ 10,271 $ 38,013 $ 131,665 $ 11,481,124 $ 11,612,789 $ 37,844 $ 169 March 31, 2026 Popular, Inc. Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP [2] [3] loans loans Commercial multi-family $ 8,450 $ 7,927 $ 10,962 $ 27,339 $ 2,399,956 $ 2,427,295 $ 10,962 $ - Commercial real estate: Non-owner occupied 13,405 1,930 33,444 48,779 5,494,672 5,543,451 33,444 - Owner occupied 23,316 2,274 14,192 39,782 3,172,574 3,212,356 14,192 - Commercial and industrial 17,452 6,644 196,898 220,994 8,344,565 8,565,559 192,517 4,381 Construction 20,538 - - 20,538 1,653,655 1,674,193 - - Mortgage [1] 243,921 104,370 335,021 683,312 8,029,049 8,712,361 139,067 195,954 Leasing 21,261 3,938 8,892 34,091 1,952,074 1,986,165 8,892 - Consumer: Credit cards 12,351 8,721 25,395 46,467 1,167,732 1,214,199 - 25,395 Home equity lines of credit 660 372 2,766 3,798 75,966 79,764 2,766 - Personal 19,663 11,735 16,881 48,279 1,865,002 1,913,281 16,660 221 Auto 81,112 13,038 35,390 129,540 3,654,364 3,783,904 35,390 - Other 576 135 4,663 5,374 171,800 177,174 4,227 436 Total $ 462,705 $ 161,084 $ 684,504 $ 1,308,293 $ 37,981,409 $ 39,289,702 $ 458,117 $ 226,387 [1] At March 31, 2026, mortgage loans held-in-portfolio include $ 3.3 billion of loans that carry certain guarantees from the FHA or the VA, for which the Corporation’s policy is to exclude them from non-performing status, of which $ 196 million are 90 days or more past due. The portfolio of guaranteed loans includes $ 43 million of residential mortgage loans in Puerto Rico that are no longer accruing interest as of March 31, 2026. The Corporation has $ 26 million in reverse mortgage loans in Puerto Rico which are guaranteed by FHA, but which are currently not accruing interest at March 31, 2026. [2] Loans held-in-portfolio are net of $ 414 million in unearned income and exclude $ 6 million in loans held-for-sale. [3] Includes $ 22.9 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which $ 7.4 billion were pledged at the Federal Home Loan Bank ("FHLB") as collateral for borrowings and $ 15.5 billion at the Federal Reserve Bank ("FRB") for discount window borrowings. As of March 31, 2026, the Corporation had an available borrowing facility with the FHLB and the discount window of FRB of $ 4.2 billion and $ 12.2 billion, respectively. December 31, 2025 BPPR Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP loans loans Commercial multi-family $ 6,579 $ 155 $ 112 $ 6,846 $ 296,502 $ 303,348 $ 112 $ - Commercial real estate: Non-owner occupied 2,457 299 35,692 38,448 3,356,682 3,395,130 35,692 - Owner occupied 2,760 681 24,567 28,008 1,168,585 1,196,593 24,567 - Commercial and industrial 8,864 3,760 187,222 199,846 5,770,227 5,970,073 183,914 3,308 Construction 17,283 - - 17,283 340,258 357,541 - - Mortgage 261,145 133,124 329,613 723,882 6,624,085 7,347,967 132,373 197,240 Leasing 23,748 4,640 9,179 37,567 1,963,798 2,001,365 9,179 - Consumer: Credit cards 13,700 10,617 27,529 51,846 1,204,885 1,256,731 - 27,529 Home equity lines of credit - - - - 1,908 1,908 - - Personal 19,608 11,894 19,082 50,584 1,785,818 1,836,402 18,863 219 Auto 109,103 25,495 52,200 186,798 3,633,014 3,819,812 52,200 - Other 927 2,688 2,285 5,900 165,858 171,758 1,809 476 Total $ 466,174 $ 193,353 $ 687,481 $ 1,347,008 $ 26,311,620 $ 27,658,628 $ 458,709 $ 228,772 December 31, 2025 Popular U.S. Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP loans loans Commercial multi-family $ 9,500 $ - $ 8,636 $ 18,136 $ 2,134,306 $ 2,152,442 $ 8,636 $ - Commercial real estate: Non-owner occupied - 1,600 7,020 8,620 2,139,534 2,148,154 7,020 - Owner occupied - - - - 1,956,487 1,956,487 - - Commercial and industrial 7,608 928 6,686 15,222 2,622,117 2,637,339 6,498 188 Construction - - - - 1,317,358 1,317,358 - - Mortgage 15,596 6,400 13,422 35,418 1,266,055 1,301,473 13,422 - Consumer: Credit cards - - - - (14) (14) - - Home equity lines of credit 1,282 82 2,796 4,160 72,624 76,784 2,796 - Personal 983 832 1,233 3,048 66,778 69,826 1,233 - Other - - 29 29 9,012 9,041 29 - Total $ 34,969 $ 9,842 $ 39,822 $ 84,633 $ 11,584,257 $ 11,668,890 $ 39,634 $ 188 December 31, 2025 Popular, Inc. Past due Past due 90 days or more 30-59 60-89 90 days Total Non-accrual Accruing (In thousands) days days or more past due Current Loans HIP [2] [3] loans loans Commercial multi-family $ 16,079 $ 155 $ 8,748 $ 24,982 $ 2,430,808 $ 2,455,790 $ 8,748 $ - Commercial real estate: Non-owner occupied 2,457 1,899 42,712 47,068 5,496,216 5,543,284 42,712 - Owner occupied 2,760 681 24,567 28,008 3,125,072 3,153,080 24,567 - Commercial and industrial 16,472 4,688 193,908 215,068 8,392,344 8,607,412 190,412 3,496 Construction 17,283 - - 17,283 1,657,616 1,674,899 - - Mortgage [1] 276,741 139,524 343,035 759,300 7,890,140 8,649,440 145,795 197,240 Leasing 23,748 4,640 9,179 37,567 1,963,798 2,001,365 9,179 - Consumer: Credit cards 13,700 10,617 27,529 51,846 1,204,871 1,256,717 - 27,529 Home equity lines of credit 1,282 82 2,796 4,160 74,532 78,692 2,796 - Personal 20,591 12,726 20,315 53,632 1,852,596 1,906,228 20,096 219 Auto 109,103 25,495 52,200 186,798 3,633,014 3,819,812 52,200 - Other 927 2,688 2,314 5,929 174,870 180,799 1,838 476 Total $ 501,143 $ 203,195 $ 727,303 $ 1,431,641 $ 37,895,877 $ 39,327,518 $ 498,343 $ 228,960 [1] At December 31, 2025 mortgage loans held-in-portfolio include $ 3.2 billion of loans that carry certain guarantees from the FHA or the VA, for which the Corporation’s policy is to exclude them from non-performing status, of which $ 197 million are 90 days or more past due. The portfolio of guaranteed loans includes $ 47 million of residential mortgage loans in Puerto Rico that are no longer accruing interest as of December 31, 2025. The Corporation has $ 27 million in reverse mortgage loans in Puerto Rico which are guaranteed by FHA, but which are currently not accruing interest at December 31, 2025. [2] Loans held-in-portfolio are net of $ 422 million in unearned income and exclude $ 10 million in loans held-for-sale. [3] Includes $ 22.7 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which $ 7.5 billion were pledged at the FHLB as collateral for borrowings and $ 15.2 billion at the FRB for discount window borrowings. As of December 31, 2025, the Corporation had an available borrowing facility with the FHLB and the discount window of FRB of $ 4 .0 billion and $ 12.1 billion, respectively.
Financing receivable non accrual status	The following tables present the amortized cost basis of non-accrual loans as of March 31, 2026 and December 31, 2025 by class of loans: March 31, 2026 BPPR Popular U.S. Popular, Inc. (In thousands) Non-accrual with no allowance Non-accrual with allowance Non-accrual with no allowance Non-accrual with allowance Non-accrual with no allowance Non-accrual with allowance Commercial multi-family $ - $ - $ 10,632 $ 330 $ 10,632 $ 330 Commercial real estate non-owner occupied 22,240 4,217 6,957 30 29,197 4,247 Commercial real estate owner occupied 6,617 7,575 - - 6,617 7,575 Commercial and industrial 6,203 179,790 5,975 549 12,178 180,339 Mortgage 59,937 69,430 760 8,940 60,697 78,370 Leasing 542 8,350 - - 542 8,350 Consumer: HELOCs - - - 2,766 - 2,766 Personal 3,484 12,271 - 905 3,484 13,176 Auto 2,313 33,077 - - 2,313 33,077 Other 363 3,864 - - 363 3,864 Total $ 101,699 $ 318,574 $ 24,324 $ 13,520 $ 126,023 $ 332,094 December 31, 2025 BPPR Popular U.S. Popular, Inc. (In thousands) Non-accrual with no allowance Non-accrual with allowance Non-accrual with no allowance Non-accrual with allowance Non-accrual with no allowance Non-accrual with allowance Commercial multi-family $ - $ 112 $ 8,137 $ 499 $ 8,137 $ 611 Commercial real estate non-owner occupied 31,408 4,284 6,979 41 38,387 4,325 Commercial real estate owner occupied 16,576 7,991 - - 16,576 7,991 Commercial and industrial 6,245 177,669 5,985 513 12,230 178,182 Mortgage 59,302 73,071 732 12,690 60,034 85,761 Leasing 771 8,408 - - 771 8,408 Consumer: HELOCs - - - 2,796 - 2,796 Personal 3,314 15,549 - 1,233 3,314 16,782 Auto 2,252 49,948 - - 2,252 49,948 Other 378 1,431 - 29 378 1,460 Total $ 120,246 $ 338,463 $ 21,833 $ 17,801 $ 142,079 $ 356,264
Collateral dependent financial assets	The following tables present the amortized cost basis of collateral-dependent loans, for which the ACL was measured based on the fair value of the collateral less cost to sell, by class of loans and type of collateral as of March 31, 2026 and December 31, 2025: March 31, 2026 (In thousands) Real Estate Auto Equipment Other Total BPPR Commercial multi-family $ 1,189 $ - $ - $ - $ 1,189 Commercial real estate: Non-owner occupied 97,743 - - - 97,743 Owner occupied 12,891 - - - 12,891 Commercial and industrial 2,355 - 4,433 2,578 9,366 Mortgage 50,344 - - - 50,344 Leasing - 1,652 - - 1,652 Consumer: Personal 3,316 - - - 3,316 Auto - 16,905 - - 16,905 Other - 14 - 363 377 Total BPPR $ 167,838 $ 18,571 $ 4,433 $ 2,941 $ 193,783 Popular U.S. Commercial multi-family $ 16,379 $ - $ - $ - $ 16,379 Commercial real estate: Non-owner occupied 65,608 - - - 65,608 Commercial and industrial 4,177 - - 1,798 5,975 Mortgage 1,082 - - - 1,082 Total Popular U.S. $ 87,246 $ - $ - $ 1,798 $ 89,044 Popular, Inc. Commercial multi-family $ 17,568 $ - $ - $ - $ 17,568 Commercial real estate: Non-owner occupied 163,351 - - - 163,351 Owner occupied 12,891 - - - 12,891 Commercial and industrial 6,532 - 4,433 4,376 15,341 Mortgage 51,426 - - - 51,426 Leasing - 1,652 - - 1,652 Consumer: Personal 3,316 - - - 3,316 Auto - 16,905 - - 16,905 Other - 14 - 363 377 Total Popular, Inc. $ 255,084 $ 18,571 $ 4,433 $ 4,739 $ 282,827 December 31, 2025 (In thousands) Real Estate Auto Equipment Other Total BPPR Commercial multi-family $ 1,206 $ - $ - $ - $ 1,206 Commercial real estate: Non-owner occupied 127,031 - - - 127,031 Owner occupied 23,014 - - - 23,014 Commercial and industrial 2,378 - 4,476 297 7,151 Mortgage 67,380 - - - 67,380 Leasing - 1,925 - - 1,925 Consumer: Personal 3,402 - - - 3,402 Auto - 16,512 - - 16,512 Other - 31 - 363 394 Total BPPR $ 224,411 $ 18,468 $ 4,476 $ 660 $ 248,015 Popular U.S. Commercial multi-family $ 16,395 $ - $ - $ - $ 16,395 Commercial real estate: Non-owner occupied 65,630 - - - 65,630 Commercial and industrial 4,187 - - 1,798 5,985 Mortgage 1,398 - - - 1,398 Total Popular U.S. $ 87,610 $ - $ - $ 1,798 $ 89,408 Popular, Inc. Commercial multi-family $ 17,601 $ - $ - $ - $ 17,601 Commercial real estate: Non-owner occupied 192,661 - - - 192,661 Owner occupied 23,014 - - - 23,014 Commercial and industrial 6,565 - 4,476 2,095 13,136 Mortgage 68,778 - - - 68,778 Leasing - 1,925 - - 1,925 Consumer: Personal 3,402 - - - 3,402 Auto - 16,512 - - 16,512 Other - 31 - 363 394 Total Popular, Inc. $ 312,021 $ 18,468 $ 4,476 $ 2,458 $ 337,423

Loans (Tables)

3 Months Ended

Mar. 31, 2026

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loan purchases by classes of loans

The following table

presents the Corporation's

loan purchases (including

repurchases) for the

quarters ended March

31, 2026

and

2025 by class of loans:

For the quarters ended March 31,

(In thousands)

2026

2025

Commercial

55,006

7,160

Mortgage

109,208

120,907

Ending balance

164,214

128,067

Loan sales by classes of loans

The following table presents the Corporation’s whole-loan

sales for the quarters ended March 31, 2026 and

2025 by class of loans:

For the quarters ended March 31,

(In thousands)

2026

2025

Commercial

14,191

26,349

Construction

9,338

Mortgage

11,035

6,937

Ending balance

25,226

42,624

Loans Held in Portfolio

Accounts, Notes, Loans and Financing Receivable [Line Items]

Past due financing receivables

March 31, 2026

BPPR

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

loans

Commercial multi-family

2,717

7,927

10,644

332,447

343,091

Commercial real estate:

Non-owner occupied

3,123

26,457

29,580

3,362,611

3,392,191

26,457

Owner occupied

2,114

664

14,192

16,970

1,131,241

1,148,211

14,192

Commercial and industrial

5,792

2,240

190,205

198,237

5,742,028

5,940,265

185,993

4,212

Construction

13,635

399,144

412,779

Mortgage

218,044

102,818

325,321

646,183

6,789,562

7,435,745

129,367

195,954

Leasing

21,261

3,938

8,892

34,091

1,952,074

1,986,165

8,892

Consumer:

Credit cards

12,351

8,721

25,395

46,467

1,167,725

1,214,192

25,395

Home equity lines of credit

120

1,778

1,898

Personal

18,601

11,212

15,976

45,789

1,805,275

1,851,064

15,755

221

Auto

81,112

13,038

35,390

129,540

3,654,364

3,783,904

35,390

Other

574

135

4,663

5,372

162,036

167,408

4,227

436

Total

379,324

150,813

646,491

1,176,628

26,500,285

27,676,913

420,273

226,218

March 31, 2026

Popular U.S.

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

loans

Commercial multi-family

5,733

10,962

16,695

2,067,509

2,084,204

10,962

Commercial real estate:

Non-owner occupied

10,282

1,930

6,987

19,199

2,132,061

2,151,260

6,987

Owner occupied

21,202

1,610

22,812

2,041,333

2,064,145

Commercial and industrial

11,660

4,404

6,693

22,757

2,602,537

2,625,294

6,524

169

Construction

6,903

1,254,511

1,261,414

Mortgage

25,877

1,552

9,700

37,129

1,239,487

1,276,616

9,700

Consumer:

Credit cards

Home equity lines of

credit

660

252

2,766

3,678

74,188

77,866

2,766

Personal

1,062

523

905

2,490

59,727

62,217

905

Other

9,764

9,766

Total

83,381

10,271

38,013

131,665

11,481,124

11,612,789

37,844

169

March 31, 2026

Popular, Inc.

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

[2] [3]

loans

Commercial multi-family

8,450

7,927

10,962

27,339

2,399,956

2,427,295

10,962

Commercial real estate:

Non-owner occupied

13,405

1,930

33,444

48,779

5,494,672

5,543,451

33,444

Owner occupied

23,316

2,274

14,192

39,782

3,172,574

3,212,356

14,192

Commercial and industrial

17,452

6,644

196,898

220,994

8,344,565

8,565,559

192,517

4,381

Construction

20,538

1,653,655

1,674,193

Mortgage

[1]

243,921

104,370

335,021

683,312

8,029,049

8,712,361

139,067

195,954

Leasing

21,261

3,938

8,892

34,091

1,952,074

1,986,165

8,892

Consumer:

Credit cards

12,351

8,721

25,395

46,467

1,167,732

1,214,199

25,395

Home equity lines of credit

660

372

2,766

3,798

75,966

79,764

2,766

Personal

19,663

11,735

16,881

48,279

1,865,002

1,913,281

16,660

221

Auto

81,112

13,038

35,390

129,540

3,654,364

3,783,904

35,390

Other

576

135

4,663

5,374

171,800

177,174

4,227

436

Total

462,705

161,084

684,504

1,308,293

37,981,409

39,289,702

458,117

226,387

[1]

At March 31, 2026, mortgage loans held-in-portfolio include

3.3

billion of loans that carry certain guarantees from the

FHA or the VA, for which

the Corporation’s policy is to exclude them from

non-performing status, of which $

196

million are 90 days or more past due. The portfolio of

guaranteed loans includes $

million of residential mortgage loans in Puerto Rico that

are no longer accruing interest as of March 31, 2026.

The

Corporation has $

million in reverse mortgage loans in Puerto Rico which

are guaranteed by FHA, but which are currently not

accruing interest

at March 31, 2026.

[2]

Loans held-in-portfolio are net of $

414

million in unearned income and exclude $

million in loans held-for-sale.

[3]

Includes $

22.9

billion pledged to secure credit facilities and public funds

that the secured parties are not permitted to sell or repledge

the collateral,

of which $

7.4

billion were pledged at the Federal Home Loan Bank

("FHLB") as collateral for borrowings and $

15.5

billion at the Federal Reserve

Bank ("FRB") for discount window borrowings. As of

March 31, 2026, the Corporation had an available borrowing

facility with the FHLB and the

discount window of FRB of $

4.2

billion and $

12.2

billion, respectively.

December 31, 2025

BPPR

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

loans

Commercial multi-family

6,579

155

112

6,846

296,502

303,348

112

Commercial real estate:

Non-owner occupied

2,457

299

35,692

38,448

3,356,682

3,395,130

35,692

Owner occupied

2,760

681

24,567

28,008

1,168,585

1,196,593

24,567

Commercial and industrial

8,864

3,760

187,222

199,846

5,770,227

5,970,073

183,914

3,308

Construction

17,283

340,258

357,541

Mortgage

261,145

133,124

329,613

723,882

6,624,085

7,347,967

132,373

197,240

Leasing

23,748

4,640

9,179

37,567

1,963,798

2,001,365

9,179

Consumer:

Credit cards

13,700

10,617

27,529

51,846

1,204,885

1,256,731

27,529

Home equity lines of credit

1,908

Personal

19,608

11,894

19,082

50,584

1,785,818

1,836,402

18,863

219

Auto

109,103

25,495

52,200

186,798

3,633,014

3,819,812

52,200

Other

927

2,688

2,285

5,900

165,858

171,758

1,809

476

Total

466,174

193,353

687,481

1,347,008

26,311,620

27,658,628

458,709

228,772

December 31, 2025

Popular U.S.

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

loans

Commercial multi-family

9,500

8,636

18,136

2,134,306

2,152,442

8,636

Commercial real estate:

Non-owner occupied

1,600

7,020

8,620

2,139,534

2,148,154

7,020

Owner occupied

1,956,487

Commercial and industrial

7,608

928

6,686

15,222

2,622,117

2,637,339

6,498

188

Construction

1,317,358

Mortgage

15,596

6,400

13,422

35,418

1,266,055

1,301,473

13,422

Consumer:

Credit cards

(14)

Home equity lines of credit

1,282

2,796

4,160

72,624

76,784

2,796

Personal

983

832

1,233

3,048

66,778

69,826

1,233

Other

9,012

9,041

Total

34,969

9,842

39,822

84,633

11,584,257

11,668,890

39,634

188

December 31, 2025

Popular, Inc.

Past due

Past due 90 days or more

30-59

60-89

90 days

Total

Non-accrual

Accruing

(In thousands)

days

or more

past due

Current

Loans HIP

[2] [3]

loans

Commercial multi-family

16,079

155

8,748

24,982

2,430,808

2,455,790

8,748

Commercial real estate:

Non-owner occupied

2,457

1,899

42,712

47,068

5,496,216

5,543,284

42,712

Owner occupied

2,760

681

24,567

28,008

3,125,072

3,153,080

24,567

Commercial and industrial

16,472

4,688

193,908

215,068

8,392,344

8,607,412

190,412

3,496

Construction

17,283

1,657,616

1,674,899

Mortgage

[1]

276,741

139,524

343,035

759,300

7,890,140

8,649,440

145,795

197,240

Leasing

23,748

4,640

9,179

37,567

1,963,798

2,001,365

9,179

Consumer:

Credit cards

13,700

10,617

27,529

51,846

1,204,871

1,256,717

27,529

Home equity lines of credit

1,282

2,796

4,160

74,532

78,692

2,796

Personal

20,591

12,726

20,315

53,632

1,852,596

1,906,228

20,096

219

Auto

109,103

25,495

52,200

186,798

3,633,014

3,819,812

52,200

Other

927

2,688

2,314

5,929

174,870

180,799

1,838

476

Total

501,143

203,195

727,303

1,431,641

37,895,877

39,327,518

498,343

228,960

[1]

At December 31, 2025 mortgage loans held-in-portfolio include

3.2

billion of loans that carry certain guarantees from the FHA

or the VA, for

which the Corporation’s policy is to exclude them

from non-performing status, of which $

197

million are 90 days or more past due. The portfolio

guaranteed loans includes $

million of residential mortgage loans in Puerto Rico that

are no longer accruing interest as of December 31,

2025.

The Corporation has $

million in reverse mortgage loans in Puerto Rico which

are guaranteed by FHA, but which are currently not accruing

interest at December 31, 2025.

[2]

Loans held-in-portfolio are net of $

422

million in unearned income and exclude $

million in loans held-for-sale.

[3]

Includes $

22.7

billion pledged to secure credit facilities and public funds

that the secured parties are not permitted to sell or repledge

the collateral,

of which $

7.5

billion were pledged at the FHLB as collateral for borrowings

and $

15.2

billion at the FRB for discount window borrowings.

As of

December 31, 2025, the Corporation had an available borrowing

facility with the FHLB and the discount window

of FRB of $

.0 billion and $

12.1

billion, respectively.

Financing receivable non accrual status

The following tables present the amortized cost basis

of non-accrual loans as of March 31, 2026

and December 31, 2025 by class of

loans:

March 31, 2026

BPPR

Popular U.S.

Popular, Inc.

(In thousands)

Non-accrual

with no

allowance

Non-accrual

with

allowance

Non-accrual

with no

allowance

Non-accrual

with

allowance

Non-accrual

with no

allowance

Non-accrual

with

allowance

Commercial multi-family

10,632

330

10,632

330

Commercial real estate non-owner occupied

22,240

4,217

6,957

29,197

4,247

Commercial real estate owner occupied

6,617

7,575

6,617

7,575

Commercial and industrial

6,203

179,790

5,975

549

12,178

180,339

Mortgage

59,937

69,430

760

8,940

60,697

78,370

Leasing

542

8,350

542

8,350

Consumer:

HELOCs

2,766

Personal

3,484

12,271

905

3,484

13,176

Auto

2,313

33,077

2,313

33,077

Other

363

3,864

363

3,864

Total

101,699

318,574

24,324

13,520

126,023

332,094

December 31, 2025

BPPR

Popular U.S.

Popular, Inc.

(In thousands)

Non-accrual

with no

allowance

Non-accrual

with

allowance

Non-accrual

with no

allowance

Non-accrual

with

allowance

Non-accrual

with no

allowance

Non-accrual

with

allowance

Commercial multi-family

112

8,137

499

8,137

611

Commercial real estate non-owner occupied

31,408

4,284

6,979

38,387

4,325

Commercial real estate owner occupied

16,576

7,991

16,576

7,991

Commercial and industrial

6,245

177,669

5,985

513

12,230

178,182

Mortgage

59,302

73,071

732

12,690

60,034

85,761

Leasing

771

8,408

771

8,408

Consumer:

HELOCs

2,796

Personal

3,314

15,549

1,233

3,314

16,782

Auto

2,252

49,948

2,252

49,948

Other

378

1,431

378

1,460

Total

120,246

338,463

21,833

17,801

142,079

356,264

Collateral dependent financial assets

The following tables present the amortized cost basis

of collateral-dependent loans, for which the ACL was measured

based on the

fair value of the collateral less cost to sell, by

class of loans and type of collateral as of March

31, 2026 and December 31, 2025:

March 31, 2026

(In thousands)

Real Estate

Auto

Equipment

Other

Total

BPPR

Commercial multi-family

1,189

Commercial real estate:

Non-owner occupied

97,743

Owner occupied

12,891

Commercial and industrial

2,355

4,433

2,578

9,366

Mortgage

50,344

Leasing

1,652

Consumer:

Personal

3,316

Auto

16,905

Other

363

377

Total BPPR

167,838

18,571

4,433

2,941

193,783

Popular U.S.

Commercial multi-family

16,379

Commercial real estate:

Non-owner occupied

65,608

Commercial and industrial

4,177

1,798

5,975

Mortgage

1,082

Total Popular U.S.

87,246

1,798

89,044

Popular, Inc.

Commercial multi-family

17,568

Commercial real estate:

Non-owner occupied

163,351

Owner occupied

12,891

Commercial and industrial

6,532

4,433

4,376

15,341

Mortgage

51,426

Leasing

1,652

Consumer:

Personal

3,316

Auto

16,905

Other

363

377

Total Popular,

Inc.

255,084

18,571

4,433

4,739

282,827

December 31, 2025

(In thousands)

Real Estate

Auto

Equipment

Other

Total

BPPR

Commercial multi-family

1,206

Commercial real estate:

Non-owner occupied

127,031

Owner occupied

23,014

Commercial and industrial

2,378

4,476

297

7,151

Mortgage

67,380

Leasing

1,925

Consumer:

Personal

3,402

Auto

16,512

Other

363

394

Total BPPR

224,411

18,468

4,476

660

248,015

Popular U.S.

Commercial multi-family

16,395

Commercial real estate:

Non-owner occupied

65,630

Commercial and industrial

4,187

1,798

5,985

Mortgage

1,398

Total Popular U.S.

87,610

1,798

89,408

Popular, Inc.

Commercial multi-family

17,601

Commercial real estate:

Non-owner occupied

192,661

Owner occupied

23,014

Commercial and industrial

6,565

4,476

2,095

13,136

Mortgage

68,778

Leasing

1,925

Consumer:

Personal

3,402

Auto

16,512

Other

363

394

Total Popular,

Inc.

312,021

18,468

4,476

2,458

337,423