v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Cash and cash equivalents    
Cash and due from banks $ 59,479 $ 58,420
Interest-bearing deposits in other banks 7,939 9,321
Federal funds sold 261,194 201,243
Total cash and cash equivalents 328,612 268,984
Investment securities:    
Available for sale: Amortized cost of $502,298 and $541,707, respectively, net of allowance for credit losses of $0 at March 31, 2026, and December 31, 2025 469,261 512,563
Held to maturity: Fair value of $60,954 and $62,798, respectively, net of allowance for credit losses of $0 at March 31, 2026, and December 31, 2025 70,557 72,047
Equity investments carried at fair value 3,054 2,598
Total investment securities 542,872 587,208
Loans 4,190,202 4,066,896
Less: allowance for credit losses 39,586 39,007
Net loans 4,150,616 4,027,889
Loans held for sale 1,181 805
Goodwill 75,986 75,986
Premises and equipment, net 79,206 78,496
Bank owned life insurance 83,417 88,645
Deferred tax assets 26,264 26,555
Accrued interest receivable 17,991 17,633
Intangible assets, net 26,161 27,700
Other assets 91,024 70,677
Total assets 5,423,330 5,270,578
Deposits:    
Noninterest-bearing 969,341 954,485
Interest-bearing 3,456,028 3,479,584
Total deposits 4,425,369 4,434,069
Short-term borrowings 179,321 32,721
Long-term debt 134,750 134,352
Subordinated debt 83,289 83,187
Junior subordinated debt 8,167 8,140
Accrued interest payable 7,890 6,792
Other liabilities 59,039 51,470
Total liabilities 4,897,825 4,750,731
Stockholders' equity:    
Common stock, par value $2.00, authorized 25,000,000 shares, issued and outstanding 10,010,488, shares at March 31, 2026, and 9,994,595 shares at December 31, 2025 20,047 20,015
Capital surplus 251,065 251,023
Retained earnings 282,001 273,500
Accumulated other comprehensive loss (27,608) (24,691)
Total stockholders' equity 525,505 519,847
Total liabilities and stockholders' equity $ 5,423,330 $ 5,270,578