The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 397,323 2,736 SH SOLE 0 0 2,736
ABBOTT LABORATORIES COM 002824100 442,030 4,305 SH SOLE 0 0 4,305
ABBVIE INC COM 00287Y109 1,067,850 4,910 SH SOLE 0 0 4,910
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 436,224 8,254 SH SOLE 0 0 8,254
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 206,294 5,510 SH SOLE 0 0 5,510
ALPHABET INC CAP STK CL A 02079K305 1,273,952 4,430 SH SOLE 0 0 4,430
ALPHABET INC CAP STK CL C 02079K107 2,828,277 9,859 SH SOLE 0 0 9,859
AMAZON COM INC COM 023135106 8,693,190 41,740 SH SOLE 0 0 41,740
AMERICAN CENTY ETF TR LARGE CAP EQUITY 025072752 358,279 4,860 SH SOLE 0 0 4,860
AMERICAN EXPRESS CO COM 025816109 382,637 1,265 SH SOLE 0 0 1,265
ANGEL OAK FINL STRATEGIES IN COM BEN INT 03464A100 331,500 26,000 SH SOLE 0 0 26,000
APPLE INC COM 037833100 11,114,808 43,795 SH SOLE 0 0 43,795
AT&T INC COM 00206R102 1,240,210 42,781 SH SOLE 0 0 42,781
AUTOMATIC DATA PROCESSING IN COM 053015103 231,016 1,137 SH SOLE 0 0 1,137
AUTOZONE INC COM 053332102 6,910,938 2,046 SH SOLE 0 0 2,046
UNIFIED SER TR BALLAST SMLMD CP 90470L550 345,153 7,650 SH SOLE 0 0 7,650
BANK AMERICA CORP COM 060505104 2,372,832 48,673 SH SOLE 0 0 48,673
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,590,700 5 SH SOLE 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,009,774 37,583 SH SOLE 0 0 37,583
BLACKSTONE MORTGAGE TRUST IN COM CL A 09257W100 235,545 12,300 SH SOLE 0 0 12,300
BOOKING HOLDINGS INC COM 09857L108 256,830 61 SH SOLE 0 0 61
BRISTOL-MYERS SQUIBB CO COM 110122108 367,478 6,059 SH SOLE 0 0 6,059
BROADCOM INC COM 11135F101 205,824 665 SH SOLE 0 0 665
CSX CORP COM 126408103 287,275 6,998 SH SOLE 0 0 6,998
CANADIAN PACIFIC KANSAS CITY COM 13646K108 472,432 6,006 SH SOLE 0 0 6,006
SCHWAB CHARLES CORP COM 808513105 1,117,892 11,895 SH SOLE 0 0 11,895
CHEVRON CORPORATION COM 166764100 1,100,359 5,318 SH SOLE 0 0 5,318
CISCO SYS INC COM 17275R102 464,493 5,987 SH SOLE 0 0 5,987
CME GROUP INC COM 12572Q105 252,524 855 SH SOLE 0 0 855
CNH INDL N V SHS N20944109 275,000 25,000 SH SOLE 0 0 25,000
COCA COLA CO COM 191216100 1,595,896 20,985 SH SOLE 0 0 20,985
CONOCOPHILLIPS COM 20825C104 288,382 2,185 SH SOLE 0 0 2,185
COSTCO WHOLESALE CORPORATION COM 22160K105 1,185,752 1,190 SH SOLE 0 0 1,190
CROWN HLDGS INC COM 228368106 450,524 4,494 SH SOLE 0 0 4,494
DANAHER CORP DEL COM 235851102 216,523 1,142 SH SOLE 0 0 1,142
DEERE & CO COM 244199105 2,311,220 4,103 SH SOLE 0 0 4,103
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 998,200 14,077 SH SOLE 0 0 14,077
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 296,612 4,170 SH SOLE 0 0 4,170
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 441,246 9,105 SH SOLE 0 0 9,105
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 5,683,341 12,270 SH SOLE 0 0 12,270
DUKE ENERGY CORP NEW COM NEW 26441C204 435,914 3,329 SH SOLE 0 0 3,329
EMERSON ELEC CO COM 291011104 2,350,533 17,940 SH SOLE 0 0 17,940
ENBRIDGE INC COM 29250N105 297,499 5,495 SH SOLE 0 0 5,495
ENTERGY CORP NEW COM 29364G103 393,260 3,500 SH SOLE 0 0 3,500
ENTERPRISE PRODS PARTNERS L COM 293792107 546,447 14,441 SH SOLE 0 0 14,441
EXPEDITORS INTL WASH INC COM 302130109 1,106,595 7,726 SH SOLE 0 0 7,726
EXXON MOBIL CORP COM 30231G102 4,084,997 24,078 SH SOLE 0 0 24,078
FASTENAL CO COM 311900104 714,514 15,399 SH SOLE 0 0 15,399
FEDEX CORP COM 31428X106 2,818,916 7,914 SH SOLE 0 0 7,914
FIRST HORIZON CORPORATION COM 320517105 410,203 18,023 SH SOLE 0 0 18,023
GE AEROSPACE COM NEW 369604301 278,095 980 SH SOLE 0 0 980
GE VERNOVA INC COM 36828A101 316,252 362 SH SOLE 0 0 362
GENERAL DYNAMICS CORP COM 369550108 551,211 1,606 SH SOLE 0 0 1,606
GLOBE LIFE INC COM 37959E102 789,264 5,671 SH SOLE 0 0 5,671
HARBOR ETF TRUST INTERNATNAL COMP 41151J885 1,653,827 57,127 SH SOLE 0 0 57,127
HOME DEPOT INC COM 437076102 2,639,342 8,025 SH SOLE 0 0 8,025
HONEYWELL INTL INC COM 438516106 2,164,463 9,576 SH SOLE 0 0 9,576
INTERNATIONAL BUSINESS MACHS COM 459200101 1,296,025 5,347 SH SOLE 0 0 5,347
ISHARES TR IBONDS DEC2026 46435GAA0 499,853 20,621 SH SOLE 0 0 20,621
ISHARES TR IBONDS 27 ETF 46435UAA9 18,717,029 772,155 SH SOLE 0 0 772,155
ISHARES TR IBDS DEC28 ETF 46435U515 18,735,629 739,662 SH SOLE 0 0 739,662
ISHARES TR IBONDS DEC 29 46436E205 18,101,630 778,230 SH SOLE 0 0 778,230
ISHARES TR IBONDS 2026 TERM 46436E528 364,813 15,896 SH SOLE 0 0 15,896
IDEXX LABS INC COM 45168D104 4,329,924 7,706 SH SOLE 0 0 7,706
ISHARES TR SELECT DIVID ETF 464287168 227,115 1,500 SH SOLE 0 0 1,500
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532 412,675 10,625 SH SOLE 0 0 10,625
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 40,067,686 1,618,896 SH SOLE 0 0 1,618,896
INVESCO QQQ TR UNIT SER 1 46090E103 2,900,609 5,025 SH SOLE 0 0 5,025
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 714,060 13,090 SH SOLE 0 0 13,090
ISHARES TR CORE S&P MCP ETF 464287507 355,748 5,268 SH SOLE 0 0 5,268
ISHARES TR 10-20 YR TRS ETF 464288653 17,496,373 173,713 SH SOLE 0 0 173,713
ISHARES TR 7-10 YR TRSY BD 464287440 9,036,945 94,687 SH SOLE 0 0 94,687
ISHARES TR CORE S&P500 ETF 464287200 20,832,827 31,893 SH SOLE 0 0 31,893
ISHARES TR HDG MSCI EAFE 46434V803 5,773,796 135,870 SH SOLE 0 0 135,870
ISHARES TR USD INV GRDE ETF 464288620 2,729,586 53,281 SH SOLE 0 0 53,281
ISHARES TR CORE US AGGBD ET 464287226 30,948,117 311,757 SH SOLE 0 0 311,757
ISHARES TR MORNINGSTAR GRWT 464287119 791,052 8,285 SH SOLE 0 0 8,285
ISHARES TR MORNINGSTAR VALU 464288109 455,455 4,890 SH SOLE 0 0 4,890
ISHARES TR MRGSTR MD CP ETF 464288208 797,090 9,554 SH SOLE 0 0 9,554
ISHARES TR MRGSTR MD CP GRW 464288307 4,519,586 57,377 SH SOLE 0 0 57,377
ISHARES TR MRGSTR MD CP VAL 464288406 357,457 4,216 SH SOLE 0 0 4,216
ISHARES TR MSCI EAFE ETF 464287465 8,403,202 86,515 SH SOLE 0 0 86,515
DBX ETF TR XTRACK MSCI EURP 233051853 1,320,653 27,107 SH SOLE 0 0 27,107
ISHARES TR RUS 1000 ETF 464287622 507,741 1,424 SH SOLE 0 0 1,424
ISHARES TR S&P 500 VAL ETF 464287408 901,188 4,268 SH SOLE 0 0 4,268
ISHARES SILVER TR ISHARES 46428Q109 246,190 3,613 SH SOLE 0 0 3,613
ISHARES TR CORE S&P SCP ETF 464287804 21,961,089 176,664 SH SOLE 0 0 176,664
JOHNSON & JOHNSON COM 478160104 3,207,414 13,121 SH SOLE 0 0 13,121
JOHNSON CONTROLS INTERNATION SHS G51502105 2,684,475 20,500 SH SOLE 0 0 20,500
JPMORGAN CHASE & CO COM 46625H100 3,408,611 11,588 SH SOLE 0 0 11,588
LAM RESEARCH CORP COM NEW 512807306 247,632 1,159 SH SOLE 0 0 1,159
ELI LILLY & CO COM 532457108 1,272,987 1,384 SH SOLE 0 0 1,384
LOCKHEED MARTIN CORP COM 539830109 301,591 499 SH SOLE 0 0 499
LOWES COS INC COM 548661107 283,536 1,200 SH SOLE 0 0 1,200
MARSH & MCLENNAN COS INC COM 571748102 304,691 1,757 SH SOLE 0 0 1,757
MASTERCARD INCORPORATED CL A 57636Q104 637,566 1,276 SH SOLE 0 0 1,276
MCDONALDS CORP COM 580135101 539,019 1,734 SH SOLE 0 0 1,734
MERCK & CO INC COM 58933Y105 774,788 6,441 SH SOLE 0 0 6,441
META PLATFORMS INC CL A 30303M102 480,589 840 SH SOLE 0 0 840
MICROSOFT CORP COM 594918104 7,502,501 20,268 SH SOLE 0 0 20,268
MID-AMER APT CMNTYS INC COM 59522J103 536,827 4,396 SH SOLE 0 0 4,396
MONDELEZ INTL INC CL A 609207105 270,101 4,686 SH SOLE 0 0 4,686
NEXTERA ENERGY INC COM 65339F101 1,272,672 13,702 SH SOLE 0 0 13,702
NORFOLK SOUTHN CORP COM 655844108 233,905 815 SH SOLE 0 0 815
NVIDIA CORPORATION COM 67066G104 10,473,838 60,056 SH SOLE 0 0 60,056
ORACLE CORP COM 68389X105 482,227 3,278 SH SOLE 0 0 3,278
OREILLY AUTOMOTIVE INC COM 67103H107 646,724 7,006 SH SOLE 0 0 7,006
PACER FDS TR US CASH COWS 100 69374H881 496,414 7,935 SH SOLE 0 0 7,935
PEPSICO INC COM 713448108 1,096,214 7,059 SH SOLE 0 0 7,059
PFIZER INC COM 717081103 535,469 19,069 SH SOLE 0 0 19,069
PHILIP MORRIS INTL INC COM 718172109 396,198 2,396 SH SOLE 0 0 2,396
PHILLIPS 66 COM 718546104 341,991 1,877 SH SOLE 0 0 1,877
PINNACLE FINL PARTNERS INC COM 72348N109 594,458 6,901 SH SOLE 0 0 6,901
PROCTER & GAMBLE CO COM 742718109 2,854,289 19,761 SH SOLE 0 0 19,761
PROGRESSIVE CORP COM 743315103 1,178,933 5,947 SH SOLE 0 0 5,947
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707 442,332 6,464 SH SOLE 0 0 6,464
ROCKWELL AUTOMATION INC COM 773903109 2,061,407 5,744 SH SOLE 0 0 5,744
ROYAL BK CDA COM 780087102 626,412 3,872 SH SOLE 0 0 3,872
RTX CORPORATION COM 75513E101 3,679,760 19,076 SH SOLE 0 0 19,076
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,415,908 2,177 SH SOLE 0 0 2,177
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 683,370 1,108 SH SOLE 0 0 1,108
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 268,028 9,624 SH SOLE 0 0 9,624
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 19,250,342 608,034 SH SOLE 0 0 608,034
SSGA ACTIVE ETF TR STATE STREET DOU 78467V848 1,650,821 41,551 SH SOLE 0 0 41,551
SPDR SERIES TRUST STATE STREET SPD 78464A763 215,262 1,475 SH SOLE 0 0 1,475
STEREOTAXIS INC COM NEW 85916J409 41,400 22,500 SH SOLE 0 0 22,500
TJX COS INC NEW COM 872540109 2,255,922 14,126 SH SOLE 0 0 14,126
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 2,407,766 54,499 SH SOLE 0 0 54,499
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404 501,552 11,238 SH SOLE 0 0 11,238
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 624,630 4,700 SH SOLE 0 0 4,700
TEXAS INSTRS INC COM 882508104 339,939 1,751 SH SOLE 0 0 1,751
TEXAS ROADHOUSE INC COM 882681109 359,014 2,174 SH SOLE 0 0 2,174
SOUTHERN CO COM 842587107 698,828 7,240 SH SOLE 0 0 7,240
T-MOBILE US INC COM 872590104 244,475 1,164 SH SOLE 0 0 1,164
TRACTOR SUPPLY CO COM 892356106 928,650 20,500 SH SOLE 0 0 20,500
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 685,036 19,248 SH SOLE 0 0 19,248
TRUIST FINL CORP COM 89832Q109 367,251 7,989 SH SOLE 0 0 7,989
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 601,486 23,964 SH SOLE 0 0 23,964
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 63,213,185 2,060,404 SH SOLE 0 0 2,060,404
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 42,062,973 1,443,974 SH SOLE 0 0 1,443,974
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 909,579 35,475 SH SOLE 0 0 35,475
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 37,589,925 1,232,457 SH SOLE 0 0 1,232,457
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 39,282,377 1,268,811 SH SOLE 0 0 1,268,811
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,080,060 37,141 SH SOLE 0 0 37,141
UNION PAC CORP COM 907818108 1,554,247 6,406 SH SOLE 0 0 6,406
UNITED PARCEL SVCS INC CL B 911312106 368,274 3,743 SH SOLE 0 0 3,743
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 37,421,698 386,988 SH SOLE 0 0 386,988
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 315,857 4,289 SH SOLE 0 0 4,289
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 369,484 1,718 SH SOLE 0 0 1,718
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,982,244 24,048 SH SOLE 0 0 24,048
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 333,631 1,225 SH SOLE 0 0 1,225
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 32,527,967 393,087 SH SOLE 0 0 393,087
VANGUARD WORLD FD MEGA CAP INDEX 921910873 248,168 1,050 SH SOLE 0 0 1,050
VANGUARD INDEX FDS MID CAP ETF 922908629 276,267 962 SH SOLE 0 0 962
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,971,454 46,371 SH SOLE 0 0 46,371
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,028,984 1,722 SH SOLE 0 0 1,722
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,437,515 3,526 SH SOLE 0 0 3,526
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 987,715 7,936 SH SOLE 0 0 7,936
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 253,347 3,196 SH SOLE 0 0 3,196
VANGUARD STAR FDS VG TL INTL STK F 921909768 569,457 7,385 SH SOLE 0 0 7,385
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,771,483 5,522 SH SOLE 0 0 5,522
VANGUARD INDEX FDS VALUE ETF 922908744 592,988 3,022 SH SOLE 0 0 3,022
VERIZON COMMUNICATIONS INC COM 92343V104 553,857 11,033 SH SOLE 0 0 11,033
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 3,191,997 80,851 SH SOLE 0 0 80,851
VIRTUS ETF TR II SEIX SR LN ETF 92790A405 918,473 39,829 SH SOLE 0 0 39,829
VISA INC COM CL A 92826C839 1,625,812 5,379 SH SOLE 0 0 5,379
WALMART INC COM 931142103 6,038,053 48,584 SH SOLE 0 0 48,584
WASTE MGMT INC DEL COM 94106L109 323,080 1,406 SH SOLE 0 0 1,406
WELLS FARGO & CO COM 949746101 612,599 7,695 SH SOLE 0 0 7,695
WESTROCK COFFEE CO COM 96145W103 56,402 13,271 SH SOLE 0 0 13,271
WEC ENERGY GROUP INC COM 92939U106 328,208 2,835 SH SOLE 0 0 2,835
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 18,535,285 384,949 SH SOLE 0 0 384,949